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Basics

Exterior color
Black
Interior color
Jet Black
Drivetrain
Four-wheel Drive
MPG
0–0

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.

Fuel type
Diesel
Transmission
Automatic
Engine
Duramax 6.6L V-8 diesel direct injection, intercooled turbo, die
VIN
1GC4YNEY1LF193511
Stock #
193511
Mileage
154,462 mi.

Features

Convenience
  • Heated Seats
  • Keyless Entry
Entertainment
  • Android Auto®
  • Apple CarPlay®
  • Bluetooth®
  • Premium Sound System
  • USB Port
  • WiFi Hotspot
Exterior
  • Alloy Wheels
  • Tow Hitch
  • Tow Hooks
Safety
  • Automatic Emergency Braking
  • Backup Camera
  • Brake Assist
  • Stability Control
Additional popular features:
apple carplay/android auto, Leather Seats, Heated Steering Wheel, parking assistance, parking distance sensors, Rear Cross Traffic Alert, Blind Spot Monitor
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • (401 hp [299 kW] @ 5200 rpm
  • (PCL) Convenience Package or (ZL6) Advanced Trailering Package is ordered. …
  • 10
  • 12-volt
  • 17 (43.2 cm) machined aluminum
  • 170 amps (Requires (L8T) 6.6L V8 gas engine.)
  • 2 (first row) located on instrument panel
  • 3-passenger (includes child seat top tether anchor) (Requires Crew Cab or D…
  • 3.73 ratio (Requires (L8T) 6.6L V8 gas engine. Not available with (L5P) Dur…
  • 4-wheel antilock
  • 4-wheel disc with DURALIFE rotors
  • 4.2 diagonal color display includes driver personalization
  • 464 lb-ft of torque [629 N-m] @ 4000 rpm)
  • 6-speaker system (Requires Crew Cab or Double Cab model.)
  • 6-speed automatic
  • 6.6L V8 with Direct Injection and Variable Valve Timing
  • 7-pin connector and (CTT) Hitch Guidance (Deleted when (ZW9) pickup bed del…
  • AM/FM stereo. Additional features for compatible phones include: Bluetooth …
  • Apple CarPlay and Android Auto capable.
  • Black
  • Black (Not included when (VQY) Chrome recovery hooks
  • Black integrated on forward portion of bed on driver and passenger side (De…
  • Chevrolet Infotainment 3 system 8 diagonal color touchscreen
  • Dual-stage frontal airbags for driver and front outboard passenger; Seat-mo…
  • LPO is ordered.)
  • LT245/75R17E all-season
  • Recirculating Ball with smart flow power steering system
  • Tilt-Wheel
  • and it prevents certain safety systems from being turned off. An in-vehicle…
  • auxiliary external transmission oil cooler
  • beltline
  • blackwall
  • blackwall (Included and only available with (QHQ) LT245/75R17E all-season
  • blackwall tires are ordered)
  • blackwall tires with (E63) Durabed
  • body-color
  • cab mounted integrated with center high mount stop lamp
  • cargo area
  • color-keyed carpeting
  • conventional
  • deep-tinted
  • driver 4-way manual
  • drivers express up/down
  • electronic with set and resume speed
  • engine temperature
  • express down (Not available on Regular Cab models.)
  • external engine oil cooler
  • fixed rated at 500 lbs per corner (Deleted with (ZW9) pickup bed delete.)
  • frame-mounted
  • front
  • front (Deleted when LPO floor liners are ordered.)
  • front 40/20/40 split-bench with upper covered armrest storage (Not availabl…
  • front auxiliary
  • front chrome
  • fuel level
  • fully-boxed
  • gasoline
  • gate function manual with EZ Lift (Deleted with (ZW9) pickup bed delete.)
  • gooseneck and 5th wheel trailering (Not available with (ZW9) pickup bed del…
  • halogen reflector with halogen Daytime Running Lamps
  • heating/cooling (Not available on Regular Cab models.)
  • heavy-duty (Requires (L8T) 6.6L V8 gas engine.)
  • heavy-duty 720 cold-cranking amps/80 Amp-hr maintenance-free with rundown p…
  • heavy-duty locking rear
  • high-capacity
  • hydroformed front section and a fully-boxed stamped rear section
  • includes electronic trailer sway control and hill start assist
  • inside rearview
  • integrated
