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Basics

Exterior color
Alpine White
Interior color
Mocha W/Contrast Stitch
Drivetrain
All-wheel Drive
MPG
22–31

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.

Fuel type
Gasoline
Transmission
Automatic
Engine
3L I-6 gasoline direct injection, DOHC, Double VANOS variable va
VIN
WBA13AR08MCG09460
Stock #
P1399
Mileage
28,421 mi.

Features

Convenience
  • Adaptive Cruise Control
  • Heated Seats
  • Heated Steering Wheel
  • Keyless Entry
  • Keyless Start
  • Navigation System
  • Remote Start
Entertainment
  • Android Auto®
  • Apple CarPlay®
  • Bluetooth®
  • Premium Sound System
  • USB Port
  • WiFi Hotspot
Exterior
  • Alloy Wheels
  • Sunroof/Moonroof
Safety
  • Automatic Emergency Braking
  • Backup Camera
  • Blind Spot Monitor
  • Brake Assist
  • LED Headlights
  • Lane Departure Warning
  • Rain Sensing Wipers
  • Rear Cross Traffic Alert
  • Stability Control
Seating
  • Leather Seats
  • Memory Seat
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • 10 Speakers
  • 12V power outlets 2 12V power outlets
  • 3.0L Inline 6-Cylinder M TwinPower Turbo Engine
  • 4-Wheel Disc Brakes
  • 4WD type Full-time AWD
  • ABS Brakes 4-wheel antilock (ABS) brakes
  • ABS Brakes Four channel ABS brakes
  • ABS brakes
  • AM/FM Radio
  • AM/FM radio: SiriusXM with 360L
  • Accessory power Retained accessory power
  • Active Driving Assistant Plus
  • Active Driving Assistant Pro
  • Active Park Distance Control
  • Adaptive Cruise Control
  • Adaptive M Suspension
  • Adaptive cruise control Active Cruise Control with Stop & Go
  • Adaptive headlights Directionally adaptive headlights
  • Adjustable Seat Width
  • Air Conditioning
  • Air conditioning Yes
  • All Wheel Drive
  • All-in-one key All-in-one remote fob and ignition key
  • Alloy wheels
  • Alternator Type Hybrid electric motor alternator
  • Ambient Lighting
  • Ambient lighting
  • Amplifier
  • Android Auto
  • Antenna Integrated roof audio antenna
  • Apple CarPlay
  • Apple CarPlay Compatibility
  • Armrests front center Front seat center armrest
  • Armrests rear Rear seat center armrest
  • Auto High-beam Headlights
  • Auto door locks Auto-locking doors
  • Auto headlights Auto on/off headlight control
  • Auto high-beam headlights High Beam Assistant auto high-beam headlights
  • Auto levelling headlights Auto-leveling headlights
  • Auto-dimming Rear-View mirror
  • Auto-dimming door mirror driver Auto-dimming driver side mirror
  • Auto-dimming door mirrors
  • Automatic Emergency Braking
  • Automatic brake hold
  • Automatic temperature control
  • Automatic vehicle parking
  • Automatic vehicle parking Parking Assistant Plus automatic vehicle parking
  • BMW Assist eCall
  • BMW TeleServices
  • Backup Camera
  • Basic warranty 48 month/50,000 miles
  • Battery charge warning
  • Battery run down protection
  • Battery type Lead acid battery
  • Beverage holders Front beverage holders
  • Beverage holders rear Rear beverage holders
  • Black Mirror Caps
  • Blind Spot Monitor
  • Blind spot Active Blind Spot Detection
  • Body panels Galvanized steel/aluminum body panels with side impact beams
  • Brake Assist
  • Brake assist
  • Brake assist system
  • Brake pad warning Brake pad wear indicator
  • Brake type 4-wheel disc brakes
  • Built-in virtual assistant BMW Intelligent Personal Assistant built-in virtu…
  • Bulb warning Bulb failure warning
  • Bumper rub strip rear Black rear bumper rub strip
  • Bumpers front Body-colored front bumper
  • Bumpers rear Body-colored rear bumper
  • Bumpers: body-color
  • Cabin air filter
  • Cargo access Comfort Access proximity cargo area access release
  • Cargo floor type Carpet cargo area floor
  • Cargo light Cargo area light
  • Cargo tie downs Cargo area tie downs
  • Climate control Automatic climate control
  • Clock Digital clock
  • Compass
  • Compressor TwinPower intercooled turbo
  • Configurable instrumentation gauges
  • Connected Package Pro
  • ConnectedDrive Services
  • Console insert material Aluminum console insert
