What Are the Safest and Most Dangerous Cities for Drivers?

By Matt Schmitz  on August 28, 2014

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Auto accidents are among the leading causes of death in the U.S. each year, so if you're looking to play the odds you might want to consider moving to the city where the fewest crashes occur: Fort Collins, Colo. According to the 10th annual "Allstate America's Best Drivers Report," the Centennial State's fourth-most-populous city is the safest place to be behind the wheel. Fort Collins is no stranger to the honor, which it's held for four consecutive years.

Related: Speediest and Slowest States: Where Does Yours Rank?

"Fort Collins has placed in the top 10 every year since the report's inception," Allstate said in a statement. "This year, the results indicate the average driver in Fort Collins will experience an auto collision every 14.2 years, which is 29.6 percent less likely than the national average of every 10 years."

Fort Collins isn't the only Colorado city among the safest in the nation. The top 20 also includes Colorado Springs and Lakewood at Nos. 14 and 19, respectively. Meanwhile, among the top 20 least safe cities, California is home to four — Glendale, San Francisco, Los Angeles and Oakland — and Massachusetts has three in the top five alone, with Worcester taking the top spot with a 134.8 percent increased likelihood of an accident every 4.3 years, followed by Boston and Springfield at Nos. 2 and 4, respectively.

Allstate comes up with its rankings by analyzing company claims data to determine the likelihood that drivers in the 200 largest U.S. cities will be in a vehicle collision compared with the national average. Data from a two-year period spanning January 2011 to December 2012 was considered.

According to the "America's Best Drivers" report, the top 10 safest cities to drive in, followed by the likelihood of drivers in that city getting in an accident compared with the national average, and the average number of years between collisions, are as follows:

1. Fort Collins, Colo.; 29.6 percent less likely; 14.2 years
2. Brownsville, Texas; 29.5 percent less likely; 14.2 years
3. Boise, Idaho; 28.4 percent less likely; 14 years
4. Kansas City, Kan.; 22.4 percent less likely; 12.9 years
5. Huntsville, Ala.; 20.3 percent less likely; 12.6 years
6. Montgomery, Ala.; 19.4 percent less likely; 12.4 years
7. Visalia, Calif.; 19.1 percent less likely; 12.4 years
8. Laredo, Texas; 18.3 percent less likely; 12.2 years
9. Madison, Wis.; 17.8 percent less likely; 12.2 years
10. Olathe, Kan.; 17.5 percent less likely; 12.1 years

On the other end of the safety spectrum, the 10 cities where drivers are most likely to be in a crash, again followed by the likelihood of drivers getting in an accident and the average number of years between crashes, are as follows:

1. Worcester, Mass.; 134.8 percent more likely; 4.3 years
2. Boston; 129.9 percent more likely; 4.4 years
3. Washington, D.C.; 97.3 percent more likely; 5.1 years
4. Springfield, Mass; 85.8 percent more likely; 5.4 years
5. Providence, R.I.; 85.1 percent more likely; 5.4 years
6. Baltimore; 84.9 percent more likely; 5.4 years
7. Glendale, Calif.; 72.6 percent more likely; 5.8 years
8. Alexandria, Va.; 68.2 percent more likely; 5.9 years
9. Philadelphia; 61.2 percent more likely; 6.2 years
10. New Haven, Conn.; 59.1 percent more likely; 6.3 years

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Robert Crum/iStock/Thinkstock; Allstate infographic

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News Editor Matt Schmitz is a veteran Chicago journalist indulging his curiosity for all things auto while helping to inform car shoppers.  Email Matt