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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
BMW cars
for sale
near
Marine on St. Croix, MN
under $100,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2015 BMW 328d xDrive
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Top notch customer service
The last thing I wanted to do this year was buy a vehicle but HUGE thanks to Amber Genardi and Coon Rapids Chrysler Dodge Jeep Ram for making the experience THE BEST EVER! I have bought vehicles both new & used from various dealerships closer to my area and have never received as wonderful of service as I did from Amber. From the start she had my best interest in mind. She helped find a wonderful used option with every feature I wanted in my next vehicle. The service she provides made me feel no different than if I had walked in there to buy a brand new $60k vehicle! Not only did she sacrifice her time off to work with me around my schedule, she went above and beyond to make sure this vehicle would still be on the lot for me, since I was traveling nearly two hours to purchase a vehicle. To make the whole process even sweeter, Amber gave me an awesome gift basket! She did a wonderful job explaining the features of my new to me vehicle. As well as making it very clear that she will continue to be available to answer questions as I spend more time in my new ride. I will return to this dealership again and look forward to working with Amber for any future vehicle purchases. If you are in the market for a new or new to you set of wheels go see her. You will not be disappointed.
Best Economy Car No One Knows About
I purchased the 328d used, which is the reason for the high Value for the Money rating. Buying it new would be a poor rating. I purchased the this vehicle due to my long commute (135 miles per day). It had 50k miles and was 3 years old at the time I purchased it, now has 132k. The cost was less than 1/2 of the original MSRP. This is a very comfortable and stylish vehicle that has excellent performance. The 8 speed transmission is always in the right gear. It is really hard to describe how effortlessly the car moves, with the 4 cyl, turbo diesel. It is not a race car, but it is so balanced between quickness, handling, braking, ride quality, and of course fuel economy. As far as mpg, mid 40s is typical. I’ve have a few tanks that were over 50, and none less than 40. I just completed a one day trip of 1300 miles, and the vehicle returned 48.1 mpg, and that was at an average speed of 75 mph. The cruise speed was set at 81, nearly the entire drive. I’ve owned an excellent Lexus CT200 hybrid, but the driving characteristics are nowhere close to the BMW. It’s too bad BMW has stopped making this car. Look for a used one, you will be very impressed with this vehicle as a daily driver.






Used
2024 BMW X2 xDrive28i
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Reviews
Great Experience!
I just helped a very dear senior friend of mine buy a car here, Subaru Outback Limited and explained to the salesman (Dan) that this transaction had to go very smooth without stress as I was out of state so my help was coming both to my friend and the dealership via phone and e-mail. I have to say that not only did they have the perfect car for my friend Cathy, but we were able to do 90% of the transaction prior to Cathy ever getting to the dealership. When Cathy arrived, her new car was all ready, they took in her trade, she signed docks and she was out the door and on her way back home in only about an hour! Cathy said she was treated extremely well by everyone involved at White Bear Lake Subaru and just loves her new car! Thank you Dan, and all at your dealership for making this a positive and happy experience for me and my dear friend! You guys ROCK!




Used
2024 BMW 228 Gran Coupe i xDrive
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Reviews
Smoothest buying process ever!
I had a fantastic experience buying a used TDI from this dealership. Karen, my salesperson, was extremely helpful and customer centric. She even came back into the dealership to close the deal later that same night. This dealership also was the only that I found that replaced items such as brakes, battery, wipers and tires knowing that these TDIs sat for several months in a lot during the manufacturer buyback. I highly recommend buying from them. It too no more than 15 mins when I returned to ink the deal. Fantastic!






Used
2024 BMW 228 Gran Coupe i xDrive
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Features
Reviews
Best car shopping experience I have ever had from start
Best car shopping experience I have ever had from start to finish. Make sure to ask for Amy.






