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Used

2020 Cadillac XT4 Premium Luxury

63,062 mi.

$21,995
Est. $405/mo*
Est. Not Priced /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
8.0%

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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Deal Gauge™

Powered by Cars.com

We compared this car with similar 2020 Cadillac XT4s based on price, mileage, features, condition, and several other factors.
Avg. market price $22,571
$21K $22.3K $23.6K $24.9K
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$21,995 Great Deal $576 under

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100+ variables feed our Cars.com price analysis, which contains the seller’s listing information. The ultimate accuracy of the Deal Gauge™ is dependent on all such variables, and the seller is responsible for the accuracy of the information included within this listing.

Market

  • Supply & demand
  • Price
  • Original MSRP

Listing details

  • Add-on packages
  • Feature upgrades (e.g. alloy wheels, bluetooth)
  • Exterior & interior colors
  • Vehicle history (when available)

Seller

  • Dealer ratings & reviews
Our Cars.com price analysis is only an estimate to give you a head start on research. We always recommend contacting the seller of the car for more information on what factors impact its price. When possible, schedule a test drive for yourself.

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Car shopper resources

Basics

Exterior color
Stellar Black Metallic
Interior color
Light Platinum / Jet Black
Drivetrain
AWD
MPG
22–29

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.
Fuel type
Gasoline
Transmission
9-Speed Automatic
Engine
2.0L I4 16V GDI DOHC Turbo
VIN
1GYFZDR48LF092421
Stock #
AT092421
Mileage
63,062 mi.

