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Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox Photo of 2022 Iron Gray Metallic Chevrolet Equinox
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Car shopper resources

Basics

Exterior color
Iron Gray Metallic
Interior color
Jet Black
Drivetrain
Front-wheel Drive
MPG
26–31

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.

Fuel type
Gasoline
Transmission
Automatic
Engine
1.5L I-4 gasoline direct injection, DOHC, VVT variable valve con
VIN
3GNAXKEV0NS213246
Stock #
P10358A
Mileage
31,317 mi.

Features

Convenience
  • Keyless Entry
  • Keyless Start
  • Navigation System
Entertainment
  • Android Auto®
  • Apple CarPlay®
  • Bluetooth®
  • Premium Sound System
  • USB Port
  • WiFi Hotspot
Exterior
  • Alloy Wheels
Safety
  • Automatic Emergency Braking
  • Backup Camera
  • Brake Assist
  • LED Headlights
  • Lane Departure Warning
  • Stability Control
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • 1.5L Turbo DOHC 4-Cyl SIDI VVT Engine
  • 12V power outlets 2 12V power outlets
  • 17in Aluminum Wheels
  • 2 Rear USB Charging-Only Ports
  • 2 USB Ports & Auxiliary Input Jack
  • 2-Way Power Driver Lumbar Control Seat Adjuster
  • 3-point seatbelt Rear seat center 3-point seatbelt
  • 3.50 Final Drive Axle Ratio
  • 4-Wheel Disc Brakes
  • 6 Speaker Audio System Feature
  • 6 Speakers
  • 8-Way Power Driver Seat Adjuster
  • ABS Brakes 4-wheel antilock (ABS) brakes
  • ABS Brakes Four channel ABS brakes
  • ABS brakes
  • AM/FM radio: SiriusXM
  • Accessory power Retained accessory power
  • Air Conditioning
  • Air conditioning Yes
  • All-in-one key All-in-one remote fob and ignition key
  • Alloy wheels
  • Alternator Type Alternator
  • Android Auto
  • Antenna Integrated roof audio antenna
  • Apple CarPlay
  • Armrests front center Front seat center armrest
  • Armrests rear Rear seat center armrest
  • Auto High-beam Headlights
  • Auto door locks Auto-locking doors
  • Auto headlights Auto on/off headlight control
  • Auto high-beam headlights IntelliBeam auto high-beam headlights
  • Automatic Emergency Braking
  • Aux input jack Auxiliary input jack
  • Backup Camera
  • Basic warranty 36 month/36,000 miles
  • Battery charge warning
  • Battery run down protection
  • Battery type Lead acid battery
  • Beverage holders Front beverage holders
  • Beverage holders rear Rear beverage holders
  • Bluetooth For Phone
  • Body panels Fully galvanized steel body panels with side impact beams
  • Bodyside cladding Black bodyside cladding
  • Brake Assist
  • Brake assist
  • Brake assist system
  • Brake type 4-wheel disc brakes
  • Bumper insert Chrome rear bumper insert
  • Bumper rub strip rear Black rear bumper rub strip
  • Bumpers front Body-colored front bumper
  • Bumpers rear Body-colored rear bumper
  • Bumpers: body-color
  • Cabin air filter
  • Capless fuel filler
  • Cargo floor type Carpet cargo area floor
  • Cargo light Cargo area light
  • Child door locks Manual rear child safety door locks
  • Climate control Automatic climate control
  • Clock Digital clock
  • Compass
  • Compressor Intercooled turbo
  • Configurable instrumentation gauges
  • Corrosion perforation warranty 72 month/100,000 miles
  • Cruise control Cruise control with steering wheel mounted controls
  • Cylinder head material Aluminum cylinder head
  • Day/Night rearview mirror
  • Delay off headlights Delay-off headlights
  • Delay-off headlights
  • Distance alert Following Distance Indicator
  • Door ajar warning Rear cargo area ajar warning
  • Door bins front Driver and passenger door bins
  • Door bins rear Rear door bins
  • Door handle material Body-colored door handles
  • Door locks Power door locks with 2 stage unlocking
  • Door mirror style Body-colored door mirrors
  • Door mirror type Standard style side mirrors
  • Door mirrors Power door mirrors
  • Drive type Front-wheel drive
  • Driver door bin
  • Driver foot rest
  • Driver information center
  • Driver lumbar Driver seat with 2-way power lumbar
  • Driver seat direction Driver seat with 8-way directional controls
  • Driver vanity mirror
  • Dual front impact airbags
  • Dual front side impact airbags
  • Electronic Stability Control
  • Electronic parking brake
  • Electronic stability control StabiliTrak electronic stability control system…
  • Emergency SOS OnStar and Chevrolet connected services capable vehicle integr…
  • Emergency communication system: OnStar and Chevrolet connected services capa…
  • Emissions LEV3-SULEV30 emissions
  • Emissions tiers Tier 3 Bin 30 emissions
  • Engine 1.5L I-4 gasoline direct injection, DOHC, VVT variable valve control,…
  • Engine Cylinders I4
  • Engine Location Front mounted engine
  • Engine Mounting direction Transverse mounted engine
  • Engine block material Aluminum engine block
  • Engine temperature warning
  • Engine/electric motor temperature gage
  • External memory External memory control
