Save your search and get notified when new inventory arrives.
Contact seller
Customize your budget
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
About your privacy: Cars.com is asking for your ZIP and credit rating because it helps us to make an educated guess at your sales tax and loan interest. These two factors can greatly change your monthly payment.
Used
Kia Optima
for sale
near
Plainfield, IN
under $20,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2020 Kia Optima S
Vehicle information
Features
Reviews
I got my second car here, and I love it.
I got my second car here, and I love it. Several years ago I bought my first Corolla at this place. Last week I exchanged it with a bigger one, dark blue BMW5. My buying experience went on smoothly and easily. Addison helped me from the moment I called the dealer center to find the right car till I draw out in the one I found optimal in price, look, and just like new condition. Thanks to the trade-in, it was quite affordable. And the paperwork was done by the dealership. Overall, it was really helpful.
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!






Used
2018 Kia Optima LX
Vehicle information
Features
Reviews
I purchased my auto from Indy Auto Man company and wish
I purchased my auto from Indy Auto Man company and wish to share my feedback. Dealing with the car exchange, financial issues, approval, and paperwork had me feeling a bit on edge. But Tyler walked me through the process, and Austin assisted with the financial part. I definitely recommend this place If you are looking for a dealer that understands your needs. I couldn't be happier with my navy blue Jeep Wagoner thanks to the entire team. I want to give a special thank you to Rhianna for making me feel at ease as soon as I walked into the dealership.
I love my optima but sunroof guide is broken little part
I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver






Vehicle information
Features
Reviews
Vic took his time with us, did not rush, and had an
Vic took his time with us, did not rush, and had an answer for all of the questions we, my dad and I, had. He was patient and understand my needs. He did not try to pressure or convince us into buying anything. But I fell in love with the red Audi A4 2018. I was in and out in no time and the paperwork process was swift and simple. I couldn’t be happier.
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.






Used
2015 Kia Optima SXL Turbo
Vehicle information
Features
Reviews
Great to deal with!
Great to deal with! They made the car buying process very easy. Would highly recommend them when purchasing a vehicle in the Indy area.
Not too bad!
There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.






Used
2018 Kia Optima LX
Vehicle information
Features
Reviews
Thank you for everything!
I purchased a truck from Crace Auto and it was exactly what I wanted. Priced fair and was exactly what they said it was. Thank you guys for all that you do
Optima is a great car for the money!
Just traded in my 2013 for a 2018 with less than 18,000 miles on it. I loved my Optima and wanted another. This one is nice, but missing the heated steering wheel my other EX had. I like the looks of the cabin on my 2013 better than this one, but it’s not bad. It’s a smooth comfortable ride, good on gas and has some nice safety features. Definitely not disappointed.






Vehicle information
Features
Reviews
Warm Guidance and A Great Car
I knew all car lots sell cars fast, so I was prepared with a couple I was interested in from their online stock. I was greeted warmly and please as they helped me choose the right car for me. I have had this envoy for two years now and I love it. I highly recommend the crew at American Imports!
One of the most reliable cars I've ever had.
One of the most reliable cars I've ever had. I brought it with a Savaged Title in 2020 due to a front end collison but someone rebuilt it very well. I got 4 years of use with NO PROBLEMS. When I say that car never broke down or needed parts replaced I mean it. Until the transmission went out after 4 1/2 years. Replaced it with a used one for $577 on 6/7/2024. Then on 7/6/2024 I was rear ended and hit so hard it locked the transmission. Not going to put more money into this car, but she was great while she lasted. Long story short, I'd highly recommend this budget car






Used
2018 Kia Optima LX
Vehicle information
Features
Reviews
Salesperson was very helpful and knowledgeable.
Salesperson was very helpful and knowledgeable. Gave me the information I requested and answered all my questions.
I love my 2018 Kia optima
I just purchased a 2018 Kia optima from a used dealership at first I was concerned. But it only has 48,000 miles on it. Now 51,000 I always thought Kia was a girl car. But as a man. I love it. It has plenty room in the back. The car runs smoothly and I like the safety alert it gives when another vehicle is to close on you. I didn't want to drive it to work but the gas mileage is much better than my 2004 Ford escape . I've had my Kia almost a month now and I'm still trying to figure out how to work the features. Yes I recommend this car. Even if you get one with 100,000 miles on it. It would still run great






Vehicle information
Features
Reviews
great people
I want to take the time to give a big shout-out to Charles , He is amazing Ive already bought my car from him but anything that I need he takes care of . If your looking for a car Charles us very honest and goes above and betond to make sure his customers are satisfied..... Thank you Charles
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.
Used
2020 Kia Optima SE
Vehicle information
Features
Reviews
We love the car but one major flaw.
We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!
Used
2016 Kia Optima SX Turbo
Vehicle information
Features
Reviews
I needed 60k mile service on my 2020 Blazer.
I needed 60k mile service on my 2020 Blazer. They were able to get me in quickly and take care of the needed things.
We bough this car used in August from a Nissan dealer.
We bough this car used in August from a Nissan dealer. There were some hidden problems that unfortunately the dealer did not disclose right away. Window regulator apparently are a problem with this car as well as engine burning oil prematurely. I performed a two-day cylinder soak and upgraded to a higher quality oil and the oil burning is no longer an issue. Apart from these problems, the car has been great for us. No other issues and the EX version is really loaded (it even has ventilated seats). Multimedia gets slow after being updated, be aware. But updates adds some features like, for example, lowering the fan speed when you get a call or ask to read a message. It is compatible with android auto and apple car play, not wireless but you can get one of those adapters.
Vehicle information
Features
Reviews
Skillman Hyundai
Tyler and all staff are professional and friendly and knowledgeable about their business. I recommend Ray Skillman dealerships for any car needs. This is my first dealing at Skillman Hyundai but it was a great experience!
Beautiful Car!
I got the 2020 KIA Optima S trim. The car is great! This is my first car and the safety features helps me out a lot. The backup camera works really well thankfully because I can’t see see anything out the back window lol. I’m in the military so I drive her around a little more often than usual. The car holds up well. The car is very comfortable as well I drive her back home (15hrs) and have no issues at all. The fuel economy is great as well get around 530 miles on a full tank. The car is not a race car so I wouldn’t expect that kind of performance. That being said she is pretty fast and handles great! I got mine in 2021 for about $24k with around 23k miles on it. For the money I’d definitely say it’s worth it.