  • integrated turn signals
  • locking
  • lower convex mirrors
  • manual folding/extending (extends 3.31 [84.25mm])
  • manual tilt
  • manual with wheel locking security feature
  • outside power-adjustable vertical trailering with heated upper glass
  • passenger 4-way manual
  • passenger express down
  • pickup bed
  • pickup bed. Available to order when (ZW9) pickup bed delete and (QHQ) LT245…
  • power
  • power front
  • power rear
  • rear
  • rear 60/40 folding bench (folds up)
  • rear B-pillar mounted
  • rear bumper
  • rear chrome
  • rubberized vinyl
  • rubberized-vinyl rear (Not available with Regular Cab models. Deleted when …
  • single-zone
  • spare LT245/75R17E all-season
  • steering wheel-mounted
  • stop and reverse lights
  • tachometer
  • to help encourage safe driving behavior. It can limit certain available veh…
  • top
  • two-speed electronic shift with push button controls (Requires 4WD models.)…
  • urethane
  • utilizes same key as ignition and door (Upgraded to (QT5) EZ Lift power loc…
  • voice command pass-through to phone
  • voltage and oil pressure
  • with switch in bank on left side of steering wheel.
  • 12V power outlets 1 12V power outlet
  • 3-point seatbelt Rear seat center 3-point seatbelt
  • 4G LTE Wi-Fi Hotspot capable (Terms and limitations apply. See onstar.com or…
  • 4WD type Autotrac part and full-time 4WD
  • 650 lbs. (4831 kg) (Included and only available with CK20743 model and (L8T)…
  • ABS Brakes 4-wheel antilock (ABS) brakes
  • ABS Brakes Four channel ABS brakes
  • Accessory power Retained accessory power
  • Air conditioning
  • Air conditioning Yes
  • Air filter
  • Air filtration monitoring
  • Air vents
  • Airbags
  • Alternator
  • Alternator Type Alternator
  • Android Auto
  • Antenna Fixed audio antenna
  • Apple CarPlay
  • Armrests front center Front seat center armrest
  • Armrests front storage Front seat armrest storage
  • Assist handles front A-pillar mounted for driver and passenger
  • Audio system
  • Audio system feature
  • Auto door locks Auto-locking doors
  • Auto headlights Auto on/off headlight control
  • Automatic Emergency Braking
  • Backup Camera
  • Basic warranty 36 month/36,000 miles
  • Battery
  • Battery charge warning
  • Battery run down protection
  • Battery type Dual lead acid batteries
  • Bed Liner
  • Bed-rail protectors Pickup bed-rail protectors
  • BedStep
  • Beverage holders Front beverage holders
  • Bluetooth for phone connectivity to vehicle infotainment system
  • Body panels Galvanized steel/aluminum body panels with side impact beams
  • Box style Standard style pickup box
  • Boxside steps BedStep integrated side steps
  • Brake Assist
  • Brake assist system
  • Brake lining wear indicator
  • Brake pad warning Brake pad wear indicator
  • Brake type DuraLife 4-wheel disc brakes
  • Brakes
  • Bumper
  • Bumper rub strip front Black front bumper rub strip
  • Bumpers front Chrome front bumper
  • Bumpers rear Chrome rear bumper
  • Cab mounted cargo light
  • Cabback insulator
  • Capless Fuel Fill (Requires (L8T) 6.6L V8 gas engine. Not available with (ZW…
  • Capless fuel filler
  • Capped Fuel Fill
  • Cargo tie downs (12)
  • Chevrolet Connected Access capable (Subject to terms. See onstar.com or deal…
  • Child door locks Manual rear child safety door locks
  • Climate control Automatic climate control
  • Clock Digital clock
  • Cloth seat trim
  • Compass
  • Compass located in instrument cluster
  • Compressor Intercooled turbo
  • Convex spotter Driver convex spotter mirror
  • Cooling
  • CornerStep
  • Corrosion perforation warranty 72 month/100,000 miles
  • Cruise control
  • Cruise control Cruise control with steering wheel mounted controls
  • Cylinder head material Aluminum cylinder head
  • DEF fluid gauge Diesel exhaust fluid (def) gauge
  • Day/Night rearview mirror
