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Used trucks for sale near Aurora, NC under $40,000

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43 matches 30 miles from 27806
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Est. $400/mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Lunar Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 18-24
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 gasoline direct injection, i-VTEC variable valve contro
Stock #: C54344A
VIN: 5FPYK3F74PB029488

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Start, Navigation System, Remote Start
Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Trent Cadillac Buick GMC review

Mike Pecha made us feel like family.

Mike Pecha made us feel like family. We had a great buying experience. We were taught all about the vehicle from bumper to bumper. We also was glad to learn that we can go get some money back from our extended plan from our last purchase. We will definitely take our Buick back for service as needed. We would highly recommend Mike for a car buying experience

2023 Honda Ridgeline RTL-E review

2023 Honda Ridgeline RTL-E exceeds expectations

The 2023 Honda Ridgeline RTL-E has performed up to my expectations! The ride is smooth, the engine performance is everything that I expected, the transmission shifts without notice, the interior is extremely nice and the truck bed is great!

Vehicle information

Ext. color: Black
Int. color: Jet Black
Drivetrain: Four-wheel Drive
Fuel type: Diesel
Transmission: Automatic
Engine: Duramax 6.6L V-8 diesel direct injection, intercooled turbo, die
Stock #: P10923A
VIN: 1GC1KTEY1KF169359

Features

Convenience: Heated Seats, Heated Steering Wheel, Navigation System, Remote Start
Entertainment: Bluetooth®, Premium Sound System, USB Port
Exterior: Alloy Wheels, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Trent Cadillac Buick GMC review

They always go above and beyond.

They always go above and beyond. It?ll be a sad day when I don?t need their services anymore? Wayne always does his best to make sure all his customers are well taken care of.

2019 Chevrolet Silverado 2500 LTZ review

2019 2500HD the perfect truck for getting the Job.

I have had fords, GMC s, and Chevy trucks my whole life. I have to say that my 2019 6.0 Chevy 2500hd is the best truck that I have ever owned. I actually get a smile on my face every time I drive it. I like the way the interior is laid out. I love the room that it has in it. The electronics aren't over whelming in it. And it's so nice to drive. Now the fuel mileage is not the best. I drive my truck back and forth to work everyday and it's all highway and I'm averaging 15-17 mpg. But I drive it 70-80 mph. So if I slowed down it would, I'm sure do a little better than that. But the truck does everything that I need it to do really well. I pull our camper with it. I use it to get Hay for our cows. I haul cows and horses to and from auctions and shows. I love my truck and I will have it for years to come.

Vehicle information

Ext. color: Iridescent Pearl Tricoat
Int. color: Jet Black/Umber
Drivetrain: Four-wheel Drive
MPG: 15-20
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoTec3 6.2L V-8 gasoline direct injection, variable valve contr
Stock #: G41710A
VIN: 3GCUYHELXLG163170

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Start, Navigation System, Remote Start
Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Trent Cadillac Buick GMC review

Yesterday I became the proud owner of my dream car, a

Yesterday I became the proud owner of my dream car, a 2024 YUKON SLT. I spend a lot of time in my car due to my job and having a vehicle that is comfortable, safe, a great ride, but can also support my family is KEY. I messaged Mike Pecha on Saturday about my thoughts and what I wanted because my previous car was almost at 100k miles. Mike had clients he was working with through out the day yet he never let on. He found me what I wanted…. Almost because I changed my mind. Again, put him back to the task and by Sunday evening, a day he is off, he found me the perfect match for me. We talked about finances and the things and he pulled in just the right one. I then was off to chat with Tim Abrams who did all he could to ensure I got where I wanted to be payment wise . Throughout the process they continued to listen to my needs and today was my first day traveling in my new YUKON. I am so very thankful and blessed that this was success number 5 of working with Mike and my first awesome experience with TIM! Trusted is an understatement!

