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Used Kia Optima for sale near Ladue, MO under $20,000

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25 matches 30 miles from 63124
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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Used

2012 Kia Optima EX

167,363 mi.
$6,995
Est. $131/mo*
Get the AutoCheck Report
Genesis of St. Charles
(46 reviews)
St. Peters, MO (17 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Ebony Black
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: 6810-2
VIN: 5XXGN4A77CG088275

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Genesis of St. Charles review

Josh M helped me in service.

September 3, 2024
By Shelby from Springfield, Illinois

Josh M helped me in service. Had a great experience! He has wonderful customer service skills. He is very knowledgeable!

2012 Kia Optima EX review

One fine company

August 19, 2023
By Richard from Gravette AR
Owns this car

This car now has almost 170k miles.other than normal wear and tear and some recalls the car has been excellent. The real subject here is KIA . They have been a real stand up company. In my opinion KIA has had my back. KIA will be my next purchase

2019 Kia Optima EX

Used

2019 Kia Optima EX

59,594 mi.
$17,861
Est. $334/mo*
Free CARFAX Report
Auffenberg Auto Mall
(551 reviews)
Shiloh, IL (26 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Platinum Graphite
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 1.6L I4 16V GDI DOHC Turbo
Stock #: 11654KMM
VIN: 5XXGU4L18KG287197

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Auffenberg Auto Mall review

2018 Nissan Murano

March 19, 2019
By JohnDL from Coulterville IL

Dustin was the perfect salesman for us. He was knowledgeable and able to help us make decisions based on our needs. We never felt pressured at any point.

2019 Kia Optima EX review

Satisfying decision

July 2, 2023
By Big D from Costa Mesa CA
Owns this car

Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.

2019 Kia Optima EX

Used

2019 Kia Optima EX

79,839 mi.
$15,997
Est. $299/mo*
Free CARFAX Report
Auffenberg Auto Mall
(551 reviews)
Shiloh, IL (26 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Sangria Red
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 1.6L I4 16V GDI DOHC Turbo
Stock #: 11635KMM
VIN: 5XXGU4L17KG345283

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Auffenberg Auto Mall review

2018 Nissan Rogue

May 15, 2019
By Debbie Burnett from Mascoutah IL

Cory Reno helped us buy our cars. We just bought our sixth car from Cory on Saturday. He is very knowledgeable and easy to work with. Highly recommend him!

2019 Kia Optima EX review

Excellent value for an everyday vehicle

June 5, 2022
By Kal El from Raleigh, NC
Owns this car

This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.
No photo available

Used

2019 Kia Optima EX

60,079 mi.
$16,996
Est. $318/mo*
Free CARFAX 1-Owner Report
Auffenberg Auto Mall
(551 reviews)
Shiloh, IL (26 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: FWD
MPG: 27-37
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 1.6L I4 16V GDI DOHC Turbo
Stock #: 11655KMM
VIN: 5XXGU4L10KG288263

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Auffenberg Auto Mall review

It was amazing.

April 11, 2025
By Jill from Sandoval IL

It was amazing. The salesman understood my needs and wants and financial situation and found me the perfect car

2019 Kia Optima EX review

Great car

April 7, 2022
By Lynn from Vt
Owns this car

Great car so glad I bought it body style is sleek and very classy looking very nice interior drives very nice and smoothly and has Bluetooth

There are additional matching cars outside your search area.

Sorted by premium dealers first

Partial matches are generated by applying your search criteria to a larger search area. Our goal is to help you discover additional cars that match your search preferences.

As a benefit to some of our dealer customers, we display their listings first.
2018 Kia Optima LX
2018 Kia Optima LX
2018 Kia Optima LX
2018 Kia Optima LX
2018 Kia Optima LX
2018 Kia Optima LX View all 15 photos

Used

2018 Kia Optima LX

80,167 mi.
$12,268 $231 price drop
Est. $229/mo*
Free CARFAX Report
Dave Mungenast Pre-Owned Center of Bonne Terre
Bonne Terre, MO (51 mi.)

Vehicle information

Ext. color: Sangria Red
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: B2426
VIN: 5XXGT4L37JG270247

Features

Convenience: Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
2017 Kia Optima LX
2017 Kia Optima LX
2017 Kia Optima LX
2017 Kia Optima LX
2017 Kia Optima LX
2017 Kia Optima LX View all 16 photos

Used

2017 Kia Optima LX

103,537 mi.
$9,499
Est. $178/mo*
Get the AutoCheck Report
Porter's Auto & Trailer Sales
Du Quoin, IL (77 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, CVVT variable
Stock #: 25-144P
VIN: 5XXGT4L3XHG135547

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
2020 Kia Optima LX

Used

2020 Kia Optima LX

138,166 mi.
$11,339
Est. $212/mo*
Free CARFAX Report
Rusty Drewing Toyota
Jefferson City, MO (99 mi.)

Vehicle information

Ext. color: Sangria
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: B55041
VIN: 5XXGT4L39LG384480

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.

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‡Monthly budget search results are estimated based on a 72-month loan term with $0 down payment, $0 trade-in value, 0.0 % sales tax and 7.0 % APR. Inputs can be personalized using the calculator.
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Kia Optima under $20,000 by city
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