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Basics

Exterior color
Autumn Metallic
Interior color
Jet Black
Drivetrain
All-wheel Drive
MPG
22–29

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.

Fuel type
Gasoline
Transmission
Automatic
Engine
2L I-4 gasoline direct injection, DOHC, variable valve control,
VIN
1GYFZDR41MF046172
Stock #
U01338
Mileage
51,909 mi.

Features

Convenience
  • Heated Seats
  • Heated Steering Wheel
  • Keyless Entry
  • Keyless Start
  • Navigation System
  • Power Folding Mirrors
  • Power Liftgate
  • Remote Start
Entertainment
  • Android Auto®
  • Apple CarPlay®
  • Bluetooth®
  • HomeLink
  • Satellite Radio
  • USB Port
  • WiFi Hotspot
Exterior
  • Alloy Wheels
  • Sunroof/Moonroof
Safety
  • Automatic Emergency Braking
  • Backup Camera
  • Blind Spot Monitor
  • Brake Assist
  • LED Headlights
  • Lane Departure Warning
  • Rain Sensing Wipers
  • Rear Cross Traffic Alert
  • Stability Control
Seating
  • Leather Seats
  • Memory Seat
Additional popular features:
parking distance sensors, dynamic steering, collision warning system, parking assistance
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • 12V power outlets 4 12V power outlets
  • 2.0L Turbo I4 SIDI Engine
  • 3-point seatbelt Rear seat center 3-point seatbelt
  • 4-Wheel Disc Brakes
  • 4WD type Automatic full-time AWD
  • A/C
  • ABS
  • ABS Brakes 4-wheel antilock (ABS) brakes
  • ABS Brakes Four channel ABS brakes
  • AM/FM Stereo
  • AUTUMN METALLIC
  • AXLE 3.47 RATIO
  • Accessory power Retained accessory power
  • Adjustable Steering Wheel
  • Air conditioning Yes
  • All Wheel Drive
  • All-in-one key All-in-one remote fob and ignition key
  • Alternator Type Alternator
  • Aluminum Wheels
  • Ambient lighting
  • Amplifier
  • Android Auto
  • Antenna Integrated roof audio antenna
  • Apple CarPlay
  • Armrests front center Front seat center armrest
  • Armrests rear Rear seat center armrest
  • Audio theft deterrent Audio system theft deterrent
  • Auto door locks Auto-locking doors
  • Auto headlights Twilight Sentinel auto on/off headlight control
  • Auto high-beam headlights IntelliBeam auto high-beam headlights
  • Auto-Dimming Rearview Mirror
  • Auto-dimming door mirror driver Auto-dimming driver side mirror
  • Automatic Emergency Braking
  • Automatic Headlights
  • Aux input jack Auxiliary input jack
  • Auxiliary Audio Input
  • Back-Up Camera
  • Backup Camera
  • Basic warranty 48 month/50,000 miles
  • Battery charge warning
  • Battery run down protection
  • Battery type Lead acid battery
  • Beverage holders Front beverage holders
  • Beverage holders rear Rear beverage holders
  • Blind Spot Monitor
  • Blind spot Lane Change Alert with Side Blind Zone Alert blind spot warning
  • Bluetooth Connection
  • Body panels Galvanized steel/aluminum body panels with side impact beams
  • Bodyside cladding Black bodyside cladding
  • Bodyside insert Metal-look bodyside insert
  • Brake Assist
  • Brake assist system
  • Brake type 4-wheel disc brakes
  • Bucket Seats
  • Bulb warning Bulb failure warning
  • Bumper rub strip front Metal-look front bumper rub strip
  • Bumper rub strip rear Metal-look rear bumper rub strip
  • Bumpers front Body-colored front bumper
  • Bumpers rear Body-colored rear bumper
  • CADILLAC USER EXPERIENCE AM/FM STEREO with 8' diagonal color information d…
  • COLD WEATHER PACKAGE includes (KA1) heated driver and front passenger seats…
  • Cabin air filter
  • Capless fuel filler
  • Cargo Shade
  • Cargo access Proximity cargo area access release
  • Cargo cover Rigid cargo cover
  • Cargo floor type Carpet cargo area floor
  • Cargo light Cargo area light
  • Cargo mats Vinyl/rubber cargo mat
  • Cargo tie downs Cargo area tie downs
  • Child Safety Locks
  • Child door locks Manual rear child safety door locks
  • Climate Control
