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Basics

Exterior color
Ruby Red Metallic
Interior color
Capp Luxury Soft Touch
Drivetrain
Front-wheel Drive
MPG
22–33

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.

Fuel type
Gasoline
Transmission
Automatic
Engine
EcoBoost 2L I-4 gasoline direct injection, DOHC, variable valve
VIN
3LN6L2G90GR626994
Stock #
10102ZA
Mileage
69,214 mi.

Features

Convenience
  • Heated Seats
  • Keyless Entry
  • Keyless Start
  • Navigation System
  • Power Folding Mirrors
  • Remote Start
Entertainment
  • Bluetooth®
  • CD Player
  • HomeLink
  • Premium Sound System
  • USB Port
  • WiFi Hotspot
Exterior
  • Alloy Wheels
Safety
  • Automatic Emergency Braking
  • Backup Camera
  • Brake Assist
  • LED Headlights
  • Stability Control
Seating
  • Leather Seats
  • Memory Seat
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • 11 Speakers
  • 12V power outlets 3 12V power outlets
  • 16.5 Gal. Fuel Tank
  • 18'' Premium Painted Aluminum Wheels
  • 19'' Polished 18-Spoke Aluminum Wheels
  • 2 LCD Monitors In The Front
  • 2 Seatback Storage Pockets
  • 3 12V DC Power Outlets
  • 3-point seatbelt Rear seat center 3-point seatbelt
  • 3.21 Axle Ratio
  • 4 Cylinder Engine
  • 4-Wheel Disc Brakes
  • 4-Wheel Disc Brakes w/4-Wheel ABS Front Vented Discs Brake Assist Hill Ho…
  • 590CCA Maintenance-Free Battery w/Run Down Protection
  • 6-Speed A/T
  • A/C
  • A/T
  • ABS
  • ABS Brakes 4-wheel antilock (ABS) brakes
  • ABS Brakes Four channel ABS brakes
  • ABS brakes
  • AM/FM Stereo
  • AM/FM radio: SiriusXM
  • Accessory power Retained accessory power
  • Active Suspension
  • Adaptive headlights Directionally adaptive headlights
  • Adaptive suspension
  • Adjustable Steering Wheel
  • Air Conditioning
  • Air Filtration
  • Air conditioning Yes
  • Airbag Occupancy Sensor
  • All-in-one key All-in-one remote fob and ignition key
  • Alloy wheels
  • Alternator Type Alternator
  • Aluminum Wheels
  • Antenna Window grid audio antenna
  • Armrests front center Front seat center armrest
  • Armrests rear Rear seat center armrest with trunk pass-thru
  • Armrests rear storage Rear seat center armrest storage
  • Auto On/Off Projector Beam Led Low/High Beam Directionally Adaptive Headlamp…
  • Auto door locks Auto-locking doors
  • Auto headlights Auto on/off headlight control
  • Auto-Dimming Rearview Mirror
  • Auto-dimming Rear-View mirror
  • Auto-dimming door mirror driver Auto-dimming driver side mirror
  • Auto-dimming door mirrors
  • Automatic Emergency Braking
  • Automatic Headlights
  • Automatic temperature control
  • Automatic w/Driver Control Ride Control Adaptive Suspension
  • Aux input jack Auxiliary input jack
  • Back-Up Camera
  • Backup Camera
  • Basic warranty 48 month/50,000 miles
  • Battery charge warning
  • Battery run down protection
  • Battery type Lead acid battery
  • Beverage holders Front beverage holders
  • Beverage holders rear Rear beverage holders
  • Bluetooth Connection
  • Body panels Galvanized steel/aluminum body panels with side impact beams
  • Body-Colored Front Bumper
  • Body-Colored Rear Bumper
  • Brake Assist
  • Brake assist system
  • Brake type 4-wheel disc brakes
  • Bucket Seats
  • Bulb warning Bulb failure warning
  • Bumpers front Body-colored front bumper
  • Bumpers rear Body-colored rear bumper
  • Bumpers: body-color
  • CD Player
  • CD Single-disc CD player
  • CD location CD player located in the dashboard/instrument panel
  • CD-R compatible
  • Cabin air filter
  • Capless fuel filler
  • Cargo Space Lights
  • Cargo access Power cargo area access release
  • Cargo floor type Carpet cargo area floor
  • Cargo light Cargo area light
  • Carpet Floor Trim and Carpet Trunk Lid/Rear Cargo Door Trim
  • Child Safety Locks
  • Child door locks Manual rear child safety door locks
  • Chrome Door Handles
  • Chrome Side Windows Trim
