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Used Jaguar cars for sale under $8,447 near me

Filters 3 Year Model Price & payment Make Mileage Body style Ext. color All filters
159 matches All miles from 43272
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
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Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Drivetrain: All-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: 5-Speed Automatic
Engine: 3.0L V6 24V MPFI DOHC
Stock #: W3WC96233
VIN: SAJEA51C03WC96233

Features

Convenience: Keyless Entry
Entertainment: CD Player, Premium Sound System
Exterior: Alloy Wheels
Safety: Stability Control
Seating: Leather Seats

Reviews

Hudson Nissan review

Excellent!

Excellent! So happy I went there. Max was my sales person he went above and beyond getting me exactly what I wanted. Always responding quickly even on his day off.

2003 Jaguar X-Type 3.0 review

Great car, sharp looking awesome value

I have a 2003 xtype manual AWD. One of the best cars I've owned. Had it 8 years now and no mechanical issues. I've replaced the front suspension parts as needed. Mine has 143000 miles on it and will still do 130 mph. Fun car to drive, and very reliable. The parts are fairly inexpensive if you don't buy from Jag. And any repairs or maintenance is pretty simple like any other car. It has gone through tires faster than most cars but still worth owning. The one problem I have with the car is, insurance tends to be really high for some reason. The car does depreciate fairly rapidly. I will have this car many more years.

Vehicle information

Ext. color: Liquid Silver
Int. color: Charcoal/Charcoal
Drivetrain: Rear-wheel Drive
MPG: 19-28
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Overdrive
Engine: 3L V-6 DOHC, variable valve control, premium unleaded, engine wi
Stock #: L076595B
VIN: SAJWA01A67FN73329

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Peterson Auto Group review

I bought a car from here last night and was very pleased

I bought a car from here last night and was very pleased with my service. The whole process was made easy by my salesman, Stacey, whom I would recommend for a non-aggressive and pleasant experience… from beginning to end. Highly recommend this place!

2007 Jaguar S-Type 3.0 V6 review

Absolutely Beautiful Classic Jaguar!

It turns heads! Very comfortable, powerful ride, beautiful 2-toned leather seats & wood trim, great sound system, and sunroof for your cruising pleasure. This is our 5th Jaguar.

Vehicle information

Ext. color: Amaranth
Drivetrain: Rear-wheel Drive
MPG: 17-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 4L V-8 DOHC, variable valve control, premium unleaded, engine wi
Stock #: T196328B
VIN: SAJGX5242WC024896

Features

Convenience: Keyless Entry
Exterior: Alloy Wheels
Safety: Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Peterson Auto Group review

Very responsive and easy to work with even though I’m out

Very responsive and easy to work with even though I’m out of state. I’ve had a great experience with them!

1998 Jaguar XK8 review

1998 XK8 coupe is the best!

I purchased my black on black coupe in 2005 when it had 32000 miles and have driven it sparingly. Today it has only just over 37000 and it has been almost flawless! I did have to replace a headlight washer at the dealer when I first bought it (expensive), but she hasn't been back to the dealer since. I replace the oil with Mobil 1 full synthetic every 6 months and use Sonoco 93 premuim gas. The car runs great, makes no unwanted noises, and has no rust or corrosion whatsoever. Ford did a great job with these. I also have a 2006 Mercedes SL500 and they drive very similarly with almost the same horsepower (300). I have never felt that I neded anything more. These cars are well engineered and will surely appreciate in value over time!

Vehicle information

Ext. color: Liquid Silver
Int. color: Charcoal/Charcoal
Drivetrain: Rear-wheel Drive
MPG: 15-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.2L V-8 DOHC, variable valve control, intercooled supercharger,
Stock #: SD283583B
VIN: SAJWA07C591R44022

Features

Convenience: Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Prestige Toyota of Ramsey review

Just bought my new car from Prestige Tayota and had a

Just bought my new car from Prestige Tayota and had a great experience! The process was easy and the staff were super helpful and friendly. Big thanks to Krystina Gronka for making everything go smoothly. I definitely recommend this place if you’re looking for a good car and great service!