  • Climate control Automatic climate control
  • Clock In-radio display clock
  • Compass
  • Compressor Intercooled turbo
  • Concealed cargo storage Cargo area concealed storage
  • Configurable instrumentation gauges
  • Console insert material Leatherette and metal-look console insert
  • Corrosion perforation warranty 72 month/unlimited
  • Cross-Traffic Alert
  • Cruise Control
  • Cruise control Cruise control with steering wheel mounted controls
  • Cylinder head material Aluminum cylinder head
  • DRIVER AWARENESS PACKAGE includes (UE4) Following Distance Indicator (UHX)…
  • Dashboard material Leatherette upholstered dashboard
  • Day/Night rearview mirror
  • Daytime Running Lights
  • Delay off headlights Delay-off headlights
  • Distance alert Following Distance Indicator
  • Door ajar warning Rear cargo area ajar warning
  • Door bins front Driver and passenger door bins
  • Door bins rear Rear door bins
  • Door handle material Chrome door handles
  • Door locks Power door locks with 2 stage unlocking
  • Door mirror style Body-colored door mirrors
  • Door mirror type Standard style side mirrors
  • Door mirror with tilt-down in reverse Power driver and passenger door mirror…
  • Door panel insert Aluminum door panel insert
  • Door trim insert Leatherette door trim insert
  • Drive type All-wheel drive
  • Driver Adjustable Lumbar
  • Driver Air Bag
  • Driver Awareness Package
  • Driver Illuminated Vanity Mirror
  • Driver Restriction Features
  • Driver Vanity Mirror
  • Driver foot rest
  • Driver information center
  • Driver lumbar Driver seat with 2-way power lumbar
  • Driver seat direction Driver seat with 8-way directional controls
  • Driver selectable steering effort
  • Drivetrain selectable Driver selectable drivetrain mode
  • Dual Climate Control
  • Dual-zone front climate control
  • ENGINE 2.0L TURBO 4-CYLINDER SIDI (237 hp [177 kW] @ 5000 rpm 258 lb-ft…
  • Electronic parking brake
  • Electronic stability control StabiliTrak electronic stability control system…
  • Emergency SOS OnStar and Cadillac connected services capable vehicle integra…
  • Emissions LEV3-SULEV30 emissions
  • Emissions tiers Tier 3 Bin 30 emissions
  • Engine 2L I-4 gasoline direct injection, DOHC, variable valve control, inter…
  • Engine Cylinders I4
  • Engine Location Front mounted engine
  • Engine Mounting direction Transverse mounted engine
  • Engine block material Aluminum engine block
  • Engine temperature warning
  • Engine/electric motor temperature gage
  • Equalizer Automatic audio equalizer
  • External memory Cadillac CUE external memory control
  • FOLLOWING DISTANCE INDICATOR
  • First-row sunroof First and second-row sliding and tilting glass sunroof wit…
  • First-row windows Power first-row windows
  • Floor Mats
  • Floor console Full floor console
  • Floor console storage Covered floor console storage
  • Floor coverage Full floor coverage
  • Floor covering Full carpet floor covering
  • Floor mats Carpet front and rear floor mats
  • Fob engine controls Smart key with hands-free access and push button start
  • Fob remote vehicle controls Adaptive Remote Start smart device and keyfob en…
  • Fob window controls Keyfob window control
  • Folding door mirrors Power folding door mirrors
  • Folding rear seats 60-40 folding rear seats
  • Forward collision warning Enhanced Automatic Emergency Braking forward colli…
  • Front Collision Mitigation
  • Front Collision Warning
  • Front Head Air Bag
  • Front Side Air Bag
  • Front anti-roll Front anti-roll bar
  • Front head restraint control Manual front seat head restraint control
  • Front head restraints Height adjustable front seat head restraints
  • Front impact airbag driver Driver front impact airbag
  • Front impact airbag passenger Passenger front impact airbag
