6 Best Car Insurance Companies of 2025
Editorial Note: Content was created in partnership with Money Research Collective. Cars.com receives a commission from the partner links contained within the content.
By Kiah Treece
Choosing the best car insurance company can be as critical as selecting your vehicle. In 2025, the marketplace is bustling with numerous providers, each promising unique benefits and competitive rates. However, savvy motorists know that the best car insurance company for them is one that not only offers affordable premiums, but also delivers reliable customer service and efficient claim processing.
We simplify your decision-making process by highlighting the top six car insurance companies of the year — each rigorously analyzed for their coverage options, customer satisfaction scores, financial strength and innovative services. Whether you’re a first-time car owner or looking to switch providers, read on to uncover which company could fit your automotive protection needs.
Compare the Best Car Insurance Companies
- Best Overall: Progressive
- Best for Claims Satisfaction: Amica
- Best for Young Drivers: Allstate
- Best for Discounts: GEICO
- Best for Custom Coverage: Liberty Mutual
- Best for Quote Comparison: The Zebra
Best Overall: Progressive
Pros | Cons |
Accident forgiveness and vanishing deductible | Snapshot usage-based program may increase rate |
Name Your Price and quote comparison tools | More-than-average complaints with NAIC |
Ability to add gap insurance | Lower rated for claims satisfaction than many top competitors |
HIGHLIGHTS
AM Best Rating | A+ (Superior) |
J.D. Power Rating | Below average for claims satisfaction (672/1,000; tied for No. 19 of 21) |
NAIC Complaint Index | 2.13 as of Jan. 4, 2025 |
Why we chose it: Progressive stands out from the competition by offering some of the most comprehensive coverage options. It’s also one of the few major auto insurers that offers custom parts and lease/loan payoff coverage.
Other optional coverages include roadside assistance, rental car reimbursement, ride-sharing coverage and the Deductible Savings Bank, which reduces your deductible by $50 for every policy period you go without a claim or driving violation.
Progressive also offers flexible online tools to customize your policy and compare coverage options. The Name Your Price Tool is helpful if you’re on a budget and don’t want to spend hours trying to find something that suits your budget. Once you’re a customer, Progressive’s Snapshot program can monitor your driving and reward safe behavior.
Progressive’s customer and claims satisfaction ratings aren’t spectacular, with the company tied 19th for Overall Customer Satisfaction in the J.D. Power 2024 U.S. Auto Claims Satisfaction Study. If customer satisfaction is a priority for you, a company like Allstate might be a better fit.
Coverage options:
- Liability
- Uninsured/underinsurance motorist (UM/UIM)
- Medical payments (Med Pay)
- Personal injury protection (PIP)
- Comprehensive
- Collision
- Loan/lease payoff (up to 25% actual cash value)
- Rental car reimbursement
- Roadside assistance
- Trip interruption
- Vehicle protection
- Customer parts and equipment value (CPE) coverage
- Ride-share coverage
- Deductible Savings Bank
- Pet injury coverage (up to $1,000)
Discounts:
- Multipolicy (7% average savings)
- Continuous insurance (discount varies)
- Teen driver discount (18 or over; discount varies)
- Small accident forgiveness (your premium won’t be raised on first claim of less than $500)
- Large accident forgiveness (no premium increase in an accident if you’ve been a customer for five-plus years with no accidents or violations for up to five years)
- Progressive accident forgiveness (additional benefits available for purchase)
- Snapshot app ($231 average savings)
- Good student discount (10% average savings)
- Distant student discount (discount varies)
- Homeowner discount (discount varies)
- Multicar (12% average savings)
- Online quote (7% average savings)
- Sign online (9% average savings)
- Paperless (discount varies)
- Pay in full (discount varies)
- Automatic payment (discount varies)
Best for Claims Satisfaction: Amica
Pros | Cons |
Ranked No. 2 for overall customer satisfaction in 2024 J.D. Power survey | 12-month policies not available in every state |
Coverage for rideshare and delivery drivers available in some states | Rates may be higher than top competitors |
Numerous discounts | Coverage not available in Hawaii |
HIGHLIGHTS
AM Best Rating | A+ (Superior) |
J.D. Power Rating | Above average for claims satisfaction (746/1,000; No. 2 of 21) |
NAIC Complaint Index | 1.89 as of Jan. 4, 2025 |
Why we chose it: Amica stands out as the second-ranked company for claims satisfaction in the 2024 J.D. Power Claims Satisfaction Study. This rating reflects Amica’s effective claims process and places Amica at the forefront of the insurance industry for those who prioritize a seamless claims experience.