Features

Convenience
  • Keyless Entry
  • Navigation System
  • Power Liftgate
  • Remote Start
Entertainment
  • Apple CarPlay®
  • Bluetooth®
  • Premium Sound System
  • Satellite Radio
Exterior
  • Alloy Wheels
  • Roof Rack
  • Sunroof/Moonroof
Safety
  • Automatic Emergency Braking
  • Backup Camera
  • Brake Assist
  • Lane Departure Warning
  • Rain Sensing Wipers
  • Stability Control
Seating
  • Leather Seats
  • Memory Seat
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • 1st and 2nd row curtain head airbags
  • 2-Way Driver Seat Power Lumbar Control
  • 2-Way Passenger Seat Power Lumbar Control
  • 3.47 Axle Ratio
  • 4 Door
  • 4-Wheel Disc Brakes
  • 4-wheel ABS Brakes
  • 4.2 Diagonal Color Display Driver Info Center
  • 6-Way Power Passenger Seat Adjuster
  • 7-Speaker Audio System W/Auxiliary Amplifier
  • 8-Way Power Driver Seat Adjuster
  • ABS Brakes
  • ABS and Driveline Traction Control
  • AM/FM Radio: Siriusxm
  • Air Conditioning
  • Alloy Wheels
  • Aluminum dash trim
  • Aluminum door trim
  • Anti-theft alarm system
  • Apple Carplay/Android Auto
  • Audio controls on steering wheel
  • Audio system security
  • Auto-Dimming Door Mirrors
  • Auto-Dimming Inside Rear-View Mirror
  • Auto-Dimming Rear-View Mirror
  • Automatic Emergency Braking
  • Automatic Temperature Control
  • Automatic front air conditioning
  • Auxilliary transmission cooler
  • Bluetooth wireless phone connectivity
  • Body-Color Heated Power-Adjustable Outside Mirrors
  • Body-colored bumpers
  • Bose Centerpoint Surround Sound 13-Speaker System
  • Brake Assist
  • Braking Assist
  • Bucket front seats
  • Bumpers: Body-Color
  • Cadillac CUE
  • Cargo area light
  • Cargo tie downs
  • Center Console: Full with covered storage
  • Chrome grille
  • Clock: In-radio display
  • Coil front spring
  • Coil rear spring
  • Compass
  • Cruise Control W/Set & Resume Speed
  • Cruise control
  • Cruise controls on steering wheel
  • Cupholders: Front and rear
  • Curb weight: 3,876 lbs.
  • Daytime running lights
  • Delay-Off Headlights
  • Diameter of tires: 18.0"
  • Digital Audio Input
  • Door pockets: Driver, passenger and rear
  • Door reinforcement: Side-impact door beam
  • Driver Awareness Package
  • Driver Door Bin
  • Driver Vanity Mirror
  • Driver and passenger knee airbags
  • Driver seat memory
  • Driver's side electrochromatic auto-dimming mirrors
  • Dual Front Impact Airbags
  • Dual Front Side Impact Airbags
  • Dual Panel Glass Sunroof W/Power Tilt/Sliding
  • Dual front air conditioning zones
  • Dual illuminated vanity mirrors
  • Dual reverse tilt mirrors
  • Dusk sensing headlights
  • Electrochromatic rearview mirror
  • Electronic Stability Control
  • Emergency Communication System: Onstar And Cadillac Connected Services Capab…
  • Engine immobilizer
  • Exterior Parking Camera Rear
  • External temperature display
  • Floor mats: Carpet front and rear
  • Fold forward seatback rear seats
  • Following Distance Indicator
  • Four 12V DC power outlets
  • Four Wheel Independent Suspension
  • Four-wheel Independent Suspension
  • Front & Rear Park Assist
  • Front Anti-Roll Bar
  • Front Bucket Seats
  • Front Center Armrest
  • Front Dual Zone A/C
  • Front Head Room: 39.4"
  • Front Hip Room: 54.5"
  • Front Leg Room: 44.1"
  • Front License Plate Bracket
  • Front Reading Lights
  • Front Shoulder Room: 57.0"
  • Front Stabilizer Bar : Bar
  • Front Ventilated disc brakes
  • Front and rear reading lights
  • Front and rear suspension stabilizer bars
  • Fuel Capacity: 16.3 gal.
  • Fuel Consumption: City: 22 mpg
  • Fuel Consumption: Highway: 29 mpg
  • Fuel Type: Premium unleaded
  • Fully Automatic Headlights
  • Gross vehicle weight: 5,181 lbs.
  • HD Rear Vision Camera
  • Headlights off auto delay
  • Heated Door Mirrors
  • Heated driver mirror
  • Heated passenger mirror
  • Illuminated Entry
  • Independent front suspension classification
  • Independent rear suspension
  • Instrumentation: Low fuel level
  • Integrated roof antenna
  • Intellibeam Automatic High Beam Control
  • Intercooled Turbo
  • Interior air filtration
  • Knee Airbag
  • Lane Keep Assist W/Lane Departure Warning
  • Leather Seating Surfaces
  • Leather Steering Wheel
  • Leather seat upholstery
  • Leather steering wheel trim
  • Leather/piano black shift knob trim
  • Leatherette/metal-look center console trim
  • Left rear passenger door type: Conventional
  • Low Tire Pressure Warning
  • Manual Rake & Telescopic Steering Column
  • Max cargo capacity: 49 cu.ft.
  • Memorized Settings for 2 drivers
  • Memorized Settings including door mirror(s)
  • Memory Seat
  • Multi-link rear suspension
  • Navigation System
  • Occupant Sensing Airbag
  • OnStar and Cadillac connected services capable
  • Outside Temperature Display
  • Overall Length: 181.1"
  • Overall Width: 76.7"
  • Overall height: 64.1"
  • Overhead Airbag
  • Overhead Console
  • Overhead console: Mini with storage
  • Panic Alarm
  • Passenger Airbag
  • Passenger Door Bin
  • Passenger Vanity Mirror
  • Permanent locking hubs
  • Power Door Mirrors
  • Power Driver Seat
  • Power Passenger Seat
  • Power Steering
  • Power liftgate
  • Power remote w/tilt down driver mirror adjustment
  • Power remote w/tilt down passenger mirror adjustment
  • Power retractable mirrors
  • Power windows
  • Preferred Equipment Group 1se
  • Privacy glass: Deep
  • Proximity remote trunk release
  • Radio Data System
  • Radio: Cadillac User Experience AM/FM Stereo
  • Radio: Cadillac User Experience W/Embedded Nav
  • Rain Sensing Wipers
  • Rain sensing front wipers
  • Rear Anti-Roll Bar
  • Rear Head Room: 38.3"
  • Rear Hip Room: 49.8"
  • Rear Leg Room: 39.5"
  • Rear Reading Lights
  • Rear Seat Center Armrest
  • Rear Shoulder Room: 55.1"
  • Rear Stabilizer Bar : Bar
  • Rear Window Defroster
  • Rear Window Wiper
  • Rear area cargo cover: Rigid
  • Rear bench
  • Rear center seatbelt: 3-point belt
  • Rear door type: Power liftgate
  • Rear seats center armrest
  • Rear spoiler: Lip
  • Remote Engine Start : Remote start - keyfob and smart device (subscription r…
  • Remote Keyless Entry
  • Remote activated exterior entry lights
  • Remote power door locks
  • Remote window operation
  • Right rear passenger door type: Conventional
  • Roof Rack : Xxxxxx
  • Roof Rack: Rails Only
  • SD Card Reader
  • Seatback storage: 2
  • Seatbelt pretensioners: Front
  • Security System
  • Side airbag
  • Silver aluminum rims
  • SiriusXM AM/FM/HD/Satellite Radio
  • SiriusXM Satellite Radio(TM)
  • Siriusxm W/360l
  • Speed Sensitive Audio Volume Control
  • Speed-Sensing Steering
  • Speed-proportional electric power steering
  • Split Folding Rear Seat
  • Spoiler
  • Stability control
  • Standard Suspension
  • Steering Wheel Mounted Audio Controls
  • Strut front suspension
  • Suspension class: Regular
  • Tachometer
  • Telescoping Steering Wheel
  • Tilt Steering Wheel
  • Tilt and telescopic steering wheel
  • Tire Pressure Monitoring System: Tire specific
  • Tires: Prefix: P
  • Tires: Profile: 60
  • Tires: Speed Rating: H
  • Tires: Width: 235 mm
  • Total Number of Speakers: 7
  • Traction Control
  • Transmission gear shifting controls on steering wheel
  • Transmission hill holder
  • Trip computer
  • Type of tires: AS
  • Variable intermittent front wipers
  • Variably Intermittent Wipers
  • Vehicle Emissions: LEV3-ULEV50
  • Video Monitor Location: Front
  • Voltmeter
  • Wheel Diameter: 18
  • Wheel Width: 8
  • Wheelbase: 109.4"
  • Wheels: 18 10-Spoke Pearl Nickel Finish Alloy