  • Front passenger lumbar Front passenger seat with 2-way power lumbar
  • Front reading lights
  • Front seat upholstery Leather front seat upholstery
  • Front seatback upholstery Plastic front seatback upholstery
  • Front side impact airbag driver Seat mounted side impact driver airbag
  • Front side impact airbag passenger Seat mounted side impact front passenger …
  • Fuel Type Premium Unleaded
  • Garage door opener
  • Gearshifter material Leather and piano black gear shifter material
  • Glove box Illuminated locking glove box
  • Grille style Chrome grille
  • HD Radio
  • Hands-Free Liftgate
  • Handsfree Bluetooth handsfree wireless device connectivity
  • Headlight type Projector beam headlights
  • Headlights LED low and high beam headlights
  • Headlights on reminder
  • Headliner coverage Full headliner coverage
  • Headliner material Cloth headliner material
  • Heated Mirrors
  • Heated Seats
  • Heated Steering Wheel
  • Heated door mirrors Heated driver and passenger side door mirrors
  • Heated front seats Heated driver and front passenger seats
  • Heated rear seats
  • Heated steering wheel
  • Height adjustable seatbelts Front height adjustable seatbelts
  • High mount stop light High mounted center stop light
  • Hill start assist
  • INTELLIBEAM AUTO HIGH BEAM CONTROL
  • Ignition Spark ignition system
  • Illuminated entry
  • Illuminated glove box
  • Illuminated ignition switch
  • Immobilizer
  • Instrumentation display Digital/analog instrumentation display
  • Integrated Turn Signal Mirrors
  • Interior accents Metal-look interior accents
  • Interior courtesy lights Fade interior courtesy lights
  • Intermittent Wipers
  • Internet access 4G LTE Wi-Fi Hotspot capable mobile hotspot internet access
  • JET BLACK LEATHER SEATING SURFACES (With Diamond Cut genuine aluminum trim…
  • Key in vehicle warning
  • Keyfob cargo controls Keyfob trunk control
  • Keyfob door locks Keyfob activated door locks
  • Keyless Entry
  • Keyless Start
  • Knee airbag Driver and passenger side knee airbag
  • LANE KEEP ASSIST WITH LANE DEPARTURE WARNING
  • LED brake lights
  • LICENSE PLATE BRACKET FRONT
  • LPO ALL-WEATHER FLOOR LINER FRONT AND REAR
  • LPO CARGO LINER
  • LPO FLOOR LINER PROTECTION PACKAGE includes (RIA) All-weather floor liner …
  • Laminated window Laminated side window glass
  • Lane Departure Warning
  • Lane departure Lane Keep Assist with Lane Departure Warning
  • Leather Seats
  • License plate front bracket Front license plate bracket
  • Limited Slip Center Differential
  • Limited slip differential Electro-mechanical limited slip differential
  • Lock-up transmission
  • Locking hub control Permanent locking hub control
  • Low level warnings Low level warning for oil, coolant, fuel, washer fluid an…
  • Low tire pressure warning Tire specific low air pressure warning
  • MP3 Capability
  • Maintenance warranty 12 month/unlimited
  • Memory Seat
  • Memory settings Memory settings include: door mirrors and steering wheel
  • Mirror Memory
  • Mobile app access
  • Multi-Zone A/C
  • Noise cancellation Active noise cancellation
  • Number of airbags 8 airbags
  • Number of beverage holders 6 beverage holders
  • Number of door entry light(s) 4 door entry light(s)
  • Number of doors 4 doors
  • Number of first-row screens 2 total number of 1st row displays
  • Number of memory settings 2 memory settings
  • Occupancy sensor Airbag occupancy sensor
  • Oil pressure warning
  • One-touch down window Front and rear one-touch down windows
  • One-touch up window Driver and passenger one-touch up windows
  • Overdrive transmission
  • Overhead airbags Curtain first and second-row overhead airbags
  • Overhead console Mini overhead console
  • Overhead console storage
  • PREMIUM LUXURY PREFERRED EQUIPMENT GROUP includes standard equipment
  • Paint Metallic paint