2020 Chevrolet Silverado 1500 High Country review

So far so good. Its not a Dodge or Ford

Best truck I've ever owned. Great power...good fule economy on highways. comfortable and roomy great bose sound system No over dramatic fanciness but practicality. I like the design and added features such as a sliding rear window power outlets inside and in the bed. 20k miles on her so...maybe too soon to tell?

Vehicle information

Ext. color: Shadow Black
Int. color: Ebony
Drivetrain: Four-wheel Drive
MPG: 20-24
Fuel type: Gasoline
Transmission: 10-Speed Automatic
Engine: 2.3L I4 16V GDI DOHC Turbo
Stock #: T13268B
VIN: 1FTER4FH5LLA83850

Features

Convenience: Remote Start
Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Cella Ford review

Cella Ford

Very easy buying process. We had a great sales person to work with.

2020 Ford Ranger XLT review

Blue 2020 Ford Ranger XL, 4x4

I have replaced my 2010 Ford Ranger XL for a 2020 Ranger XL and have found all of the improvements well worth it. I did install a third party Cruise Control and a Tonneau Cover and the truck runs great at highway speed for long distances with plenty of comfort. I wanted a Supercab for its 6.1 foot bed as I do not carry passengers and the space behind the seats is more than adequate for cargo. Having hands free blue tooth phone, rear backup camera shows up in rear view mirror, bed liner, allows USB sticks to play my considerable music collection and 4 wheel drive are all features I didn't have but wanted. This is a work truck with creature comforts that improve its usefulness. It not only looks great, it works well for my yard project hauling and street driving that make up my mileage. The former owner also added towing package. running boards and black letters on back of tailgate. I purchased this vehicle with only 56,000 miles on it. Spent time reading about pros/cons of this model and for how I use a truck and the specs that it has, it fulfills all of my needs without exception.

Vehicle information

Ext. color: Carbonized Gray Metallic
Int. color: Ebony
Drivetrain: Four-wheel Drive
MPG: 20-24
Fuel type: Gasoline
Transmission: 10-Speed Automatic
Engine: 2.3L I4 16V GDI DOHC Turbo
Stock #: P8015
VIN: 1FTER4FHXMLD86382

Features

Convenience: Remote Start
Entertainment: Bluetooth®, USB Port
Exterior: Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Cella Ford review

Cella Ford

Cella Ford is amazing. Jason Tomchesson and his team are awesome. They are a pleasure to work with and we keep going back to get our vehicles from Cella because of Jason and the team (10 different cars from Cella in the past 15 years).

2021 Ford Ranger XL review

Strong little truck, great off road, and great gas

Strong little truck, great off road, and great gas mileage. Superior towing compared to my 2019 Taco. If you need a mid size truck that is actually a truck the Ranger will be great for you.

Vehicle information

Ext. color: Oxford White
Int. color: Ebony
Drivetrain: Four-wheel Drive
MPG: 20-24
Fuel type: Gasoline
Transmission: 10-Speed Automatic
Engine: 2.3L I4 16V GDI DOHC Turbo
Stock #: P8024
VIN: 1FTER4HHXRLE27940

Features

Convenience: Navigation System, Remote Start
Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Cella Ford review

Love my new Bronco Sport!

Dealership called as soon as they had one come in so I could test drive. Cella has been my neighborhood Ford store for 15 years and I am always treated well. Traded my Ranger Lariat for this vehicle because the Ranger (which I loved) no longer fit my needs. GREAT ride, handling, and glad to have GOAT drive.

