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Used sedans for sale near Runnells, IA under $249,968

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723 matches 30 miles from 50237
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Brilliant Silver
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 27-38
Fuel type: Gasoline
Transmission: CVT
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 11288A
VIN: 1N4AL3AP5FN873267

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Remote Start
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Iowa Auto Exchange review

Excellent dealership.

Excellent dealership. Make sure you get what you want. Will help you any way they can to get you in a good car.

2015 Nissan Altima 2.5 SL review

This is my 3rd Nissan Altima and have been pleased with

This is my 3rd Nissan Altima and have been pleased with the service and the reliabilty of the car. Comfortable ride and very quiet. If you are looking for a 4 door Sedan you might want take a closer look at this one.

Vehicle information

Ext. color: Mosaic Black Metallic
Int. color: Jet Black / Dark Titanium
Drivetrain: Front-wheel Drive
MPG: 18-28
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.6L V6 24V GDI DOHC
Stock #: PS8060
VIN: 2G1145S38H9162580

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Deery Brothers Chevrolet review

scootloc90@msn.com

Went for service that actually pinpointed the problem I was having that no one else could

2017 Chevrolet Impala Premier 2LZ review

I've owned Chevy Impala's for many years.

I've owned Chevy Impala's for many years. Had one with a 3.9 motor that was running like new with 179,000 miles on it,till someone hit. Next one had a 3.5 motor and it ran amazing. But I been looking for a very very long time for this Impala and found one,so I grabbed it. The 3.5 I had before this one had 150,000 miles ran perfect. The one has the 3.6 motor. Hope it works out the same. Love it

Vehicle information

Ext. color: Pearl White Tricoat
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 27-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 gasoline direct injection, DOHC, CVTCS variable valve c
Stock #: PN341878STK
VIN: 1N4BL4DV7PN341878

Features

Convenience: Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

2023 Nissan Altima 2.5 SV review

I bought my Nissan Altima in August at Lee Nissan in

I bought my Nissan Altima in August at Lee Nissan in topsham, Maine. I absolutely love it . It rides great steers amazing and has the get up and go that I have missed . It’s sharp looking and I have had a lot of compliments on the color it says grey but looks purple sometimes or at night it looks white..

Vehicle information

Ext. color: Classic Silver Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: J15564P
VIN: 2T1BURHE4JC115564

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

Kars Inc. Pleasant Hill review

Great dealership!

Tom was great to work with. All staff was very nice. I would recommend to anyone looking for a great vehicle. I will be a return customer; )

2018 Toyota Corolla LE review

Very Comfortable Drives excellently

Meets what we are in need of. For normal commute. Retired not much traveling. Car is Very comfortable and easy to drive. Great looking car

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-39
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC
Stock #: M17827L
VIN: 3KPF24AD4NE417827

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Tom's Auto Sales review

Great group of guys.

Great group of guys. They stand by the product and really help you get what the vehicle that you want.

2022 Kia Forte LXS review

I drive the 2023 Kia Forte GT Manual, and I couldn’t

I drive the 2023 Kia Forte GT Manual, and I couldn’t recommend this car more!! The only complaint I have is now that I’m trying to find a new car with a more fancy name to impress clients, I can’t find anything I enjoy nearly as much. The car is built on a BMW M3 chassis, has the luxury features and interior to match with an average combined fuel mileage of 34mpg and the reliability of a newly redesigned Kia. It handles phenomenally well and is unmatched within its price point. It loses value quickly (until the general population realizes their tech and reliability recently surpassed Toyota and Honda) so buy a used 2023 or 2022, and you’re smooth sailing. I drove this car from Philadelphia to Los Angeles and was complimented by strangers in almost every city I stopped in along the way!

Vehicle information

Ext. color: Red
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 26-39
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 27786556
VIN: KNAFX4A66F5308508

Features

Entertainment: Bluetooth®, Satellite Radio

Reviews

CarMax Des Moines review

Great selection of quality vehicles

Excellent selection of quality used vehicles. Priced very fairly, but low-balled big time when wanting to sell them my current vehicle to the tune of nearly 20% below KBB trade-in value.