Amica Mutual Insurance offers an extensive range of auto insurance coverages suitable for various types of drivers and vehicles. Coverage options extend beyond liability, comprehensive and collision insurance to ensure customers can tailor policies to their specific needs. Amica also provides additional protections such as roadside assistance, gap insurance and glass coverage. Ride-share and delivery-driving coverage is available in some states.
Amica also provides various opportunities to lower premiums. From the StreetSmart mobile app for safe driving to multivehicle discounts and legacy discounts for drivers under 30 whose parents have had an Amica policy for at least five years, the savings add up. Amica also rewards drivers for having vehicle safety features like anti-theft devices and for completing an approved defensive driving course.
Coverage options:
- Medical payments (MedPay)
- Personal injury protection (PIP)
- Bodily injury liability
- Property damage
- Uninsured/underinsured motorist bodily injury
- Uninsured/underinsured property damage
- Collision
- Comprehensive
- Auto/loan lease coverage
- Full glass coverage
- Roadside assistance (towing and labor)
- Rental reimbursement (loss of use or transportation expenses)
- Ride-share and delivery-driving coverage
- Platinum Choice Auto premium coverage
Discounts:
- Loyalty
- Homeownership
- Bundling (up to 30%)
- Multicar (up to 25%)
- Young driver training
- Good student
- Student away at school
- Parents’ loyalty discount for students
- Accident-free
- Defensive driver training
- StreetSmart mobile app enrollment (up to 20%)
- Anti-theft
- Electronic stability control
- Passive restraints
- Forward collision warning
- Adaptive headlights
- Paid in full
- AutoPay
- Paperless
Best for Young Drivers: Allstate
Pros | Cons |
Discounts for teen drivers and new cars | Drivewise not available in all states |
Drivewise discounts and driving insights | Notably high NAIC complaint index |
Safe Driving Bonus every six months | Mixed customer reviews |
HIGHLIGHTS
AM Best Rating | A+ (Superior) |
J.D. Power Rating | Below average for claims satisfaction (691/1,000; No. 15 of 21) |
NAIC Complaint Index | 4.05 as of Jan. 4, 2025 |
Why we chose it: Adding a young driver to your auto insurance policy usually comes with a hefty price increase, but Allstate offers several discounts and special coverage options for young drivers.
There are discounts for teen drivers and college students getting good grades, as well as the Drivewise program, which monitors your driving and gives you discounts for driving safely. Enroll for the company’s Safe Driving Bonus and Allstate will also send you a Safe Driving Bonus Check every six months without an accident.
The insurer also offers an optional Deductible Rewards program that reduces your deductible by $100 every year you’re accident-free with a maximum reduction of $500. Accident forgiveness is optional if you’re concerned about a single accident affecting your rates.
The company has a below-average rating based on the 2024 J.D. Power Auto Claims Satisfaction Survey. Still, this isn’t a guarantee you’ll experience issues with the claims process, and many of the regions surveyed gave Allstate an above-average rating for claims handling.
Coverage options:
- Collision coverage
- Comprehensive coverage
- Liability coverage
- Medical payments coverage
- Uninsured and underinsured motorist coverage
- Roadside coverage
- Personal injury protection
- Personal umbrella policy
- Rental reimbursement coverage
- Classic car insurance
- Car insurance for travel to Mexico
Discounts:
- Multiple policy discount
- New-car discount
- Smart student discount
- Antilock brake discount
- Anti-theft device discount
- EZ pay plan discount
- Allstate eSmart paperless discount
- Early Signing Discount
- FullPay discount
- Responsible payer discount
- Safe driving club
Best for Discounts: GEICO
Pros | Cons |
Well-reviewed mobile app | Accident forgiveness not available in every state |
Discounts for federal and military employees, students and seniors | No gap insurance |
Extremely high AM Best rating | Below average J.D. Power rating |
HIGHLIGHTS
AM Best Rating | A++ (Superior) |
J.D. Power Rating | Below average for claims satisfaction (692/1,000; No. 14 of 21) |
NAIC Complaint Index | 1.41 as of Jan. 4, 2025 |
Why we chose it: Not only is GEICO typically one of the lowest-cost car insurance providers in most states, but it also offers some of the deepest discounts available in the industry.