Used
2024 BMW X1 xDrive28i
Vehicle information
Features
Reviews
Christopher was an excellent sales consultant during a
Christopher was an excellent sales consultant during a busy year-end with a more complicated sale that required shipping the vehicle out of state to a rather picky buyer (me). Compared to another dealer I contacted this experience was “night and day”. I’d definitely recommend others to consider working with this dealership at least for the sales experience. I particularly enjoyed the fact that Chris found another RSX driver amongst the White Bear employees to perform a brief road test of my eventual car to set my mind at some ease for a real-world experience. They also were fairly cooperative about most of my requests to “seal the deal” (minor touch-up/clean up items). My only suggestions would be to see about hastening the shipping experience if that’s even possible and put a bit more effort into detail of the car before listing for sale - the car had been in their hands for a couple of months and just needed a couple small detail items to make it close to perfect for selling a 20+ year old vehicle (these were the items I had to request at time of negotiation). Nice work overall - just looking forward to the shipper to arrive that will be a great day!
A nice vehicle with some quirks
The 2024 BMW X1 is nimble and responsive. It has an excellent memory for self-driving the car to back out of tight parking spots along the path the driver used to get into it. The car feels spacious inside and is easy to get into. My observed hwy mileage is 36mpg @ 75mph and 22mpg in suburban driving. It’s defects are: 1) the driver must learn how to start from a stop to avoid a sluggish pick-up or a sudden forward jerk; 2) the owner’s manual does not include directions for setting up the electronics, so the owner must resort to a complex cryptic in-car system that is difficult to sort through; 3) the built-in navigation system's is hard to use; the owner will resort to Waze or Car Play; 4) the car is bumpy on rough surfaces, and vibrates like a massage unit on washboard.






Used
2022 BMW X7 xDrive40i
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Reviews
I contacted Luther Cadillac thru Cars.
I contacted Luther Cadillac thru Cars.com. A representative contacted me within a few mins but I changed my mind about the car and didn't have any more contact with this dealer.






Vehicle information
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Reviews
Cadillac XT5
Such an easy process! Very clean and COVID minded facility. Went very quickly which we appreciated. Brad was excellent to work with. Would recommend to anyone!






Vehicle information
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Reviews
Very professional and knowledgeable staff,the purchase
Very professional and knowledgeable staff,the purchase went very smoothly with no issues.Will definitely purchase another vehicle in the future.






Used
2023 BMW X1 xDrive28i
Vehicle information
Features
Reviews
Best car shopping experience I have ever had from start
Best car shopping experience I have ever had from start to finish. Make sure to ask for Amy.
Reliable and high performance BMW x1 with excellent value
Reliable and high performance BMW x1 with excellent value for the money. It’s exactly the same as an x3, but smaller cargo space. Easily fits 2 rear passengers.






Used
2023 BMW M440 M440i xDrive
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Reviews
This was my third time working with Polar Mazda.
This was my third time working with Polar Mazda. Each visit has been excellent. On this last visit I worked with "Moose" Mustaphe. He is so pleasant and honest. the way they do their business is rather enjoyable. We have always been treated fairly and honestly. I would recommend anyone to purchase their next vehicle here. Paul






Used
2015 BMW i3 Base w/Range Extender
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Reviews
Great customer service. Fast, easy, and reliable.
The best sales person Megan Erickson. She is so amazing! I would recommend her to anyone that's looking for a used car. Very honest and very helpful to the customer.
perfect entry level electric car (used)
This is a surprisingly fun car. We bought it mainly to not feel guilty running the AC in car line - but got to appreciate it in various situation. The range isn't great, the flimsy tires need getting used to - but for what a used (ideally certified pre-owned) one goes for - I really don't think you can go wrong. Unless you live in a city and have good places to charge - it probably is not a suitable car as your only car - but it's a great addition if you don't depend on it for a 300 mile drive. Accelerations is fun, the car is a lot bigger inside than it looks. It has a little bit of a theme park ride feel to it at times.






Used
2014 BMW 428 i xDrive
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Reviews
I'm very fond of Porsche St.
I'm very fond of Porsche St. Paul. I purchased my first 911 Targa 4S GTS. My dream was purchasing the 911, but also including the European Experience. All my dreams came true. I was called for allocation. I designed my 911 dream car in St. Paul. I requested the European delivery. I traveled to Europe for the first time, picking up my car in Germany and traveling through 5 countries. I couldn't be happier. It was a dream experience. My sales person was Mitch. He's A+++. Thank you very much.
Timeless Design, one of BMWs best looking cars.
I love the M-sport package look on this car. It looks sleek and sporty. With a cold air intake this car sound beautiful. Rides great and can save a lot of gas in eco mode vs sport mode. Paddle shifters are fun and responsive.






