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Used Buick cars for sale near Frankfort, KY under $20,000

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12 matches 30 miles from 40622
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Quicksilver Metallic
Int. color: Medium Titanium
Drivetrain: Front-wheel Drive
MPG: 21-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: T85544A
VIN: 1G4PP5SK7E4225632

Features

Convenience: Remote Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Toyota on Nicholasville review

The best place around for service.

The best place around for service. They got me in same day, and took great care of me once I was there. Even offered a free video inspection and car wash!

2014 Buick Verano Base review

Not to bad for the money.

I bought this car second hand. Gas mileage could be better and all my interior windows frost over in the winter. Doors must not be insulated?? The car has mechanically been very good. Drivers seat is uncomfortable though.

Vehicle information

Ext. color: Summit White
Int. color: Ebony With Ebony Interior Accents
Drivetrain: Front-wheel Drive
MPG: 28-31
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.2L I-3 gasoline direct injection, DOHC, variable valve
Stock #: PD121065
VIN: KL4MMBS25MB177079

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Rod Hatfield Used Car Factory review

Braden and steve are really great to work with.

Braden and steve are really great to work with. They try their best to get you in and out as well as the best deal!

2021 Buick Encore GX Preferred review

I bought this used with 26,000 miles in the spring of

I bought this used with 26,000 miles in the spring of 2024. I love the styling, interior, and value. My only complaint is that the angle of the infotainment display can make it difficult to see due to reflections, especially in bright sunlight. I love the AWD option, it adds to stability - even in dry conditions. The remote start is handy in cold weather since I now live in an apartment and no longer have a garage. Performance with the optional engine is more than adequate.

Vehicle information

Ext. color: White
Int. color: Cashmere
Drivetrain: Front-wheel Drive
MPG: 19-31
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: Ecotec 2.4L I-4 gasoline direct injection, DOHC, variable valve
Stock #: B8332
VIN: 2G4GS5EK7C9150970

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Broadway Auto Mall review

Awesome salesman did his best to help me out!!

Even though I wasn't able to do a trade right away,the staff were courteous to help out.I would refer these guys to anyone.Thank you.Have a good day.

2012 Buick Regal Premium 1 review

Nice car, and cheaper than a stick transmission .

I bought this car in the 2103 version. It burns or leaks a little oil, but it runs great, has good pickup, a smooth ride, and is fun to drive.

Vehicle information

Ext. color: Toasted Coconut Metallic
Int. color: Light Neutral w/Jet Black Accents
Drivetrain: Front-wheel Drive
MPG: 20-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 gasoline direct injection, DOHC, VVT variable valve con
Stock #: A7573
VIN: W04WT3N50GG127964

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, DVD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Broadway Auto Mall review

Another satisfied customer!

Jimmy is awesome! I drove over 4 hours and he made the process as seamless as possible. Very personable and a pleasure to work with! I would definitely recommend!

2016 Buick Cascada Premium review

Awesome vehicle

Awesome driving experience. I love this car! Fun to drive. Great handling. Fast, fun and the convertible is amazing! I recommend this car to anyone.

Vehicle information

Ext. color: Summit White
Int. color: Medium Titanium
Drivetrain: Front-wheel Drive
MPG: 21-32
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: Ecotec 2.4L I-4 gasoline direct injection, DOHC, variable valve
Stock #: TG87584B
VIN: 1G4PP5SKXC4224312

Features

Convenience: Keyless Entry, Remote Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Neil Huffman Chevy GMC Nissan of Frankfort review

Out of Town Service Support

I was out of town at a horse show and my batteries died on my Silverado 3500 on Saturday morning. The people in the service department worked me in to their busy schedule and replaced the batteries within a couple of hours. This allowed me to get back to the show and to be ready to travel home the next day. I have been to places where same day walk-in help is not available and that is especially true if the dealership does not see any down the road benefit. However, there was no question with the Huffman service staff. I had a problem and they could help and did. If I ever had the chance to do business with them again, I would

2012 Buick Verano Base review

Still enjoying this car after 10 years

Bought this car after much research and found it had been on the market for 2 years in Europe as an Opel Astra. Would normally not buy a new model first year. Other than regular maintenance and some known issues, I’ve been extremely pleased. Today at 55k miles, it still feels an drives just as solid as it did many years ago. The oils burning issue has been a known problem of which I have not experienced. Overall I’m very satisfied with this vehicle and look forward to running it for many more years!

