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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
cars
for sale
near
Bay City, MI
under $20,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2013 RAM 1500 Sport
Vehicle information
Features
Reviews
Vehicle Purchase
Great service, the process was simple, my time was valued by Jan she took the time to make sure everything was perfect from start to finish and definitely went the extra mile I?m extremely happy with my experience
to: Campmeat from Arizona Someone told me my lifters
to: Campmeat from Arizona Someone told me my lifters were going bad because when I first started my truck I heard ticking noise until the engine got warm. I took my truck to a honest very hard to find mechanic and he told me I had a hole in my exhaust manifold. I paid $800 and 195,000 miles later still no ticking.






Used
2017 Chevrolet Silverado 1500 1LT
Vehicle information
Features
Reviews
Overall best experience I’ve had working with Megan.
Overall best experience I’ve had working with Megan. Definitely would recommend anyone looking for a car to go to Otto dealz!
Very good truck, bought it used, inside is comfortable
Very good truck, bought it used, inside is comfortable lots of features, engine runs good for now. enough power to pull a trailer and good on mileage for a truck






Used
2017 RAM 1500 SLT
Vehicle information
Features
Reviews
Kim was great to work with.
Kim was great to work with. She listened to everything we wanted and made something happen. I would recommend her and Schafer.
Outstanding truck Ride quality is best in class as is
Outstanding truck Ride quality is best in class as is fit and finish. Drive a Chevy/gmc/ford and then drive a Ram. Just make sure you get a hemi.






Used
2014 Jeep Grand Cherokee Limited
Vehicle information
Features
Reviews
All the staff are welcoming and helpful.
All the staff are welcoming and helpful. The lot has a large variety of vehicles in all price ranges. Kim Barty’s was very knowledgeable and patient while trying to get me back into a vehicle. The finance team worked to my needs and went into detail to go over all the numbers in the end. Thank you Kim, Dan and Norm!
I have that car and I’m happy with it.
I have that car and I’m happy with it. Yes it have some problems, need some care, you can just go to speedway and fuel up it would be your last fuel up with diesel on speedway. To previous review: I bought the car with 185000 miles. After I fuel up at speedway 😁, I sen car to dealership. They replace entire emission system with brand new. No problems after that. Just fuel up at good stations, I prefer Sheetz or BP or shell. About $300 oil changes: I do my oil changes by my self: 2, 5 quart oil canisters and $25 filter and it’s don for $75. I change oil every 5k miles. About fuel filters: I do it by myself too. So 2 filters on Amazon for $17-25 and you have done it for $35-50. I change them every 20k miles.






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Features
Reviews
My experience with Megan and her team was very smooth and
My experience with Megan and her team was very smooth and amazing. They got me into the car that I wanted and didn’t pressure me at all. I will for sure be back when shopping for another car.
Bought our 2017 on New Year’s Eve 2016.
Bought our 2017 on New Year’s Eve 2016. Choose an SV model with optional premium package. Heated seats,heated steering wheel,remote start, pwr tailgate and upgraded info screen with many cameras and nav. As of November 2024, it has been absolutely bulletproof. We bought the car for our 16-year-old daughter and it has carried her through high school and now college with only one issue. I have had to replace the battery three times only oil changes. A set of brakes and a set of tires and service the CVT transmission. I learned this is highly important for the CVT to get the maximum life out of it, since it is a weak spot. Dealer charges about $200 to do it. Do it every 30k. Ours has performed flawlessly! Negatives- At 6 foot two I find a hard driving position. The power seat does not go back far enough but if I lower the seat all the way to the floor it gives me the room I need but then I feel like I’m sitting in a bathtub, but hey, it’s not my car so I rarely drive it Performance around town is very good! You can find yourself getting a speeding ticket on city Street if you’re not careful. Highway power is just OK I find it if you’re trying to cruise 80 miles an hour with other people in the car the CVT is constantly revving the engine out to get maximum performance and hold the Cruise control. I also find there’s quite a bit of road noise at freeway speeds especially if you’re sitting in the backseat. The cloth upholstery on the zero gravity seats stains way too easily especially if you have a tan colored interior I have to steam clean them at least every six months, my daughter is an athlete and she sometimes gets in the car sweaty with a water bottle between her legs and just the moisture stains the heck out of the seat. Overall, though for about $26,000 it’s hard to beat. It’s been reliable it’s safe and I have felt extremely comfortable putting my child in it and sending her off to college. I imagine she will keep it for many more years after graduation.