  • Daytime Running Lamps with automatic exterior lamp control
  • Delay off headlights Delay-off headlights
  • Diesel Engine
  • Differential
  • Door ajar warning
  • Door bins front Driver and passenger door bins
  • Door bins rear Rear door bins
  • Door handle material Body-colored door handles
  • Door handles
  • Door locks
  • Door locks Power door locks with 2 stage unlocking
  • Door mirror style Black door mirrors
  • Door mirror type Manual extendable trailer mirrors
  • Door mirrors Power door mirrors
  • Door panel insert Simulated wood and metal-look door panel insert
  • Door trim insert Vinyl door trim insert
  • Drive type Four-wheel drive
  • Driver Information Center
  • Driver foot rest
  • Driver information center
  • Driver seat direction Driver seat with 4-way directional controls
  • Dual 730 Cold-Cranking Amps Heavy-Duty Battery
  • Durabed
  • Easy lift tailgate EZ Lift
  • Electronic parking brake
  • Electronic stability control StabiliTrak w/Proactive Roll Avoidance electron…
  • Emissions Federal emissions
  • Emissions tiers Tier 2 Bin 8 emissions
  • Engine
  • Engine Block Heater
  • Engine Cylinders Duramax V8
  • Engine Duramax 6.6L V-8 diesel direct injection, intercooled turbo, diesel, …
  • Engine Location Front mounted engine
  • Engine Mounting direction Longitudinal mounted engine
  • Engine block material Iron engine block
  • Engine cooler Engine oil cooler
  • Engine hour meter
  • Engine retarder Engine retarder system
  • Engine temperature warning
  • Engine/electric motor temperature gauge
  • Exhaust Brake
  • Exterior Temperature Display located in radio display
  • External memory Chevrolet Infotainment 3 external memory control
  • Fenders Black fender flares
  • First-row windows Power first-row windows
  • Floor coverage Full floor coverage
  • Floor covering
  • Floor covering Full carpet floor covering
  • Floor mats
  • Floor mats Rubber front and rear floor mats
  • Folding door mirrors Manual folding door mirrors
  • Folding rear seats 60-40 folding rear seats
  • Four Wheel Drive
  • Four wheel drive
  • Frame
  • Front anti-roll Front anti-roll bar
  • Front head restraint control Manual front seat head restraint control
  • Front head restraints Height adjustable front seat head restraints
  • Front impact airbag driver Driver front impact airbag
  • Front impact airbag passenger Passenger front impact airbag
  • Front reading lights
  • Front seat type Split-bench front seat
  • Front seat upholstery Cloth front seat upholstery
  • Front seatback upholstery Plastic front seatback upholstery
  • Front side impact airbag driver Seat mounted side impact driver airbag
  • Front side impact airbag passenger Seat mounted side impact front passenger …
  • Fuel Type Diesel
  • GVWR
  • Gearshifter material Urethane gear shifter material
  • Glass
  • Glove box Locking glove box
  • Grille (Chrome front grille bar with CHEVROLET. Includes molded in color Bla…
  • Grille style Grille with chrome bar
  • Handsfree Bluetooth handsfree wireless device connectivity
  • Headlamps
  • Headlight type Reflector headlights
  • Headlights Halogen headlights
  • Headlights on reminder
  • Headliner coverage Full headliner coverage
  • Headliner material Cloth headliner material
  • Heated Seats
  • Heated door mirrors Heated driver and passenger side door mirrors
  • High mount stop light High mounted center stop light
  • Hill start assist
  • Hitch Guidance (Deleted with (ZW9) pickup bed delete.)
  • Ignition Compression ignition system
  • Illuminated entry
  • Immobilizer
  • Inclinometer
  • Instrument cluster 6-gauge cluster featuring speedometer
  • Instrumentation display Analog instrumentation display
  • Interior accents Chrome interior accents
  • Interior courtesy lights Fade interior courtesy lights
  • Internet access 4G LTE Wi-Fi Hotspot capable mobile hotspot internet access
