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Used Kia Optima for sale near Greendale, IN under $40,000

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22 matches 30 miles from 47025
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S View all 29 photos

Used

2019 Kia Optima S

51,254 mi.
$11,495
Est. $210/mo*
Get the AutoCheck Report
Northern Kentucky Auto Sales - Cold Spring
(158 reviews)
Cold Spring, KY (27 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: 6458T
VIN: 5XXGT4L39KG320499

Features

Convenience: Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Northern Kentucky Auto Sales - Cold Spring review

Sales staff is great.

August 31, 2025
By Justin from Alexandria, KY

Sales staff is great. Smooth process. Great deals. Have already recommended! Will shop here again.

2019 Kia Optima S review

Satisfying decision

July 2, 2023
By Big D from Costa Mesa CA
Owns this car

Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.

No photo available

Used

2019 Kia Optima LX

87,506 mi.
$12,565
Est. $229/mo*
Free CARFAX Report
Kerry Chevrolet of Alexandria
(3,199 reviews)
Alexandria, KY (28 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: 44091A
VIN: 5XXGT4L33KG336276

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Kerry Chevrolet of Alexandria review

Thank you for a smooth and pleasant experience.

March 29, 2025
By REBECCA PROFITT from Augusta, KY

Thank you for a smooth and pleasant experience. Andy helped in this, by keeping me updated from the day I looked around until I drove my new Trax home!

2019 Kia Optima LX review

Excellent value for an everyday vehicle

June 5, 2022
By Kal El from Raleigh, NC
Owns this car

This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.

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2018 Kia Optima LX
2018 Kia Optima LX
2018 Kia Optima LX
2018 Kia Optima LX
2018 Kia Optima LX
2018 Kia Optima LX View all 16 photos

Used

2018 Kia Optima LX

56,567 mi.
$14,273
Est. $260/mo*
Free CARFAX Report
Indy Auto Man
Indianapolis, IN (78 mi.)

Vehicle information

Ext. color: Titanium Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: J2513
VIN: 5XXGT4L36JG272605

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
2018 Kia Optima S
2018 Kia Optima S
2018 Kia Optima S
2018 Kia Optima S
2018 Kia Optima S
2018 Kia Optima S View all 35 photos

Used

2018 Kia Optima S

88,731 mi.
$10,999 $1,171 price drop
Est. $201/mo*
Free CARFAX Report
Andy Mohr Chevrolet
Plainfield, IN (88 mi.)

Vehicle information

Ext. color: Horizon Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: T51249A
VIN: 5XXGT4L36JG188848

Features

Convenience: Keyless Entry, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Rear Cross Traffic Alert, Stability Control
2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S View all 32 photos

Used

2019 Kia Optima S

108,043 mi.
$11,785 $115 price drop
Est. $215/mo*
Free CARFAX Report
Andy Mohr Ford
Plainfield, IN (88 mi.)

Vehicle information

Ext. color: Passion Red
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: F4139
VIN: 5XXGT4L30KG290552

Features

Convenience: Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats
2017 Kia Optima LX
2017 Kia Optima LX
2017 Kia Optima LX
2017 Kia Optima LX
2017 Kia Optima LX
2017 Kia Optima LX View all 58 photos

Used

2017 Kia Optima LX

105,288 mi.
$10,383 $3,612 price drop
Est. $189/mo*
Free CARFAX Report
Hare Chevrolet
Noblesville, IN (85 mi.)

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: HCVL251308A
VIN: 5XXGT4L30HG151918

Features

Convenience: Keyless Entry, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control
2015 Kia Optima EX
2015 Kia Optima EX
2015 Kia Optima EX
2015 Kia Optima EX
2015 Kia Optima EX
2015 Kia Optima EX View all 28 photos

Used

2015 Kia Optima EX

100,532 mi.
$10,995
Est. $201/mo*
Free CARFAX Report
Bachman Chevrolet
Louisville, KY (76 mi.)

Vehicle information

Ext. color: Ebony Black
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: TS22124
VIN: 5XXGN4A76FG437365

Features

Convenience: Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats
2016 Kia Optima EX
2016 Kia Optima EX
2016 Kia Optima EX
2016 Kia Optima EX
2016 Kia Optima EX
2016 Kia Optima EX View all 33 photos

Used

2016 Kia Optima EX

53,106 mi.
$17,595
Est. $321/mo*
Get the AutoCheck Report
DriveTime of Lexington
Lexington, KY (81 mi.)

Vehicle information

Ext. color: Moss Gray
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, CVVT variable
Stock #: GG088360STK
VIN: 5XXGU4L35GG088360

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat
2020 Kia Optima S
2020 Kia Optima S
2020 Kia Optima S
2020 Kia Optima S
2020 Kia Optima S
2020 Kia Optima S View all 35 photos

Used

2020 Kia Optima S

106,876 mi.
$15,575
Est. $284/mo*
Free AutoCheck Report
Ray Skillman Northeast Kia on Shadeland
Indianapolis, IN (77 mi.)

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: 17529A
VIN: 5XXGT4L32LG444423

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats
2017 Kia Optima LX Turbo
2017 Kia Optima LX Turbo
2017 Kia Optima LX Turbo
2017 Kia Optima LX Turbo
2017 Kia Optima LX Turbo
2017 Kia Optima LX Turbo View all 33 photos

Used

2017 Kia Optima LX Turbo

89,970 mi.
$14,895 $300 price drop
Est. $272/mo*
Get the AutoCheck Report
DriveTime of Louisville
Louisville, KY (88 mi.)

Vehicle information

Ext. color: Titanium Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: HG150697STK
VIN: 5XXGT4L17HG150697

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat
2016 Kia Optima LX
2016 Kia Optima LX
2016 Kia Optima LX
2016 Kia Optima LX
2016 Kia Optima LX
2016 Kia Optima LX View all 11 photos

Used

2016 Kia Optima LX

124,599 mi.
$7,994 $116 price drop
Est. $146/mo*
Get the AutoCheck Report
Mike Castrucci Chevrolet
Milford, OH (32 mi.)

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, CVVT variable
Stock #: C184780
VIN: 5XXGT4L33GG101996

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Memory Seat
2013 Kia Optima SX
2013 Kia Optima SX
2013 Kia Optima SX
2013 Kia Optima SX
2013 Kia Optima SX
2013 Kia Optima SX View all 23 photos

Used

2013 Kia Optima SX

90,112 mi.
$10,368
Est. $189/mo*
Free CARFAX Report
Neil Huffman Honda
Clarksville, IN (76 mi.)

Vehicle information

Ext. color: Titanium Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 22-34
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: HKG0059A
VIN: 5XXGR4A62DG169729

Features

Convenience: Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.

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Kia Optima under $40,000 by city
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