  • First-row windows Power first-row windows
  • Floor console Full floor console
  • Floor console storage Covered floor console storage
  • Floor coverage Full floor coverage
  • Floor covering Full carpet floor covering
  • Floor mats Carpet front and rear floor mats
  • Fob engine controls Smart key with hands-free access and push button start
  • Folding door mirrors Manual folding door mirrors
  • Folding rear seats 60-40 folding rear seats
  • Forward collision warning Enhanced Automatic Emergency Braking forward colli…
  • Four wheel independent suspension
  • Front Bucket Seats
  • Front Center Armrest
  • Front Halogen Fog Lamps
  • Front Passenger 4-Way Manual Seat Adjuster
  • Front anti-roll Front anti-roll bar
  • Front anti-roll bar
  • Front beverage holders
  • Front head restraint control Manual front seat head restraint control
  • Front head restraints Height adjustable front seat head restraints
  • Front impact airbag driver Driver front impact airbag
  • Front impact airbag passenger Passenger front impact airbag
  • Front reading lights
  • Front seat upholstery Cloth front seat upholstery
  • Front seatback upholstery Cloth front seatback upholstery
  • Front side impact airbag driver Seat mounted side impact driver airbag
  • Front side impact airbag passenger Seat mounted side impact front passenger …
  • Fuel Type Regular Unleaded
  • Fully automatic headlights
  • Gearshifter material Chrome gear shifter material
  • Glove box Standard glove box
  • Grille style Black grille with chrome surround
  • Handsfree Bluetooth handsfree wireless device connectivity
  • Headlight type Projector beam headlights
  • Headlights LED low and high beam headlights
  • Headlights on reminder
  • Headliner coverage Full headliner coverage
  • Headliner material Cloth headliner material
  • Heated door mirrors
  • Heated door mirrors Heated driver and passenger side door mirrors
  • Heated wiper area Heated rear wiper park
  • Height adjustable seatbelts Front height adjustable seatbelts
  • High mount stop light High mounted center stop light
  • Hill start assist
  • Ignition Spark ignition system
  • Illuminated entry
  • Immobilizer
  • Instrumentation display Analog instrumentation display
  • Interior accents Chrome and metal-look interior accents
  • Interior courtesy lights Fade interior courtesy lights
  • Internet access Wi-Fi Hotspot capable mobile hotspot internet access
  • Key in vehicle warning
  • Keyfob cargo controls Keyfob trunk control
  • Keyfob door locks Keyfob activated door locks
  • Keyless Entry
  • Keyless Start
  • Lane Departure Warning
  • Lane departure Lane Keep Assist with Lane Departure Warning
  • Lock-up transmission
  • Low level warnings Low level warning for oil, coolant, fuel and brake fluid
  • Low tire pressure warning
  • Low tire pressure warning Tire specific low air pressure warning
  • Maintenance warranty 12 month/12,000 miles
  • Manual passenger seat controls Passenger seat manual reclining, fore/aft con…
  • Mobile app access
  • Noise cancellation Active noise cancellation
  • Number of airbags 6 airbags
  • Number of beverage holders 8 beverage holders
  • Number of door entry light(s) 2 door entry light(s)
  • Number of doors 4 doors
  • Number of first-row screens 2 total number of 1st row displays
  • Occupancy sensor Airbag occupancy sensor
  • Occupant sensing airbag
  • Oil pressure warning
  • One-touch down window Front and rear one-touch down windows
  • One-touch up window Driver one-touch up window
  • Outside temperature display
  • Overdrive transmission
  • Overhead airbag
  • Overhead airbags Curtain first and second-row overhead airbags
  • Overhead console
  • Overhead console Mini overhead console
  • Overhead console storage
  • Paint Metallic paint
  • Panel insert Metal-look instrument panel insert
  • Panic alarm
  • Passenger door bin
  • Passenger doors rear left Conventional left rear passenger door
  • Passenger doors rear right Conventional right rear passenger door
  • Passenger seat direction Front passenger seat with 6-way directional control…
  • Passenger vanity mirror
  • Pedestrian detection Front Pedestrian Braking
  • Perimeter approach lighting Remote activated perimeter approach lighting
  • Power Driver Seat
  • Power door mirrors
  • Power driver seat
  • Power driver seat controls Driver seat power reclining, lumbar support, cush…
  • Power steering
  • Power windows
  • Powertrain type ICE
  • Powertrain warranty 60 month/60,000 miles
  • Preferred Equipment Group 1LT
  • Premium Cloth Seat Trim
  • Premium Sound System
  • Premium audio system: Chevrolet Infotainment 3
  • Primary display size 7 inch primary display
  • Primary display touchscreen Primary monitor touchscreen
  • RDS Radio data system (RDS)
  • Radiator
  • Radio AM/FM/SiriusXMsatellite
  • Radio data system
  • Radio: Chevrolet Infotainment 3 System w/AM/FM
  • Rear Spoiler
  • Rear Springs Regular grade rear springs
  • Rear anti-roll Rear anti-roll bar
