$58,410

Photo of 2025 Silver Metallic Ford F-150

Thumbnail of 2025 Silver Metallic Ford F-150

New

2025 Ford F-150 XLT

10 mi.

$58,410

Est. $1,076/mo^*

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Basics

Exterior color: Silver Metallic
Interior color: Black
Drivetrain: Four-wheel Drive
MPG: –
Fuel type: Hybrid
Transmission: 10-Speed Automatic
Engine: 3.5L V6 24V PDI DOHC Twin Turbo Hybrid
VIN: 1FTFW3LD3SFA78085
Stock #: FT25104
Mileage: 10 mi.

Features

Convenience

Keyless Entry

Entertainment

Apple CarPlay®
Bluetooth®
Satellite Radio
USB Port

Exterior

Alloy Wheels
Tow Hitch

Safety

Backup Camera
Brake Assist
Lane Departure Warning
Stability Control

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2025 Award Winner

American Made Index

This pickup features on the American-Made Index, which analyzes five factors to find the most American cars.

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Seller’s info

Watsonville Ford

(67 reviews)

550 Auto Center Dr, Watsonville, CA 95076

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Seller’s notes about this car

Dealer Discount of $3,155 off MSRP Factory MSRP: $61,565 2025 Ford F-150 XLT Full Pre Delivery Inspection, F-150 XLT, 4D SuperCrew, 10-Speed Automatic, 4WD, Silver Metallic, Black W/Smoked Truffle Cloth, 4-Wheel Disc Brakes, ABS brakes, Air Conditioning, Bumpers: chrome, Dual front impact airbags, Dual front side impact airbags, Emergency communication system: SYNC 4 911 Assist, Front anti-roll bar, Front wheel independent suspension, Heated door mirrors, Low tire pressure warning, Power door mirrors, Power steering, Power windows, Rear step bumper, Rear window defroster, Remote keyless entry, Speed control, Steering wheel mounted audio controls, Traction control. Great News! This vehicle is located at 550 AUTO CENTER DRIVE, WATSONVILLE, CA 95076 Call us today, 831-593-4015.

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Price history

Listed 120 days ago.

3/25/25	Listed	$58,487
5/29/25	+$1,828	$60,315
6/05/25	-$1,500	$58,815
7/01/25	-$328	$58,487

Total price amount is based on price change information provided by the seller.

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Based on est. car price of $58,410 at ...% APR* and ...% sales tax.

$...

Car price: $58,410
Down payment: -Not Priced
Trade-in value: -Not Priced
Estimated sales tax ...% (based on ZIP): +
Other fees*: Not included

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Total interest paid (over life of loan): +
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Best cash offer on F-150 XLT Truck

$4,000 - Ford US RCL Renewal Direct Offer

Exp. 09/30/2025

Disclaimer: Contact the dealerfor details

Best financing offer on F-150 XLT Truck

Ford US Ford Summer Sales Event 90 days Deferred Special 48 Month

0.0% for 37-48 months

Exp. 09/02/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Golden 1 Credit Union US APR Rates

6.54% for 0-60 months

6.84% for 61-72 months

7.19% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on F-150 XLT Truck

Wells Fargo Auto US APR Rates

6.32% for 24-60 months

6.36% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

Bank of America US APR Rates

6.25% for 1-60 months

6.85% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

US Bank US APR Rates

7.21% for 0-60 months

7.29% for 73-84 months

7.8% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

Teachers Federal Credit Union US APR Rates

5.64% for 12-60 months

5.86% for 61-72 months

6.48% for 73-84 months

7.15% for 85-96 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Mocse Credit Union US APR Rates

6.39% for 6-60 months

6.53% for 61-72 months

6.64% for 84 months

6.64% for 73-83 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Chase Auto Finance US APR Rates

6.45% for 1-60 months

6.95% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

Patelco Credit Union US APR Rates

5.99% for 0-66 months

6.29% for 67-72 months

6.64% for 73-84 months

Exp. 08/01/2025

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Finance rate on F-150 XLT Truck

1st United Credit Union US APR Rates

5.99% for 1-72 months

6.44% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

TD Auto Finance US APR Rates

6.47% for 0-60 months

6.85% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

Communication FCU US APR Rates

6.24% for 1-66 months

6.74% for 67-78 months

6.99% for 79-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Bank of America US APR Rates

6.05% for 0-60 months

6.62% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

Exeter Finance US APR Rates

9.95% for 1-78 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Valley First Credit Union US APR Rates

5.84% for 12-48 months

6.19% for 49-60 months

6.39% for 61-66 months

6.59% for 67-72 months

6.89% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Pacific Service Credit Union US APR Rates

6.49% for 1-72 months

6.74% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Capital One Auto Finance US APR Rates

