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Car shopper resources

Basics

Exterior color
Interior color
Drivetrain
All-wheel Drive
MPG
23–30

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.

Fuel type
Hybrid
Transmission
Automatic
Engine
Intercooled Turbo Gas/Electric I-4 2.0 L/120
VIN
YV4L12UJ8S2545392
Stock #
S2545392
Mileage
7 mi.

Features

Convenience
  • Heated Seats
  • Keyless Entry
  • Keyless Start
  • Navigation System
  • Power Folding Mirrors
  • Power Liftgate
Entertainment
  • Apple CarPlay®
  • Bluetooth®
  • Premium Sound System
  • Satellite Radio
Exterior
  • Alloy Wheels
Safety
  • Backup Camera
  • Blind Spot Monitor
  • Brake Assist
  • LED Headlights
  • Lane Departure Warning
  • Rain Sensing Wipers
  • Stability Control
Seating
  • Memory Seat
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • 4-Wheel Disc Brakes
  • 8 Speakers
  • A/C
  • ABS
  • ABS brakes
  • AM/FM Stereo
  • AM/FM radio: SiriusXM
  • Adjustable Steering Wheel
  • Air Conditioning
  • All Wheel Drive
  • Alloy wheels
  • Aluminum Wheels
  • Apple CarPlay
  • Auto High-beam Headlights
  • Auto-Dimming Rearview Mirror
  • Auto-dimming Rear-View mirror
  • Auto-dimming door mirrors
  • Automatic Headlights
  • Automatic Highbeams
  • Automatic temperature control
  • Auxiliary Audio Input
  • Back-Up Camera
  • Blind Spot Monitor
  • Bluetooth Connection
  • Brake Actuated Limited Slip Differential
  • Brake Assist
  • Brake assist
  • Bucket Seats
  • Bumpers: body-color
  • Cargo Shade
  • Child Safety Locks
  • City Block Textile Seating Surfaces
  • Climate Control
  • Cloth Seats
  • Cross-Traffic Alert
  • Cruise Control
  • Daytime Running Lights
  • Delay-off headlights
  • Driver Adjustable Lumbar
  • Driver Air Bag
  • Driver Illuminated Vanity Mirror
  • Driver Monitoring
  • Driver Restriction Features
  • Driver Vanity Mirror
  • Driver door bin
  • Driver vanity mirror
  • Dual front impact airbags
  • Dual front side impact airbags
  • Electronic Stability Control
  • Emergency communication system
  • Evasion Assist
  • Exterior Parking Camera Rear
  • Floor Mats
  • Four wheel independent suspension
  • Front Bucket Seats
  • Front Center Armrest
  • Front Collision Mitigation
  • Front Head Air Bag
  • Front Side Air Bag
  • Front anti-roll bar
  • Front beverage holders
  • Front dual zone A/C
  • Front reading lights
  • Fully automatic headlights
  • Headlights-Auto-Leveling
  • Heated Front Seat(s)
  • Heated Front Seats
  • Heated Mirrors
  • Heated door mirrors
  • Heated front seats
  • Illuminated entry
  • Immobilizer
  • Integrated Turn Signal Mirrors
  • Intermittent Wipers
  • Internet access capable: Digital Services Package w/ 4 Year Subscription
  • Keyless Entry
  • Keyless Start
  • Knee Air Bag
  • Knee airbag
  • LED Headlights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Lithium Ion Traction Battery
  • Low tire pressure warning
  • MP3 Capability
  • Memory seat
  • Mirror Memory
  • Multi-Zone A/C
  • Navigation System
  • Navigation system: Google Maps w/ 4 Year Subscription
  • Occupant sensing airbag
  • Outside temperature display
  • Overhead airbag
  • Overhead console
  • Panic alarm
  • Pass-Through Rear Seat
  • Passenger Air Bag
  • Passenger Air Bag Sensor
  • Passenger Illuminated Visor Mirror
  • Passenger Vanity Mirror
  • Passenger door bin
  • Passenger vanity mirror
  • Power Door Locks
  • Power Driver Seat
  • Power Folding Mirrors
  • Power Liftgate
  • Power Mirror(s)
  • Power Steering
  • Power Windows
  • Power door mirrors
  • Power driver seat
  • Power steering
  • Power windows
  • Privacy Glass
  • Radio data system
  • Radio: High Performance Sound System
  • Rain Sensing Wipers
  • Rain sensing wipers
  • Rear Bench Seat
  • Rear Collision Mitigation
  • Rear Defrost
  • Rear Head Air Bag
  • Rear Parking Aid
  • Rear Spoiler
  • Rear anti-roll bar
  • Rear fog lights
  • Rear reading lights
  • Rear seat center armrest
  • Rear window defroster
  • Rear window wiper
  • Remote Trunk Release
  • Remote keyless entry
  • Requires Subscription
  • Satellite Radio
  • Seat Memory
  • Security System
  • Security system
  • Smart Device Integration
  • Speed control
  • Speed-sensing steering
  • Split folding rear seat
  • Spoiler
  • Stability Control
  • Steering Wheel Audio Controls
  • Steering wheel mounted audio controls
  • Tachometer
  • Telematics
  • Telescoping steering wheel
  • Temporary Spare Tire
  • Tilt steering wheel
  • Tire Pressure Monitor
  • Tires - Front Performance
  • Tires - Rear Performance
  • Traction Control
  • Traction control
  • Trip Computer
  • Trip computer
  • Turbocharged
  • Turn signal indicator mirrors
  • Variable Speed Intermittent Wipers
  • Variably intermittent wipers
  • Wheels: 18 inch 5-Double Spoke Black Diamond Cut Alloy