  • Internet radio capability
  • Key in vehicle warning
  • Keyfob keyless entry
  • Keyless Entry
  • Lamps
  • Lock-up transmission
  • Locking hub control Auto locking hub control
  • Low level warnings Low level warning for oil, coolant, fuel, washer fluid, b…
  • Low tire pressure warning Tire specific low air pressure warning
  • Maintenance warranty 12 month/unlimited
  • Manual driver seat controls Driver seat manual reclining and fore/aft contro…
  • Manual passenger seat controls Passenger seat manual reclining and fore/aft …
  • Mirror
  • Mirror caps
  • Mirrors
  • Moldings
  • Multiple headlights Multiple enclosed headlights
  • Number of airbags 6 airbags
  • Number of beverage holders 4 beverage holders
  • Number of doors 4 doors
  • Number of first-row screens 2 total number of 1st row displays
  • Occupancy sensor Airbag occupancy sensor
  • Oil pressure gauge
  • Oil pressure warning
  • OnStar and Chevrolet connected services capable (Terms and limitations apply…
  • One-touch down window Front and rear one-touch down windows
  • One-touch up window Driver one-touch up window
  • Overdrive transmission
  • Overhead airbags Curtain first and second-row overhead airbags
  • Overhead console Mini overhead console
  • Paint Non-metallic paint
  • Panel insert Metal-look instrument panel insert
  • Passenger doors rear left Conventional left rear passenger door
  • Passenger doors rear right Conventional right rear passenger door
  • Passenger seat direction Front passenger seat with 4-way directional control…
  • Perimeter approach lighting Remote activated perimeter approach lighting
  • Power outlet
  • Powertrain type ICE
  • Powertrain warranty 60 month/60,000 miles
  • Premium Sound System
  • Primary display size 8 inch primary display
  • Primary display touchscreen Primary monitor touchscreen
  • Radiator
  • Radio AM/FM/satellite prep
  • Rear Seat Reminder (Requires Crew Cab or Double Cab model.)
  • Rear Springs Regular grade rear springs
  • Rear Vision Camera (Deleted with (ZW9) pickup bed delete.)
  • Rear axle
  • Rear bumper step CornerStep rear bumper step
  • Rear camera Hitch View rear mounted camera
  • Rear cargo door Tailgate
  • Rear head restraint control 2 rear seat head restraints
  • Rear head restraint control Manual rear seat head restraint control
  • Rear head restraints Height adjustable rear seat head restraints
  • Rear locking differential Automatic rear locking differential
  • Rear reading lights
  • Rear seat check warning
  • Rear seat direction Front facing rear seat
  • Rear seat folding position Fold-up rear seat cushion
  • Rear seat upholstery Cloth rear seat upholstery
  • Rear seatback upholstery Carpet rear seatback upholstery
  • Rear seats Split-bench rear seat
  • Rear seats fixed or removable Fixed rear seats
  • Rear under seat ducts Rear under seat climate control ducts
  • Rear windshield Fixed rear windshield
  • Recovery hooks
  • Remote Keyless Entry with 2 transmitters
  • Remote panic alarm
  • Restricted driving mode/alerts Teen Driver restricted driving mode/alerts
  • Roadside warranty 60 month/60,000 miles
  • Running lights Daytime running lights
  • Seat
  • Seat adjuster
  • Seatback storage pockets 2 seatback storage pockets
  • Seatbelt pretensioners Front seatbelt pretensioners
  • Seatbelt pretensioners number 2 seatbelt pre-tensioners
  • Seating capacity 6
  • Seats
  • Second-row windows Power second-row windows
  • Seek scan
  • Selectable mode transmission Tow/Haul Mode selectable mode transmission
  • Sequential shift control
  • Service interval warning Service interval indicator
  • Shock absorbers Gas-pressurized shock absorbers
  • Smart device integration Apple CarPlay/Android Auto smart device mirroring
  • Spare tire Full-size spare tire with steel wheel
  • Spare tire location Crank-down spare tire
  • Speakers Standard grade speakers