  • Cooling and High Performance Tire Package
  • Corrosion perforation warranty 144 month/unlimited
  • Cross drilled brakes Cross drilled/slotted front and rear disc brakes
  • Cruise control Dynamic Cruise Control cruise control with steering wheel mou…
  • Cylinder head material Aluminum cylinder head
  • DRL preference setting
  • Dashboard material Leatherette upholstered dashboard
  • Day/Night rearview mirror
  • Delay off headlights Delay-off headlights
  • Delay-off headlights
  • Digital signal processor Logic 7 digital signal processor
  • Door ajar warning Rear cargo area ajar warning
  • Door bins front Driver and passenger door bins
  • Door handle material Body-colored door handles
  • Door locks Power door locks with 2 stage unlocking
  • Door mirror style Black door mirrors
  • Door mirror type Standard style side mirrors
  • Door mirror with tilt-down in reverse Power passenger door mirror with tilt …
  • Door trim insert Leatherette door trim insert
  • Drive type XDrive all-wheel drive
  • Driver attention monitor Fatigue and Focus Alert driver attention alert
  • Driver door bin
  • Driver foot rest
  • Driver information center
  • Driver lumbar Driver seat with 4-way power lumbar
  • Driver seat direction Driver seat with 10-way directional controls
  • Driver selectable steering effort
  • Driver side rear seat easy entry Power driver side rear seat easy entry
  • Driver vanity mirror
  • Drivetrain selectable Driver selectable drivetrain mode
  • Dual Climate Control
  • Dual front impact airbags
  • Dual front side impact airbags
  • Dual-zone front climate control
  • Electric power regeneration gauge Electric power/regeneration gauge
  • Electric powertrain MHEV (mild hybrid electric vehicle)
  • Electronic Stability Control
  • Electronic parking brake
  • Electronic stability control Electronic stability control system
  • Emergency SOS Capable BMW Assist eCall vehicle integrated emergency SOS syst…
  • Emergency communication system: BMW Assist eCall
  • Emissions LEV3-ULEV70 emissions
  • Emissions tiers Tier 3 Bin 70 emissions
  • Engine 3L I-6 gasoline direct injection, DOHC, Double VANOS variable valve c…
  • Engine Cylinders I6
  • Engine Location Front mounted engine
  • Engine Mounting direction Longitudinal mounted engine
  • Engine block material Aluminum engine block
  • Engine cooler Engine oil cooler
  • Engine temperature warning
  • Engine/electric motor temperature gauge
  • Enhanced USB & Bluetooth
  • Extended Shadowline Trim
  • Extended Traffic Jam Assistant
  • Exterior Parking Camera Rear
  • External acoustic pedestrian alert
  • External memory External memory control
  • First-row sunroof First-row sliding and tilting glass sunroof with express o…
  • First-row windows Power first-row windows
  • Floor console Full floor console
  • Floor console storage Covered floor console storage
  • Floor coverage Full floor coverage
  • Floor covering Full carpet floor covering
  • Floor mats Carpet front and rear floor mats
  • Fob engine controls Comfort Access with hands-free access and push button st…
  • Folding door mirrors Power folding door mirrors
  • Folding rear seats 40-20-40 folding rear seats
  • Forward collision warning Active Driving Assistant forward collision mitigat…
  • Four wheel independent suspension
  • Front Bucket Seats
  • Front Center Armrest
  • Front anti-roll Front anti-roll bar
  • Front anti-roll bar
  • Front beverage holders
  • Front camera Surround View w/3D View front mounted camera
  • Front dual zone A/C
  • Front head restraint control Manual front seat head restraint control
  • Front head restraints Height adjustable front seat head restraints
  • Front impact airbag driver Driver front impact airbag
  • Front impact airbag passenger Passenger front impact airbag
  • Front passenger lumbar Front passenger seat with 4-way power lumbar
  • Front reading lights
  • Front seat type Sport front bucket seats
  • Front seat upholstery SensaTec leatherette front seat upholstery
  • Front seatback upholstery Plastic front seatback upholstery