Seller’s info

Volvo Cars Palo Alto

(366 reviews)
4190 El Camino Real, Palo Alto, CA 94306

Seller’s notes about this car

2025 Volvo XC40 B5 Core AWD Automatic with Geartronic 2.0L I4 Turbocharged DOHC 16V LEV3-ULEV70

23/30 City/Highway MPG

Have a question?

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Price history

Listed 176 days ago.
$1,906 total price reduction!
1/25/25 Listed $44,441
3/11/25 -$500 $43,941
4/01/25 +$1,000 $44,941
7/12/25 -$2,406 $42,535
7/15/25 +$3,500 $46,035
7/16/25 -$3,500 $42,535
Total price amount is based on price change information provided by the seller.

Customize your payment

Based on est. car price of $42,535 at ...% APR* and ...% sales tax.
$... per month
Car price
$42,535
Down payment
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Trade-in value
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Estimated sales tax ...%
(based on ZIP)
+
Other fees*
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Total loan amount
Total interest paid
(over life of loan)
+
Total loan & interest paid
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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About your privacy: Cars.com is asking for your ZIP and credit rating because it helps us to make an educated guess at your sales tax and loan interest. These two factors can greatly change your monthly payment.

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Incentives

Best cash offer on XC40 Core Bright Theme SUV

$5,000 - Volvo US Lease Allowance

Exp. 07/31/2025

Disclaimer: Contact the dealerfor details

See more details

Best financing offer on XC40 Core Bright Theme SUV

Volvo US Low APR
1.99% for 24-72 months

Exp. 07/31/2025

Disclaimer: Residents residing in qualifying regions of the United State...

See more details

Loyalty bonus cash on XC40 Core Bright Theme SUV

$1,000 - Volvo US WR Loyalty Bonus - Purchase

Exp. 07/31/2025

Disclaimer: Eligible customers that currently own or lease a Volvo or Sa...

See more details
Show more incentives Show less incentives

Bonus cash on XC40 Core Bright Theme SUV

$3,500 - Volvo US Lease Allowance

Exp. 07/31/2025

Disclaimer: Contact the dealerfor details

See more details

Loyalty bonus cash on XC40 Core Bright Theme SUV

$500 - Volvo US WR Loyalty Bonus - Lease v2

Exp. 07/31/2025

Disclaimer: Eligible customers that currently own or lease a Volvo or Sa...

See more details

Bonus cash on XC40 Core Bright Theme SUV

$1,000 - Volvo US Purchase Allowance

Exp. 07/31/2025

Disclaimer: Contact the dealerfor details

See more details

Conquest bonus cash on XC40 Core Bright Theme SUV

$1,000 - Volvo US Targeted Tesla Conquest Bonus

Exp. 07/31/2025

Disclaimer: Eligible customers must be going into a new MY24 BEV or MY25...

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Bonus cash on XC40 Core Bright Theme SUV

$1,000 - Volvo US Summer Safely Bonus

Exp. 07/31/2025

Disclaimer: Contact the dealerfor details

See more details

Lease Loyalty bonus cash on XC40 Core Bright Theme SUV

$1,000 - Volvo US FWD to AWD Lease Retention Program

Exp. 07/31/2025

Disclaimer: Individuals or members of the same household who are current...

See more details

Conquest bonus cash on XC40 Core Bright Theme SUV

$1,000 - Volvo US Conquest Bonus - California

Exp. 07/31/2025

Disclaimer: Eligible customers must be going into a new MY24 BEV or MY25...

See more details

Finance rate on XC40 Core Bright Theme SUV

SchoolsFirst Federal Credit Union US APR Rates
5.49% for 0-60 months
5.74% for 61-72 months
6.34% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

Mocse Credit Union US APR Rates
6.39% for 6-60 months
6.53% for 61-72 months
6.64% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

Valley First Credit Union US APR Rates
5.84% for 12-48 months
6.19% for 49-60 months
6.39% for 61-66 months
6.59% for 67-72 months
6.89% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

Chase Auto Finance US APR Rates
6.45% for 1-60 months
6.95% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 Core Bright Theme SUV

USAA Federal Savings Bank US APR Rates
4.34% for 1-36 months
5.39% for 37-48 months
5.49% for 49-60 months
5.74% for 61-66 months
5.84% for 67-72 months
6.04% for 73-75 months
6.29% for 76-78 months
6.39% for 79-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

