Save your search and get notified when new inventory arrives.
Contact seller
Customize your budget
Est. max vehicle price based on your desired monthly budget (...% APR*. and ...% sales tax)
$...*
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
About your privacy: Cars.com is asking for your ZIP and credit rating because it helps us to make an educated guess at your sales tax and loan interest. These two factors can greatly change your monthly payment.
Used
Kia Optima
for sale
near
Clayton, IN
under $40,000
25 matches
30 miles from 46118
Be the first to know!
Est.
$400
/mo*
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Vehicle information
Ext. color: Horizon Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: J2483
VIN: 5XXGT4L37LG405133
Features
Convenience:
Keyless Entry
Entertainment:
Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Reviews
Indy Auto Man review
Salesperson was very helpful and knowledgeable.
Salesperson was very helpful and knowledgeable. Gave me the information I requested and answered all my questions.
2020 Kia Optima LX review
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!
No photo available
Used
2020 Kia Optima SE
30,913 mi.
$25,975
Ray Skillman Southside Kia
Vehicle information
Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: K26353A
VIN: 5XXGT4L38LG447665
Features
Convenience:
Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Liftgate
Entertainment:
Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels, Sunroof/Moonroof
Safety:
Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats
Reviews
Ray Skillman Southside Kia review
Best service department I have ever had business with.
Best service department I have ever had business with. I will defiantly buy my next vehicle from them because the service received and the quality of the vehicle. Delt with a Kia dealership on the north side of Indianapolis and it was the worst I have ever experienced of any vehicle I have owned.
2020 Kia Optima SE review
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.
Used
2020 Kia Optima S
106,876 mi.
$15,575
Ray Skillman Northeast Kia on Shadeland
Vehicle information
Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: 17529A
VIN: 5XXGT4L32LG444423
Features
Convenience:
Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels, Sunroof/Moonroof
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats
Reviews
Ray Skillman Northeast Kia on Shadeland review
Kia Shadeland was by far the best buying experience.
Kia Shadeland was by far the best buying experience. Every question I had was answered with ease. They made me feel important and never pushy. The showroom was pristine and everyone was very knowledgeable! I recommend this dealership 100%! I will never go anywhere else!
2020 Kia Optima S review
We love the car but one major flaw.
We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!
No photo available
Used
2014 Kia Optima EX
107,679 mi.
$11,995
Ray Skillman Northeast Mazda
Vehicle information
Ext. color: Ebony Black
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG:
23-34
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, variable valv
Stock #: M1640A
VIN: 5XXGN4A70EG315034
Features
Convenience:
Keyless Entry, Keyless Start
Entertainment:
Bluetooth®, CD Player, HomeLink
Exterior:
Alloy Wheels
Safety:
Automatic Emergency Braking, Brake Assist, Stability Control
Seating:
Leather Seats
Reviews
Ray Skillman Northeast Mazda review
Jadyn and Mikayla did a fantastic job and had great
Jadyn and Mikayla did a fantastic job and had great customer service!!! Will recommend to anyone
2014 Kia Optima EX review
I bought this car used from friend they did have motor
I bought this car used from friend they did have motor problem but they bought it new so kia replaced motor and my daughter drove it couple years then when she graduated I took Kia and bought her new car for her and grandkids and I have been happy with it. It's my everyday car because it gets great MPG. It's got 160k miles about 50K on new motor. So far no issues just keep her up to date on oil changes and stuff. It's 1st Kia I ever owned and I would definitely give them another go if time to buy another vehicle.
No photo available
Vehicle information
Ext. color: Snow White Pearl
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG:
23-34
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, variable valv
Stock #: NIT342762
VIN: 5XXGN4A73EG342762
Features
Convenience:
Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment:
Bluetooth®, CD Player, HomeLink, Premium Sound System
Exterior:
Alloy Wheels, Sunroof/Moonroof
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats, Memory Seat
Reviews
Tom Wood Nissan review
The way that I am always treated keeps me coming back!
The way that I am always treated keeps me coming back!! Erin kept the communication line open from the beginning to end keeping me up on the status of my vehicle.
2014 Kia Optima EX review
Passenger seat
The passenger seat does not rise and sits too low. When riding as a passenger, I cannot see out over the front. I installed a 1"-1 1/12" riser and this only helped a little. Not a happy passenger!
There are additional matching cars outside your search area.
Partial matches are generated by applying your search criteria to a larger search area. Our goal is to help you discover additional cars that match your search preferences.
As a benefit to some of our dealer customers, we display their listings first.
Used
2016 Kia Optima SXL Turbo
95,191 mi.
$13,095
Napleton's Auto Park Of Urbana
Vehicle information
Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
22-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: H066724B
VIN: 5XXGV4L29GG024326
Features
Convenience:
Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment:
Bluetooth®, HomeLink, USB Port
Exterior:
Alloy Wheels, Sunroof/Moonroof
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats, Memory Seat
Vehicle information
Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: V2404A
VIN: 5XXGT4L37LG449276
Features
Convenience:
Keyless Entry, Keyless Start, Power Liftgate
Entertainment:
Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats
Used
2020 Kia Optima LX
136,682 mi.
