10 Questions to Save on Car Insurance with The General
Sponsored by The General
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Auto insurance isn’t just a formality; it’s a legal requirement in nearly every state. Beyond meeting state laws, the right auto insurance can protect you financially after an accident, cover unexpected roadside issues, and help you get back on the road faster.
Every day in the United States, according to the National Highway Traffic Safety Administration, there are between 15,000 and 20,000 vehicle accidents, from minor to major1. That’s thousands of drivers dealing with dents, fender benders, dings, cracks, punctures, and worse—and just as many learning how quickly a clean driving record can change. Whether it’s a minor accident or a traffic citation, even a small blemish can make finding the right coverage feel more complicated. But with The General, it doesn’t have to be.
The reality is simple: Without insurance, the financial and medical implications of a crash can be devastating. Unfortunately, once you’ve been in an accident or received citations, getting affordable insurance can become more difficult. That’s why it’s so important to know the right questions to ask when you get a car insurance quote.
What to Ask Before You Buy Auto Insurance
Not sure what to ask? Here are the top 10 questions that can potentially save you time and money when talking to an insurer, talking to an agent, or getting a car insurance quote:
- What types of coverage are included in this policy?
(e.g., liability, collision, comprehensive, uninsured motorist, personal injury protection) - How much coverage do I actually need based on my state’s requirements and personal situation?
- What deductible options are available, and how will they affect my monthly premium and out-of-pocket costs?
- Are there any car insurance discounts I may qualify for?
(e.g., safe driver, bundling, good student, vehicle safety features, defensive driving courses) - How does my driving record impact my rates—and can my premium decrease over time if it improves?
- What happens if I need to file a claim?
(Ask about the claim process, average resolution time, and support available.) - Are there extra benefits or add-ons I should consider?
(e.g., roadside assistance, rental reimbursement, or gap coverage) - How will a lapse in coverage affect my ability to get insured, and what can I do to recover?
- Is bundling auto insurance with other policies—like renters or homeowners—worth it for me?
- How easy is it to switch providers or update my coverage in the future?
Getting Coverage After an Accident or Violation
Once you’ve been in an accident or received traffic citations, you may be considered a High Risk Driver by car insurance companies. However, many drivers on the road today have less-than-perfect driving records and still need reliable insurance. That’s where The General stands apart. The General believes drivers deserve an affordable, comprehensive policy that provides peace of mind while on the road.
Whether you’ve had a lapse in coverage or just need a fresh start, getting insured doesn’t have to be a headache. In fact, switching auto insurance companies can take less than 30 minutes from start to finish.
Getting Coverage After an Accident or Violation
Once you’ve been in an accident or received traffic citations, you may be considered a High Risk Driver by car insurance companies. However, many drivers on the road today have less-than-perfect driving records and still need reliable insurance. That’s where The General stands apart. The General believes drivers deserve an affordable, comprehensive policy that provides peace of mind while on the road.
Whether you’ve had a lapse in coverage or just need a fresh start, getting insured doesn’t have to be a headache. In fact, switching auto insurance companies can take less than 30 minutes from start to finish.
How Auto Insurance Protects More Than Just Your Car
Auto insurance isn’t only about repairing vehicles after an accident; it can also help protect your financial future. Beyond covering property damage to your vehicle, most policies include liability protection, which shields you from potentially devastating out-of-pocket expenses if you’re found at fault in a collision. You may also have the opportunity to purchase coverage protecting you when you are in a collision with an uninsured motorist, and coverage for medical payments when you or your passengers are injured in a vehicle accident. This means that with the right insurance in place, a single accident doesn’t have to turn into a long-term financial burden. Choosing a provider like The General gives you the confidence that both your vehicle and your wallet are protected.
See if The General is Right for You
Getting a quote with The General is fast, simple, and entirely online. There is also no commitment on your part once you receive the quote. Here’s how to get a quote in 2 minutes or less:
- Start with basic info: Enter details about yourself, including your zip code, age, marital status, etc.
- Provide Driver Information: Information about your driving record, how often you drive your car, and what type of car you have will be requested.
- Review and purchase: The General will generate your free quote in under 2 minutes. You can save your quote online and shop around, or if you’re happy with your quote, you can finalize your policy online.
You’ll get a free, no-obligation quote in minutes, and once you’ve made your down payment and signed electronically, The General provides immediate proof of insurance.
Why Partner with The General?
Choosing The General means partnering with an insurance company that understands real drivers and real life. With over 60 years of experience helping customers get covered quickly and affordably, The General has built a strong reputation for reliability and support. Backed by a 4.7 out of 5.0 rating on TrustPilot, the company is trusted by drivers nationwide for its straightforward quoting process, flexible coverage options, a highly rated app, and willingness to work with people who may have less-than-perfect driving records. Whether you’re switching insurers or starting fresh, The General makes it easy to get insured fast.
When The General Has Your Back, You Can Drive Confidently Again
Accidents happen—but they don’t have to derail your future. With The General, drivers can find affordable auto insurance that fits their life, even with past accidents or violations on their record. While accidents are a daily occurrence, the best time to secure coverage is before the unexpected strikes. Ready to get started? A free quote from The General could have you back on the road, protected, and driving with confidence—faster than you think.
- Source: National Safety Council (NSC) analysis of National Highway Traffic Safety Administration (NHTSA) Fatality Analysis Reporting System (FARS) and Crash Report Sampling System (CRSS) data sets.
This advertisement was sponsored by The General. Cars.com reporters and reviewers do not participate in the creation of sponsored articles.