  • Rear anti-roll bar
  • Rear bench seats Rear bench seat
  • Rear camera Rear Vision Camera rear mounted camera
  • Rear cargo door Liftgate rear cargo door
  • Rear console climate control ducts
  • Rear head restraint control 2 rear seat head restraints
  • Rear head restraint control Manual rear seat head restraint control
  • Rear head restraints Foldable rear seat head restraints
  • Rear reading lights
  • Rear seat center armrest
  • Rear seat check warning Rear Seat Reminder rear seat check warning
  • Rear seat direction Front facing rear seat
  • Rear seat folding position Fold forward rear seatback
  • Rear seat upholstery Cloth rear seat upholstery
  • Rear seatback upholstery Carpet rear seatback upholstery
  • Rear seats fixed or removable Fixed rear seats
  • Rear under seat ducts Rear under seat climate control ducts
  • Rear window defroster
  • Rear window wiper
  • Rear windshield Fixed rear windshield
  • Rear windshield wipers Yes rear windshield wipers
  • Reclining rear seats Manual reclining rear seats
  • Remote keyless entry
  • Remote panic alarm
  • Restricted driving mode Teen Driver restricted driving mode
  • Roadside warranty 60 month/60,000 miles
  • Running lights LED daytime running lights
  • Satellite trial 3 month satellite trial subscription
  • Seatback storage pockets 1 seatback storage pocket
  • Seatbelt pretensioners Front seatbelt pretensioners
  • Seatbelt pretensioners number 2 seatbelt pre-tensioners
  • Seating capacity 5
  • Second-row windows Power second-row windows
  • Security system
  • Seek scan
  • Selectable mode transmission
  • Sequential shift control
  • Service interval warning Service interval indicator
  • Shifter boot Leatherette shifter boot
  • Shock absorbers Gas-pressurized shock absorbers
  • SiriusXM Radio
  • Smart device integration Apple CarPlay/Android Auto smart device wireless mi…
  • Spare tire Compact spare tire with steel wheel
  • Spare tire location Spare tire mounted under the cargo floor
  • Speakers Standard grade speakers
  • Speakers number 6 speakers
  • Special paint Monotone paint
  • Speed control
  • Speed sensitive steering Speed sensitive power steering
  • Speed sensitive volume
  • Speed-sensing steering
  • Speedometer Redundant digital speedometer
  • Split folding rear seat
  • Split front seats Bucket front seats
  • Spoiler
  • Spoiler Rear lip spoiler
  • Springs front Front coil springs
  • Springs rear Rear coil springs
  • Stability Control
  • Start-stop engine Auto stop-start engine
  • Steering Electric power-assist steering system
  • Steering mounted audio control Steering wheel mounted audio controls
  • Steering type Rack-pinion steering
  • Steering type number of wheels 2-wheel steering system
  • Steering wheel material Urethane steering wheel
  • Steering wheel telescopic Manual telescopic steering wheel
  • Steering wheel tilt Manual tilting steering wheel
  • Suspension Standard ride suspension
  • Suspension ride type front Independent front suspension
  • Suspension ride type rear Independent rear suspension
  • Suspension type front Strut front suspension
  • Suspension type rear Multi-link rear suspension
  • Tachometer
  • Tailgate control Tailgate/power door lock
  • Tailpipe Stainless steel single exhaust
  • Telescoping steering wheel
  • Temperature display Exterior temperature display
  • Third-row windows Fixed third-row windows
  • Tilt steering wheel
  • Tinted windows Deep tinted windows
  • Tire pressure Tire Fill Alert tire pressure fill assist
  • Tires P225/65HR17 AS BSW front and rear tires
  • Towing trailer sway Trailer sway control
  • Traction Control
  • Traction control
  • Traction control All-speed ABS and driveline traction control
  • Transmission 6-speed automatic
  • Transmission Type Automatic
  • Transmission electronic control
  • Transmission fluid temperature warning Transmission fluid temp warning
  • Trip computer
  • Trip odometer
  • Trunk lid trim Plastic trunk lid trim
  • Turbocharged
  • Turn-by-turn nav OnStar Turn-by-Turn Navigation
  • USB Port
  • USB ports 4 USB ports
  • Variable panel light Variable instrument panel light
  • Variably intermittent wipers
  • Vehicle tracker Vehicle tracker with vehicle slowdown
  • Ventilated brakes Front ventilated disc brakes
  • Visor driver mirror Driver visor mirror
  • Visor illuminated driver mirror Illuminated driver visor mirror
  • Visor illuminated passenger mirror Illuminated passenger visor mirror
  • Visor passenger mirror Passenger visor mirror
  • Voice activated audio Voice activated audio controls
  • WIFI Hotspot
  • Wheels 18 x 7-inch front and rear machined w/painted accents aluminum wheels…
  • Wheels 19 x 7.5-inch front and rear machined w/painted accents aluminum whee…
  • Window Trim Chrome side window trim
  • Wipers Variable intermittent front windshield wipers
  • Wireless Apple CarPlay/Wireless Android Auto
  • Wireless streaming Bluetooth wireless audio streaming