  • Clearcoat Paint
  • Climate Control
  • Climate control Automatic climate control
  • Clock Digital clock
  • Compact Spare Tire Mounted Inside Under Cargo
  • Compass
  • Compressor Intercooled turbo
  • Configurable instrumentation gauges
  • Console insert material Metal-look console insert
  • Convex spotter Driver and passenger convex spotter mirrors
  • Corrosion perforation warranty 60 month/unlimited
  • Cruise Control
  • Cruise Control w/Steering Wheel Controls
  • Cruise control Cruise control with steering wheel mounted controls
  • Curtain 1st And 2nd Row Airbags
  • Cylinder head material Aluminum cylinder head
  • Day-Night Auto-Dimming Rearview Mirror
  • Day/Night rearview mirror
  • Delay off headlights Delay-off headlights
  • Delay-off headlights
  • Delayed Accessory Power
  • Digital/Analog Appearance
  • Door ajar warning Rear cargo area ajar warning
  • Door bins front Driver and passenger door bins
  • Door bins rear Rear door bins
  • Door handle material Chrome door handles
  • Door locks Power door locks with 2 stage unlocking
  • Door mirror style Chrome door mirrors
  • Door mirror type Standard style side mirrors
  • Door mirrors Power door mirrors
  • Door panel insert Genuine wood and metal-look door panel insert
  • Drive type Front-wheel drive
  • Driver / Passenger And Rear Door Bins
  • Driver Adjustable Lumbar
  • Driver Air Bag
  • Driver And Passenger Knee Airbag
  • Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illuminatio…
  • Driver Foot Rest
  • Driver Illuminated Vanity Mirror
  • Driver Information Center
  • Driver Monitoring
  • Driver Monitoring-Alert
  • Driver Restriction Features
  • Driver Seat
  • Driver Vanity Mirror
  • Driver attention monitor Driver attention alert
  • Driver door bin
  • Driver foot rest
  • Driver information center
  • Driver lumbar Driver seat with 2-way power lumbar
  • Driver seat direction Driver seat with 8-way directional controls
  • Dual Climate Control
  • Dual Stage Driver And Passenger Front Airbags
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Dual front impact airbags
  • Dual front side impact airbags
  • Dual-zone front climate control
  • Electric Power-Assist Speed-Sensing Steering
  • Electronic Stability Control
  • Electronic parking brake
  • Electronic stability control AdvanceTrac electronic stability control system…
  • Emergency SOS Capable 911 Assist emergency SOS system via mobile device
  • Emergency communication system: 911 Assist
  • Emissions ULEV II emissions
  • Emissions tiers Tier 2 Bin 5 emissions
  • Engine Cylinders EcoBoost I4
  • Engine EcoBoost 2L I-4 gasoline direct injection, DOHC, variable valve contr…
  • Engine Location Front mounted engine
  • Engine Mounting direction Transverse mounted engine
  • Engine block material Aluminum engine block
  • Engine temperature warning
  • Engine/electric motor temperature gauge
  • Engine: 2.0L EcoBoost GTDI I-4
  • Equipment Group 100A Premiere
  • External door locks SecuriCode external keypad door lock control
  • External memory SYNC with MyLincoln Touch external memory control
  • Fade-To-Off Interior Lighting
  • First-row windows Power first-row windows
  • Fixed Rear Window w/Defroster
  • Floor console Full floor console
  • Floor console storage Covered floor console storage
  • Floor coverage Full floor coverage
  • Floor covering Full carpet floor covering
  • Floor mats Carpet front and rear floor mats
  • Fob engine controls Smart key with hands-free access and push button start
  • Folding door mirrors Power folding door mirrors
  • Folding rear seats 60-40 folding rear seats
  • Four wheel independent suspension
  • Front And Rear Anti-Roll Bars
  • Front And Rear Map Lights
  • Front Bucket Seats
  • Front Center Armrest
  • Front Cupholder
  • Front Head Air Bag
  • Front Side Air Bag
  • Front Wheel Drive
  • Front Windshield -inc: Sun Visor Strip