Discounts include savings for safe drivers, federal employees, military service members and good students, among others. Meanwhile, it offers a discount of up to 25% for having multiple vehicles on the same policy. And with the right mix of anti-theft and safety devices, you can qualify for even higher discounts.
Moreover, GEICO’s innovative mobile app adds convenience by streamlining the management of policies, filing claims and accessing digital insurance ID cards, making it a preferred choice for tech-oriented clients.
The company has an A++ (Superior) financial strength rating from AM Best and the lowest NAIC complaint index of the providers on this list. Its commitment to affordable rates without compromising service quality positions GEICO as a top-tier choice for consumers intent on maximizing their insurance investments.
Coverage options:
- Bodily injury liability
- Property damage liability
- Medical payments coverage
- Personal injury protection coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Collision coverage
- Comprehensive coverage
- Emergency road service
- Rental reimbursement
- Mechanical breakdown insurance
Discounts:
- Multivehicle (25%)
- Multipolicy (discount varies)
- Airbag (23%)
- Antilock brakes (5%)
- Anti-theft system ( 23%)
- Daytime running lights (3%)
- New-vehicle discount (15%)
- Good driver (22% for being five years accident-free)
- Seat belt use (discount varies)
- Defensive driving (discount varies)
- Driver’s education course (discount varies)
- Good student (15%)
- Emergency deployment (25%)
- Federal employee – Eagle (12%)
- Membership and employee (discount varies)
- Military (15%)
Best for Custom Coverage: Liberty Mutual
Pros | Cons |
Extensive coverage options | Premiums may be high compared to competitors |
Digital tools, including RightTrack plug-in device | Discount availability and amounts vary by state |
Above-average for claims satisfaction | Below average for shopping in J.D. Power 2024 U.S. Insurance Digital Experience Study |
HIGHLIGHTS
AM Best Rating | A (Excellent) |
J.D. Power Rating | Above average for claims satisfaction (717/1,000; No. 5 of 21) |
NAIC Complaint Index | 2.34 as of Jan. 4, 2025 |
Why we chose it: Liberty Mutual is a stalwart in the insurance industry with over a century of experience and a wide array of auto insurance policies in all 50 states.
The company lets you tailor coverage to fit your unique needs, with options for standard liability, collision and comprehensive coverage. You can also choose from add-ons like roadside assistance, rental car reimbursement and better car replacement. It even offers insurance tailored to antique and classic cars, among other types of vehicles.
This level of customization is complemented by the company’s online tools and resources, which can simplify the quote process and help you make more informed decisions about your insurance. Its RightTrack telematics program rewards safe driving habits with discounts, making it an appealing choice if you’re a conscientious driver.
While ratings may vary by region and individual experience, the insurer is known for its responsive customer service and claims support. Additionally, Liberty Mutual’s standing is upheld by an A (Excellent) financial strength rating from AM Best, ensuring the company remains a dependable choice.
Coverage options:
- Comprehensive coverage
- Collision coverage
- Medical payments coverage
- Uninsured motorist coverage
- Personal injury protection coverage
- Bodily injury liability coverage
- Medical payments coverage
- Property damage coverage
- Better Car Replacement
- Rental car reimbursement
- Gap coverage
- Original parts replacement
- Accident forgiveness
- Lifetime repair guarantee
- New-car replacement
- 24-hour roadside assistance
- Liberty Mutual Deductible Fund
- Teachers’ auto insurance (including vandalism loss protection)
- Mexico car insurance
Discounts:
- Homeowner
- Military
- Early shopper for getting a quote before your current policy expires
- Good student (B average or better)
- Student away at school
- Claims-free
- Violation-free
- Right Track (up to 30% savings with driver monitoring)
- Multipolicy
- Multicar
- Automatic payments
- Pay-in-full discount
- Online purchase
- Paperless documents
Best for Quote Comparison: The Zebra
Pros | Cons |
Ability to view several quotes at once | Must visit insurer websites to see quotes |
Can simplify insurance buying experience | May need to enter information multiple times |
Many positive customer reviews | Not accredited by the Better Business Bureau |
HIGHLIGHTS
AM Best Rating | N/A |
J.D. Power Rating | N/A |
NAIC Complaint Index | N/A |
Why we chose it: The Zebra is an insurance comparison site that can simplify the often complex task of shopping for auto insurance.