Vehicle history by CARFAX

Free CARFAX Report
Accidents or damage
At least 1 accident or damage reported
1-owner vehicle
No
Personal use only
No
The vehicle history information is supplied by third parties. Cars.com and the Seller are not responsible for the accuracy of such information. Cars.com provides this service and materials without representations or warranties of any kind, either expressed or implied. Please see Cars.com Terms and Conditions for further information.

Seller’s info

Auto Hub

(523 reviews)
3713 Rt1, North Brunswick, NJ 08902

Seller’s notes about this car

2020 Cadillac XT4 Premium Luxury Recent Arrival! XT4 Premium Luxury, 4D Sport Utility, 2.0L I4 Turbocharged, 9-Speed Automatic, AWD, Stellar Black Metallic, Light Platinum/Jet Black w/Leather Seating Surfaces, 2-Way Driver Seat Power Lumbar Control, 2-Way Passenger Seat Power Lumbar Control, 4-Wheel Disc Brakes, 4.2 Diagonal Color Display Driver Info Center, 6-Way Power Passenger Seat Adjuster, 7-Speaker Audio System w/Auxiliary Amplifier, 8-Way Power Driver Seat Adjuster, ABS brakes, Apple CarPlay/Android Auto, Auto-dimming door mirrors, Auto-Dimming Inside Rear-View Mirror, Auto-dimming Rear-View mirror, Automatic Emergency Braking, Automatic temperature control, Body-Color Heated Power-Adjustable Outside Mirrors, Bose Centerpoint Surround Sound 13-Speaker System, Brake assist, Cruise Control w/Set & Resume Speed, Driver Awareness Package, Dual front impact airbags, Dual front side impact airbags, Dual Panel Glass Sunroof w/Power Tilt/Sliding, Electronic Stability Control, Exterior Parking Camera Rear, Following Distance Indicator, Four wheel independent suspension, Front & Rear Park Assist, Front dual zone A/C, Fully automatic headlights, Garage door transmitter, HD Rear Vision Camera, Heated door mirrors, Illuminated entry, IntelliBeam Automatic High Beam Control, Knee airbag, Lane Keep Assist w/Lane Departure Warning, Leather Seating Surfaces, Leather steering wheel, Low tire pressure warning, Manual Rake & Telescopic Steering Column, Memory seat, Navigation System, Occupant sensing airbag, Overhead airbag, Power door mirrors, Power driver seat, Power Liftgate, Power passenger seat, Preferred Equipment Group 1SE, Radio: Cadillac User Experience AM/FM Stereo, Radio: Cadillac User Experience w/Embedded Nav, Rain sensing wipers, Rear window defroster, Rear window wiper, Remote keyless entry, SD Card Reader, Security system, SiriusXM w/360L, Standard Suspension, Telescoping steering wheel, Tilt steering wheel, Traction control, Wheels: 18 10-Spoke Pearl Nickel Finish Alloy. Stellar Black Metallic 2020 Cadillac XT4 Premium Luxury AWD 9-Speed Automatic 2.0L I4 Turbocharged 22/29 City/Highway MPG Awards: JD Power Initial Quality Study Feel free to call the dealership at 732-798-6678.