  • Front anti-roll Front anti-roll bar
  • Front anti-roll bar
  • Front dual zone A/C
  • Front head restraint control Manual front seat head restraint control
  • Front head restraints Height adjustable front seat head restraints
  • Front impact airbag driver Driver front impact airbag
  • Front impact airbag passenger Passenger front impact airbag
  • Front passenger lumbar Front passenger seat with 2-way power lumbar
  • Front reading lights
  • Front seat upholstery Lincoln Luxury Soft Touch leatherette front seat uphol…
  • Front seatback upholstery Leatherette front seatback upholstery
  • Front side impact airbag driver Seat mounted side impact driver airbag
  • Front side impact airbag passenger Seat mounted side impact front passenger …
  • Front-Wheel Drive
  • Fuel Type Premium Unleaded
  • Full Cloth Headliner
  • Full Floor Console w/Covered Storage Mini Overhead Console w/Storage and 3 …
  • Fully automatic headlights
  • Galvanized Steel/Aluminum Panels
  • Garage Door Transmitter
  • Garage door opener
  • Gas-Pressurized Shock Absorbers
  • Gasoline Fuel
  • Genuine wood dashboard insert
  • Genuine wood door panel insert
  • Glove box Illuminated locking glove box
  • Grille style Metal-look grille with chrome surround
  • HID Headlights
  • HVAC -inc: Underseat Ducts and Console Ducts
  • Handsfree Bluetooth handsfree wireless device connectivity
  • Headlight type Projector beam headlights
  • Headlights LED low and high beam headlights
  • Headlights on reminder
  • Headliner coverage Full headliner coverage
  • Headliner material Cloth headliner material
  • Heated Front Seat(s)
  • Heated Mirrors
  • Heated Seats
  • Heated door mirrors
  • Heated door mirrors Heated driver and passenger side door mirrors
  • Heated front seats
  • Heated front seats Heated driver and front passenger seats
  • Height adjustable seatbelts Front height adjustable seatbelts
  • High mount stop light High mounted center stop light
  • Hill start assist
  • Ignition Spark ignition system
  • Illuminated Locking Glove Box
  • Illuminated entry
  • Illuminated glove box
  • Illuminated ignition switch
  • Immobilizer
  • Immobilizer SecuriLock immobilizer
  • Instrumentation display Digital/analog instrumentation display
  • Integrated Turn Signal Mirrors
  • Interior accents Chrome interior accents
  • Interior courtesy lights Fade interior courtesy lights
  • Intermittent Wipers
  • Internet access SYNC Services mobile hotspot internet access
  • Key in vehicle warning
  • Keyfob cargo controls Keyfob trunk control
  • Keyfob keyless entry
  • Keyfob remote start
  • Keyfob window controls Keyfob window control
  • Keyless Entry
  • Keyless Start
  • Keypad
  • Knee Air Bag
  • Knee airbag
  • Knee airbag Driver and passenger side knee airbag
  • LED Brakelights
  • LED Headlights
  • LED brake lights
  • Laminated Glass
  • Laminated window Laminated side window glass
  • Leather Seats
  • Leather Steering Wheel
  • Light Tinted Glass
  • Lincoln Luxury Soft Touch Leatherette Seats
  • Lock-up transmission
  • Low Tire Pressure Warning
  • Low level warnings Low level warning for fuel, washer fluid and brake fluid
  • Low tire pressure warning
  • MP3 Capability
  • Maintenance warranty 24 month/24,000 miles
  • Manual Adjustable Front Head Restraints and Manual Adjustable Rear Head Rest…
  • Memory Seat
  • Memory seat
  • Memory settings Memory settings include: door mirrors
  • Metal-Look Grille w/Chrome Surround
  • Mirror Memory
  • Multi-Link Rear Suspension w/Coil Springs
  • Multi-Zone A/C
  • Mykey System -inc: Top Speed Limiter Audio Volume Limiter Early Low Fuel W…
  • Navigation System
  • Noise cancellation Active noise cancellation
  • Number of airbags 8 airbags
  • Number of doors 4 doors
  • Number of first-row screens 2 total number of 1st row displays
  • Number of memory settings 3 memory settings