Used
2016 Kia Optima LX Turbo
Vehicle information
Features
Reviews
Tire service
Took my car in for tire light . Redd helped me with his great customer service . He kept me informed what was going on . Great job and Thanks ....
Good but not great?
So my car is a 2016 Kia Optima SX 2.0 Turbo GDI. I bought it with just under 60K miles and am just below 85K now. It was burning oil, but once I replaced my pvc or pcv valve ($30 at O'Reilly's), runs like a peach. So uniquely updated and ahead of the game for a 2016. Tough saying if I would recommend it because a quick google search will tell you that the car will probably give out at 150K miles. Transmission is probably the worst I've ever felt but it hasn't given out yet. OEM blow off valve thing is sick.
Used
2016 Kia Optima LX
Vehicle information
Features
Reviews
Always a great experience!
Love this dealership and service department. Personable, transparent, efficient and professional. Easy to schedule appointments online or via phone, competitive pricing and incentives, and the dealership always looks clean, organized and attractive.
A great vehicle
Apart from the navigation system not working correctly, there have been no problems in nearly 40000 Km. The mileage on the Hybrid appears to have changed when the system was reprogrammed, the short journey (under 2 Km) economy when new was around 6-6.5 L/100 Km it now runs about 8-9\L/100Km. On longer trips I get the lower figure stated. Is this normal? My opinion of the car otherwise is fantastic, it is comfortable with vivid acceleration good road holding and relaxing to drive.






Used
2020 Kia Optima S
Vehicle information
Features
Reviews
It should always be this easy!]
Quick efficient purchase. Didn't have to go back and forth. In and out under 2 hours, Painless purchase and if your thinking of buying a new car I would recommend Johnnie Lucero he is now my car guy.
Great car! Handles wonderful!
Loved the Optima after upgrading from a Forte due to highway issues with it. Lots of room, dashboard has all the bells & whistles you could want. Quick pickup, gas mileage is great if you aren't using the A/C which burns gas fast. It's a great car and I loved it! Unfortunately turning it in after nearly 3 years due to mechanical issues. Battery went after 1 year of use, starter just went on it 2 days ago, collision warning system keeps shutting down while just driving with error message. Everything was covered under warranty, but I never had these fast problems with my Toyota's. Trading it in tomorrow for something else. Plus they did away with the Optima line.
There are additional matching cars outside your search area.
Partial matches are generated by applying your search criteria to a larger search area. Our goal is to help you discover additional cars that match your search preferences.
As a benefit to some of our dealer customers, we display their listings first.






Used
2017 Kia Optima LX
Vehicle information
Features






Used
2020 Kia Optima LX
Vehicle information
Features






Used
2018 Kia Optima EX
Vehicle information
Features






Used
2020 Kia Optima LX
Vehicle information
Features






Used
2019 Kia Optima LX
Vehicle information
Features






Vehicle information
Features






Used
2016 Kia Optima SXL Turbo
Vehicle information
Features






Used
2017 Kia Optima EX
Vehicle information
Features






Used
2019 Kia Optima LX
Vehicle information
Features






Used
2020 Kia Optima EX
Vehicle information
Features
-
Prev - 1
- 2
-
Next
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Kia Optima by price
Compare the Kia Optima
Kia Optima under $20,000 by city
-
Kia Optima under $20,000 in Plainfield, IN
13 Great Deals out of 34 listings starting at $2,995
-
Kia Optima under $20,000 in Avon, IN
13 Great Deals out of 35 listings starting at $2,995
-
Kia Optima under $20,000 in Mooresville, IN
12 Great Deals out of 31 listings starting at $2,995
-
Kia Optima under $20,000 in Clayton, IN
12 Great Deals out of 31 listings starting at $2,995
-
Kia Optima under $20,000 in Danville, IN
12 Great Deals out of 31 listings starting at $2,995
-
Kia Optima under $20,000 in Clermont, IN
13 Great Deals out of 35 listings starting at $2,995
-
Kia Optima under $20,000 in Speedway, IN
13 Great Deals out of 35 listings starting at $2,995
-
Kia Optima under $20,000 in Brownsburg, IN
13 Great Deals out of 34 listings starting at $2,995
-
Kia Optima under $20,000 in Monrovia, IN
10 Great Deals out of 30 listings starting at $4,999
-
Kia Optima under $20,000 in Brooklyn, IN
12 Great Deals out of 35 listings starting at $2,995
-
Kia Optima under $20,000 in Homecroft, IN
13 Great Deals out of 35 listings starting at $2,995
-
Kia Optima under $20,000 in Pittsboro, IN
14 Great Deals out of 35 listings starting at $2,995
- ${price_badge()}
- ${ami_badge()}
- ${battery_badge()}${ev_report_link()}
- ${hot_car_badge()}
- ${award_badge()}
- ${cpo_badge()}
${price_badge_description}
${ami_badge_description}
The EV Battery Rating is based on this vehicle's current expected range relative to the vehicles expected range when new. ${battery_badge_text}
This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.