LBS Financial Credit Union US APR Rates
5.39% for 36 months
5.49% for 48 months
5.69% for 66 months
5.99% for 72 months
6.49% for 84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

Exeter Finance US APR Rates
9.95% for 1-78 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

1st United Credit Union US APR Rates
5.99% for 1-72 months
6.44% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

USAA Federal Savings Bank US APR Rates
5.09% for 1-36 months
5.24% for 37-60 months
5.64% for 61-66 months
5.74% for 67-72 months
5.94% for 73-75 months
6.19% for 76-78 months
6.29% for 79-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

Santander Consumer USA US APR Rates
6.84% for 1-60 months
7.59% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 Core Bright Theme SUV

Capital One Auto Finance US APR Rates
6.39% for 1-60 months
6.94% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 Core Bright Theme SUV

Communication FCU US APR Rates
6.24% for 1-66 months
6.74% for 67-78 months
6.99% for 79-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

San Diego County Credit Union US APR Rates
5.39% for 1-48 months
5.64% for 49-66 months
6.14% for 67-78 months
7.49% for 79-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

Bank of America US APR Rates
6.05% for 0-60 months
6.62% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 Core Bright Theme SUV

Wells Fargo Auto US APR Rates
6.32% for 24-60 months
6.36% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 Core Bright Theme SUV

Wells Fargo Auto US APR Rates
6.19% for 24-60 months
6.69% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 Core Bright Theme SUV

Alaska USA Federal Credit Union US APR Rates
6.39% for 1-60 months
6.44% for 61-72 months
7.19% for 73-84 months
7.94% for 85-96 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

PNC Bank US APR Rates
6.08% for 12-36 months
6.13% for 49-60 months
8.68% for 37-48 months
9.53% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 Core Bright Theme SUV

TD Auto Finance US APR Rates
6.47% for 0-60 months
6.85% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 Core Bright Theme SUV

Nuvision Federal Credit Union US APR Rates
5.64% for 24-60 months
6.14% for 61-72 months
6.64% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

Golden 1 Credit Union US APR Rates
6.54% for 0-60 months
6.84% for 61-72 months
7.19% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

Pacific Service Credit Union US APR Rates
6.49% for 1-72 months
6.74% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

US Bank US APR Rates
7.21% for 0-60 months
7.29% for 73-84 months
7.8% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 Core Bright Theme SUV

Travis Credit Union US APR Rates
6.24% for 1-60 months
6.34% for 61-78 months
6.74% for 79-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

Patelco Credit Union US APR Rates
5.99% for 0-66 months
6.29% for 67-72 months
6.64% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 Core Bright Theme SUV

Teachers Federal Credit Union US APR Rates
5.64% for 12-60 months
5.86% for 61-72 months
6.48% for 73-84 months
7.15% for 85-96 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

See more details

Finance rate on XC40 Core Bright Theme SUV

Santander Consumer USA US APR Rates
5.56% for 0-60 months
10.38% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 Core Bright Theme SUV

Ally Financial US APR Rates
7.75% for 12-63 months
8.7% for 64-72 months
8.99% for 73-84 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

See more details

Finance rate on XC40 Core Bright Theme SUV

LBS Financial Credit Union US APR Rates
5.39% for 36 months
5.49% for 48 months
5.69% for 66 months
5.99% for 72 months
6.49% for 84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

See more details

Finance rate on XC40 Core Bright Theme SUV

Ally Financial US APR Rates
6.76% for 12-63 months
7.82% for 64-72 months
9.04% for 73-84 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

See more details

Finance rate on XC40 Core Bright Theme SUV

Bank of America US APR Rates
6.25% for 1-60 months
6.85% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

See more details

Finance rate on XC40 Core Bright Theme SUV

TD Auto Finance US APR Rates
6.59% for 1-60 months
7.09% for 61-72 months
7.59% for 73-84 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

See more details

Finance rate on XC40 Core Bright Theme SUV

Capital One Auto Finance US APR Rates
6.6% for 0-60 months
6.88% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

See more details

Finance rate on XC40 Core Bright Theme SUV

US Bank US APR Rates
6.8% for 1-60 months
7.25% for 61-72 months
7.79% for 73-84 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

See more details

Finance rate on XC40 Core Bright Theme SUV

Chase Auto Finance US APR Rates
6.4% for 0-60 months
6.73% for 61-72 months
7.31% for 73-84 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

See more details

Lease Loyalty bonus cash on XC40 Core Bright Theme SUV

$1,000 - Volvo US FWD to AWD Lease Retention Program

Exp. 01/31/2026

Disclaimer: Individuals or members of the same household who are current...

See more details

Lease Loyalty bonus cash on XC40 Core Bright Theme SUV

$1,000 - Volvo US FWD to AWD Lease Retention Program

Exp. 01/31/2026

Disclaimer: Individuals or members of the same household who are current...

See more details
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.

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