2015 Kia Forte LX review

I bought this car in August 2018 with 29K miles, and

I bought this car in August 2018 with 29K miles, and traded it with 232,442 miles on it. If you want a reliable compact sedan, this is definitely it. With regular maintenance, this car kept going great until the past few months when it needed big repairs. It's very fuel efficient and handles well. It's not the quietest or rides the nicest, but for a compact car, it was just decent. The trunk could hold quite a bit of stuff if needed. There wasn't a lot space in the central console area to put stuff. It's easy to park even without a backup camera. I would definitely recommend this car as a inexpensive, reliable, and dependable car that can get the job done.

Vehicle information

Ext. color: Sonoran Sand Metallic
Int. color: Blond
Drivetrain: Front-wheel Drive
MPG: 23-31
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L I4 16V MPFI DOHC
Stock #: N48738L
VIN: 1N4AL21E19N448738

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Seating: Leather Seats

Reviews

2009 Nissan Altima 2.5 S review

Great Car

My 2009 Altima SE still runs great. Although the paint is dull from years under California sun. It has no problem wantsoever. I have all windows tinted to keep cool.

Vehicle information

Ext. color: Blue
Int. color: Dark Khaki
Drivetrain: Front-wheel Drive
MPG: 29-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 206840
VIN: 3N1AB7APXHY206840

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, USB Port
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Moss Motors review

ElBuyer comments

Very helpful personnel. Dealership a little difficult to get in to and parking was limited. Good selection of vehicles in the price range I was interested in.

2017 Nissan Sentra SV review

NISSAN DEPENDABILITY

I purchased my Sentra SV with 45,000 miles on it. After 5:years, it has been a rock of dependability and gets outstanding gas mileage (43-45 mpg with the ECO mode.) I've only had to replace the battery and front brake pads and it has 76,099 miles. It may not be the sportiest car, but it's comfortable and gets 29-33 mpg around town.

Vehicle information

Ext. color: Black
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 18-30
Fuel type: E85 Flex Fuel
Transmission: 6-Speed Automatic
Engine: 3.6L V6 24V GDI DOHC Flexible Fuel
Stock #: 18573C
VIN: 2G1WG5E37C1166376

Features

Convenience: Keyless Entry, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Stability Control

Reviews

Deery Brothers Chevrolet review

COLLISION Center

They made it easy! Let me use a loaner while my car was at the collision center. Thanks Tanner!

2012 Chevrolet Impala LT review

Before my grandpa passed away in September 2023, he had

Before my grandpa passed away in September 2023, he had it in his will to give me his 2012 Impala. I got his car as a Christmas present that year. Since then, I've enjoyed driving the old Impala. A car with 300 hp AND 30 mpg on the highway? Yes! Thanks, Grandpa, for your love of American cars! Thanks, Chevrolet, for making such a great car! I love how roomy my car is, how great the audio system is, and how relevant the Driver Information Center (DIC) is! I highly recommend this car to anyone.

Vehicle information

Ext. color: Silver
Drivetrain: Front-wheel Drive
MPG: 19-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 i-VTEC variable valve control, regular unleaded, engine
Stock #: 14201
VIN: 1HGCP36898A079523

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Car City Merle Hay LLC review

Great Experience car buying

I just bought a car from Car City. It was a great experience. I went in at 5:15 and drove away with my new car less than two hours later. Gregg took me around and I saw all possible options. Tony helped with financing and all the rest was done by Mr. Ali. To sum things up, they took great care of me! I highly recommend anyone looking at purchasing a car to check out Car City. I got a great car for a price I could afford and they were so helpful and nice that I felt like I made some new friends. A special thanks to everyone at Car City.

2008 Honda Accord EX-L review

I've owned this car for almost 5 years, bought it with

I've owned this car for almost 5 years, bought it with 104k. Now it has 230k and still running good. Never owned a car with these many miles on it. All I've done is regular maintenance and 1 oxygen sensor.(Make sure you don't buy aftermarket, won't work well) Love my car, still holding up very well and I believe I could easily get 300k or more. Was planning on selling it but I might as well keep it until it dies.