6.6% for 0-60 months

6.88% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

PNC Bank US APR Rates

6.08% for 12-36 months

6.13% for 49-60 months

8.68% for 37-48 months

9.53% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

USAA Federal Savings Bank US APR Rates

5.09% for 1-36 months

5.24% for 37-60 months

5.64% for 61-66 months

5.74% for 67-72 months

5.94% for 73-75 months

6.19% for 76-78 months

6.29% for 79-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Santander Consumer USA US APR Rates

5.56% for 0-60 months

10.38% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

Santander Consumer USA US APR Rates

6.84% for 1-60 months

7.59% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

LBS Financial Credit Union US APR Rates

5.39% for 36 months

5.49% for 48 months

5.69% for 66 months

5.99% for 72 months

6.49% for 84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Travis Credit Union US APR Rates

6.24% for 1-60 months

6.34% for 61-78 months

6.74% for 79-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Wells Fargo Auto US APR Rates

6.19% for 24-60 months

6.69% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

Alaska USA Federal Credit Union US APR Rates

6.39% for 1-60 months

6.44% for 61-72 months

7.19% for 73-84 months

7.94% for 85-96 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Nuvision Federal Credit Union US APR Rates

5.64% for 24-60 months

6.14% for 61-72 months

6.64% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Chase Auto Finance US APR Rates

6.4% for 0-60 months

6.73% for 61-72 months

7.31% for 73-84 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

US Bank US APR Rates

6.8% for 1-60 months

7.25% for 61-72 months

7.79% for 73-84 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

USAA Federal Savings Bank US APR Rates

4.34% for 1-36 months

5.39% for 37-48 months

5.49% for 49-60 months

5.74% for 61-66 months

5.84% for 67-72 months

6.04% for 73-75 months

6.29% for 76-78 months

6.39% for 79-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

TD Auto Finance US APR Rates

6.59% for 1-60 months

7.09% for 61-72 months

7.59% for 73-84 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

Capital One Auto Finance US APR Rates

6.39% for 1-60 months

6.94% for 61-72 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

Ally Financial US APR Rates

6.76% for 12-63 months

7.82% for 64-72 months

9.04% for 73-84 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

US Bank US APR Rates

6.84% for 0-60 months

7.05% for 61-72 months

7.4% for 73-84 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

SchoolsFirst Federal Credit Union US APR Rates

5.49% for 0-60 months

5.74% for 61-72 months

6.34% for 73-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

LBS Financial Credit Union US APR Rates

5.39% for 36 months

5.49% for 48 months

5.69% for 66 months

5.99% for 72 months

6.49% for 84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

San Diego County Credit Union US APR Rates

5.39% for 1-48 months

5.64% for 49-66 months

6.14% for 67-78 months

7.49% for 79-84 months

Exp. 08/01/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Ally Financial US APR Rates

7.75% for 12-63 months

8.7% for 64-72 months

8.99% for 73-84 months

Exp. 08/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

Finance rate on F-150 XLT Truck

Ford US Ford Summer Sales Event 90 Deferred First Payment

1.9% for 37-38 months

2.9% for 49-50 months

3.9% for 61-62 months

4.9% for 73-74 months

Exp. 09/02/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Ford US Ford Summer Sales Event 90 days Deferred Special 48 Month

0.0% for 49-50 months

Exp. 09/02/2025

Disclaimer: Contact the dealerfor details

Bonus cash on F-150 XLT Truck

$1,000 - Ford US Summer Sales Event RCL Cash

Exp. 09/02/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Ford US Ford Summer Sales Event 90 Deferred First Payment

1.9% for 1-36 months

2.9% for 37-48 months

3.9% for 49-60 months

4.9% for 61-72 months

Exp. 09/02/2025

Disclaimer: Contact the dealerfor details

Trade-In bonus cash on F-150 XLT Truck

$1,000 - Ford US Retail Trade Assist

Exp. 09/02/2025

Disclaimer: Customers that currently Own a 1995 or newer or Lease a Ford...

Finance rate on F-150 XLT Truck

Ford US Special 48 Month APR Financing

0.0% for 37-48 months

Exp. 09/02/2025

Disclaimer: Contact the dealerfor details

Bonus cash on F-150 XLT Truck

$1,000 - Ford US Summer Sales Event RCL Cash

Exp. 09/02/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Ford US Special 48 Month APR Financing

0.0% for 37-48 months

Exp. 09/02/2025

Disclaimer: Contact the dealerfor details

Direct Mail bonus cash on F-150 XLT Truck

$1,500 - Ford US UAW Member Offer

Exp. 09/30/2025

Disclaimer: Contact the dealerfor details

Direct Mail bonus cash on F-150 XLT Truck

$2,000 - Ford US ICI Ford Off-Lease Competitive Conquest Offer v3

Exp. 09/30/2025

Disclaimer: Contact the dealerfor details

Finance rate on F-150 XLT Truck

Ford US APR Financing

1.9% for 1-36 months

2.9% for 37-48 months

3.9% for 49-60 months

4.9% for 61-72 months

Exp. 09/30/2025

Disclaimer: Residents residing in qualifying regions of the United State...