  • Panel insert Aluminum instrument panel insert
  • Parking sensors Front and Rear Park Assist front and rear parking sensors
  • Passenger Adjustable Lumbar
  • Passenger Air Bag
  • Passenger Air Bag Sensor
  • Passenger Illuminated Visor Mirror
  • Passenger Vanity Mirror
  • Passenger doors rear left Conventional left rear passenger door
  • Passenger doors rear right Conventional right rear passenger door
  • Passenger seat direction Front passenger seat with 6-way directional control…
  • Pedestrian detection Front Pedestrian Braking
  • Perimeter approach lighting Remote activated perimeter approach lighting
  • Power Door Locks
  • Power Driver Seat
  • Power Folding Mirrors
  • Power Liftgate
  • Power Mirror(s)
  • Power Passenger Seat
  • Power Steering
  • Power Windows
  • Power driver seat controls Driver seat power reclining, lumbar support, cush…
  • Power passenger seat controls Passenger seat power reclining, lumbar support…
  • Powertrain type ICE
  • Powertrain warranty 72 month/70,000 miles
  • Primary display size 8 inch primary display
  • Primary display touchscreen Primary monitor touchscreen
  • RDS Radio data system (RDS)
  • Radiator
  • Radio AM/FM/digital/SiriusXMsatellite
  • Rain Sensing Front Wipers
  • Rain Sensing Wipers
  • Rain detecting wipers Rainsense rain detecting wipers
  • Real time traffic Real-time traffic
  • Rear Bench Seat
  • Rear Collision Mitigation
  • Rear Cross Traffic Alert
  • Rear Defrost
  • Rear Head Air Bag
  • Rear Parking Aid
  • Rear Spoiler
  • Rear Springs Regular grade rear springs
  • Rear anti-roll Rear anti-roll bar
  • Rear bench seats Rear bench seat
  • Rear camera Rear camera with washer
  • Rear cargo door Power liftgate rear cargo door
  • Rear collision warning Reverse Automatic Braking collision mitigation
  • Rear console climate control ducts
  • Rear head restraint control 3 rear seat head restraints
  • Rear head restraint control Manual rear seat head restraint control
  • Rear head restraints Foldable rear seat head restraints
  • Rear reading lights
  • Rear seat check warning Rear Seat Reminder rear seat check warning
  • Rear seat direction Front facing rear seat
  • Rear seat folding position Fold forward rear seatback
  • Rear seat upholstery Leather rear seat upholstery
  • Rear seatback upholstery Carpet rear seatback upholstery
  • Rear seats fixed or removable Fixed rear seats
  • Rear under seat ducts Rear under seat climate control ducts
  • Rear window defroster
  • Rear window trim Black rear window trim
  • Rear windshield Fixed rear windshield
  • Rear windshield wipers Fixed interval rear windshield wipers
  • Rearview mirror Auto-dimming rear view mirror
  • Remote Engine Start
  • Remote Trunk Release
  • Remote panic alarm
  • Requires Subscription
  • Restricted driving mode Teen Driver restricted driving mode
  • Roadside warranty 72 month/70,000 miles
  • Roof rails
  • Running lights LED daytime running lights
  • SEATS FRONT BUCKET (STD)
  • SEATS HEATED DRIVER AND FRONT PASSENGER
  • SEATS HEATED REAR OUTBOARD SEATING POSITIONS
  • STEERING WHEEL HEATED AUTOMATIC
  • SUNROOF POWER DUAL PANEL GLASS TILT/SLIDING
  • Satellite Radio
  • Satellite trial 3 month satellite trial subscription
  • Seat Memory
  • Seatback storage pockets 2 seatback storage pockets
  • Seatbelt pretensioners Front seatbelt pretensioners
  • Seatbelt pretensioners number 2 seatbelt pre-tensioners
  • Seating capacity 5
  • Second-row windows Power second-row windows
  • Security System
  • Security system
  • Seek scan
  • Selectable mode transmission
  • Sequential shift control Sequential shift with steering wheel controls
  • Service interval warning Service interval indicator
  • Shock absorbers Gas-pressurized shock absorbers
  • Shutters Active grille shutters
  • Smart Device Integration