With a user-friendly platform that aggregates quotes from hundreds of insurers, The Zebra makes it easier to compare rates and policy details side by side. To utilize The Zebra’s services, customers enter their personal information, details about their vehicle and desired coverage types into The Zebra’s online tool.
The technology then processes this data, presenting a variety of quotes from different insurance companies. Moreover, The Zebra’s comparison tool is free to use, and the platform prides itself on keeping customer information private, never selling data to insurers.
Consider using The Zebra to compare a wide array of options quickly. It can be a helpful resource for first-time insurance buyers and seasoned policyholders looking for a more advantageous insurance contract.
Coverage options:
As a car insurance comparison site, coverage availability depends on the specific car insurance company.
Discounts:
Specific car insurance discounts through The Zebra depend on the car insurance company.
What Is Car Insurance?
Car insurance is a contract between a vehicle owner and an insurance company in which the owner pays a premium, and in return, the insurance company agrees to pay for certain types of financial losses or damages that may occur due to car ownership or operation. These can include costs arising from accidents, theft, vandalism or natural disasters. Essentially, car insurance is a safeguard, providing protection against potentially crippling financial liability and ensuring peace of mind for drivers.
Other coverages such as comprehensive, medical payments, personal injury protection and uninsured motorist coverage provide additional financial protection to policyholders in diverse situations.
Types of Car Insurance
When considering car insurance, it’s critical to understand the different types of coverage available. Each type serves a unique role in protecting a driver’s financial interests in the event of an accident, theft or other unforeseen incidents. The most common insurance coverages can help you tailor your policy to your lifestyle and risk profile.
- Bodily injury liability coverage: This coverage is essential as it helps cover expenses related to injuries or deaths that you or another driver cause while driving your car.
- Property damage liability coverage: This helps pay for damages caused to another person’s property by your car, including vehicles, buildings or other structures.
- Collision coverage: This coverage pays for damages to your vehicle if you hit another car or object, like a fence or a pole, regardless of who is at fault.
- Comprehensive coverage: Not related to driving per se, comprehensive coverage protects you against non-collision-related incidents such as theft, vandalism or natural disasters like hail or flooding.
- Medical payments coverage (MedPay): This helps cover medical or funeral expenses for you and your passengers after an accident regardless of fault.
- Personal injury protection (PIP) coverage: Also referred to as “no-fault” coverage, it covers medical expenses and, in some cases, lost wages and other damages regardless of who is at fault in an accident.
- Uninsured/underinsured motorist coverage: This steps in when you get into an accident with a driver who either doesn’t have insurance or does not have enough insurance to cover the damage.
- Gap insurance: In the event of a total loss, gap insurance covers the difference between what you owe on your car and its current market value.
- Rental reimbursement: If your car is in the shop due to an accident covered by your policy, this type of insurance will cover the rental cost.
- Emergency road service: For those annoying moments like a flat tire or dead battery, emergency road service can save the day by covering the cost of common roadside services.
- Mechanical breakdown insurance: Unlike warranties, mechanical breakdown insurance is coverage you can purchase to help cover the cost of repairs not caused by an accident.
How Much Car Insurance Do I Need?
How much car insurance you need depends on several factors, including your financial situation, the value of your assets, how you use your vehicle and state laws. At a minimum, you should meet your state’s required insurance minimums, which typically include liability coverage for bodily injury and property damage. Consider carrying higher limits than the legal minimum to protect your assets from lawsuits.
Beyond liability insurance, if you have a newer or more expensive vehicle, collision and comprehensive coverage can safeguard against damage to your car. Where you live and drive can also impact your choices. If you’re in accident-prone or theft-heavy areas, consider opting for more coverage.
Ultimately, the best approach is to balance your insurance coverage with an affordable deductible and premium. Consult with an insurance professional to evaluate your unique circumstances and ensure you have appropriate protection against the financial impact of car accidents, theft and other vehicular mishaps. Some drivers also opt for the best extended car warranty plans for additional protection, though this is not an alternative to car insurance.
How Much Does Car Insurance Cost?
Every state in the U.S. has its own set of rules and regulations regarding car insurance, leading to significant variances in insurance premiums across the country. Geographic location, state-mandated minimum coverage requirements, the prevalence of accidents, auto theft rates and even weather conditions play a role in how much car insurance costs for drivers in each state.
