Cars.com Calculators

  Auto Loan Calculator   Affordability   Cash Back vs. Low Interest   Loan vs. Lease  
Enter loan and lease terms to compare approximate monthly payments for each auto financing method.

Loan Terms

Lease Terms

Vehicle Price: $ Vehicle Price: $
Down Payment: $ Down Payment: $
Trade-In Value: $ Trade-In Value: $
Sales Tax: % Sales Tax: %
Current Loan Rates

U.S. average for
10/20/14

New (48 mo.)
3.22%

Used (48 mo.)
3.46%

Auto loan rates From
Bankrate.com

Rates are national averages for well qualified buyers.
Actual rates may vary.
Residual Value: $ Get Value
Interest Rate (APR): % Money Factor:
Term (Months): Term (Months):
Monthly Payment: $ Monthly Payment: $
Amount Financed: $ Lease Price: $
Total Spent: $ Total Spent: $
Residual Value: $
Total Cost to Own: $ Total Cost to Own: $
  • Acquisition fees, destination charges, tag, title, and other fees and incentives are not included in this calculation, which is an estimate only.
  • Cars.com provides valid residual-value data for Terms of 24, 36, 48 and 60 months. If you choose another Term for your lease, the Residual Value and Money Factor shown may no longer be valid.