  • Front side impact airbag driver Seat mounted side impact driver airbag
  • Front side impact airbag passenger Seat mounted side impact front passenger …
  • Fuel Type Premium Unleaded
  • Fuel door lock Power fuel door lock
  • Full gauge cluster screen
  • Fully automatic headlights
  • Garage door opener
  • Garage door transmitter
  • Gearshifter material Piano black and metal-look gear shifter material
  • Gesture Control
  • Gesture control Vehicle feature gesture control
  • Glove box Illuminated locking glove box
  • Grille style Metal-look grille
  • HID Headlights
  • Handsfree Bluetooth handsfree wireless device connectivity
  • Head up display Head-up display
  • Head-Up Display
  • Headlight type Projector beam headlights
  • Headlights BMW Laserlight LED low and high beam headlights with laser supple…
  • Headlights on reminder
  • Headliner coverage Full headliner coverage
  • Headliner material Cloth headliner material
  • Heated Front Seats
  • Heated Seats
  • Heated Steering Wheel
  • Heated door mirrors
  • Heated door mirrors Heated driver and passenger side door mirrors
  • Heated front seats Heated driver and front passenger seats
  • Heated steering wheel
  • Hi-Fi Sound System
  • High mount stop light High mounted center stop light
  • High voltage electrical system 96 month/80000 miles
  • Hill start assist
  • Hybrid
  • Icon Adaptive LED Headlights w/Laserlight
  • Ignition Spark ignition system
  • Illuminated entry
  • Illuminated glove box
  • Illuminated ignition switch
  • Immobilizer
  • Increased Top Speed Limiter
  • Instrumentation display Digital/analog instrumentation display
  • Integrated navigation Integrated navigation system with voice activation
  • Interior accents Metal-look interior accents
  • Interior courtesy lights Fade interior courtesy lights
  • Internal storage GB 20 GB internal storage
  • Internal storage Internal storage capability
  • Internet access WiFi Hotspot with complimentary 3-month or 3GB trial mobile …
  • Key in vehicle warning
  • Keyfob cargo controls Keyfob trunk control
  • Keyfob keyless entry
  • Keyfob remote start
  • Keyfob sunroof controls Keyfob sunroof/convertible roof control
  • Keyfob window controls Keyfob window control
  • Keyless Entry
  • Keyless Start
  • Knee airbag
  • Knee airbag Driver and passenger side knee airbag
  • LED brake lights
  • Lane Departure Warning
  • Lane departure Lane Departure Warning
  • Leather Seats
  • Left camera Surround View w/3D View left side camera
  • Limited Slip Center Differential
  • Limited slip differential M Sport Differential electro-mechanical limited sl…
  • Live Cockpit Pro w/Navi
  • Lock-up transmission
  • Locking hub control Permanent locking hub control
  • Low level warnings Low level warning for oil, coolant, fuel, washer fluid an…
  • Low tire pressure warning
  • Low tire pressure warning Tire specific low air pressure warning
  • Lumbar Support
  • M Technology Package
  • Maintenance warranty 36 month/36,000 miles
  • Manual driver seat controls Driver seat manual cushion extension
  • Manual passenger seat controls Passenger seat manual cushion extension
  • Memory Seat
  • Memory seat
  • Memory settings Memory settings include: door mirrors
  • Mobility Kit
  • Multi-mode exhaust M Sport Exhaust multi-mode exhaust
  • Multiple headlights Multiple enclosed headlights
  • Navigation
  • Navigation System
  • Number of airbags 8 airbags
  • Number of beverage holders 6 beverage holders
  • Number of door entry light(s) 2 door entry light(s)
  • Number of doors 2 doors
  • Number of first-row screens 2 total number of 1st row displays
  • Number of memory settings 2 memory settings
  • Occupancy sensor Airbag occupancy sensor
  • Occupant sensing airbag
  • Oil level gauge
  • Oil pressure warning
  • Oil temperature gauge
  • One-touch down window Driver and passenger one-touch down windows
  • One-touch up window Driver and passenger one-touch up windows
  • Open Pore Fine Wood Oak Grain Trim
  • Outside temperature display