Vehicle information
Features
Reviews
Megan was absolutely amazing!
Megan was absolutely amazing!! Got us a great deal on a great truck!! 10/10 Highly recommend!! I will be going to see her when I'm ready for my next car!!
My 5L, 2018 F150 keeps having problems with coils.
My 5L, 2018 F150 keeps having problems with coils. Since there is one per cylinder and the cost of replacing one is quite high. This has become a problem. I love my truck, but this gives me cause to consider GMC next time.






Used
2014 Jeep Wrangler Sport
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Features
Reviews
Great experience buying my Blazer.
Great experience buying my Blazer. Joseph Carr was very helpful and knowledgeable. He explained the features to me in detail which was very appreciated.
Awesome vehicle
They care overall is great. Fred is fixing any of the little things that we knew about it prior to me taking it!!! Fred added on so much and is putting new tires on and fixing any of the little things!!!!!






Used
2017 Nissan Altima 2.5 SV
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Features
Reviews
Hands down Kim Barty is the best!
Hands down Kim Barty is the best! I had worked with her for a couple months looking for the right vehicle for my son! I hesitated at every vehicle, how much do I spend vs. how much will I have to put into it? Is it a safe car for him to drive? She built trust right from the start with being honest about a vehicle! Kim you are amazing & thank you so much for all your help! I will forever appreciate you!
My Altima
I love my Altima. It looks good and it handles beautifully. The gas mileage is good, especially on the highway. The car is comfortable, too.






Vehicle information
Features
Reviews
Amazing service best sales woman I've ever dealt with.
Amazing service best sales woman I've ever dealt with. Megan got me a great deal on my truck and I would definitely go through her to buy another vehicle.
this is the first dodge i have owned.
i like the power and comfort of this truck. the fuel mileage is excellent and the comfort was very good on the 600 mile ride home.






Vehicle information
Features
Reviews
Megan hooked me up with my 2018 Traverse and I LOVE IT.
Megan hooked me up with my 2018 Traverse and I LOVE IT. Go see her to see if she can get u into ur dream car today!
Good cornering and visibility. Sportily boxy.
I like the solid feel of the car and the sturdy and high ride. Good acceleration. It would be a better SUV if the ground clearance was at least 10” or 12”, with the exhaust pipe properly tucked away!






Used
2021 Chrysler Pacifica Touring L
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Reviews
AWSOME VEHICLE
We wanted another dodge Durango, until we drove a Pacifica, we love it and would recommend to anyone, it handles better than our Mercedes or jaguar






Vehicle information
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Reviews
I bought the 1500 Ram with the EcoDiesel engine the
I bought the 1500 Ram with the EcoDiesel engine the second day I had it the engine light came on took it in had exhaust problems had a recall so they fixed it that was.in 2019 since then had other recalls done waited over a year to get the high pressure fuel pump recall done it took almost three day no loaner got it back put about three hundred miles on it local miles one morning got in it it would not start took it back the had it for about three more day then said they found water in the fuel and now I would have to pay 12000 dollars to get the same new fuel pump replaced






Vehicle information
Features
Reviews
One of the most fun SUV’s I have driven!
The vehicle was great EXCEPT for the shifter which was the worst type EVER that GM designed!! I had family that could not figure out how to use it!!






Vehicle information
Features
Reviews
The 2012 Gran Cherokee Overland has been my car for over
The 2012 Gran Cherokee Overland has been my car for over 12 years. I’ve enjoyed every minute of driving it. Have made several road trips with it and never a complaint. It’s plush with features and luxury items. Love the looks, love the ride, love the comfort and love the low cost of ownership. Jeep lives up to its name and fame.






Used
2007 Audi Q7 3.6 Premium
Vehicle information
Features
Reviews
Chris is great to deal with.
Chris is great to deal with. He went over and above in every area of the sale. I have bought many vehicles in my life and have never felt as comfortable about buying a used one as I did dealing with chris. I will be buying from him again.
Great Car All Around
Currently owned for 13 years, drives smooth and very comfortable. Extremely practical car with the large trunk and 3rd row. 3.6 model is extremely reliable and has no major issues at 150K. This car can go for another easy 150K miles. Highly recommend, even though its 2022.






Used
2008 Cadillac Escalade Platinum Edition
Vehicle information
Features
Reviews
Recall in lights
The gas mileage is not good. My headlight went bad The mechanic says These cars are bad for the baluster going out. The wheels sounds squeaky.