  • Occupancy sensor Airbag occupancy sensor
  • Occupant sensing airbag
  • Oil pressure warning
  • One-touch down window Front and rear one-touch down windows
  • One-touch up window Front and rear one-touch up windows
  • Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point Heig…
  • Outside Temp Gauge
  • Outside temperature display
  • Overdrive transmission
  • Overhead airbag
  • Overhead airbags Curtain first and second-row overhead airbags
  • Overhead console
  • Overhead console Mini overhead console
  • Overhead console storage
  • Panel insert Genuine wood and metal-look instrument panel insert
  • Panic alarm
  • Parking sensors Rear parking sensors
  • Pass-Through Rear Seat
  • Passenger Adjustable Lumbar
  • Passenger Air Bag
  • Passenger Air Bag Sensor
  • Passenger Illuminated Visor Mirror
  • Passenger Seat
  • Passenger Vanity Mirror
  • Passenger door bin
  • Passenger doors rear left Conventional left rear passenger door
  • Passenger doors rear right Conventional right rear passenger door
  • Passenger seat direction Front passenger seat with 8-way directional control…
  • Perimeter Alarm
  • Perimeter approach lighting Remote activated perimeter approach lighting
  • Perimeter/Approach Lights
  • Power Door Locks
  • Power Driver Seat
  • Power Folding Mirrors
  • Power Mirror(s)
  • Power Passenger Seat
  • Power Steering
  • Power Windows
  • Power door mirrors
  • Power driver seat controls Driver seat power reclining, lumbar support, cush…
  • Power passenger seat controls Passenger seat power reclining, lumbar support…
  • Powertrain type ICE
  • Powertrain warranty 72 month/70,000 miles
  • Premium Sound System
  • Primary display size 8 inch primary display
  • Primary display touchscreen Primary monitor touchscreen
  • Quasi-Dual Stainless Steel Exhaust w/Chrome Tailpipe Finisher
  • RDS Radio data system (RDS)
  • Radiator
  • Radio AM/FM/SiriusXMsatellite
  • Radio data system
  • Radio: Lincoln Premium Sound System w/SingleCD/MP3
  • Rear Bench Seat
  • Rear Child Safety Locks
  • Rear Cupholder
  • Rear Defrost
  • Rear Head Air Bag
  • Rear Parking Aid
  • Rear Parking Sensors
  • Rear Side Air Bag
  • Rear Springs Regular grade rear springs
  • Rear anti-roll Rear anti-roll bar
  • Rear anti-roll bar
  • Rear camera Rear mounted camera
  • Rear cargo door Trunk
  • Rear console climate control ducts
  • Rear head restraint control 3 rear seat head restraints
  • Rear head restraint control Manual rear seat head restraint control
  • Rear head restraints Height adjustable rear seat head restraints
  • Rear reading lights
  • Rear seat center armrest
  • Rear seat direction Front facing rear seat
  • Rear seat folding position Fold forward rear seatback
  • Rear seat upholstery Lincoln Luxury Soft Touch leatherette rear seat upholst…
  • Rear seatback upholstery Carpet rear seatback upholstery
  • Rear seats Rear bench seat
  • Rear seats fixed or removable Fixed rear seats
  • Rear under seat ducts Rear under seat climate control ducts
  • Rear window defroster
  • Rear windshield Fixed rear windshield
  • Rearview mirror Auto-dimming rear view mirror
  • Remote Engine Start
  • Remote Releases -Inc: Power Cargo Access
  • Remote keyless entry
  • Remote panic alarm
  • Requires Subscription
  • Restricted driving mode/alerts MyKey restricted driving mode/alerts
  • Roadside warranty Unlimited months/unlimited
  • SYNC w/MyLincoln Touch
  • SYNC with MyLincoln Touch
  • Satellite trial 6 month satellite trial subscription
  • Seat Memory
  • Seatback storage pockets 2 seatback storage pockets
  • Seatbelt pretensioners Front seatbelt pretensioners
  • Seatbelt pretensioners number 2 seatbelt pre-tensioners
  • Seating capacity 5
  • Second-row windows Power second-row windows
  • Securilock Anti-Theft Ignition (pats) Immobilizer
  • Security System
  • Security system
  • Seek scan