  • Over the air updates
  • Overdrive transmission
  • Overhead airbag
  • Overhead airbags Curtain first and second-row overhead airbags
  • Overhead console
  • Overhead console Mini overhead console
  • Paint Non-metallic paint
  • Painted calipers Blue painted front and rear brake calipers
  • Panel insert Aluminum instrument panel insert
  • Panic alarm
  • Parking Assist
  • Parking Assistant Plus
  • Parking sensors Front and rear parking sensors
  • Parking sensors Parking Assistant Plus front and rear parking sensors
  • Passenger door bin
  • Passenger seat direction Front passenger seat with 10-way directional contro…
  • Passenger side rear seat easy entry Power passenger side rear seat easy entr…
  • Passenger vanity mirror
  • Pedestrian detection Pedestrian impact prevention
  • Perimeter approach lighting Remote activated perimeter approach lighting
  • Post collision braking system Automatic post-collision braking system
  • Power Driver Seat
  • Power Front Seats
  • Power Tailgate
  • Power door mirrors
  • Power driver seat
  • Power driver seat controls Driver seat power reclining, lumbar support, seat…
  • Power moonroof
  • Power passenger seat
  • Power passenger seat controls Passenger seat power reclining, cushion tilt, …
  • Power passenger seat controls Passenger seat power reclining, lumbar support…
  • Power passenger seat controls Passenger seat power reclining, seatback side …
  • Power steering
  • Power windows
  • Powertrain type Hybrid
  • Powertrain warranty 48 month/50,000 miles
  • Premium Sound System
  • Primary display size 8.8 inch primary display
  • Primary display touchscreen Primary monitor touchscreen
  • RDS Radio data system (RDS)
  • Radiator
  • Radio AM/FM/digital/SiriusXM with 360Lsatellite
  • Radio Control US
  • Radio data system
  • Rain Sensing Front Wipers
  • Rain detecting wipers
  • Rain sensing wipers
  • Real time traffic Real-time traffic
  • Rear Air Conditioning Controls
  • Rear Cross Traffic Alert
  • Rear Spoiler
  • Rear Springs Regular grade rear springs
  • Rear air conditioning
  • Rear anti-roll Rear anti-roll bar
  • Rear anti-roll bar
  • Rear camera Surround View w/3D View rear mounted camera
  • Rear cargo door Power trunk
  • Rear climate control Rear climate control system with separate controls
  • Rear collision warning Rear collision mitigation
  • Rear console climate control ducts
  • Rear head restraint control 2 rear seat head restraints
  • Rear head restraints Fixed rear head restraints
  • Rear reading lights
  • Rear seat center armrest
  • Rear seat direction Front facing rear seat
  • Rear seat folding position Fold forward rear seatback
  • Rear seat upholstery SensaTec leatherette rear seat upholstery
  • Rear seatback upholstery Carpet rear seatback upholstery
  • Rear seats Rear bench seat
  • Rear seats fixed or removable Fixed rear seats
  • Rear under seat ducts Rear under seat climate control ducts
  • Rear window defroster
  • Rear windshield Fixed rear windshield
  • Rearview mirror Auto-dimming rear view mirror
  • Regenerative brakes
  • Remote Engine Start
  • Remote keyless entry
  • Remote panic alarm
  • Right camera Surround View w/3D View right side camera
  • Roadside warranty 48 month/unlimited
  • Running lights LED daytime running lights
  • Satellite trial 12 month satellite trial subscription
  • Seatback storage pockets 2 seatback storage pockets
  • Seatbelt pretensioners Front seatbelt pretensioners
  • Seatbelt pretensioners number 2 seatbelt pre-tensioners
  • Seating capacity 4
  • Second-row windows Fixed second-row windows
  • Security system
  • Seek scan
  • Selectable mode transmission Driving Experience Control selectable mode tran…
  • SensaTec Upholstery
  • Sequential shift control STEPTRONIC Sequential shift with steering wheel con…
  • Service interval warning BMW TeleServices service interval indicator
  • Shock absorbers Gas-pressurized shock absorbers
  • SiriusXM w/360L
  • Smart device integration Apple CarPlay and Android Auto Compatibility smart …
