The entire automotive industry is still trying to figure out the best path forward for dealing with the COVID-19 pandemic and the new paradigm it has brought with it, and one way we’re already seeing carmakers try to keep metal moving is to offer deals on new cars. We’ve previously spotlighted some of the best deals Kia and GM are offering, and now Fiat Chrysler Automobiles’ brands are following suit, offering 0% financing for 60 months on numerous models for qualified buyers through FCA’s finance arm, Chrysler Capital.
Take that “qualified buyers” part with a grain of salt. The deals in your area may be slightly (or significantly) different, and 0% financing offers couched as such usually mean you must have good credit — but even if you don’t, you should still push for a bargain. If a dealer is motivated, you may get something close to, or even much better than, you might have gotten in better economic times. As for the question of whether you can even buy a car — specifically if your state or city is under a shelter-in-place or stay-at-home order — we’re keeping track of the latest developments on that front.
Though these vehicles qualify for 0% financing nationwide, be sure to check Chrysler Capital’s website to see if there are additional financing deals in your area. And keep an eye on the date: The fine print says these offers will only last through April 30.
Here are five Ram, Chrysler and Jeep models available with 0% financing nationwide, and why you should consider them:
1. 2019-20 Ram 1500 Classic
The offer applies to regular, Quad and crew-cab variants of the Ram 1500 Classic. The “Classic” part of the name just means you’re getting the Ram 1500’s older model; the half-ton pickup truck got a full redesign for the 2019 model year, but Ram has continued to build a version of the truck that doesn’t get those updates and is priced for value. For example, you can’t get the Laramie Longhorn or Limited trims that you can on the updated truck.
Classic models can be identified by the “Classic” badging found on the doors and the crosshair grille up front with the old Ram logo, whereas redesigned versions have the brand name spelled out. Ram has continued to update the 1500 Classic with some appearance packages to spruce up the styling if you choose.
2. 2019-20 Ram 1500
Meanwhile, if you do want the redesigned truck, the good news is the financing offer also applies to the non-Classic Ram 1500. The deal extends to Quad and crew-cab configurations as well as the more luxurious trim levels mentioned above. How luxurious? Enough for those top trim levels to pull down Cars.com’s Luxury Car of the Year award for 2020 thanks to its remarkably upscale interior.
The 2019 and 2020 Ram 1500s are offered with two gasoline-engine options: a 305-horsepower, 3.6-liter V-6 or a 395-hp, 5.7-liter V-8. Remember that the diesel engine was not offered on this truck until the 2020 model year, so if it’s diesel you desire, you’ll have to go for a 2020.
3. 2020 Chrysler Pacifica, Pacifica Hybrid
Third on our list is an old friend of Cars.com’s, the Chrysler Pacifica (the Pacifica was our Best of 2017 award winner, and we bought one for our long-term test-car fleet and have kept it since). The Pacifica is getting a big set of updates for 2021, so 2020 is the final year it carries over in its current form. Seating for seven with second-row Stow ’n Go captain’s chairs comes standard on the gas model, but isn’t available on the plug-in hybrid. Also not available on the PHEV? The nine-speed automatic transmission, which has given us and other owners some problems. Instead, the hybrid uses an eFlite electrically variable automatic transmission. The Pacifica also eliminated some of its lower trim levels for 2020 to make way for the budget Voyager model, so the base price has increased substantially — but you do get much more equipment.
4. 2020 Jeep Grand Cherokee
While Jeep is offering 0% financing on most 2020 Grand Cherokee models, that doesn’t include the SRT or Trackhawk models — the two models most worth recommending for a vehicle rumored to be getting a redesign for the 2021 model year. However, the off-road-focused Trailhawk is not excluded, and it provides a solid option for those looking to do more than just commute. While the Grand Cherokee did finish last in our most recent segment-spanning comparison test of mid-size SUVs, it has a loyal following (who probably think our results were wrong anyway) and handsome looks that may make this financing offer worth it to prospective buyers.
5. 2020 Jeep Compass
It’s not just that the Compass consistently appears in our roundups of the best monthly deals (though if haggling prices down gets your blood pumping, it’s probably worth further investigation for that, too). Jeep’s compact SUV boasts notably upscale interior furnishings and FCA’s venerable Uconnect system, and there’s even a manual-transmission option. For 2020, additional safety features can be added to the base Sport trim, and depending on how long this pandemic goes on, you may want to pocket the idea that a 4xe PHEV is due before the year is out. Perhaps more than any other reason, however, is that the Compass features off-road chops unrivaled in its class — and that’s before you consider the Trailhawk variant or the new Arctic-minded North Edition. The only thing between you and owning one will be how much you can stand that troublesome nine-speed automatic.
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- How to Maintain Your Car While Practicing Good Social Distancing
- Coronavirus and Car Buying: What You Should Know
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