  • Smart device integration Apple CarPlay/Android Auto smart device wireless mi…
  • Spare tire Compact spare tire
  • Spare tire Compact spare tire with steel wheel
  • Speakers Standard grade speakers
  • Speakers number 7 speakers
  • Special paint Monotone paint
  • Speed sensitive steering Speed sensitive power steering
  • Speed sensitive volume
  • Speedometer Redundant digital speedometer
  • Split front seats Bucket front seats
  • Spoiler Rear lip spoiler
  • Springs front Front coil springs
  • Springs rear Rear coil springs
  • Stability Control
  • Start-stop engine Auto stop-start engine
  • Steering Electric power-assist steering system
  • Steering mounted audio control Steering wheel mounted audio controls
  • Steering type Rack-pinion steering
  • Steering type number of wheels 2-wheel steering system
  • Steering wheel material Leather steering wheel
  • Steering wheel telescopic Manual telescopic steering wheel
  • Steering wheel tilt Power tilting steering wheel
  • Sunroof/Moonroof
  • Suspension Standard ride suspension
  • Suspension ride type front Independent front suspension
  • Suspension ride type rear Independent rear suspension
  • Suspension type front Strut front suspension
  • Suspension type rear Multi-link rear suspension
  • TIRE SPARE T145/70R17
  • TIRES P235/60R18 ALL-SEASON (STD)
  • TOOL KIT ROAD EMERGENCY
  • TRANSMISSION 9-SPEED AUTOMATIC electronically-controlled (STD)
  • Tachometer
  • Tailgate control Tailgate/power door lock
  • Tailpipe Stainless steel quasi-dual exhaust with chrome tailpipe finisher
  • Telematics
  • Temperature display Exterior temperature display
  • Third-row windows Fixed third-row windows
  • Tinted windows Deep tinted windows
  • Tire Pressure Monitor
  • Tire mobility kit
  • Tire pressure Tire Fill Alert tire pressure fill assist
  • Tires - Front All-Season
  • Tires - Rear All-Season
  • Tires P245/45HR20 AS BSW front and rear tires
  • Tool kit
  • Towing trailer sway Trailer sway control
  • Traction Control
  • Traction control All-speed ABS and driveline traction control
  • Transfer case Electronic transfer case shift
  • Transmission 9-speed automatic
  • Transmission Type Automatic
  • Transmission electronic control
  • Transmission fluid temperature warning Transmission fluid temp warning
  • Transmission oil cooler
  • Trip computer
  • Trip odometer
  • Trunk hatch Trunk/hatch auto-latching
  • Trunk lid trim Plastic trunk lid trim
  • Turbocharged
  • Turn signal in door mirrors Turn signal indicator in door mirrors
  • Turn signal warning Turn signal on warning
  • Turn-by-turn nav OnStar Turn-by-Turn Navigation
  • USB Port
  • USB ports 4 USB ports
  • Universal Garage Door Opener
  • Valet key
  • Variable Speed Intermittent Wipers
  • Variable panel light Variable instrument panel light
  • Vehicle tracker Vehicle tracker with vehicle slowdown
  • Ventilated brakes Front and rear ventilated disc brakes
  • Visor driver mirror Driver visor mirror
  • Visor illuminated driver mirror Illuminated driver visor mirror
  • Visor illuminated passenger mirror Illuminated passenger visor mirror
  • Visor passenger mirror Passenger visor mirror
  • Voice activated audio Cadillac CUE voice activated audio controls
  • Voltmeter
  • WHEEL 17' (43.2 CM) STEEL SPARE
  • WHEELS 18' (45.7 CM) 10-SPOKE ALLOY with Pearl Nickel finish (STD)
  • WIFI Hotspot
  • Wheel well trim Body-colored wheel well trim
  • Wheels 20 x 8.5-inch front and rear black aluminum wheels
  • Wheels 20 x 8.5-inch front and rear gray aluminum wheels
  • Wheels 20 x 8.5-inch front and rear machined w/painted accents aluminum whee…
  • Wheels 20 x 8.5-inch front and rear polished aluminum wheels
  • WiFi Hotspot
  • Window Trim Aluminum side window trim
  • Wipers Variable intermittent front windshield wipers
  • Wireless streaming Bluetooth wireless audio streaming