2009 Jaguar XF Supercharged review

Ruby rules the highways!

Absolutely love my 2009 Premium Luxury 3 litre diesel. Looks beautiful in deep red, with cream leather interior. Drives like a dream, whether trundling around the city, or cruising the open motorways. Interior is stunning, one of the nicest I've seen in any car. It's truly the best do-everything car I've owned. Tows my small motorbike trailer, doesn't even know it's there. Gets you to your destination in supreme comfort, you feel like you've just popped to the local shop. Leaves the boy racers trailing in it's wake. With a stage 1 remap, a flick of the gears to 'Sport', and a press of the 'Dynamic' button, it turns into a snarling, charging rocketship. Has NEVER been beaten! The only downside is...... what could I possibly replace it with? For the money, nothing else comes close. Everyone loves 'Ruby', especially me. Had the 2005 S type 2.7 diesel previously, and the 3 litre XF is miles ahead.

Vehicle information

Ext. color: Black
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 17-23
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 4.2L V8 32V MPFI DOHC Supercharged
Stock #: N54268
VIN: SAJWA03C261N54268

Features

Convenience: Navigation System
Entertainment: Bluetooth®, CD Player, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Topline Autoplex LLC review

Benjamin was really kind, explained all the options and

Benjamin was really kind, explained all the options and wasn’t harassing at all. Car in good condition so far !!

2006 Jaguar S-Type R review

...I'll choose you again , my Jemena jaguar! 😊

I own the 2005 jaguar S type 4.2V8 for 13 years. I drove it until it had 215,600, and it still drives like butter! I had to replace the water pump at 64k mile, radiator at 110k, timing chain, serpentine belt, and gasket at 125k. After that, it's been routine oil and brake changes. I recently retired it to my garage and I'm about to donate it to colleague at work, but I'm looking for another to buy now since I'm considering donating. Such an amazing vehicle that has done me well. I have no regrets irrespective, of the little challenges I had incurred, owning this vehicle. I could go through with it again.

Vehicle information

Ext. color: Ebony
Int. color: Dove
Drivetrain: Rear-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.2L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: G07059
VIN: SAJEA71C54SG07059

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

AutoHaus of Naples review

Stopped in met Jacob he was kind polite and addressed my

Stopped in met Jacob he was kind polite and addressed my questions stated the car showed me the spots that had bondo

2004 Jaguar XJ Base review

Nicest and smoothiest car

This Jaguar is an icon that will never be reproduced with his total aluminum body and powerfull V8. Both contribute to an economic ride with an average of 21 mpg and 25 mpg on interstate. The interior is the classic wood and leather trim you rearly find now in today?s cars. I love this car and it hurts thst I need to sell it.

Vehicle information

Ext. color: Blue
Int. color: Gray
Drivetrain: Rear-wheel Drive
MPG: 18-26
Fuel type: Gasoline
Transmission: 6-Speed A/T
Engine: 300.0HP 4.2L 8 Cylinder Engine Gasoline Fuel
VIN: SAJWA01B06HN54299

Features

Convenience: Adaptive Cruise Control, Heated Seats
Entertainment: DVD Player, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Stability Control
Seating: Leather Seats

Reviews

2006 Jaguar S-Type 4.2 review

Find one while you still can.

Found a well loved, pristine, garaged 80,000 mile example, belonging to two previous owners. Power from the V6 automatic is adequate for highway traffic situations that call for pro active control. I have owned and driven a few true Cadillacs, 1952-62-64-69-78. This Jaguar beats them all overall. Being prepared to work on it DIY is a comforting situation but many pro repair costs are the same or less than other cars. Considered dozens of BMW and Mercedes cars after owning both but this still undervalued Jaguar s type is a lot of bang for your buck in great condition.