  • Speakers number 6 speakers
  • Special paint Monotone paint
  • Speedometer Redundant digital speedometer
  • Split front seats 40-20-40 split-bench front seat
  • Springs front Front torsion springs
  • Springs rear Rear leaf springs
  • StabiliTrak stability control system with Proactive Roll Avoidance and tract…
  • Stability Control
  • Steering
  • Steering Hydraulic power-assist steering system
  • Steering column
  • Steering mounted audio control Steering wheel mounted audio controls
  • Steering type Re-circulating ball steering
  • Steering wheel
  • Steering wheel audio controls
  • Steering wheel material Urethane steering wheel
  • Steering wheel tilt Manual tilting steering wheel
  • Suspension Package
  • Suspension Standard ride suspension
  • Suspension ride type front Independent front suspension
  • Suspension ride type rear Rigid axle rear suspension
  • Suspension type front Short and long arm front suspension
  • Suspension type rear Leaf spring rear suspension
  • Tachometer
  • Tailgate
  • Tailgate and bed rail protection cap
  • Tailgate control Manual tailgate/rear door lock
  • Taillamps with incandescent tail
  • Tailpipe Stainless steel single exhaust
  • Teen Driver a configurable feature that lets you activate customizable vehic…
  • Temperature display Exterior temperature display
  • Tinted windows Deep tinted windows
  • Tire
  • Tire Pressure Monitoring System with Tire Fill Alert (does not apply to spar…
  • Tire carrier lock keyed cylinder lock that utilizes same key as ignition and…
  • Tire pressure Tire Fill Alert tire pressure fill assist
  • Tires
  • Tires LT265/70QR17 AT BSW front and rear tires
  • Tires LT275/65SR20 AT BSW front and rear tires
  • Tires LT275/70SR18 AT BSW front and rear tires
  • Tow Hooks
  • Tow hooks front 2 front tow hooks
  • Towing brake controller Trailer brake controller
  • Towing class Class IV tow rating
  • Towing hitch Trailer hitch
  • Towing trailer sway Trailer sway control
  • Towing wiring harness Trailer wiring harness
  • Traction Control
  • Traction control All-speed ABS and driveline traction control
  • Trailer Hitch
  • Trailer brake controller
  • Trailering Information Label provides max trailer ratings for tongue weight
  • Trailering Package includes trailer hitch
  • Transfer case
  • Transfer case Electronic transfer case shift
  • Transmission
  • Transmission Allison 10-speed automatic
  • Transmission Type Automatic
  • Transmission electronic control
  • Transmission fluid temperature warning Transmission fluid temp warning
  • Transmission oil cooler
  • Trip computer
  • Trip odometer
  • Turbocharged
  • Turn signal in door mirrors Turn signal indicator in door mirrors
  • Turn signal warning Turn signal on warning
  • USB Port
  • USB ports
  • USB ports 2 USB ports
  • Variable panel light Variable instrument panel light
  • Vehicle and trailer reverse assist Trailering Assist Guidelines vehicle and …
  • Vehicle to trailer hitching assist Hitch Guidance vehicle to trailer hitchin…
  • Ventilated brakes Front and rear ventilated disc brakes
  • Visor driver mirror Driver visor mirror
  • Visor illuminated driver mirror Illuminated driver visor mirror
  • Visor illuminated passenger mirror Illuminated passenger visor mirror
  • Visor passenger mirror Passenger visor mirror
  • Voice activated audio Voice activated audio controls
  • Voltmeter
  • WIFI Hotspot
  • Wheel covers Wheel hub covers
  • Wheels
  • Wheels 17 x 7.5-inch front and rear silver steel wheels
  • Wheels 18 x 8-inch front and rear machined w/painted accents aluminum wheels…
  • Wheels 20 x 8.5-inch front and rear machined w/painted accents aluminum whee…
  • Window
  • Window Trim Black side window trim
  • Windows
  • Winter Grille Cover
  • Wipers Variable intermittent front windshield wipers
  • Wireless streaming Bluetooth wireless audio streaming

