Skip to main content

Contact seller

Contact seller

By clicking here, you authorize Cars.com and its sellers/partners to contact you by text/calls which may include marketing and be by autodialer. Calls may be prerecorded. You also agree to our Privacy Notice. Consent is not required to purchase goods/services.

We value your privacy. Cars.com Privacy Notice

Customize your budget

Est. max vehicle price based on your desired monthly budget (...% APR*. and ...% sales tax)
$...*
See matching cars

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.

About your privacy: Cars.com is asking for your ZIP and credit rating because it helps us to make an educated guess at your sales tax and loan interest. These two factors can greatly change your monthly payment.

Used Kia Optima for sale near Pacific, MO under $20,000

Filters 4 Year Trim Model Price & payment Make Mileage Ext. color All filters
26 matches 30 miles from 63069
Be the first to know!

Save your search and get notified when new inventory arrives.

Prequalify now

It only takes a few minutes and won't affect your credit.

Get Prequalified
Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Platinum Graphite
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 22-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: KP5836A
VIN: 5XXGW4L27GG086921

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, HomeLink, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Napleton's Mid Rivers Kia review

Matthew the service representative was very helpful and

Matthew the service representative was very helpful and advised that there was an outstanding warranty claim. He also keep me informed as to the entire repair process

2016 Kia Optima SX Turbo review

Perfect balance of comfort, performance, handling and

Perfect balance of comfort, performance, handling and cargo. Best car I've ever owned. Looks great. I get positive compliments on it's looks all the time.

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic, 6-Spd w/H-Matic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: 1870
VIN: 5XXGT4L30KG311870

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Mathis Motors LLC review

My experience was outstanding with Mathis Motors and

My experience was outstanding with Mathis Motors and their sales team. The salesman Jacob was incredibly responsive and knowledgeable. He responded nearly immediately and was able to work the deal in the moment. We were able to set it all up in 30 minutes or less. The SUV is exactly as described and was cleaner than any used vehicle and most new vehicles I’ve ever bought. I appreciate all they did. I would and will give them my business again.

2019 Kia Optima LX review

Satisfying decision

Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.

Vehicle information

Ext. color: Satin Metal
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: Manual
Engine: Gas I4 2.4L/144
Stock #: K25J238A
VIN: KNAGM4A76B5086262

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Tow Hooks
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Lou Fusz Kia review

I bought a 2026 brand new Sportage from Ryan.

I bought a 2026 brand new Sportage from Ryan. From the minute I walked in it was the best experience I have ever had. Ryan was extremely patient as I was not sure what car I wanted. I received everything I asked for with a smile. I felt like I was valued as a customer. Five stars definitely!!!!

2011 Kia Optima LX review

Warranty & Guidelines

I love my Kia Optima, yes there's been a lot of recalls for Kia "but" they stand by there warranties. ("As long as you have followed warranty guidelines.")

Vehicle information

Ext. color: Satin Metal Metallic
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 204914-1
VIN: KNAGM4A74D5411039

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

St. Charles Nissan review

I was interested in test driving a Nissan Kicks .

I was interested in test driving a Nissan Kicks . We were assisted by Mason who was very helpful and knowledgeable . He explained everything to us about the vehicle. A lot of the things were so new to me since I had been driving a 2009 vehicle. We enjoyed working with him and everything went smoothly with the purchase. Thanks again to Mason Nash on our purchase .

2013 Kia Optima LX review

I’ve purchased new my 2013 Kia Optima back in May 2013.

I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.

There are additional matching cars outside your search area.

Sorted by premium dealers first

Partial matches are generated by applying your search criteria to a larger search area. Our goal is to help you discover additional cars that match your search preferences.

As a benefit to some of our dealer customers, we display their listings first.

Vehicle information

Ext. color: Horizon Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: KG361543STK
VIN: 5XXGT4L34KG361543

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Snow White Pearl
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 1.6L I4 16V GDI DOHC Turbo
Stock #: B4414A
VIN: 5XXGT4L10GG031372

Features

Convenience: Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 22-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 030281
VIN: 5XXGV4L2XGG030281

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, DVD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating
  • Prev
  • 1
  • 2
  • Next

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.

