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Get pre-approved for a car loan in seconds, even with bad credit. Apply today with - the trusted, exclusive lender of

Shop with confidence with a approval. We are a direct-to-consumer lender, not a loan broker or affiliate. Owned by 155 year old bank: Santander, a leading global bank with 66 million customers, we have 11 years experience helping 2 million people buy cars and refinance their auto loans in the USA.

We work with ALL credit types and applying is easy. Complete a secure, one page application, download your loan voucher and shop with confidence.