Car insurance costs by state
State | Average Auto Insurance Premiums in 2023 (Annual; Full Coverage) |
Alabama | $2,056 |
Alaska | $2,311 |
Arizona | $2,766 |
Arkansas | $2,374 |
California | $2,835 |
Colorado | $2,972 |
Connecticut | $2,569 |
Delaware | $2,651 |
Florida | $4,088 |
Georgia | $2,876 |
Hawaii | $1,587 |
Idaho | $1,370 |
Illinois | $2,135 |
Indiana | $1,726 |
Iowa | $1,888 |
Kansas | $2,552 |
Kentucky | $2,705 |
Louisiana | $3,744 |
Maine | $1,562 |
Maryland | $2,637 |
Massachusetts | $1,832 |
Michigan | $3,049 |
Minnesota | $2,448 |
Mississippi | $2,267 |
Missouri | $3,236 |
Montana | $2,321 |
Nebraska | $2,316 |
Nevada | $3,194 |
New Hampshire | $1,733 |
New Jersey | $2,649 |
New Mexico | $2,331 |
New York | $3,846 |
North Carolina | $2,063 |
North Dakota | $1,884 |
Ohio | $1,533 |
Oklahoma | $2,631 |
Oregon | $1,994 |
Pennsylvania | $2,455 |
Rhode Island | $2,733 |
South Carolina | $1,922 |
South Dakota | $2,279 |
Tennessee | $2,026 |
Texas | $2,492 |
Utah | $2,141 |
Vermont | $1,412 |
Virginia | $2,084 |
Washington | $1,724 |
West Virginia | $2,132 |
Wisconsin | $1,869 |
Wyoming | $1,668 |
District of Columbia | $2,712 |
How to Find the Best Car Insurance Company for You
Finding the best car insurance company for your needs involves a mix of personal preference, coverage requirements and budget considerations. Assess your individual situation and compare what different insurance providers offer by following these steps:
- Assess your coverage needs. Before you start shopping, understand how much car insurance you need. This may include liability, collision, comprehensive or uninsured motorist coverage. Remember, your coverage needs might change based on your vehicle type, usage and personal circumstances. If you have another type of vehicle, consider RV insurance or the best motorcycle insurance.
- Check financial stability. Look at insurance companies’ financial ratings through agencies like AM Best or Standard & Poor’s. Financial stability is a strong indicator of an insurer’s ability to fulfill its policy obligations. An insurer’s financial health is crucial because it signifies their ability to pay out claims even in challenging economic times.
- Read customer reviews and complaints. Go through online reviews and official complaints registered on the National Association of Insurance Commissioners (NAIC) database to gauge customer satisfaction. Customer reviews give insights into the actual experiences of policyholders, offering clues about things like customer service and claims handling.
- Compare quotes. Obtain quotes from multiple insurance companies. Make sure each quote is for the same level of coverage to make accurate comparisons. Insurance premiums can vary widely between companies for the same coverage. This is especially true if your car is among the cheapest or most expensive cars to insure.
- Evaluate discount opportunities. Discounts can drastically reduce your premium without sacrificing coverage. Many insurance companies offer a range of discounts, but they differ in type and size. Identifying which discounts apply to your situation can guide you to an insurer that offers the most savings based on your profile.
- Consider the claims process and ease of doing business. Choose a company known for a smooth claims process and multiple channels (e.g., online portal, mobile app, phone, in-person) for customer service. In stressful times following an accident or loss, dealing with a difficult claims process can add unnecessary tension.
- Consult with independent insurance agents. If you’re unsure about your choice, speak with independent agents who can provide unbiased advice because they represent several insurance companies. Independent agents can match you with an insurer that fits your unique needs, potentially uncovering options you might not find on your own.
Factors That Affect the Cost of Car Insurance
Many variables can influence the cost of car insurance premiums. These factors can range from personal driving history to features inherent to the insured vehicle, and understanding them is key for any driver looking to find the best rates possible. These are some of the main factors that affect the cost of car insurance:
- Age and driving experience: Younger, less experienced drivers often face higher insurance rates due to their higher risk profile. Insurers use statistical evidence to assess risk and determine premiums, and the data correlates a lack of experience with a propensity for accidents.
- Driving record: A driver’s past behavior on the road is a strong predictor of future risk. Speeding tickets, accidents, DUIs and other traffic violations can significantly increase insurance premiums as they paint a picture of higher risk to the insurer.