26 matches Clear
Reset
Basics
Kia models
Optima trims
Price & payment Full Price Monthly
Monthly budget search results are estimated based on a 72-month loan term with $0 down payment, $0 trade-in value, 0.0% sales tax and 7.0% APR. Inputs can be personalized using the calculator.
Financing
Deal rating
Vehicle history
Awards
Style
Body style
Vehicle size
Cab type
Exterior color
Interior color
Performance
Transmission
Drivetrain
Cylinders
Fuel type
EV range
EV charge time
Features
Convenience
Entertainment
Exterior
Safety
Seating
Door count
Seller info
Seller type
Keyword
Update
Show only

Used Kia Optima by price

Compare the Kia Optima

Kia Optima under $20,000 by city

[{"applied_filter_criteria":"{\"cpo_indicator\":false,\"make_model_trim\":[{\"make\":\"kia\",\"model\":\"optima\"}],\"max_price_range\":20000,\"min_price_range\":0,\"search_range\":\"30\",\"shippable\":true,\"sort_field\":\"searchRank1\",\"sort_order\":\"desc\",\"stock_type\":\"used\"}","search_type":"general-inventory-search","sponsored_type_eligible":["premier","inventory_ad"],"vehicle_array":[{"dealer_zip":"63376","cpo_package":null,"stock_type":"Used","relevancy_score":null,"stock_sub":"","bodystyle":"Sedan","mileage":"91722","trim":"SX Turbo","nvi_program":false,"vin":"5XXGW4L27GG086921","drivetrain":"Front-wheel Drive","badges":["great_deal"],"listing_id":"ac7c438f-2b90-4188-b678-2be505ddbe33","cpo_indicator":false,"customer_id":"188387","price":"10994","interior_color":"Black","model":"Optima","certified_preowned":false,"canonical_mmty":"Kia:Optima:SX Turbo:2016","cat":"sedan_midsize","vertical_position":1,"sponsored_type":"standard","canonical_mmt":"Kia:Optima:SX Turbo","fuel_type":"Gasoline","msrp":"0","seller_type":"dealership","photo_count":3,"make":"Kia","exterior_color":"Platinum Graphite","dealer_name":"Napleton's Mid Rivers Kia","year":"2016","sponsored":false},{"dealer_zip":"63304","cpo_package":null,"stock_type":"Used","relevancy_score":null,"stock_sub":"","bodystyle":"Sedan","mileage":"116920","trim":"LX","nvi_program":false,"vin":"5XXGT4L30KG311870","drivetrain":"Front-wheel Drive","badges":["price_drop_in_cents","great_deal"],"listing_id":"7e3a8396-740e-44bf-a7e6-e682ee4b4cdd","cpo_indicator":false,"customer_id":"6069530","price":"8999","interior_color":"Black","model":"Optima","certified_preowned":false,"canonical_mmty":"Kia:Optima:LX:2019","cat":"sedan_midsize","vertical_position":2,"sponsored_type":"standard","canonical_mmt":"Kia:Optima:LX","fuel_type":"Gasoline","msrp":"0","seller_type":"dealership","photo_count":24,"make":"Kia","exterior_color":"Silver","dealer_name":"Mathis Motors LLC","year":"2019","sponsored":false},{"dealer_zip":"63132","cpo_package":null,"stock_type":"Used","relevancy_score":null,"stock_sub":"","bodystyle":"Sedan","mileage":"99146","trim":"LX","nvi_program":false,"vin":"KNAGM4A76B5086262","drivetrain":"Front-wheel Drive","badges":["good_deal","hot_car"],"listing_id":"f6ee6f4e-9453-4770-93fb-fd139b8a9779","cpo_indicator":false,"customer_id":"85565","price":"7150","interior_color":"Beige","model":"Optima","certified_preowned":false,"canonical_mmty":"Kia:Optima:LX:2011","cat":"sedan_midsize","vertical_position":3,"sponsored_type":"standard","canonical_mmt":"Kia:Optima:LX","fuel_type":"Gasoline","msrp":"0","seller_type":"dealership","photo_count":1,"make":"Kia","exterior_color":"Satin