2024 Ford Ranger XLT review

Only had our new Ranger a couple months, but this is

Only had our new Ranger a couple months, but this is light years ahead of our old '11. Our 5th Ranger (all XLT's), this truck is smooth, comfortable(without leather) & economical once you get past the initial $$$. 24.1 mpg all day long(around town or doing 75 on the interstate)- once again leaps above the 2011 v6. Love the Carbonized Gray- gets lots of stares & comments. I have but 2 wishes for Ford to contemplate - #1: Where's the Beautiful Green??? Had a gorgeous green in 2000 on an f150... #2: i wanted to put the factory (Leer) fiberglass cap on, but, the bed will not support the weight on her bedrails (88lbs MAX) without modifying the cargo box with "J Rails" (which are on BACKORDER from Ford). Why in the world would someone pay extra/after the fact/without disclosure for Ford's design fault?? These trucks come from the factory without the ability to support a cap weighing over 88 pounds without collapsing the side walls - unless you buy the "J straps" @ around $165 + installation by a mechanic. Even the mighty Raptor suffers this design "fault"... All in all thou - we love this truck & would do it again without hesitation & with a hard tonneau - we'd just wait for Ford to support their own beds first.....

Vehicle information

Ext. color: Magnetic Gray Metallic
Int. color: Cement
Drivetrain: Four-wheel Drive
MPG: 18-22
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.5L V6 24V PDI DOHC
Stock #: P7984A
VIN: 3TYCZ5AN2LT003093

Features

Convenience: Adaptive Cruise Control
Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Cella Ford review

Salesman Nico was very nice.

Salesman Nico was very nice. Finance agent Lisa was also very nice. Computer program was down, so it took longer for them to hand write it. Not there fault

2020 Toyota Tacoma SR5 review

Perfect Truck.

Perfect truck. Best all around pick-up truck. Good off road, great gas mileage. Cheap insurance, awesome looking, good towing, decent load capacity, seats 4 comfortably. Rides great.

Vehicle information

Ext. color: Magnetic Black
Int. color: Wheat
Drivetrain: Rear-wheel Drive
MPG: 16-22
Fuel type: E85 Flex Fuel
Transmission: 5-Speed Automatic
Engine: 4.0L V6 24V MPFI DOHC Flexible Fuel
Stock #: T13284C
VIN: 1N6AD0ER2JN724614

Features

Convenience: Heated Seats
Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels, Tow Hitch
Safety: Backup Camera, Stability Control

Reviews

Cella Ford review

No sales pressure and very friendly.

No sales pressure and very friendly. Took time to explain to my daughter how car options worked.

2018 Nissan Frontier SV review

Great Truck!

Have owned my 2018 Nissan for 2 years. It is the extra cab model and equipped with the V6 motor. This truck has been terrific so far. It rides good, has more than enough power and is very comfortable. Whats not to like?

Vehicle information

Ext. color: Carbonized Gray Metallic
Int. color: Black
Drivetrain: Four-wheel Drive
MPG: 19-22
Fuel type: Gasoline
Transmission: 10-Speed Automatic
Engine: 2.7L V6 24V PDI DOHC Twin Turbo
Stock #: P7947
VIN: 1FTEW1EP7PKF69359

Features

Convenience: Remote Start
Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, USB Port
Exterior: Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

2023 Ford F-150 XL review

I have 2 F150s.

I have 2 F150s. A 2013 with 286,000 miles and a 2017 with 152,000 miles. They both run perfect and they are very impressive vehicles. I owned a 1500 Z71 prior and that was basically junk.

Vehicle information

Ext. color: Velocity Blue Metallic
Int. color: Black
Drivetrain: Four-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: 10-Speed Automatic
Engine: 5.0L V8 32V PDI DOHC
Stock #: P8034A
VIN: 1FTEW1E55KFA28925

Features

Exterior: Alloy Wheels, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2019 Ford F-150 XL review

Awesome Truck

This is a great truck. Good acceleration, towing, and four-wheel drive. I am definitely a Ford lover now. Can't go wrong with this truck. Mine is a 5.0L and can't find a fault with it after four years of ownership.