- Credit score: Many insurance companies use credit scores to indicate an individual’s reliability and the likelihood of filing claims. A higher credit score could result in lower premiums, while a lower score might increase the cost of your policy.
- Vehicle type: The car you drive affects your insurance rates. High-performance vehicles that can encourage speeding or luxury cars that are expensive to repair come with higher premiums. Additionally, the likelihood of theft and the car’s safety features may also impact the cost.
- Location: Insurance costs can vary depending on where you live. Urban areas with higher traffic congestion and theft rates generally face higher premiums than rural areas. Local weather patterns and the potential for natural disasters can also influence rates.
- Coverage type and deductibles: Choosing higher levels of coverage and lower deductibles can increase the cost of a policy. While this might provide more comprehensive protection, it requires paying more upfront.
- Annual mileage: The more you drive, the higher the likelihood of being involved in an accident. Thus, drivers with higher annual mileage may see increased insurance premiums compared to those who drive less frequently.
- Gender and marital status: These personal details can influence car insurance costs, as well. Statistically, certain groups — like single males under the age of 20 — have been shown to have higher accident rates, which can lead to higher premiums.
- Insurance claim history: If you have a history of filing insurance claims, insurers may consider you a higher risk and charge you higher premiums to offset this risk.
Frequently Asked Questions
What is the best auto insurance?
The best auto insurance offers value, matching your needs with affordable rates, comprehensive coverage, excellent customer service and a smooth claims process. It depends on your individual profile, including driving history, location and vehicle type. Always compare options and consult with experts — especially if you’re a first-time car buyer.
What is a car insurance premium?
A car insurance premium is the amount you pay an insurance company for coverage. It’s determined by your risk profile, which includes factors like driving history, vehicle type and location. Premiums are typically paid monthly or annually and maintain the insurance policy’s active status, providing financial protection against vehicle-related losses or damages.
Does car insurance cover theft?
Car insurance can cover theft if you have comprehensive coverage. This type of insurance pays for loss or damage to your vehicle from theft, vandalism, natural disasters and other non-collision events. However, personal items stolen from inside the car are typically not covered under a car insurance policy.
What is a deductible in car insurance?
A deductible in car insurance is the amount you pay out of pocket for damages before your insurer covers the remaining costs. For example, with a $500 deductible, you would cover the first $500 of repairs, and insurance would pay for costs above that amount. Choosing a higher deductible typically lowers your premium.
Can I insure a car that’s not in my name?
It is possible to insure a car not in your name, but it can be complex and varies by insurer. Generally, you’ll need to prove insurable interest and obtain consent from the vehicle’s owner. Consult with your insurance company for specific guidelines to ensure the policy is valid and enforceable.
How We Chose the Best Car Insurance Companies
Most people choose their car insurance based on price alone, but it’s not the only factor you should consider. Also think about the financial strength of the company, the coverage and discounts it offers, how easy it is to manage your account and how satisfied other customers are with their claims experience. When choosing the best car insurance companies, we considered the following:
- Financial strength: If an auto insurance company isn’t financially secure, it may be unable to pay you when you need to file a claim. We looked at financial strength ratings from AM Best, Standard & Poor’s and Moody’s to verify that the companies we chose will remain financially solvent.
- Coverage options: Auto insurers provide state-minimum liability coverage in addition to collision and comprehensive coverage, which pay to repair your vehicle following a crash or another type of accident. We placed a higher value on companies offering add-ons like ride-sharing, pet injury or custom vehicle coverage.
- Discounts: It’s difficult to compare auto insurers based on price in a review like this because quotes depend on numerous variables. The most cost-effective auto insurance providers have discounts for bundling home and auto policies, being a safe driver, paying in full and using vehicle safety devices.
- Online tools: When you have to file a claim or update your policy, you should be able to do so online at your convenience. The company should also offer online auto insurance cards and resources to help you learn more about auto insurance and how to choose the right coverage options.
- Customer and claims satisfaction: Everyone may have a slightly different experience, but you can get a general sense of how companies treat their customers by looking at the results of customer satisfaction surveys like the J.D. Power (October) 2023 U.S. Auto Claims Satisfaction Study, which is based on a scale of up to 1,000 points. We considered these ratings and favored the companies that received higher customer and claims satisfaction scores.
Want to see rates by state? Whether you live in California, Florida, Illinois, Michigan, New Jersey, Pennsylvania, Texas or any other state in the U.S., we encourage you to compare rates from several car insurance companies.