Vehicle history by CARFAX

Accidents or damage
At least 1 accident or damage reported
1-owner vehicle
Yes
Personal use only
Yes
The vehicle history information is supplied by third parties. Cars.com and the Seller are not responsible for the accuracy of such information. Cars.com provides this service and materials without representations or warranties of any kind, either expressed or implied. Please see Cars.com Terms and Conditions for further information.

Seller’s info

Twins Chrysler Dodge Jeep Ram

(56 reviews)
311 N Main St., Wayland, MI 49348

Seller’s notes about this car

Twins Chrysler Dodge Jeep Ram is proud to offer all new vehicles at ZERO MARKUP to our customers! All new vehicles are priced at or below our cost! Browse We also offer a wide selection of excellent, used vehicles. With our no haggle pricing policy you can be sure you're getting the best deal possible on every car - as they are already discounted thousands below market value! Buying a vehicle from us is easy. You can purchase the vehicle by paying cash or let our experienced business managers get you the best rate through our lending partners. We make banks compete for your business to get you the best rate! Some of our lending partners include Capital One, Wells Fargo, Ally Financial, Bank of America, TD Bank, Associated Bank, Chrysler Capital, Santander, 5th/3rd, Michigan State University FCU, Lake Trust Credit Union, US Bank and more! Visit our website to fill out an application for a quick and easy approval. Thank you for considering Twins Chrysler Dodge Jeep Ram for your next vehicle purchase. Please call to confirm all vehicle information, features, and availability. We strive to describe our cars as truthfully as possible but sometimes mistakes do happen.DisclaimerTHE DEALER PRICE LISTED DOES NOT INCLUDE TAX (TAX RATE VARIES DEPENDING ON STATE, CITY, & COUNTY), TITLE, TAG, DOCUMENTATION FEES, GOLDEN PLAINS ENVIRONMENTAL PAINT AND INTERIOR PROTECTION WITH LOJACK ANTI-THEFT ($1,498). FOR ADDITIONAL INFORMATION AND A COMPLETE BREAKDOWN OF FEES, TAXES AND PAYMENTS, VISIT: OUR WEBSITE AT: https://twinscdjr.com, LOCATE YOUR DESIRED VEHICLE AND CLICK ON PAYMENTS/OUT THE DOOR NUMBERS.

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Price history

Listed 136 days ago.
$1,800 total price reduction!
3/16/25 Listed $24,000
4/04/25 -$100 $23,900
5/01/25 -$400 $23,500
6/06/25 -$500 $23,000
6/17/25 -$400 $22,600
7/14/25 -$400 $22,200
Total price amount is based on price change information provided by the seller.

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Consumer reviews

See what others are saying about the 2021 Cadillac XT4.
(8 reviews)
Rating breakdown (out of 5):
  • Comfort 4.8
  • Interior 4.6
  • Performance 4.2
  • Value 4.1
  • Exterior 5.0
  • Reliability 4.5

Most recent consumer reviews

The Cadillac XT4 Is a good SUV,it just falls a little

The Cadillac XT4 Is a good SUV,it just falls a little short in some categories that could make it great.A little better performance.better quaity interior pieces and some reliably issues.

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 4.0
  • Performance 4.0
  • Value 4.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a New car
  • Used for Transporting family
  • Does recommend this car
2 people out of 4 found this review helpful. Did you?
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At Least It's American

Greeted with several disappointments coming from an Audi. Regardless, my next vehicle will be another Cadillac or Lincoln. I my opinion the XT4 is the best looking compact suv.

Rating breakdown (out of 5):
  • Comfort 4.0
  • Interior 3.0
  • Performance 4.0
  • Value 2.0
  • Exterior 5.0
  • Reliability 3.0
  • Purchased a New car
  • Used for Having fun
  • Does recommend this car
11 people out of 14 found this review helpful. Did you?
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Compared to European competition it falls short.

This car is fun to own but it is very light & I feel it in its handling. I like it’s styling, interior & exterior & stereo.

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 4.0
  • Value 4.0
  • Exterior 5.0
  • Reliability 4.0
  • Purchased a New car
  • Used for Having fun
  • Does recommend this car
16 people out of 18 found this review helpful. Did you?
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See all 8 consumer reviews

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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