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Based on est. car price of $21,995 at ...% APR* and ...% sales tax.
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Car price
$21,995
Down payment
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Trade-in value
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Estimated sales tax ...%
(based on ZIP)
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Other fees*
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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About your privacy: Cars.com is asking for your ZIP and credit rating because it helps us to make an educated guess at your sales tax and loan interest. These two factors can greatly change your monthly payment.

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Consumer reviews

See what others are saying about the 2020 Cadillac XT4.
(35 reviews)
97% of drivers recommend this car
Rating breakdown (out of 5):
  • Comfort 4.7
  • Interior 4.7
  • Performance 4.9
  • Value 4.7
  • Exterior 4.8
  • Reliability 4.7

Most recent consumer reviews

We discussed with friends a solid American vehicle to

April 23, 2025
By TheRC from Los Angeles, California
Owns this car

We discussed with friends a solid American vehicle to serve as a daily driver and saw good bones with the distinctive exterior/interior design and technologically advanced XT4 Sport (20” wheels). The 2.0-liter turbocharged engine handles everyday driving and quick passing maneuvers without issue. The 9-speed automatic transmission is generally smooth but does seek the perfect gear, particularly in low-speed traffic. For many, the OEM setup may be just fine, however, we opted to “refine” a few of the Luxury & Sport options that the original owner passed on (we're the 2nd owners) and now enjoy climbing into the cockpit of this daily transporter! See the complete journey: http://www.cadillacforums.com/threads/20-xt4-sport-stellar-black-elegance.1150198/?post_id=18320427&nested_view=1&sortby=oldest#post-18320427

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a Used car
  • Used for Commuting
  • Does recommend this car
0 people out of 0 found this review helpful. Did you?
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I traded my 2004 cts in for the 2020 xt4.

February 18, 2025
By Tweety bird from Shreveport, LA
Owns this car

I traded my 2004 cts in for the 2020 xt4. My local ORR dealer didn't have a red one, so I had to drive to Frico, TX to pick it up. Love the red color. Have to get use to all the bells and whistles. The heated stirring wheal was something I didn't expect. It's a very smart car, but has an owner who has to read the manual to learn what all that the xt4 has to offer. Having back issues, love the lumbar heated seats. Was very surprised when the bright lights came on automatically when I am driving thru a darker area. Got to get horn check because it sounds horrible like a truck instead of a smooth honk. Going from regular unleaded to premium unleaded was a money changer. Very roomy inside. Love that all doors can be unlocked automatically if you have the key close by. The cargo area is very spacious. I guess this car will take me until I die!!!!!

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a Used car
  • Used for Commuting
  • Does recommend this car
0 people out of 0 found this review helpful. Did you?
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My new/used Caddie

April 11, 2024
By BFoster from xx Louis, MO
Owns this car

I love my Cadillac now. Don't know how much I'll love it when I have to pay out of pocket for a repair. I really love the Weatherization Package, Sun Roof, Moon roof, and All-Wheel Drive. The only complaint I have is my driver seat is very uncomfortable. The cushion is down to the rails on the seat and I have to add some kind of padding.

Rating breakdown (out of 5):
  • Comfort 3.0
  • Interior 5.0
  • Performance 5.0
  • Value 4.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a Used car
  • Used for Having fun
  • Does recommend this car
3 people out of 3 found this review helpful. Did you?
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See all 35 consumer reviews
Explore the 2020 Cadillac XT4 Premium Luxury

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.

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