Vehicle information

Ext. color: Ebony
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: 5-Speed Automatic
Engine: 3.0L V6 24V MPFI DOHC
Stock #: D39781
VIN: SAJEA51C63WD39781

Features

Entertainment: CD Player
Exterior: Alloy Wheels
Seating: Leather Seats

Reviews

Shell Motors review

Great Deals at Shell Motors

We had the best auto experience ever at Shell Motors in Chantilly, VA. The salesman is personable, knowledgeable, honest and knows his product. We drove 3 1/2 hours to get a great deal!

2003 Jaguar X-Type 3.0 review

saved my life

Was just rear-ended in my 2003 X Type 3.0, by a half-ton traveling at highway speeds. I was stopped at a light. I lost pretty much everything in the trunk but walked away from the accident. The car had been in perfect condition inside and out and had given me months of uninterrupted service. The car was a perfect match in color for my XK8 - both black with tan leather. It was quickly becoming my favorite car ever, even though it had a way to go to match the Jaguar convertible it matched. The car was universally liked by every one who saw it.

Vehicle information

Ext. color: Lunar Gray
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 19-28
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.0L V6 24V MPFI DOHC
Stock #: N74001
VIN: SAJWA01AX7FN74001

Features

Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Shell Motors review

Nice car, Great service!

Vehicle was impressive enough and priced accordingly for me to drive from KY to VA to get it. Upon arrival I was treated nice and my questions were answered thoroughly. Transaction was quick and easy. I would definitely make the drive again for the quality of vehicle and service received. So far my car is doing great! Thank you!

2007 Jaguar S-Type 3.0 review

Head-turner

The S-Type classic looks catches every passing eye as it glides by. Styling, craftsmanship, and performance. Interior is as striking as the exterior. Our 2nd S-Type and should never have sold the 1st one.

Vehicle information

Ext. color: Rhodium Silver
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 16-24
Fuel type: Gasoline
Transmission: Automatic
Engine: 5L V-8 gasoline direct injection, DOHC, variable valve control,
Stock #: 25031
VIN: SAJWA4DB8DLB50246

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2013 Jaguar XK Base review

HIGH PERFORMANCE AND RELIABLE ENGINE

5.0L V8, 20" WHEELS, NAVIGATION, BACKUP REAR CAMERA, HEATED LEATHER SEATS, PREMIUM SOUND, HID LIGHTS, ALWAYS SERVICED THROUGH JAGUAR DEALERSHIP, GOOD CONDITION, LOW MILES, RECENTLY REPLACED TIRES, SPARK PLUGS, TIRE SENSORS, LED LIGHTS, COOLANT BLEED HOSE, AND TWO PROGRAMMED KEYS.

Vehicle information

Ext. color: Blue
Int. color: Cream
Drivetrain: Rear-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.2L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 1G1323
VIN: SAJWA01U35HN19448

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Palm Auto Florida review

Andrew was fantastic!

Andrew was fantastic! He explained all the details clearly and made sure I was comfortable with my purchase. Love my new ride!

2005 Jaguar S-Type 4.2L V8 review

Stunning classic

This is my 3rd s type 3.0 litre v6 se in the British racing Green and by far the best one I’ve ever owned. Stunning looking very comfortable silky smooth ride and effortless driving performance. 2005 year and over 100000 miles with jaguar full service history. A true classic that puts a smile on my face every day

Vehicle information

Ext. color: Gold
Int. color: Tan
Drivetrain: Rear-wheel Drive
MPG: 17-24
Fuel type: Gasoline
Transmission: 5A
Engine: 4.0L V8 DOHC 32V
Stock #: A23992
VIN: SAJDA42C52NA23992

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Auto Direct Wholesale Center review

Awesome place!!!!

Chris made everything so easy and relaxing and I got 2009 Saturn Vuele back for sure for my husband to get a truck.. We also drove 2 1/2 hours to look at and purchase that vehicle.

