OK, run down the checklist: Post car-for-sale ad? Check. Contact prospective buyers? Check. Settle on a price? Check. You're off to a good start. The problem is, that car you're selling? Technically you don't own it yet; you have months, maybe even years, before you pay off the lender that helped you buy it. Relax. You're hardly the first person to do this. The first step is to contact your lending institution and determine the most prudent course of action. Follow the link below for steps you should take to sell that car that's not quite yours yet.