Metal","dealer_name":"Lou Fusz Kia","year":"2011","sponsored":false},{"dealer_zip":"63376","cpo_package":null,"stock_type":"Used","relevancy_score":null,"stock_sub":"","bodystyle":"Sedan","mileage":"155242","trim":"LX","nvi_program":false,"vin":"KNAGM4A74D5411039","drivetrain":"Front-wheel Drive","badges":["fair_deal","hot_car"],"listing_id":"b1f7d090-57c6-4574-987b-89956319afb6","cpo_indicator":false,"customer_id":"194150","price":"7995","interior_color":"Beige","model":"Optima","certified_preowned":false,"canonical_mmty":"Kia:Optima:LX:2013","cat":"sedan_midsize","vertical_position":4,"sponsored_type":"standard","canonical_mmt":"Kia:Optima:LX","fuel_type":"Gasoline","msrp":"0","seller_type":"dealership","photo_count":0,"make":"Kia","exterior_color":"Satin Metal Metallic","dealer_name":"St. Charles Nissan","year":"2013","sponsored":false},{"dealer_zip":"63136","cpo_package":null,"stock_type":"Used","relevancy_score":null,"stock_sub":"","bodystyle":"Sedan","mileage":"94623","trim":"S","nvi_program":false,"vin":"5XXGT4L34KG361543","drivetrain":"Front-wheel Drive","badges":["price_drop_in_cents","great_deal"],"listing_id":"d1a8de27-c63f-4713-b3dc-d1bbe30211e8","cpo_indicator":false,"customer_id":"5377793","price":"15795","interior_color":"Black","model":"Optima","certified_preowned":false,"canonical_mmty":"Kia:Optima:S:2019","cat":"sedan_midsize","vertical_position":5,"sponsored_type":"search_expansion|radius_paid","canonical_mmt":"Kia:Optima:S","fuel_type":"Gasoline","msrp":"0","seller_type":"dealership","photo_count":33,"make":"Kia","exterior_color":"Horizon Blue","dealer_name":"DriveTime of St. Louis-North County","year":"2019","sponsored":true},{"dealer_zip":"62226","cpo_package":null,"stock_type":"Used","relevancy_score":null,"stock_sub":"","bodystyle":"Sedan","mileage":"114669","trim":"LX Turbo","nvi_program":false,"vin":"5XXGT4L10GG031372","drivetrain":"Front-wheel Drive","badges":["good_deal"],"listing_id":"9ce99f28-d64b-402a-a281-89aa1f6c7f30","cpo_indicator":false,"customer_id":"5379295","price":"9749","interior_color":"Beige","model":"Optima","certified_preowned":false,"canonical_mmty":"Kia:Optima:LX Turbo:2016","cat":"sedan_midsize","vertical_position":6,"sponsored_type":"search_expansion|radius_paid","canonical_mmt":"Kia:Optima:LX Turbo","fuel_type":"Gasoline","msrp":null,"seller_type":"dealership","photo_count":33,"make":"Kia","exterior_color":"Snow White Pearl","dealer_name":"Cardinal Buick GMC Inc.","year":"2016","sponsored":true},{"dealer_zip":"63106","cpo_package":null,"stock_type":"Used","relevancy_score":null,"stock_sub":"","bodystyle":"Sedan","mileage":"100445","trim":"SXL Turbo","nvi_program":false,"vin":"5XXGV4L2XGG030281","drivetrain":"Front-wheel Drive","badges":["great_deal"],"listing_id":"9404601d-5c0a-4536-92df-841f522f6e6e","cpo_indicator":false,"customer_id":"6069966","price":"8995","interior_color":"Black","model":"Optima","certified_preowned":false,"canonical_mmty":"Kia:Optima:SXL Turbo:2016","cat":"sedan_midsize","vertical_position":7,"sponsored_type":"search_expansion|radius_non_paid","canonical_mmt":"Kia:Optima:SXL Turbo","fuel_type":"Gasoline","msrp":"0","seller_type":"dealership","photo_count":18,"make":"Kia","exterior_color":"Ebony Black","dealer_name":"Salama Motors","year":"2016","sponsored":false}]}]