Vehicle history by CARFAX

Accidents or damage
At least 1 accident or damage reported
1-owner vehicle
Yes
Personal use only
Yes
The vehicle history information is supplied by third parties. Cars.com and the Seller are not responsible for the accuracy of such information. Cars.com provides this service and materials without representations or warranties of any kind, either expressed or implied. Please see Cars.com Terms and Conditions for further information.

Seller’s info

Montgomery Chevrolet

(362 reviews)
5325 Preston Hwy, Louisville, KY 40216

Seller’s notes about this car

Certified. Iron Gray Metallic 2022 Chevrolet Equinox LT FWD 6-Speed Automatic Electronic with Overdrive 1.5L DOHCOdometer is 4027 miles below market average! 26/31 City/Highway MPGChevrolet Certified Pre-Owned Details: Roadside Assistance Limited Warranty: 12 Month/12,000 Mile (whichever comes first) from certified purchase date Warranty Deductible: $0 Powertrain Limited Warranty: 72 Month/100,000 Mile (whichever comes first) from original in-service date Transferable Warranty 172 Point Inspection 24 months/24,000 miles (whichever comes first) Certified Pre-Owned Scheduled Maintenance Plan and 3 days/150 miles (whichever comes first) Vehicle Exchange Program. SiriusXM 3-month trial subscription. Vehicle HistoryFINANCING IMPORTANT TO YOUR BUYING DECISION? Good or bad credit profile? No matter! Montgomery Chevrolet in Louisville Kentucky 502-968-6111 has a full arsenal of bank lending options to help you arrange the payment that fits your budget. We'll save you money at every turn and earn your business for years to come. THIS VEHICLE HAS BEEN INSPECTED by our ASE technicians who performed a lube and oil change, replaced front and rear wiper blades, replaced cabin air filter, visually inspected the brakes, rotated the tires when doing a full used car inspection. AS-IS vehicles are sold AS-IS and we strongly urge you to have your mechanic to look over as Dealer will not be responsible. MONTGOMERY CHEVROLET in Louisville , KY has the best price and value combination in the marketplace Call us at 502-968-6111. You'll love your no-hassle purchase experience. Over 500 vehicles on our 10 acre lot! Visit 502CHEVY.COM and put the stock number in the search bar for additional information. Price does not include tax, license or doc fee. Plus dealer installed options if any. WE BUY CARS CALL US TODAY! MONTGOMERY CHEVROLET 502-968-6111 Drive to Louisville and find out why people have been buying their vehicles from our family since 1923.
Come visit the oldest Chevrolet dealership in Louisville where all credit applications are accepted. Promises Made, Promises Kept. "See dealer for details"