2002 Jaguar XK8 Base review

OUTSTANDING SPORT/LUXURY CAR!

I always wanted a Jaguar XK-8 in the early 2000s, so bought a Coupe NEW from Rosenthal in N. VA. I love to drive it and it is a "Head-Turner". I have had it maintained/serviced religiously, and have had no issues of note . . . and it is currently performing like new! Selling only because my wife has difficulty getting in & out due to age issues and wants a sedan!? It is a GREAT car that I am regrettably selling.

Vehicle information

Ext. color: Tan
Int. color: Gray
Drivetrain: Rear-wheel Drive
MPG: 17-24
Fuel type: Gasoline
Transmission: Automatic
Engine: 4L V-8 DOHC, variable valve control, premium unleaded, engine wi
Stock #: C026406
VIN: SAJGX2244WC026406

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Stability Control
Seating: Leather Seats, Memory Seat

Reviews

The GOAT Imports review

Jordan was so easy to work with on the purchase of our

Jordan was so easy to work with on the purchase of our 2021 Nissan Kicks. He answered all questions and with the 1 year warranty I feel confident that my daughter will have a reliable car for many many years since most problems will show up in the first year with a used car.

1998 Jaguar XK8 review

It been a no problem car, with lots of Pazzza

This is a fun car for two, back seats are tight. Nothing like putting the top down and enjoying a spring afternoon at the beach, or the mountains or just around town

Vehicle information

Ext. color: White Onyx
Drivetrain: Rear-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 3L V-6 DOHC, variable valve control, premium unleaded, engine wi
Stock #: 25-344
VIN: SAJEA01T44FM99790

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2004 Jaguar S-Type 3.0L V6 review

The car runs smooth and perfect fast v6 24 valve e

This car is a luxury sedan but is quick like a sports car with 235 horse power and the same transmission as a Land Rover the car is very fast heat and air conditioning is fine,tires are new I don’t use it in the snow or rain no rust.

Vehicle information

Ext. color: Silver
Int. color: Ivory
Drivetrain: Rear-wheel Drive
MPG: 17-24
Fuel type: Gasoline
Transmission: 5-Speed Automatic
Engine: 4.0L V8 32V MPFI DOHC
Stock #: 80734195
VIN: SAJDA24CX1LF27238

Features

Convenience: Keyless Entry
Entertainment: HomeLink, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2001 Jaguar XJ8 Vanden Plas review

Great Presence

Bought one, cheap, fixed then 50,000 of the best driving miles of my life. Touchy in snow, at all other times commanding. Hard to find lately, Got Mine in Jan 2013, still driving presently . Over 200k, 80,000 by me.

Vehicle information

Ext. color: Blue
Int. color: tan
Drivetrain: Rear-wheel Drive
MPG: 22-22
Fuel type: Gasoline
Transmission: Automatic 5-Speed
Engine: V8 4.0L Natural Aspiration
Stock #: 1LF31619STK
VIN: SAJDA24C91LF31619

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Indiana Auto Sales review

Absolutely enjoyed this experience!

I dread car buying but Indiana Auto made it actually enjoyable! Cars there are better quality, lower mileage and reasonable prices than others in town. Paperwork was fast and friendly. No extra fees, no hidden charges, everything transparent. Tires were less than perfect so Glenn met me more than halfway on new tires. He even filled the car with gas! I absolutely recommend!!

