Financing Your Car

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Most Americans Can't Afford Average New Car

Most Americans Can't Afford Average New Car

By Fred Meier on June 28, 2017

CARS.COM — If you think you can't afford an average new car, you're probably right, according to a new report that found a median income household can truly afford an ave... Read More
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How to Negotiate With a Car Dealer

How to Negotiate With a Car Dealer

By Joe Wiesenfelder on October 1, 2016

CARS.COM — Car buying is complicated and for many people it's unpleasant, for good reason. New cars are pure purchase and assured depreciation, except in the rarest of circumstances. O... Read More
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Report: Average Payments for New, Used Cars Rise

Report: Average Payments for New, Used Cars Rise

By Kelsey Mays on September 7, 2016

CARS.COM — A new report from Experian Automotive says monthly payments on used-car loans in the second quarter averaged $364. That's up $3 or 0.8 percent versus the year-ago quarter, a... Read More
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How to Win the Car Financing Game

How to Win the Car Financing Game

By Joe Wiesenfelder on September 2, 2016

CARS.COM — Knowing that the car dealership is where fear usually sets in for many car shoppers, buyers often ask what to do once they're in the hot seat. In fact, most of what you can ... Read More
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What You Need to Get a Car Loan

What You Need to Get a Car Loan

By Joe Wiesenfelder on September 2, 2016

CARS.COM — Most cars aren't bought by consumers, they're purchased by banks. Very few shoppers pay cash outright for their cars. Most either borrow or lease a car from the real own... Read More
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Buying a Car: Cash, Lease or Loan?

Buying a Car: Cash, Lease or Loan?

By Colin Bird on September 2, 2016

CARS.COM — You've found the right car; now you need to figure out the right way to pay for it. Historically, most people finance their cars, some lease and a very few pay with cash. ... Read More
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How to Use New-Car Incentives, Rebates and Finance Deals

How to Use New-Car Incentives, Rebates and Finance Deals

By on September 2, 2016

CARS.COM — Car buying can be confusing in the best of times. You have to be even more careful when incentives (whether they are cash-back deals or reduced finance rates) can obscure how mu... Read More
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Getting the Best Deal: Financing & Insurance

Getting the Best Deal: Financing & Insurance

By Joe Wiesenfelder on September 2, 2016

CARS.COM — People are often surprised to hear that a dealership's financing and insurance department, or "business office," is a profit center. Reality check No. 2: Everythin... Read More
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Car Loans: How to Get the Best Interest Rate

Car Loans: How to Get the Best Interest Rate

By on September 2, 2016

CARS.COM — To get the best possible interest rate on a car loan, it's important to understand two things: the current marketplace for interest rates, including different lender options... Read More
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Experian: Average New-Car Monthly Payment Hits All-Time High

Experian: Average New-Car Monthly Payment Hits All-Time High

By Kelsey Mays on March 4, 2016

CARS.COM — Experian Automotive says the average new-car payment hit $493 per month in the fourth quarter of 2015, while the average total amount financed was $29,551. Those are up $11 and ... Read More