Car insurance presents so many figures and choices, settling on a plan can seem daunting. Do you need liability, collision or comprehensive? Should you go with Flo, Dennis Haysbert or that gecko with the cockney accent? Most important is knowing what amount of coverage you need, so find out your state's minimum requirement, then take a look at the sort of risk you encounter on a daily basis, including how much you drive, where you drive and park, and the potential hazards posed by both. Follow the link below for more on making sure your bases — and vehicle — are covered.