Vehicle information

Ext. color: Blue
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 18-27
Fuel type: Gasoline
Transmission: A/T
Engine: 300.0HP 4.2L 8 Cylinder Engine Gasoline Fuel
VIN: SAJWA82B46SHO6488

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Premium Sound System, Rear Seat Entertainment
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, LED Headlights, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2006 Jaguar Vanden Plas Base review

4th jaguar i’ve owned by far the most reliable ,

4th jaguar i’ve owned by far the most reliable , comfortable good looking sedan ever ! Bought from original owner in Kentucky 2015 , 72k - now in 2014 126k and it out performs our mercedes , our audi (which are both fine , quality cars) but the Jag gets the compliments at the car shows , my mechanic said best of the european luxury cars - I LOVE it

Vehicle information

Ext. color: Gold
Int. color: Tan
Drivetrain: All-wheel Drive
MPG: 19-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L V-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 37952
VIN: SAJEA51D03XD37060

Features

Convenience: Keyless Entry
Entertainment: Premium Sound System
Exterior: Alloy Wheels
Seating: Leather Seats

Reviews

Maple Leaf Motors review

Overall good customer service.

Overall good customer service. The staff were friendly and patience with my our many questions

2003 Jaguar X-Type 2.5 review

6 cyl, AWD, manual transmission -1/2 price of BMW

Bought this for my teen son as a first car. Was insistent he learns to drive stick and living in NE wanted solid safe car for not much money. I put winter tyres on it and its unbeatable in the snow. He has a safe car that's reliable, Ford money to maintain and its a cool black Jag for him. Sorted!

Vehicle information

Ext. color: Ebony
Int. color: Tan
Drivetrain: Rear-wheel Drive
MPG: 16-25
Fuel type: Gasoline
Transmission: 6-Speed Automatic Electronic
Engine: 4.2L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: US25657
VIN: SAJWA0FA0AHR68661

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Sharpe BMW review

My wife & I just bought great Jeep Cherokee Trailhawk

My wife & I just bought great Jeep Cherokee Trailhawk from Sharpe BMW, with the help of Bob (Salesperson). the experience was easy, seem less and Bob was great to work with. I would suggest to all my friends to look for their next vehicle at Sharpe BMW

2010 Jaguar XF Luxury review

Beautiful inside and out with power!!!

I love this vehicle. It's so smooth and powerful. I feel so lucky to own it and drive it. When I drive this Jaguar XF 2010 I just can't believe how elegant and powerful it is. I really can't find anything that is negative about this vehicle.

Vehicle information

Ext. color: Burgundy
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 18-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 3L V-6 DOHC, variable valve control, premium unleaded, engine wi
Stock #: L64612
VIN: SAJDA01C5YFL64612

Features

Convenience: Heated Seats, Keyless Entry
Exterior: Alloy Wheels, Sunroof/Moonroof
Seating: Leather Seats

Reviews

MASSARI MOTORS review

Amazing staff!

Amazing staff! Great clean cars and really good prices. The guys here are really straight forward and dont give the run around.

2000 Jaguar S-Type 3.0L V6 review

Love it.

Bought second hand, and would do it again if I could find! Very very few problems, I've owned for 6 years and I just hit 100k miles. Replacing things per manual and hope it runs as strong as before!

About Jaguar

FAQs

What is the cheapest Jaguar vehicle available?

The Jaguar XE is the cheapest available vehicle by average Cars.com listing price in Jaguar's lineup, with an average listing price of $16,692.

Which Jaguar vehicle has the best MPG?

The Jaguar XF with traditional internal combustion engine offers up to 31 MPG city and 42 MPG highway for a combined rating of 35 MPG.

These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.

Which Jaguar vehicle has the longest range?

The electric Jaguar I-PACE can travel up to 246 miles on a single charge depending on electric motor and battery options.

EPA-estimated range is the distance, or predicted distance, a new plug-in vehicle will travel on electric power before its battery charge is exhausted. Actual range will vary depending on model year, driving conditions, driving habits, elevation changes, weather, accessory usage (lights, climate control), vehicle condition and other factors.

Which Jaguar vehicle has the most deals?

The Jaguar F-PACE has the most available deals on Cars.com with 383 great deals out of 1174 listings starting at $5,565.

Where can I find the most Jaguar deals?

The most Jaguar deals can be found near Dallas, TX with 3 great deals out of 8 listings starting at $2,999.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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