Vehicle information

Ext. color: Gray
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 20-30
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 3.8L V6 12V MPFI OHV
Stock #: 676392D
VIN: 2G4WD582761176392

Features

Entertainment: CD Player
Exterior: Alloy Wheels
Seating: Leather Seats

Reviews

Kars Inc Des Moines review

Dealing with kars inc

Very happy with the deal the did what they said they would do very easy to deal with on my end of the deal Happy

2006 Buick LaCrosse CXL review

Very reliable car

The car is big, it has sunroof & tint just what I wanted it drives immaculate, very clean nice price! Thanks for this car I am happy

Vehicle information

Ext. color: Cajun Red Tintcoat
Drivetrain: Front-wheel Drive
MPG: 27-36
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.5L I-4 gasoline direct injection, DOHC, VVT variable va
Stock #: J60292P
VIN: 1G1ZD5ST4JF160292

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Kars Inc. Pleasant Hill review

Great experience and friendly staff

I was looking for an SUV for my daughter and stopped by Kars to test drive a few cars. The first one was a little rough but we found a 2007 Chevy Trailblazer that we really liked. The staff was very friendly and gave us a competitive price. We have only had it a week but so far it is a nice car. I would recommend this dealership if you are looking for an older car for a pretty good price.

2018 Chevrolet Malibu LT review

Nakibu Man

Over the years I have driven different cars. I had Malibus in 1974, 1977 and came back to the Malibu in 2014 and now have a 2018. It is my favorite car and is just the right size for me and family members. Drives nice and is good on gas. I get compliments on my 2018 model. I call myself malibu Man.

Vehicle information

Ext. color: Crystal Black Pearl
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, i-VTEC variable valve control, regular unleaded,
Stock #: 14181
VIN: 1HGCP2F88CA123188

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Car City Merle Hay LLC review

Bought a vehicle from car city. Very good place

David was a really good guy, I bought a truck last Friday and so far so good, I will definitely go back when myself or my kids need a vehicle, thank you David so much

2012 Honda Accord EX-L review

I agree with most of the ratings except I don't know how

I agree with most of the ratings except I don't know how it gets a 4.4 for comfort. The driver's seat is terrible. No matter how I tried to adjust it I end up with a sore back.

Vehicle information

Ext. color: Urban Titanium Metallic
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 30-39
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.8L I4 16V MPFI SOHC
Stock #: W01597X
VIN: 19XFB2F51FE101597

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Tom's Auto Sales West review

I was a customer.

Joe bisignano is a good salesman. He took care of the repairs that needed done after my purchase. Credit application was easy and expedient. Facility was clean and organized.

2015 Honda Civic LX review

It's a small but not tiny.

It's a small but not tiny. It sort of roomier in the front but tighter in the rear seats. My model is the 2 doors coupe ex, with stick shift, it came well equipped with all the bells and whistles. Is good on gas and fun to drive. It's not incredible peppy but is fast and strong, and there's a lot of ways you can customize it with. Hondas have always been known for reliability, and this car won't disappoint you, it has 140k miles on it and stills runs like it was new. I got a really good deal from the dealer I bought it from, and they're pretty good overall. I would definitely buy from this place again!

Vehicle information

Ext. color: Super Black
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 25-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 gasoline direct injection, DOHC, CVTCS variable valve c
Stock #: W2875
VIN: 1N4BL4FW7MN355801

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Willis Automotive review

I did not get as much for my trade in as I wanted but I

I did not get as much for my trade in as I wanted but I am happy with the car that I bought. The overall experience was good.

2021 Nissan Altima Platinum Intelligent AWD review

Good Car for Sure But Would Have Chosen a BMW

The 2021 Altima is a good but not great car. I have the SL trim which comes with more interior comfort and 1 of 2 extra features. I like the sporty style and tech features but the CVT transmission sucks sometimes. If I had to buy a sedan again I would choose a BMW 3 series instead cuz I like excellence in cars. But overall for anyone who would like to have something good and basic pros, yes the Altima can make it.

Vehicle information

Ext. color: Silver
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, variable valv
Stock #: 352547
VIN: 5XXGN4A73FG352547

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Moss Motors review

Was looking for a used car.

I sent a request for availability of one of their cars via cars.com. I did receive a prompt email reply. However, I didn't proceed any further.

2015 Kia Optima EX review

Not too bad!

There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.

Vehicle information

Ext. color: Red Hot
Int. color: Jet Black/Dark Titanium
Drivetrain: Front-wheel Drive
MPG: 25-35
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 1.8L I-4 DOHC, variable valve control, regular unleaded,
Stock #: 158068
VIN: 1G1JA5SH5F4158068

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, WiFi Hotspot
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Moss Motors review

Very knowledgeable and fair

Very knowledgeable and fair. I went to about 10 different places to drive cars and I could tell they knew more about the cars they were selling than anyone else I talked to. They will be my first stop any time I shop for a car in the future.