  • Smart device-as-key proximity door locks BMW Digital Key smart device-as-key…
  • Speakers Standard grade speakers
  • Speakers number 10 speakers
  • Special paint Monotone paint
  • Speed control
  • Speed sensitive steering Servotronic speed sensitive power steering
  • Speed sensitive volume
  • Speed sensitive wipers
  • Speed-Sensitive Wipers
  • Speed-sensing steering
  • Speedometer Redundant digital speedometer
  • Split folding rear seat
  • Split front seats Bucket front seats
  • Spoiler
  • Spoiler Rear lip spoiler
  • Sport Seats
  • Sport steering wheel
  • Springs front Front coil springs
  • Springs rear Rear coil springs
  • Stability Control
  • Start-stop engine Auto stop-start engine
  • Steering Electric power-assist steering system
  • Steering mounted audio control Steering wheel mounted audio controls
  • Steering type Rack-pinion steering
  • Steering wheel material Leather and metal-look steering wheel
  • Steering wheel mounted audio controls
  • Steering wheel telescopic Manual telescopic steering wheel
  • Steering wheel tilt Manual tilting steering wheel
  • Sunroof/Moonroof
  • Surround View w/3D View
  • Suspension Sport ride suspension
  • Suspension auto correcting Adaptive M Suspension adaptive ride suspension
  • Suspension control Automatic suspension ride control with driver control
  • Suspension ride type front Independent front suspension
  • Suspension ride type rear Independent rear suspension
  • Suspension type front Strut front suspension
  • Suspension type rear Multi-link rear suspension
  • Tachometer
  • Tailpipe Stainless steel quasi-dual exhaust with powdercoated tailpipe finis…
  • Telescoping steering wheel
  • Temperature display Exterior temperature display
  • Tilt steering wheel
  • Tinted windows Light tinted windows
  • Tire mobility kit
  • Tires P225/40YR19 run-flat AS BSW front tires and P255/35YR19 run-flat AS BS…
  • Traction Control
  • Traction battery level gauge
  • Traction battery type Lithium ion (Li-ion)
  • Traction control
  • Traction control All-speed ABS and driveline traction control
  • Traffic sign information Speed Limit Info traffic sign recognition
  • Transmission 8-speed automatic
  • Transmission Type Automatic
  • Transmission electronic control
  • Trip computer
  • Trip odometer
  • Trunk lid trim Carpet trunk lid trim
  • Turbo gauge Turbo/supercharger boost gauge
  • Turbocharged
  • Turn signal in door mirrors Turn signal indicator in door mirrors
  • Turn signal indicator mirrors
  • USB Port
  • USB ports 4 USB ports
  • V traction battery 48
  • Valet key
  • Variable intake manifold
  • Variable panel light Variable instrument panel light
  • Variably intermittent wipers
  • Vehicle tracker
  • Ventilated brakes Front and rear ventilated disc brakes
  • Visor driver expandable coverage Driver visor with expandable coverage
  • Visor driver mirror Driver visor mirror
  • Visor illuminated driver mirror Illuminated driver visor mirror
  • Visor illuminated passenger mirror Illuminated passenger visor mirror
  • Visor passenger expandable coverage Passenger visor with expandable coverage…
  • Visor passenger mirror Passenger visor mirror
  • Voice activated audio Voice activated audio controls
  • WIFI Hotspot
  • Wheels 18 x 7.5-inch front and 18 x 8.5-inch rear machined w/painted accents…
  • Wheels 19 x 8-inch front and 19 x 8.5-inch rear black aluminum wheels
  • Wheels 19 x 8-inch front and 19 x 8.5-inch rear machined w/painted accents a…
  • Wheels 19 x 8-inch front and rear black aluminum wheels
  • Wheels 19 x 8-inch front and rear machined w/painted accents aluminum wheels…
  • Wheels: 18in x 7.5 M Double-Spoke Bicolor
  • Wheels: 19in x 8in Fr & 19in x 8.5in Rr Jet Black
  • WiFi Hotspot
  • Window Trim Black side window trim
  • Windshield trim Black windshield trim
  • Wipers Variable intermittent front windshield wipers
  • Wireless Charging
  • Wireless device charging Front wireless smart device charging
  • Wireless streaming Bluetooth wireless audio streaming
  • harman/kardon Surround Sound System