  • Sequential shift control SelectShift Sequential shift with steering wheel co…
  • Service interval warning Service interval indicator
  • Shock absorbers Gas-pressurized shock absorbers
  • Side Impact Beams
  • Spare tire Compact spare tire with steel wheel
  • Spare tire location Spare tire mounted under the cargo floor
  • Speakers Standard grade speakers
  • Speakers number 11 speakers
  • Special paint Monotone paint
  • Speed control
  • Speed sensitive steering Speed sensitive power steering
  • Speed sensitive volume
  • Speed sensitive wipers
  • Speed-Sensitive Wipers
  • Speed-sensing steering
  • Split folding rear seat
  • Split front seats Bucket front seats
  • Springs front Front coil springs
  • Springs rear Rear coil springs
  • Stability Control
  • Steel Spare Wheel
  • Steering Electric power-assist steering system
  • Steering Wheel Audio Controls
  • Steering mounted audio control Steering wheel mounted audio controls
  • Steering type Rack-pinion steering
  • Steering wheel material Leather steering wheel
  • Steering wheel mounted audio controls
  • Steering wheel telescopic Manual telescopic steering wheel
  • Steering wheel tilt Power tilting steering wheel
  • Streaming Audio
  • Strut Front Suspension w/Coil Springs
  • Sun visor strip
  • Suspension Standard ride suspension
  • Suspension auto correcting Adaptive ride suspension
  • Suspension control Automatic suspension ride control with driver control
  • Suspension ride type front Independent front suspension
  • Suspension ride type rear Independent rear suspension
  • Suspension type front Strut front suspension
  • Suspension type rear Multi-link rear suspension
  • Tachometer
  • Tailpipe Stainless steel quasi-dual exhaust with chrome tailpipe finisher
  • Telematics
  • Telescoping steering wheel
  • Temperature display Exterior temperature display
  • Temporary Spare Tire
  • Tilt steering wheel
  • Tinted windows Light tinted windows
  • Tire Pressure Monitor
  • Tires - Front Performance
  • Tires - Rear Performance
  • Tires P245/45VR18 AS BSW front and rear tires
  • Traction Control
  • Traction control All-speed ABS and driveline traction control
  • Transmission 6-speed automatic
  • Transmission Type Automatic
  • Transmission electronic control
  • Transmission fluid temperature warning Transmission fluid temp warning
  • Transmission oil cooler
  • Transmission w/Dual Shift Mode
  • Transmission w/Oil Cooler
  • Trip Computer
  • Trip computer
  • Trip odometer
  • Trunk Rear Cargo Access
  • Trunk lid trim Carpet trunk lid trim
  • Turbocharged
  • Turn signal in door mirrors Turn signal indicator in door mirrors
  • Turn signal indicator mirrors
  • Turn signal warning Turn signal on warning
  • Turn-By-Turn Navigation Directions
  • Turn-by-turn nav SYNC Services turn-by-turn navigation system
  • USB Port
  • USB ports 1 USB port
  • Universal Garage Door Opener
  • Valet Function
  • Valet key
  • Variable Speed Intermittent Wipers
  • Variable panel light Variable instrument panel light
  • Variably intermittent wipers
  • Ventilated brakes Front ventilated disc brakes
  • Visor driver mirror Driver visor mirror
  • Visor illuminated driver mirror Illuminated driver visor mirror
  • Visor illuminated passenger mirror Illuminated passenger visor mirror
  • Visor passenger mirror Passenger visor mirror
  • Voice Activated Dual Zone Front Automatic Air Conditioning
  • Voice activated audio Voice activated audio controls
  • Voice activated climate control Voice-activated climate control
  • WIFI Hotspot
  • Wheels 19 x 8-inch front and rear machined w/painted accents aluminum wheels…
  • Wheels 19 x 8-inch front and rear polished aluminum wheels
  • WiFi Hotspot
  • Window Grid Antenna
  • Window Trim Chrome side window trim
  • Wipers Variable intermittent front windshield wipers
  • Wireless streaming Bluetooth wireless audio streaming
  • Woodgrain Interior Trim