$10,797
Stanley Chevrolet
Vehicle information
Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: 2418A
VIN: 5XXGT4L3XLG422931
Features
Convenience:
Keyless Entry
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Used
2016 Kia Optima SXL Turbo
75,731 mi.
$16,995
Toyota of Danville
Vehicle information
Ext. color: White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
22-32
Fuel type: Gasoline
Transmission: Not Specified
Engine: 4 Cylinder
Stock #: 8743
VIN: 5XXGV4L25GG111494
Features
Convenience:
Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment:
Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port
Exterior:
Alloy Wheels, Sunroof/Moonroof
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats, Memory Seat
Used
2017 Kia Optima EX
104,101 mi.
$12,471
Mike Alsop Rockville
Vehicle information
Ext. color: Sparkling Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-34
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: RU841
VIN: 5XXGU4L3XHG136372
Features
Convenience:
Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Liftgate
Entertainment:
Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior:
Alloy Wheels, Sunroof/Moonroof
Safety:
Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats, Memory Seat
Used
2018 Kia Optima LX
140,322 mi.
$8,900
Community Ford of Bloomington
Vehicle information
Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
25-36
Fuel type: Gasoline
Transmission: 6-speed automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, CVVT variable
Stock #: K17168A
VIN: 5XXGT4L30JG273507
Features
Convenience:
Keyless Entry
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Used
2020 Kia Optima EX
69,738 mi.
$16,795
$195 price drop
Napleton's Auto Park Of Urbana
Vehicle information
Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
27-37
Fuel type: Gasoline
Transmission: Automatic
Engine: Gamma 1.6L I-4 gasoline direct injection, DOHC, CVVT variable va
Stock #: M030401A
VIN: 5XXGU4L17LG411557
Features
Convenience:
Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels, Sunroof/Moonroof
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats, Memory Seat
Vehicle information
Ext. color: Sparkling Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: F4014
VIN: 5XXGT4L30LG433761
Features
Convenience:
Keyless Entry
Entertainment:
Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Vehicle information
Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: LK3338A
VIN: 5XXGT4L30LG435235
Features
Convenience:
Keyless Entry
Entertainment:
Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Used
2012 Kia Optima EX
162,977 mi.
$4,740
$100 price drop
Great Lakes Honda of Fishers
Vehicle information
Ext. color: Satin Metal
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG:
24-35
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 26H4093B
VIN: 5XXGN4A7XCG026921
Features
Convenience:
Keyless Entry, Keyless Start
Entertainment:
Bluetooth®, CD Player, HomeLink
Exterior:
Alloy Wheels
Safety:
Automatic Emergency Braking, Brake Assist, Stability Control
Seating:
Leather Seats
-
Prev - 1
- 2
-
Next
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
25 matches
Clear
Used Kia Optima by price
Compare the Kia Optima
Kia Optima under $40,000 by city
-
Kia Optima under $40,000 in Clayton, IN
11 Great Deals out of 27 listings starting at $2,995
-
Kia Optima under $40,000 in Danville, IN
10 Great Deals out of 26 listings starting at $2,995
-
Kia Optima under $40,000 in Monrovia, IN
9 Great Deals out of 24 listings starting at $4,999
-
Kia Optima under $40,000 in Plainfield, IN
12 Great Deals out of 30 listings starting at $2,995
-
Kia Optima under $40,000 in Avon, IN
12 Great Deals out of 31 listings starting at $2,995
-
Kia Optima under $40,000 in Mooresville, IN
11 Great Deals out of 27 listings starting at $2,995
-
Kia Optima under $40,000 in Brownsburg, IN
11 Great Deals out of 30 listings starting at $2,995
-
Kia Optima under $40,000 in Pittsboro, IN
11 Great Deals out of 31 listings starting at $2,995
-
Kia Optima under $40,000 in Brooklyn, IN
11 Great Deals out of 27 listings starting at $2,995
-
Kia Optima under $40,000 in Clermont, IN
12 Great Deals out of 31 listings starting at $2,995
-
Kia Optima under $40,000 in Speedway, IN
12 Great Deals out of 31 listings starting at $2,995
-
Kia Optima under $40,000 in Jamestown, IN
7 Great Deals out of 20 listings starting at $4,999
- ${price_badge()}
- ${ami_badge()}
- ${battery_badge()}${ev_report_link()}
- ${hot_car_badge()}
- ${award_badge()}
- ${cpo_badge()}
${price_badge_description}
${ami_badge_description}
The EV Battery Rating is based on this vehicle's current expected range relative to the vehicles expected range when new. ${battery_badge_text}
This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.
${award_name}
${award_two_name ? `
${award_blurb}
${award_two_name}
` : ``}
${award_two_blurb}