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: 8-Speed A/T
Engine: 250.0HP 2.0L 4 Cylinder Engine Gasoline Fuel
VIN: 3FTTW8A99RRB25132

Features

Convenience: Autopilot
Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

2024 Ford Maverick XL review

Averaging over 45mpg, often getting over 70mpg on my 15

Averaging over 45mpg, often getting over 70mpg on my 15 mile commute to work. Love the drive, very comfortable, and with the XLT trim and luxury package, I couldn't be happier

Vehicle information

Ext. color: Summit White
Int. color: Gray
Drivetrain: Four-wheel Drive
Fuel type: Diesel
Transmission: Automatic
Engine: Duramax 6.6L V-8 diesel direct injection, intercooled turbo, die
Stock #: 123556383
VIN: 1GC1KWE81FF168056

Features

Convenience: Heated Seats, Navigation System, Remote Start
Entertainment: Bluetooth®
Exterior: Alloy Wheels, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

West Park Motor Company review

Honda

I love my new Honda! Eric was great and made the whole process quick and easy! I left with a great car and the knowledge should I need another vehicle in the future I will get it from West Park Motor Company!

2015 Chevrolet Silverado 2500 LTZ review

2500 High Country

Rides like my Tahoe and is a 2500. Plenty of power pulling a load of horses. Interior is immaculate for a truck. Shame to use on the farm. Thanks Chevrolet.

Vehicle information

Ext. color: Oxford White
Int. color: Gray
Drivetrain: Four-wheel Drive
Fuel type: Diesel
Transmission: Automatic
Engine: Powerstroke 6.7L V-8 diesel direct injection, intercooled turbo,
Stock #: 1234695
VIN: 1FT8W3BT2FEB28455

Features

Convenience: Heated Seats, Navigation System, Remote Start
Exterior: Alloy Wheels, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

West Park Motor Company review

Love my truck

Eric was great to work with made it very easy and quick to do paper work definitely recommend anyone to buy from them. I love my truck

2015 Ford F-350 XL review

Absolutely love my 2015 Ford Super Duty F-350 Platinum

Absolutely love my 2015 Ford Super Duty F-350 Platinum Diesel Dually. It has given me 9 years of completely trouble free reliability, safety and comfort with a powerful diesel engine. I couldn't be more pleased.

Vehicle information

Ext. color: Oxford White
Int. color: Gray
Drivetrain: Rear-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: Powerstroke 6.7L V-8 diesel direct injection, intercooled turbo,
Stock #: 12359463
VIN: 1FT7X2A64FEC03431

Features

Exterior: Alloy Wheels, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

West Park Motor Company review

Great experience

Outstanding customer service, everything was done over phone prior to visiting the dealership. The loan was worked out over phone and the trade in estimate as well. They offered me a great deal on my trade and got me in the vehicle that I was looking for. One of best car buying experience I’ve encountered. I will definitely be recommending to friends and family, if you’re looking for a new car or truck, I highly encourage you to check out West Park Motor Company and their team, ask for Eric.

2015 Ford F-250 XL review

The type of truck I've always wanted

This is definitely a well built truck. Rugged and durable plus a comfortable and aesthetically pleasing interior. Bought it primarily for farm use and towing trailers. However, after riding in the spacious cab my wife is now making plenty of travel plans for places we can take it.

Vehicle information

Ext. color: Oxford White
Int. color: Gray
Drivetrain: Four-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 7.3L V-8 DEVCT variable valve control, regular unleaded, engine
Stock #: 1235445
VIN: 1FT7W2B60LEC47715

Features

Entertainment: Bluetooth®, USB Port
Exterior: Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

West Park Motor Company review

Excellent buying experience

Best buying experience I have ever had. Very easy to deal with and no hassle. Great price the car was just how they explained it. Will definitely be back next time.

2020 Ford F-250 XL review

Ford F 250

I own a beautiful Blue Jean color F 250. The truck rides nice and gives a commanding view of the road. It’s reliable and quiet. The only issue I have is a malfunctioning door lock. It stopped working within 2 years of use. My dealership was not very helpful or caring. That’s is a downer. But I love my truck.