Vehicle history by CARFAX

Accidents or damage
At least 1 accident or damage reported
1-owner vehicle
No
Personal use only
Yes
Open recall
At least 1 open recall reported
The vehicle history information is supplied by third parties. Cars.com and the Seller are not responsible for the accuracy of such information. Cars.com provides this service and materials without representations or warranties of any kind, either expressed or implied. Please see Cars.com Terms and Conditions for further information.

Seller’s info

Silver Star Motors

(144 reviews)
4610 E Hwy 287, Midlothian, TX 76065

Seller’s notes about this car

2020 Chevrolet Silverado 2500HD LT 3/4 Ton Crew Cab 4 wheel drive Short bed Texas owner. This beast is powered by a 6.6 liter V8 Duramax turbo diesel engine, accompanied by an Allison 6 speed automatic transmission and patented four-wheel drive system. This is a super nice local truck. This is a clean truck! This truck rides and drives fantastic and it’s loaded. This powerful diesel runs strong, the Allison transmission is solid. Besides running fantastic it’s good looking too. LT package, Premium leather heated seats, power windows, power locks, power tow mirrors, Premium sound system, reverse camera, tow package, spray in bed liner, chrome front and rear bumpers, ice cold AC, cruise control, tilt wheel, premium 20 alloy wheels with brand new A/T tires, keyless entry, remote start and much more. Buy this truck with confidence! It’s as good as it looks, and it is very nice! Plus this truck is Carfax certified, and qualifies for the Carfax buy back guarantee. This is an outstanding vehicle! Buy with confidence and save thousands!!! Please Call us with any questions. We have financing available, please go to www.texassilverstarmotors.com and click on the financing link, not all vehicles will qualify, depending on year and miles. Ask us about extended warranties, we have very competitive pricing and great coverage options. We can assist you with reliable shipping to your home or complementary Airport Pick Up at DFW International Airport or Dallas Love Field!

Matt @ 214-903-3609, Para Espanol contactar Blanca @ 972-351-2840.
Call us toll free! 888-671-3012

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Consumer reviews

See what others are saying about the 2020 Chevrolet Silverado 2500.
(23 reviews)
Rating breakdown (out of 5):
  • Comfort 4.5
  • Interior 4.3
  • Performance 4.6
  • Value 4.4
  • Exterior 4.5
  • Reliability 4.5

Most recent consumer reviews

I’ve always been a Gm fan and always owned Silverado’s .

I’ve always been a Gm fan and always owned Silverado’s . After buying a 2020 Chevy Silverado 2500 6.6 v8 gas truck I will never buy another Silverado again. I have a few complaints. The brakes always squeak , the ac blows cool, the truck is under powered and it takes a lot of effort to stop this huge truck . You will think how long Gm has been making vehicles the will get it right . Unfortunately the took a step backwards. They tried to make the truck look like a ford with a goofy grill. When I tow my 8000 pound toy hauler this truck struggles to stay at 65 and the worst is the temperature gauge hangs out over half even in colder climates. I will never buy another Gm truck again . I’ll take my chances with a Ram Cummins.

Rating breakdown (out of 5):
  • Comfort 3.0
  • Interior 2.0
  • Performance 2.0
  • Value 3.0
  • Exterior 3.0
  • Reliability 4.0
  • Does not recommend this car
0 people out of 3 found this review helpful. Did you?
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Deff tanks take the cake. Junk

Don't buy a new 2020 2500hd diesel endless you want nothing but problems. First can't ploww with it without wind deflectors on plow so you get air to tranny cooler. Second the heater in the deff tank get much current and burn up. Guess what 2 month backorder on parts so truck sits and they chew through deff fluid I used half a tank of deff for 1 night plowing. Chevynfix the issues

Rating breakdown (out of 5):
  • Comfort 3.0
  • Interior 3.0
  • Performance 5.0
  • Value 2.0
  • Exterior 3.0
  • Reliability 2.0
  • Purchased a New car
  • Used for Transporting family
  • Does not recommend this car
10 people out of 19 found this review helpful. Did you?
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love my Truck

It exceeds my needs. I tow two horse trailer fully loaded maybe 8000 lbs but it has never felt like I had anything behind it. it breaks well and handles like a dream for truck. Love the extras like cooling seats and exhaust breakn ever been happier with a truck. I am sure I can haul a living quarters 3 horse gn with it

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 4.0
  • Purchased a Used car
  • Used for Towing
  • Does recommend this car
3 people out of 3 found this review helpful. Did you?
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See all 23 consumer reviews

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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