Included warranty

Enjoy peace of mind with Chevrolet program benefits. View program details
Maximum age/mileage
5 model years or newer/up to 75,000 miles
Basic warranty terms
12 months/12,000 miles bumper-to-bumper original warranty, then may continue to 6 years/100,000 miles limited (depending on variables)
Powertrain
6 years/100,000 miles
Dealer certification required
172-point inspection
Roadside assistance
Yes

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Price history

Listed 63 days ago.
$993 total price reduction!
5/17/25 Listed $21,783
5/18/25 +$207 $21,990
6/03/25 -$130 $21,860
6/15/25 -$448 $21,412
7/01/25 +$1,694 $23,106
7/05/25 -$1,116 $21,990
7/06/25 -$1,000 $20,990
7/09/25 -$200 $20,790
Total price amount is based on price change information provided by the seller.

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Car price
$20,790
Down payment
-Not Priced
Trade-in value
-Not Priced
Estimated sales tax ...%
(based on ZIP)
+
Other fees*
Not included
Total loan amount
Total interest paid
(over life of loan)
+
Total loan & interest paid
Monthly payment
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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Consumer reviews

See what others are saying about the 2022 Chevrolet Equinox.
(15 reviews)
Rating breakdown (out of 5):
  • Comfort 4.5
  • Interior 4.2
  • Performance 4.3
  • Value 4.3
  • Exterior 4.6
  • Reliability 4.2

Most recent consumer reviews

I have owned 3 Chevy equinox and I like the way it looks

I have owned 3 Chevy equinox and I like the way it looks and handles. It is a great family vehicle and very comfortable and safe. All 3 of my Equinox were the Premier class well worth the extra money and more features.

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a New car
  • Used for Having fun
  • Does recommend this car
2 people out of 2 found this review helpful. Did you?
Yes No

Bought a used 2022 Equinox in March 2024 for my teenage

Bought a used 2022 Equinox in March 2024 for my teenage daughter. Only has 22k miles. Got it for a very fair price. I drive it occasionally and really like how solid the car feels overall. It is not going to win any races with the 1.5L engine but it is perfect for a new driver. UNFORTUNATELY, that is where the good stuff ends. This vehicle just left my daughter stranded two hours from home on the side of an interstate highway. Got towed to the local Chevy dealership. They are telling me the ECM(Engine Control Module) is bad. 3-4 days to get the part so I will probably be without the vehicle for a week. In my life, I have been left stranded by two Fords and a Dodge now this Chevy. American car makers are making it very tough to want to buy their products. Have an Honda Odyssey with 190k miles and new Kia Carnival...no issues so far.

Rating breakdown (out of 5):
  • Comfort 4.0
  • Interior 4.0
  • Performance 4.0
  • Value 4.0
  • Exterior 4.0
  • Reliability 1.0
  • Does not recommend this car
15 people out of 16 found this review helpful. Did you?
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Great Experience

I want people to know what a great buying experience I had at this dealership. I contacted 4 dealerships about 4 different cars, and Yassin F. was the only one that contacted me by phone, instead of a "canned" email. Yassin was so helpful and ran all over this large dealership (in the rain) to make sure things were just right. I would use Yassin again 100%. I hope he sells, sells, sells until all realize he is a role model. Shout out to Adam who answered my million questions!

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a Used car
  • Used for Commuting
  • Does recommend this car
1 person out of 1 found this review helpful. Did you?
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See all 15 consumer reviews

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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