Vehicle history by AutoCheck

Seller’s info

Sheehy Hyundai of Chantilly

(590 reviews)
14848 Stonecroft Center Court, Chantilly, VA 20151

Seller’s notes about this car

2016 Lincoln MKZ FWD at Sheehy Hyundai Genesis of Chantilly! This MKZ has an exterior color of Ruby Red Metallic with Capp Luxury Soft Touch Artificial Leather interior. This preowned Lincoln MKZ is equipped with amazing options: .

Certification Program Details: Sheehy Value Car located at Sheehy Hyundai Genesis of Chantilly only!

All our Sheehy Value Cars come with a 30 Day/1,000-mile warranty, upfront clear and Sheehy-Its Easy Pricing, CARFAX history report, backed by our 5 day/300 mile money-back guarantee and pass Virginia inspection. See Sheehy Hyundai Genesis of Chantilly for details. This vehicle is non-transferable to other Sheehy Locations.
Some vehicles may have unrepaired safety recalls. Sheehy Auto Stores is not a manufacturer-authorized repair facility for all brands, but your local same-brand dealer will provide recall repair services for free.

To check for open recalls please visit https://www.nhtsa.gov/recalls?vin=3LN6L2G90GR626994#vin.

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Consumer reviews

See what others are saying about the 2016 Lincoln MKZ.
(70 reviews)
Rating breakdown (out of 5):
  • Comfort 4.9
  • Interior 4.8
  • Performance 4.7
  • Value 4.7
  • Exterior 4.8
  • Reliability 4.7

Most recent consumer reviews

Very comfortable, surprisingly quick for an inline 4.

Very comfortable, surprisingly quick for an inline 4. No real engine problems after 4 years of owning it. Still runs fine at 240k+ miles. I wish the interior roof was black and not PB colored.

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 4.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a Used car
  • Used for Having fun
  • Does recommend this car
0 people out of 0 found this review helpful. Did you?
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ASE Parts Specialist and Mercedes tech retired.

ASE Parts Specialist and Mercedes tech retired. 2016 mkz 3.7 now with 60k miles. Throttle position sensor went south. Part of the throttle body. Simple job. Only issue I’ve had. Don’t understand why there is no front windshield chrome strip. Almost looks like it starting to delaminate ! Hmm Luxury car with no window trim odd I think. 3.7 pretty fast handles good. Low in front scrapes often

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 3.0
  • Reliability 4.0
  • Does recommend this car
4 people out of 4 found this review helpful. Did you?
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Sleeper luxury and fuel economy choice

One year and 23,000 mines after buying a used 2016 MKZ with 72,000 miles on it (four previous owners), I can say that I like just about everything I've experienced. I do a lot of highway driving and have made two MI-FL round trips; gas mileage is 29.5 and my bad back doesn't complain afterward. Two minor quibbles: Low ground clearance means you have to watch parking blocks or you'll scrape the fenders and the infotainment system's touch-screen virtual buttons aren't terribly responsive. This is the best-looking of the 30+ cars I've owned and I get compliments at the car wash from other customers on the color (white platinum). Maintenance costs have been reasonable and I've had no nasty surprises, nor had my MKZ left me stranded on the side of the road. If I were shopping today I'd buy this car again.

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a Used car
  • Used for Commuting
  • Does recommend this car
4 people out of 4 found this review helpful. Did you?
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See all 70 consumer reviews

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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