Bonus cash on F-150 XLT Truck

$50 - Ford US 2025 F-150 SIRIUS VIN Specific Bonus Cash

Exp. 09/30/2025

Disclaimer: Qualifying residents of the United States. Rule of '10' and ...

Bonus cash on F-150 XLT Truck

$1,250 - Ford US Retail Bonus Cash - Select Models

Exp. 09/30/2025

Disclaimer: Qualifying residents of the United States

Finance rate on F-150 XLT Truck

Ford US 84-Month APR Financing

5.9% for 73-84 months

Exp. 09/30/2025

Disclaimer: Residents residing in qualifying regions of the United State...

Direct Mail bonus cash on F-150 XLT Truck

$2,500 - Ford US Ford ICI Truck Owner Direct Offer v2

Exp. 09/30/2025

Disclaimer: Qualifying residents of the United States who receive the Di...

Direct Mail bonus cash on F-150 XLT Truck

$1,500 - Ford US UAW Member Offer

Exp. 12/31/2025

Disclaimer: Contact the dealerfor details

First Responders bonus cash on F-150 XLT Truck

$500 - Ford US First Responder Recognition Exclusive Cash Reward

Exp. 01/03/2026

Disclaimer: Eligible Customers: Police - Police Officer - Sheriff/Sherif...

College/Student bonus cash on F-150 XLT Truck

$500 - Ford US College Student Purchase Program - Lease v2

Exp. 01/05/2026

Disclaimer: Active College/Trade School Students: Student is enrolled Fu...

College/Student bonus cash on F-150 XLT Truck

$750 - Ford US College Student Purchase Program - Retail v2

Exp. 01/05/2026

Disclaimer: Active College/Trade School Students: Student is enrolled Fu...

Association/Club Member bonus cash on F-150 XLT Truck

$500 - Ford US Ford Blue Advantage Farm Bureau Recognition

Exp. 01/05/2026

Disclaimer: Qualifying residents of the United States who register and r...

First Responders bonus cash on F-150 XLT Truck

$500 - Ford US First Responder Recognition Exclusive Cash Reward

Exp. 01/05/2026

Disclaimer: Eligible Customers: Police - Police Officer - Sheriff/Sherif...

College/Student bonus cash on F-150 XLT Truck

$500 - Ford US College Student Purchase Program - Lease v2

Exp. 01/05/2026

Disclaimer: Active College/Trade School Students: Student is enrolled Fu...

Association/Club Member bonus cash on F-150 XLT Truck

$500 - Ford US Ford Blue Advantage Farm Bureau Recognition

Exp. 01/05/2026

Disclaimer: Qualifying residents of the United States who register and r...

Military bonus cash on F-150 XLT Truck

$500 - Ford US Military Recognition Exclusive Cash Reward

Exp. 01/05/2026

Disclaimer: Eligible customers: Active Military Personnel in the Army, N...

Automobility bonus cash on F-150 XLT Truck

$1,000 - Ford US Ford Accessibility Program

Exp. 01/05/2026

Disclaimer: All new 2016/2017/2018/2019/2020-Model Ford vehicles sold or...

College/Student bonus cash on F-150 XLT Truck

$750 - Ford US College Student Purchase Program - Retail v2

Exp. 01/05/2026

Disclaimer: Active College/Trade School Students: Student is enrolled Fu...

Automobility bonus cash on F-150 XLT Truck

$1,000 - Ford US Ford Accessibility Program

Exp. 01/05/2026

Disclaimer: All new 2016/2017/2018/2019/2020-Model Ford vehicles sold or...

Association/Club Member bonus cash on F-150 XLT Truck

$500 - Ford US Farm Bureau Recognition Exclusive Cash Reward

Exp. 01/05/2026

Disclaimer: Qualifying residents of the United States who register and r...

First Responders bonus cash on F-150 XLT Truck

$500 - Ford US First Responder Recognition Exclusive Cash Reward

Exp. 01/05/2026

Disclaimer: Eligible Customers: Police - Police Officer - Sheriff/Sherif...

New

2025 Ford F-150 XLT

$58,460 $2,105 price drop

New

2025 Ford F-150 XLT

$58,460 $2,105 price drop

New

2025 Ford F-150 XLT

$58,487

New

2025 Ford F-150 XLT

$60,565

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