Here Are the Best EV Finance Deals for October

Key Points

• Cash-back incentives offset the end of the federal EV tax credit.
• Get nearly $20,000 cash back on the 2025 Lexus RZ 450e.
• Automakers from BMW to Kia are offering deals in excess of $7,500.

Still interested in an electric vehicle? Automakers are encouraging you to buy 2025 and 2026 models with significant discounts and 0% financing. The $7,500 federal EV tax credit officially expired at the end of September, and automakers are making up for it by offering up to $19,250 cash back in some cases.

Some states still have EV incentives, too, especially for home-charging equipment, and automakers are aiming to clear out existing inventory on dealer lots, which could lead to exceptional local deals.

Related: How Can You Save on Your EV Purchase?

All deals listed below are available nationally, though some regional markets may offer better incentives; check each automaker’s website below or contact your local dealer for specifics. These are the best EV financing deals for well-qualified buyers in the month of October.

Acura

• 2024 ZDX: Acura’s ZDX SUV has been discontinued after just one model year, but shoppers can get up to $4,000 off one of the remaining ones.

Audi

• 2025 E-Tron GT: Get up to a $15,000 customer bonus through Nov. 3 on Audi’s flagship electric sedan.

BMW

• 2025-26 iX: The electric SUV has a cash-back offer of $7,500, same as the expired EV tax credit, from BMW.

Cadillac

• 2024-26 Lyriq EV: Cadillac is offering low financing at 0.9% for 60 months on the 2024 Lyriq or 2.9% for 60 months for the 2025-26 models.
• 2025 Optiq: The first model year of Cadillac’s entry-level EV gets 2.9% financing for up to 60 months.
• 2026 Vistiq: Cadillac’s newest EV, the mid-size Vistiq, gets 2.9% financing for up to 60 months.

Chevrolet

• 2025 Blazer EV: Chevrolet is offering 0% financing for 60 months, as well as up to $3,500 cash back and $1,250 for Costco members.
• 2025 Equinox EV: Chevrolet is offering up to $3,000 cash back and $1,250 for Costco members; GM Financial is offering 0% financing for 60 months.
• 2025 Silverado EV: Get 0% financing for 60 months from Chevrolet, plus $1,250 for Costco members.

Ford

• 2025 Mustang Mach-E: Get 0% financing for 72 months through Ford Credit, plus $2,000 off from the Ford Power Promise, which means you can opt for cash back instead of money toward the installation of a Level 2 home charger.

Genesis

• 2025-26 GV60: Genesis is offering $7,500 in bonus cash, as well as 0% financing for 60 months or 0.99% for 72 months.
• 2026 Electrified GV70: The electric version of the compact SUV gets 0% financing for 60 months or 0.99% for 72 months from Genesis.

GMC

• 2025-26 Hummer EV: The pickup and SUV have 4.9% financing for 48 to 84 months from GMC.
• 2025 Sierra EV: Get 2.9% financing from GMC.

Honda

• 2024-25 Prologue: Get 0% financing and a cash incentive of up to $10,000 from Honda.

Hyundai

• 2025 Ioniq 5: Get $11,000 cash back and 0% financing for 72 months from Hyundai.
• 2025 Ioniq 6: Get up to $8,500 cash back and 0% financing for 48 months (or 1.99% for 60 months) from Hyundai.
• 2026 Ioniq 9: Get 1.99% financing for 60 months from Hyundai.
• 2025 Kona EV: Get $7,500 cash back, plus 0.99% financing for up to 48 months or 1.99% financing for 72 months from Hyundai.

Kia

• 2025 EV6: Get up to $9,000 bonus cash and 0% financing for 72 months or 1.99% for 84 months from Kia.
• 2026 EV9: Get up to $9,000 bonus cash and 0% financing for 60 months, 1.99% for 72 months or 2.99% financing for 84 months from Kia.
• 2025 Niro EV: Get up to $8,500 bonus cash and 0% financing for 72 months or 1.99% financing for 84 months from Kia.

Lexus

• 2025 RZ 450e: Get up to a $19,250 cash incentive from Lexus.

Subaru

• 2025-26 Solterra: Get 0% financing for 72 months on a 2025 Solterra or a $7,500 cash incentive for a 2026 model.

Toyota

• 2024-25 bZ4X and 2026 bZ: Get 0% financing for 72 months from Toyota. The 2024 bZ4X has $17,250 in customer cash available; the 2025 bZ4X qualifies for $11,000 in customer cash; and the redesigned 2026 bZ model has a $7,500 cash-back offer.

Volvo

• 2025-26 EX30: Get 2.99% financing for 72 months from Volvo.
• 2025-26 EX40: Get 2.99% financing for 72 months from Volvo.
• 2025 EX90: Get 2.99% financing for 72 months from Volvo. 

Read More About Shopping for an EV on Cars.com:

• What to Know Before Purchasing an Electric Vehicle: A Buying Guide
• Cars.com’s Top EV Picks of 2026
• What to Know Before Buying a Used Electric Car
• Should I Buy an Electric Car or Plug-in Hybrid?
• Why Are EVs More Expensive to Insure Than Gas Cars?

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