Used
2015 Land Rover Range Rover Sport Supercharged Autobiography
Vehicle information
Features
Reviews
Wanted one for years!! Held off because of reviews
I finally went against the negative reviews I had read over and over again about staying away from the RR. I wish I never read the reviews and would have bought this suv a long time ago instead of buying SUV’s I really didn’t want. This is beyond any car I have ever owned or driven. Have had them all! This tops the charts. Will never go back ! I waisted time and money wanting this RRS and kept staying away because of what I read. Pays to go with your gut and I finally did and it is the best choice I made. It is good to be cautious but I hope this helps others on making a decision or going through what I did. Suggest when buying one if going used , to get a certified. I know how costly an import can be to repair since I have had many. Hard to find them with one but worth it when you do so you can feel at ease. Just a fabulous gorgeous vehicle. Highly recommend!!






Used
2018 RAM 2500 Tradesman Crew Cab 4x4 6'4' Box
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Features
Reviews
What a great dealer!
Such a fun and friendly staff! I have bad credit and really didn't think I would get approved even having money down, they worked with the banks and were able to get me into something me and my son can finally rely on!
BEST TRUCK I HAVE EVER HAD
MY COLLEGE COLORS. EVERYONE LOVES THE COLORS. THE STYLING IS GREAT. FIRST RAM TRUCK I HAVE EVER OWNED. TOWING MY TRACTOR IS A DREAM. MY SON AND FRIEND HAVE BOTH PURCHED USED RAM DIESEL TRUCKS.






Used
2015 Cadillac Escalade Premium
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Reviews
Best experience ever!
I can't say enough great things about this dealership. This was our first experience with McDonald Ford. Everyone was so nice and got back with us immediately, and made the whole process smooth. I would definitely recommend this dealership.
2015 Cadillac Escalade
purchased this vehicle 3 weeks ago. And purely LOVE it. The ride is so smooth and relaxing, but yet classy. 6.2 Motor has some serious power.






Used
2016 Jeep Grand Cherokee Limited X
Vehicle information
Features
Reviews
My dream car since a teenager was a grand Cherokee and
My dream car since a teenager was a grand Cherokee and when I finally got one in 2021, I’ve loved it the same ever since. They are bold in appearance and look like a strong vehicle. It has always run beautifully and I have had no issues thus far since 2021 and now it’s 2024. Very comfortable interior and attractive to the eye. Love love love my car.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Cars under $20,000 in Bay City, MI by make
-
Chevrolet under $20,000 in Bay City, MI
34 Great Deals out of 116 listings starting at $2,500
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Ford under $20,000 in Bay City, MI
25 Great Deals out of 95 listings starting at $2,400
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Jeep under $20,000 in Bay City, MI
16 Great Deals out of 64 listings starting at $4,500
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GMC under $20,000 in Bay City, MI
3 Great Deals out of 29 listings starting at $3,995
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Buick under $20,000 in Bay City, MI
9 Great Deals out of 26 listings starting at $5,000
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Nissan under $20,000 in Bay City, MI
5 Great Deals out of 22 listings starting at $3,495
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RAM under $20,000 in Bay City, MI
5 Great Deals out of 21 listings starting at $9,000
Find great prices by city
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Cars under $20,000 in Essexville, MI
108 Great Deals out of 430 listings starting at $2,400
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Cars under $20,000 in Zilwaukee, MI
351 Great Deals out of 1061 listings starting at $2,400
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Cars under $20,000 in Robin Glen-Indiantown, MI
367 Great Deals out of 1111 listings starting at $2,400
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Cars under $20,000 in Auburn, MI
299 Great Deals out of 913 listings starting at $2,400
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Cars under $20,000 in Linwood, MI
51 Great Deals out of 272 listings starting at $2,400
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Cars under $20,000 in Buena Vista, MI
381 Great Deals out of 1150 listings starting at $1,995
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Cars under $20,000 in Saginaw, MI
349 Great Deals out of 1048 listings starting at $2,495
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Cars under $20,000 in Freeland, MI
319 Great Deals out of 1046 listings starting at $2,400
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Cars under $20,000 in Reese, MI
111 Great Deals out of 425 listings starting at $2,500
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Cars under $20,000 in Shields, MI
337 Great Deals out of 1093 listings starting at $2,495
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Cars under $20,000 in Bridgeport, MI
501 Great Deals out of 1622 listings starting at $1,900
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Cars under $20,000 in Midland, MI
69 Great Deals out of 397 listings starting at $2,400
Find great prices on used cars in Bay City, MI
- Used cars for sale under $5,000
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Used cars by body style and price
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