Vehicle information

Ext. color: Sparkling Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 15-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.6L V-6 gasoline direct injection, DOHC, variable valve control
Stock #: A7191
VIN: 5GAKVBKD8HJ205871

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Broadway Auto Mall review

Good car place to buy from an fair price nice peop

Great experience and worked with me When no one else Was and gave me a good deal recommend to anyone looking for a car and a deal

2017 Buick Enclave Leather review

Enclave 2017 Owned by friend. SUPER. COMFORTAB

Great vehicle with room for seven and plenty of cargo space. A great motorhome TOAD thru model year 2017. Powerful V-6 engine and smooth shifting transmission.

Vehicle information

Ext. color: Iridium Metallic
Int. color: Ebony with Dark Plum interior accents
Drivetrain: All-wheel Drive
MPG: 15-22
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas V6 3.6L/217
Stock #: HJ234766
VIN: 5GAKVBKD2HJ234766

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Don Franklin Lexington Nissan review

The dealership is great ! Great prices . I drove 4

Jennifer Belcher was very helpful in finding me the right car for me and my wife. She was great ! We will buy our next car from her .

2017 Buick Enclave Leather review

Just what I was looking for

This car met all our needs. Love the color and the interior design. Alloy wheels are very nice. Engine performance is excellent. Ride is very smooth and quiet.

Vehicle information

Ext. color: Summit White
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: P08894A
VIN: LRBFXBSA9HD240433

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Sutherland Chevrolet review

AMAZING

This is the second time my family and I purchase a vehicle with Sutherland Chevrolet and both times have been a smooth and great experience. They are very helpful, patient, detailed and offer excellent customer service. We truly appreciate your professionalism. I would recommend Sutherland Chevrolet to anyone looking to buy a new or used vehicle. Thank You! THANK YOU to Chuck Blankenship, Gerry Jenkins, James Mcalpin, and Don Gabbard!

2017 Buick Envision Essence review

For a car made in China, with their reputation for

For a car made in China, with their reputation for putting out shoddy products and looking at their buildings and roads that's falling apart as we speak, I was totally surprised at the quality built into this car, not knowing at the time of purchase that it was made over there, which would have made me pass on buying it. But we are talking GM here, that built the plant in Shanghai, who took every part over there just to use their labor only to assemble it, and they did an excellent job. I figure that GM pays them better than all other jobs in that country and they don' t want to lose that job, so they do the best that they can when putting it together. We are at 105,000 miles now, and did all the oil changes and did go through the hundred thousand mile checkup and all fluids changed, and it has yet to have anything to go wrong with it except for changing out the 5 year gel filled very expensive battery *at 5 years on the dot, and the second set of tires. Even still has the original front pads on the brakes, but due to my real easy driving and feathering them coming up to stop lights, trying not to let the stop/start system engage at full stop, and have been doing an excellent job in timing lights and breaking one law by doing 'rolling stops' at stop signs with no cross traffic in sight. I'm a person that drives a vehicle until it rots down, like I did my '84 Toyota diesel pickup that I put over 800K on it until finally the box frame under it rusted in two, forcing me to park it forever, with the engine still running in it. And with this car I'm shooting for the same mileage before it falls apart just from so many miles on the body.

Vehicle information

Ext. color: Summit White
Int. color: Light Neutral
Drivetrain: All-wheel Drive
MPG: 21-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: PU1233
VIN: LRBFX2SAXJD002970

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2018 Buick Envision Essence review

I bought this car new and it has been a very reliable

I bought this car new and it has been a very reliable vehicle. Very comfortable with heated seats. I received many compliments regarding the vehicle

Vehicle information

Ext. color: Galaxy Silver Metallic
Int. color: Light Neutral
Drivetrain: Front-wheel Drive
MPG: 22-29
Fuel type: E85 Flex Fuel
Transmission: 6-Speed Automatic
Engine: 2.5L I4 16V GDI DOHC Flexible Fuel
Stock #: 100215A
VIN: LRBFXASA0HD038767

Features

Convenience: Heated Seats, Keyless Entry, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Dan Cummins Ford Lincoln review

I’m in the beginning phases of investigating an SUV

I’m in the beginning phases of investigating an SUV offered for sale by Dan Cummins Ford Lincoln. The salesman Michael to date has been excellent in communicating and helpful in these early phases of consideration.

2017 Buick Envision Preferred review

Bad roof over my head

I purchased this car new i have the panoramic sunroof. It leaked the year after I bought the car was repaired under warranty. Last month the roof started leaking again. Cost a fortune to fix as i also needed the roof shade as that was water damaged. I love the car. But do not get one with a panoramic sunroof.

Vehicle information

Ext. color: Winterberry Red Metallic
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 25-33
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.4L I4 16V MPFI DOHC Turbo
Stock #: 16134
VIN: KL4CJBSB5JB702593

Features

Convenience: Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Dan Cummins of Georgetown review

I worked with Darrell Cross for the second time recently.