Used
2021 BMW 530 I xDrive
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Reviews
Sold my car
Sold my car recently and gave me a very fair price. Over book value and more than twice what the nearby dealership offered. Good place to sell.
Purchased a 2021 cert pre-owned from dealer w/ 26k miles.
Purchased a 2021 cert pre-owned from dealer w/ 26k miles. 530i xdrive, car handles like a true Beamer, so tight and feels great driving. A little disappointed the entire 5-series class isn't 6 cylinder however the 4 turbo feels like one anyways, only with improved gas mileage, so not really a compliant just a preference. The dealer recommended using premium fuel, and I use it maybe once a month to keep the engine running smooth and also 10k in between oil changes. Pretty nice! Would absolutely purchase again. Next major service at 80k as well.






Used
2021 BMW X7 xDrive40i
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Reviews
We had a complex car purchase and Luther Used Car Company
We had a complex car purchase and Luther Used Car Company stood by their word that they thoroughly make sure that they are doing their best to sell decent used cars. We were excited to find a Honda CRV at this dealership. However, just a month after we purchased the car every dashboard light came on and the engine failed, which was very expensive. When we took it back to the dealership, they paid to put in a new used engine. While doing so, they also fixed other issues they found in the process. They said that they wanted to make sure we knew that they wouldn't knowingly sell us a bad car and although that unfortunately happened, they did make it right. We are very thankful that we chose to buy our used car at Luther Used Car Company and we hope to honor them with business in the future.
Amazing Vehicle
I could not be more happy with this vehicle. It is amazingly quiet and comfortable, but still fun to drive. It has tons of space and the interior is impeccable. The technology is top-notch and intuitive. This one is the turbo I6 and is faster than it feels (so smooth and quiet), but lacks the “hold your breath” acceleration of the V8.






Used
2024 BMW i4 Gran Coupe xDrive40
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Reviews
This is where you get service done right with exceptional
This is where you get service done right with exceptional service staff and support. This is a must have place for the job getting done right.
As a BMW driver for decades (318i, 328i), I reluctantly
As a BMW driver for decades (318i, 328i), I reluctantly switched to Tesla when the Model S became the first practical EV. I wanted to drive electric more than I wanted to be loyal to (IMHO) the best line of sedans and coupes on the planet. I loved the S, too, but after 12 years it was having problems, support was rotten, and it was time for a replacement. Fortunately, all the manufacturers have EVs now. Although I test drove several other makes, I was delighted to see that the BMW i4 was my favorite. When it started to look like tariffs were going to increase prices, I abbreviated my search and went for the Bimmer. By chance, the dealer had a 2024 shop loaner available with low mileage and a lower price than a brand new 2025 so I leased it. (Incidentally, it was less expensive in absolute dollars than the Model S was in 2012!) I'm glad I "pulled the trigger" when I did and I love the car. Handling is excellent. It "feels like" a BMW despite slightly lighter steering than my last 328. It's feature-rich and I'm still learning the ancillary controls. I'm OK with CarPlay although Tesla's own infotainment system is better. The driver assist is good and automatic stop/start in heavy traffic is a joy although I still prefer steering myself under better conditions. I think most BMW drivers will feel likewise. I haven't used self-parking other than a demo in the dealer's lot but I promise to try it. I don't expect to need a lot of service - it's an EV - but at least BMW takes phone calls! The cell phone app is better than Tesla's and it's NOT the only way to schedule service. My only real objection is the location of the charge port at right-rear which will make it awkward to use short-corded Tesla Superchargers even once BMW concludes a deal with Tesla. The i4 has more "hard" controls - which I prefer for eyes-on-the-road driving - than Model S but its voice recognition commands are more limited. Its navigator has the same voice as Model S but gives more frequent bum steers. All in all, I'm very glad I made the switch. And I didn't give money to the Little Dictator who works for the Big Dictator!






