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Used
Kia Optima
for sale
near
Franklin, IN
under $40,000
26 matches
30 miles from 46131
Be the first to know!
Est.
$400
/mo*
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Vehicle information
Ext. color: Burgundy
Int. color: Cream
Drivetrain: Front-wheel Drive
MPG:
24-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: mo3855
VIN: 5XXGM4A78DG197039
Features
Convenience:
Keyless Entry
Entertainment:
Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior:
Alloy Wheels
Safety:
Automatic Emergency Braking, Brake Assist, Stability Control
Reviews
Indy Auto Center review
Nice people with good customer service.
Nice people with good customer service. good cars and great price. I Love my Acura TL
2013 Kia Optima LX review
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.
Used
2020 Kia Optima LX
86,608 mi.
$15,000
$895 price drop
Indy Auto Man
Vehicle information
Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: Z4312
VIN: 5XXGT4L35LG404207
Features
Convenience:
Keyless Entry
Entertainment:
Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Reviews
Indy Auto Man review
Great to deal with!
Great to deal with! They made the car buying process very easy. Would highly recommend them when purchasing a vehicle in the Indy area.
2020 Kia Optima LX review
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!
Vehicle information
Ext. color: Horizon Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: J2483
VIN: 5XXGT4L37LG405133
Features
Convenience:
Keyless Entry
Entertainment:
Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Reviews
Indy Auto Man review
Salesperson was very helpful and knowledgeable.
Salesperson was very helpful and knowledgeable. Gave me the information I requested and answered all my questions.
2020 Kia Optima LX review
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.
No photo available
Used
2020 Kia Optima SE
30,913 mi.
$25,975
Ray Skillman Southside Kia
Vehicle information
Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: K26353A
VIN: 5XXGT4L38LG447665
Features
Convenience:
Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Liftgate
Entertainment:
Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels, Sunroof/Moonroof
Safety:
Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats
Reviews
Ray Skillman Southside Kia review
Service Department is great.
Service Department is great. Seles Department is not the best. Had experience with an other Kia dealership and it was terrible.
2020 Kia Optima SE review
We love the car but one major flaw.
We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!
Used
2020 Kia Optima S
106,876 mi.
$15,575
Ray Skillman Northeast Kia on Shadeland
Vehicle information
Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: 17529A
VIN: 5XXGT4L32LG444423
Features
Convenience:
Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels, Sunroof/Moonroof
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats
Reviews
Ray Skillman Northeast Kia on Shadeland review
This is my go-to place for service!
This is my go-to place for service! Thank you Ray Skillman Northeast Kia for making a girl feel comfortable about having repairs and service done to my vehicle.
2020 Kia Optima S review
Beautiful Car!
I got the 2020 KIA Optima S trim. The car is great! This is my first car and the safety features helps me out a lot. The backup camera works really well thankfully because I can’t see see anything out the back window lol. I’m in the military so I drive her around a little more often than usual. The car holds up well. The car is very comfortable as well I drive her back home (15hrs) and have no issues at all. The fuel economy is great as well get around 530 miles on a full tank. The car is not a race car so I wouldn’t expect that kind of performance. That being said she is pretty fast and handles great! I got mine in 2021 for about $24k with around 23k miles on it. For the money I’d definitely say it’s worth it.
No photo available
Used
2014 Kia Optima EX
107,679 mi.
$11,995
Ray Skillman Northeast Mazda
Vehicle information
Ext. color: Ebony Black
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG:
23-34
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, variable valv
Stock #: M1640A
VIN: 5XXGN4A70EG315034
Features
Convenience:
Keyless Entry, Keyless Start
Entertainment:
Bluetooth®, CD Player, HomeLink
Exterior:
Alloy Wheels
Safety:
Automatic Emergency Braking, Brake Assist, Stability Control
Seating:
Leather Seats
Reviews
Ray Skillman Northeast Mazda review
This was my second time leasing through this dealership.
This was my second time leasing through this dealership. Mikayla was great and handled most of the communication through text which made it very easy for me with my schedule. Mikayla and Franklin are super friendly and make you feel very welcomed. Love my new Cx-5 !
2014 Kia Optima EX review
I bought this car used from friend they did have motor
I bought this car used from friend they did have motor problem but they bought it new so kia replaced motor and my daughter drove it couple years then when she graduated I took Kia and bought her new car for her and grandkids and I have been happy with it. It's my everyday car because it gets great MPG. It's got 160k miles about 50K on new motor. So far no issues just keep her up to date on oil changes and stuff. It's 1st Kia I ever owned and I would definitely give them another go if time to buy another vehicle.
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Vehicle information
Ext. color: Ebony Black
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG:
23-34
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: TS22124
VIN: 5XXGN4A76FG437365
Features
Convenience:
Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment:
Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior:
Alloy Wheels
Safety:
Brake Assist, Stability Control
Seating:
Leather Seats
Vehicle information
Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: V2404A
VIN: 5XXGT4L37LG449276
Features
Convenience:
Keyless Entry, Keyless Start, Power Liftgate
Entertainment:
Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats
Used
2020 Kia Optima LX
80,897 mi.
$16,395
$700 price drop
DriveTime of Dayton
Vehicle information
Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: LG407681STK
VIN: 5XXGT4L34LG407681
Features
Convenience:
Keyless Entry, Navigation System
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Used
2017 Kia Optima EX
109,191 mi.
$13,595
$200 price drop
DriveTime of Louisville
Vehicle information
Ext. color: Red
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG:
24-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, CVVT variable
Stock #: HG150155STK
VIN: 5XXGU4L36HG150155
Features
Convenience:
Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, HomeLink, Satellite Radio, USB Port
Exterior:
Alloy Wheels
Safety:
Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Stability Control
Seating:
Leather Seats, Memory Seat
Used
2020 Kia Optima LX
136,682 mi.
$10,797
Stanley Chevrolet
Vehicle information
Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: 2418A
VIN: 5XXGT4L3XLG422931
Features
Convenience:
Keyless Entry
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Used
2019 Kia Optima LX
69,163 mi.
$14,486
Neil Huffman Honda
Vehicle information
Ext. color: Horizon Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-33
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: HW1001A
VIN: 5XXGT4L3XKG304263
Features
Convenience:
Keyless Entry, Navigation System
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels, Sunroof/Moonroof
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Used
2020 Kia Optima LX
41,622 mi.
$12,993
NW Automotive Group
Vehicle information
Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: CP052580
VIN: 5XXGT4L36LG424160
Features
Convenience:
Keyless Entry, Navigation System, Remote Start
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating:
Leather Seats
Used
2019 Kia Optima LX
85,575 mi.
$12,699
$757 price drop
Coyle Chevrolet GMC
Vehicle information
Ext. color: Sangria
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-33
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: G251451C
VIN: 5XXGT4L36KG307502
Features
Convenience:
Keyless Entry, Navigation System
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Vehicle information
Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: G444828P
VIN: 5XXGT4L36LG444828
Features
Convenience:
Keyless Entry
Entertainment:
Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Used
2020 Kia Optima LX
85,575 mi.
$13,688
JAKE SWEENEY MITSUBISHI
Vehicle information
Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG:
24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Regular Unleaded I-4 2.4 L/144
Stock #: Y2996
VIN: 5XXGT4L3XLG386495
Features
Convenience:
Keyless Entry, Navigation System
Entertainment:
Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior:
Alloy Wheels
Safety:
Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
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Clear
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