Vehicle information

Ext. color: Ingot Silver Metallic
Int. color: Black
Drivetrain: Four-wheel Drive
MPG: 16-23
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 3.5L V-6 gasoline direct injection, DOHC, Ti-VCT variab
Stock #: 123462673
VIN: 1FTEW1EG3HFB05057

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Start, Navigation System, Remote Start
Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

West Park Motor Company review

Great Dealership!!!!!!!!

I am simply amazed at the outstanding professionalism of this company. I work an hour and 30 minutes away from this place but Eric and his staff truly made the process so simple. He was super to work with and made sure I was completely satisfied. Great customer service!!!!!

2017 Ford F-150 Platinum review

MY F150 ECO RUNS GREAT

I have had absolutely no issues with my pickup, F150 Eco. It isn't the greatest on mileage, probably in the area of 17 but I'm not complaining. I'll say this, when I'm driving 65 and have to pass on a 2 lane road and I kick it down, it gets up there immediately. Not one issue with the engine. I just spun 39,000 on it.

Vehicle information

Ext. color: Ingot Silver Metallic
Int. color: Gray
Drivetrain: Four-wheel Drive
MPG: 19-23
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 2.7L V-6 port/direct injection, DOHC, Ti-VCT variable v
Stock #: 12346253783
VIN: 1FTEW1EP2JFE37092

Features

Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2018 Ford F-150 XLT review

My 5L, 2018 F150 keeps having problems with coils.

My 5L, 2018 F150 keeps having problems with coils. Since there is one per cylinder and the cost of replacing one is quite high. This has become a problem. I love my truck, but this gives me cause to consider GMC next time.

Vehicle information

Ext. color: Oxford White
Int. color: Gray
Drivetrain: Four-wheel Drive
MPG: 14-16
Fuel type: Gasoline
Transmission: Automatic
Engine: 5L V-8 DOHC, variable valve control, regular unleaded, engine wi
Stock #: 123465373
VIN: 1FTFX1EF2EKG40862

Features

Exterior: Alloy Wheels, Tow Hooks
Safety: Brake Assist, Stability Control

Reviews

2014 Ford F-150 XL review

I own a 2014 F150 Lariat.

I own a 2014 F150 Lariat. Has a 3.5 liter eco boost. I have 157000 miles , had a few minor issues but has been fantastic. Do all the things you need to do to maintain it. Put Lucas auto treatment monthly. Love my truck, I would highly recommend.

Vehicle information

Ext. color: White
Int. color: Gray
Drivetrain: Four-wheel Drive
MPG: 16-22
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoTec3 5.3L V-8 gasoline direct injection, variable valve contr
Stock #: 12359563
VIN: 3GTU9DEDXLG363867

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Start, Remote Start
Entertainment: Apple CarPlay®/Android Auto®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2020 GMC Sierra 1500 SLT review

Great truck!

I bought my 2020 with 36k miles a couple of years ago and I now have 60k miles of trouble free very enjoyable driving. It was expensive, but worth every penny. The ride is so quiet and comfortable my wife and I prefer traveling in it instead of our 2018 Acura MDX which we also love. The 5.3 V8 has plenty of power and towing ability. The multi-function tail gate is genius, I hope to never be without one again. We so enjoy all the bells and whistles, especially the wireless phone charger. So glad I bought this truck!

Vehicle information

Ext. color: Oxford White
Int. color: Gray
Drivetrain: Four-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 7.3L V-8 DEVCT variable valve control, regular unleaded, engine
Stock #: 123474937
VIN: 1FT7W2B65LED95424

Features

Entertainment: Bluetooth®, USB Port
Exterior: Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2020 Ford F-250 XL review

Very happy with the purchase

This F 250 the most powerful diesel I have ever driven, and I have driven a new diesel every two years since 1999. The truck is a platinum which has all the lastest features and very comfortable. the performance is incredible with great fuel milage on the highway.

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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