Vehicle information
Reviews
Great people, great service
Highly recommended if you’re looking for an affordable car that will last you a long time! The staff here takes the time to find a car for your needs.
Most comfortable and reliable car I’ve owned
Great navigation system, roomy interior, stylish, easy to drive, large trunk space. The memory seat adjustment is a plus. Also has a great sound system.






Used
2017 BMW 320 i
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Great Dealership
Not your average dealership. Had a great experience. Wouldn’t buy anywhere else after this! To those in the market this is a place to consider!
Best balanced car I ever owned.
The car exceeds my expectations. It has plenty of pep and rides very comfortably. The interior is one of the nicest that I have seen. Looking forward to many years of good service.






Used
2013 BMW 528 i xDrive
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Reviews
Highly Recommend
I bought a Mini Cooper the end of January from Perfect 10 Auto. The process went smoothly but when issues came up with the mini Cooper Perfect 10 Auto went above and beyond to help with the problems that arose. The customer service I received was phenomenal. They truly went above and beyond to help fix the problems that came up. I HIGHLY recommend this business. I am not one to write reviews (I never write reviews!) but I am very impressed with this business and the owners for all their help in making me feel valued & listened to as a customer. Thank you Perfect 10 Auto. I would buy another vehicle from you again. I will recommend this establishment to family and friends for the quality customer service I have received. Thank you!
Recently purchased 2013 bmw 528i Xdrive - Alpine white
Recently purchased 2013 bmw 528i Xdrive - Alpine white over cinnamon brown beautiful spec. 80k miles - 6 months later no problems. Equipped with cold weather package - and 360 camera. Amazing technology for the year. The illuminated door handles at night really provide a luxury feel before entering the comfortable interior. Extremely smooth drive but then you put it in Sport mode and everything changes - faster throttle response. Tighter steering, propelling you forward leaving everyone in your rear view. The sound system although not specified as Harman/Kardon still is loud enough for me to not care. Really loud and stock Bluetooth connectivity is great. Engine has light rattle sound on start up but it’s a common noise for that base engine and gets quieter when engine warms up. First bmw and easily stands out as one of my favorite cars owned to date.






Used
2014 BMW 535 i xDrive
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My dream car until I buy a used 2021
I purchased this car in 2017 it was a high mileage off lease corporate vehicle, 78K miles to be exact. Outside of normal wear and tear, the only issues I've had was/is a gasket somewhere that made smoke on the interior coming through the vents and my amplifier went out on me. The car now has a few miles under 200K and still runs like a dream.






Used
2022 BMW X1 xDrive28i
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Reviews
GMC Acadia
Perfect 10 was a great place to deal with when buying. We had our 2013 GMC Acadia totalled we saw one there that was really great shape for the price they held it for almost a month before the insurance settlement thank you
BMW X1 2022
The BMW X1 is fun to drive. The sunroof is awesome. This is a nice small SUV that has plenty of trunk space. I would recommend buying this car
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used BMW by price
BMW under $100,000 by city
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BMW under $100,000 in Marine on St. Croix, MN
18 Great Deals out of 103 listings starting at $4,495
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BMW under $100,000 in Marine on Saint Croix, MN
18 Great Deals out of 103 listings starting at $4,495
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23 Great Deals out of 125 listings starting at $4,495
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16 Great Deals out of 89 listings starting at $4,495
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70 Great Deals out of 585 listings starting at $4,495
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10 Great Deals out of 57 listings starting at $4,999
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36 Great Deals out of 194 listings starting at $4,495
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BMW under $100,000 in Stillwater, MN
51 Great Deals out of 452 listings starting at $4,495
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80 Great Deals out of 620 listings starting at $4,495
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99 Great Deals out of 671 listings starting at $4,495
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BMW under $100,000 in Oak Park Heights, MN
51 Great Deals out of 450 listings starting at $4,495
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10 Great Deals out of 46 listings starting at $4,999
BMW under $100,000 in Marine on St. Croix, MN by model
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BMW X3 under $100,000 in Marine on St. Croix, MN
3 Great Deals out of 29 listings starting at $8,900
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BMW X5 under $100,000 in Marine on St. Croix, MN
4 Great Deals out of 25 listings starting at $4,999
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.