I worked with Darrell Cross for the second time recently. He had a specific vehicle ready for to inspect and test drive when I I arrived shortly before the appointment time. Unfortunately that vehicle wasn't quite what I wanted so Darrell used my criteria to find several other options, one of which fit my needs and wants. That was followed by acceptable terms . I am very satisfied with the entire process. Dan Cummins large inventory pretty much guaranteed a vehicle for me. I don't see myself dealing with anyone else in the future

2018 Buick Encore Preferred II review

I love this car but I heard there was a recall on

I had to replace the water pump and the thermostat housing at only 30 thousand miles. Left me stranded at work all the water dumped out within minutes

Vehicle information

Ext. color: Ebony Twilight Metallic
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 25-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 1.4L I-4 DOHC, variable valve control, intercooled turbo,
Stock #: A7729
VIN: KL4CJASB9KB710773

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Broadway Auto Mall review

Excellent customer service!

Excellent customer service!cars in great condition.super clean cars.the best sale person.good job!

2019 Buick Encore Preferred review

2919 Buick Encore

Whoever designed my 2919 Buick Encore was the best of the best. My wife and I love this car so much. I’v had a lot of cars over the years this one is the best. It is a great car and I love driving it.

There are additional matching cars outside your search area.

Sorted by premium dealers first

Partial matches are generated by applying your search criteria to a larger search area. Our goal is to help you discover additional cars that match your search preferences.

As a benefit to some of our dealer customers, we display their listings first.

Vehicle information

Ext. color: Dark Garnet Metallic
Int. color: Cocoa/Shale
Drivetrain: Front-wheel Drive
MPG: 19-28
Fuel type: Gasoline
Transmission: 4-Speed Automatic Electronic Enhanced
Engine: 3.8L V6 SFI
Stock #: T240711B
VIN: 1G4HD57247U184949

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Remote Start
Entertainment: CD Player, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Rain Sensing Wipers
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: WHITE
Int. color: BLACK
Drivetrain: Front-wheel Drive
MPG: 21-29
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 2L I-4 gasoline direct injection, DOHC, VVT variable valve contr
Stock #: GTX143045
VIN: 2G4GR5GX9H9143045

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Smoky Gray Metallic
Drivetrain: Front-wheel Drive
MPG: 21-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, VVT variable valve contr
Stock #: CP112494
VIN: 2G4GK5EX9G9120032

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Tan
Int. color: Cashmere
Drivetrain: Front-wheel Drive
MPG: 19-30
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: Ecotec 2.4L I-4 gasoline direct injection, DOHC, variable valve
Stock #: A240223T
VIN: W04GS5EC0B1026582

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Satin Steel Metallic
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 29-31
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.2L I3 12V GDI DOHC Turbo
Stock #: 120866A
VIN: KL4MMDS2XNB014179

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Summit White
Int. color: Whisper Beige
Drivetrain: All-wheel Drive
MPG: 26-29
Fuel type: Gasoline
Transmission: 9-Speed Automatic
Engine: 1.3L I3 12V GDI DOHC Turbo
Stock #: 63098
VIN: KL4MMESL4PB143116

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Champagne Silver
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 17-24
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.6L V6 24V GDI DOHC
Stock #: ST366267
VIN: 5GAKRBKD6FJ366267

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Power Liftgate, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Dark Sapphire Blue Metallic
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 21-32
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 2.4L I-4 gasoline direct injection, DOHC, variable valve
Stock #: G4132425STK
VIN: 1G4PP5SK4G4132425

Features

Convenience: Heated Seats, Keyless Entry, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Stability Control

Vehicle information

Ext. color: Quicksilver Metallic
Drivetrain: Front-wheel Drive
MPG: 18-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.6L V-6 gasoline direct injection, DOHC, VVT variable valve con
Stock #: CP032540
VIN: 5GAERBKWXLJ178507

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Third Row Seating

Vehicle information

Ext. color: Galaxy Silver Metallic
Int. color: Ebony w/Ebony Accents
Drivetrain: Front-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas I4 2.5L/
Stock #: Y2545
VIN: LRBFXCSA2KD059431

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat
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FAQs

What is the cheapest Buick vehicle available?

The Buick Lucerne is the cheapest available vehicle by average Cars.com listing price in Buick's lineup, with an average listing price of $7,147.

Which Buick vehicle has the best MPG?

The hybrid Buick LaCrosse can reach up to 25 MPG city and 35 MPG highway for a combined rating of 29 MPG. The Buick Encore GX with traditional internal combustion engine offers up to 29 MPG city and 31 MPG highway for a combined rating of 30 MPG.

These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.

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The Buick Enclave has the most available deals on Cars.com with 499 great deals out of 2989 listings starting at $500.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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