2015 Chevrolet Sonic LS review

Great car for a tight budget

It's unfortunate the previous owners of the recent reviews had terrible ownership experiences . I have used this car for nearly four years without a single problem. Fun to drive, very spirited, great gas mileage, and outstanding handling at highway speeds. At 95,000 miles, no squeaks, wind noise, or rattles. its still very solid. Would highly recommend if you find a well cared for one. My only complaint is you would be hard pressed to fit four ave. size people at one time. But on the plus side it can fit in small spaces.

Vehicle information

Ext. color: Classic Silver Metallic
Int. color: Ivory
Drivetrain: Front-wheel Drive
MPG: 25-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 14149
VIN: 4T1BF1FK0CU584558

Features

Entertainment: Bluetooth®, CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Car City Merle Hay LLC review

Thank you Scott Hampe

Scott went above and beyond for me! Will definitely visit and recommend Scott for all future needs. I fell while at the dealership and Scott made sure I was okay and provided ice.

2012 Toyota Camry L review

Bought my '12 Camry SE used at 100k.

Bought my '12 Camry SE used at 100k. Its been an ideal commuter for me. Its now at 222k as of this morning. Here's what I have replaced: Brake Light Switch ($250 at dealer) Blower Motor (bought myself for $45, super easy to change) Spark plugs (preventative maintenance), $250 at dealer Toyota OEM water pump (preventative maintenance) about $1k at Toyota dealer Beyond this, two sets of tires. Brakes all around. Oil changes. I always do my own oil changes. The power door locks have never worked right. I live with it, no big deal I live in a safe area. It has the "dreaded" torque converter shudder around 40-50 mph. Hasn't gotten any better, but hasn't gotten any worse either. I live with it. The car runs fantastic. Idles smoother than my Cadillac Escalade, and cruises 80 mph with ease, and thats just with the 4 cylinder (mine has the 2AR-FE). Best vehicle I have ever owned, thats for sure. I plan to drive this until it doesn't make financial sense to fix something that breaks (which knock on wood, I don't see that happening for a long time). Love my Camry. Best car I have ever purchased. Period.

Vehicle information

Ext. color: Bright Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, D-CVVT variable valve control, regular unleaded,
Stock #: 075638
VIN: KNAFK4A67E5075638

Features

Entertainment: Bluetooth®, CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Moss Motors review

Love my "new" used jeep patriot

It was a fantastic buying experience. Brady in particular was very responsive, patient and kind. And I was even buying from out of state. I couldn't be happier with pricing, the service, and value.

2014 Kia Forte LX review

Fun, fast, durable!!! BRI PROOF

For buying a used car a manual 6speed at that, I would recommend this car if it has been taken care of like mine. Most definitely.

Vehicle information

Ext. color: Classic Silver Metallic
Drivetrain: Front-wheel Drive
MPG: 21-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 14226
VIN: 4T4BE46K99R108683

Features

Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist

Reviews

Car City Merle Hay LLC review

Best experience while car shopping

Scott Hampe helped me tremendously. He helped me get approved online, pick out my vehicle and get me in the vehicle of my choice within the timeframe I wanted. He provides drinks comfort and a great overall experience for my first time shopping at a car dealership in Desmoines! Not only did he sale me a car but he took care of me! Much appreciated Scott! I recommend to all!

2009 Toyota Camry 4dr Sdn I4 Auto review

I am a 95 year old female and LOVE my 2009 Camry.

I am a 95 year old female and LOVE my 2009 Camry. Bought it new in June of 2008 after my 1996 Camry was rearended and totaled. Since then I have driven it 84,569 miles for which I had to buy 3,778 gal of gas. I take my car to the dealer every 4 months (whether it needs it or not) and spent $28,775 for these visits which comes out to 34 cents a mile. It is large enough so that I feel secure among all these huge cars, yet it is small enough so that I have no problems parking in tight spots, or backing into my carport. It has enough get-up and go so that I have been able to get out of tight spots and it has kept me safe and accident free all these years. If - for any reason - I should have to buy one more car during my lifetime - I definitely hope that Toyota has another Camry for me.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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