Vehicle history by AutoCheck

Accidents or damage
None reported
Clean title
Yes
1-owner vehicle
No
Personal use only
Yes
The vehicle history information is supplied by third parties. Cars.com and the Seller are not responsible for the accuracy of such information. Cars.com provides this service and materials without representations or warranties of any kind, either expressed or implied. Please see Cars.com Terms and Conditions for further information.

Seller’s info

Champion Chevrolet of Avon

Not rated Dealerships need five reviews in the past 24 months before we can display a rating. (1 review)
183 South County Road 525 East, Avon, IN 46123

Seller’s notes about this car

AWD, Bluetooth, Hands-Free connection, Leather Seats, Has a CLEAN history according to AutoCheck!, Lifetime Powertrain Limited Warranty This vehicle qualifies for our Lifetime Powertrain Limited warranty 100% Parts coverage 100% Labor coverage.- Unlimited Mileage- Unlimited Time - Just a $100 deductible. Simple and easy Just follow recommended maintenance at selling dealer or at a pre-a, Connected Package Pro, M Technology Package, Navigation System, Power moonroof, Power Tailgate.Odometer is 13043 miles below market average! 22/31 City/Highway MPG Priced below KBB Fair Purchase Price!Tax, title, license and $249.00 document preparation fee are extra. We make every reasonable effort possible to present information and pricing that is true and accurate. Some information provided may come from third party sources. To ensure your complete satisfaction, please verify the accuracy prior to your purchase. It is the responsibility of the consumer to verify the accuracy of information listed.Awards: JD Power Automotive Performance, Execution and Layout (APEAL) Study

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Price history

Listed 13 days ago.
7/22/25 Listed $41,723
7/23/25 -$367 $41,356
7/25/25 +$2,372 $43,728
7/29/25 -$1,073 $42,655
Total price amount is based on price change information provided by the seller.

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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Consumer reviews

See what others are saying about the 2021 BMW M440.
(3 reviews)
Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0

Most recent consumer reviews

Very sporty

Great convertible. This car has attitude! Very comfortable, good looking, big power for a turbo-charged 6. Easy to drive, and easy to learn all the new bells and whistles.

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a New car
  • Used for Having fun
  • Does recommend this car
3 people out of 3 found this review helpful. Did you?
Yes No

Love it!

When you want the best of both worlds. Sporty and comfortable. I love the look of the front end (despite what some grouchy haters may say) ...reminds me of the beautiful Bentley.

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a New car
  • Used for Having fun
  • Does recommend this car
3 people out of 3 found this review helpful. Did you?
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AMAZING

The BMW M440i is the best car I’ve driven hands down! Just a sleek looking ride, the performance is bad xxx! The interior looks great black leather with blue stitching, details are impeccable.

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a New car
  • Used for Commuting
  • Does recommend this car
3 people out of 3 found this review helpful. Did you?
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See all 3 consumer reviews

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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