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Used

2021 RAM 2500 Laramie Crew Cab 4x4 6'4' Box

94,712 mi.

$46,494
Est. $856/mo*
Est. Not Priced /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
8.0%

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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Deal Gauge™

Powered by Cars.com

We compared this car with similar 2021 RAM 2500s based on price, mileage, features, condition, and several other factors.
Avg. market price range
$43.1K $45.8K $48.5K $51.2K
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$46,494 This is a good deal.

What goes into the Deal Gauge™ price analysis?

100+ variables feed our Cars.com price analysis, which contains the seller’s listing information. The ultimate accuracy of the Deal Gauge™ is dependent on all such variables, and the seller is responsible for the accuracy of the information included within this listing.

Market

  • Supply & demand
  • Price
  • Original MSRP

Listing details

  • Add-on packages
  • Feature upgrades (e.g. alloy wheels, bluetooth)
  • Exterior & interior colors
  • Vehicle history (when available)

Seller

  • Dealer ratings & reviews
Our Cars.com price analysis is only an estimate to give you a head start on research. We always recommend contacting the seller of the car for more information on what factors impact its price. When possible, schedule a test drive for yourself.

How is it a “fair deal” if it’s higher than the average market range?

If a car is priced within a certain proximity of the average market range, we consider it “fair” because there may be details about this car that are unknown to Cars.com. Examples include aftermarket add-ons, pristine condition evaluations, and additional factors that increase value. We always recommend contacting the seller of this car for more information.

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Car shopper resources

Basics

Exterior color
Granite Crystal Metallic Clearcoat
Interior color
Black
Drivetrain
Four-wheel Drive
MPG
0–0

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.
Fuel type
Diesel
Transmission
Automatic
Engine
Cummins 6.7L I-6 diesel direct injection, VVT intercooled turbo,
VIN
3C6UR5FL9MG630355
Stock #
V24386M
Mileage
94,712 mi.

Features

Convenience
  • Heated Seats
  • Heated Steering Wheel
  • Keyless Entry
  • Keyless Start
  • Navigation System
  • Remote Start
Entertainment
  • Android Auto®
  • Apple CarPlay®
  • Bluetooth®
  • Satellite Radio
  • USB Port
Exterior
  • Alloy Wheels
  • Tow Hitch
  • Tow Hooks
Safety
  • Automatic Emergency Braking
  • Backup Camera
  • Brake Assist
  • LED Headlights
  • Stability Control
Seating
  • Leather Seats
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • 1 Year Telematics Service
  • 10 Speakers
  • 115V Auxiliary Rear Power Outlet
  • 12V power outlets 2 12V power outlets
  • 2 Way Rear Headrest Seat
  • 220 Amp Alternator
  • 3-point seatbelt Rear seat center 3-point seatbelt
  • 3.73 Axle Ratio
  • 4 Way Front Headrests
  • 4-Wheel Disc Brakes
  • 4WD type Part-time 4WD
  • 8.4in Touchscreen Display
  • ABS Brakes 4-wheel antilock (ABS) brakes
  • ABS Brakes Four channel ABS brakes
  • ABS brakes
  • AM/FM radio: SiriusXM
  • Accessory power Retained accessory power
  • Active Noise Control System
  • Adjustable head restraints: driver and passenger w/tilt
  • Adjustable pedals
  • Adjustable pedals Power adjustable pedals
  • Air Conditioning
  • Air conditioning Yes
  • All-in-one key All-in-one remote fob and ignition key
  • Alloy wheels
  • Alternator Type Alternator
  • Ambient lighting
  • Amplifier
  • Android Auto
  • Antenna Integrated roof audio antenna
  • Anti-Spin Differential Rear Axle
  • Apple CarPlay
  • Apple CarPlay/Android Auto
  • Armrests front center Front seat center armrest
  • Armrests front storage Front seat armrest storage
  • Armrests rear Rear seat center armrest
  • Auto door locks Auto-locking doors
  • Auto headlights Auto on/off headlight control
  • Auto-dimming Rear-View mirror
  • Automatic Emergency Braking
  • Automatic temperature control
  • Aux input jack Auxiliary input jack
  • Backup Camera
  • Basic warranty 36 month/36,000 miles
  • Battery run down protection
  • Battery type Dual lead acid batteries
  • Bed-rail protectors Pickup bed-rail protectors
  • Beverage holders Illuminated front beverage holders
  • Beverage holders rear Rear beverage holders
  • Body panels Galvanized steel/aluminum body panels with side impact beams
  • Box style Standard style pickup box
  • Brake Assist
  • Brake assist
  • Brake assist system
  • Brake type 4-wheel disc brakes
  • Bulb warning Bulb failure warning
  • Bumpers front Chrome front bumper
  • Bumpers rear Chrome rear bumper
  • Bumpers: chrome
  • Cab mounted cargo light
  • Capless Fuel Fill Without Discriminator
  • Capless fuel filler
  • Child door locks Manual rear child safety door locks
  • Climate control Automatic climate control
  • Clock Digital clock
  • Compass
  • Compressor Intercooled turbo
  • Convex spotter Driver and passenger convex spotter mirrors
  • Corrosion perforation warranty 60 month/100,000 miles
  • Cruise control Cruise control with steering wheel mounted controls
  • Cummins Turbo Diesel Badge
  • Cylinder head material Iron cylinder head
  • DEF fluid gauge Diesel exhaust fluid (def) gauge
  • Day/Night rearview mirror
  • Delay off headlights Delay-off headlights
  • Delay-off headlights
  • Diesel Exhaust Brake
  • Door ajar warning
  • Door bins front Driver and passenger door bins
  • Door bins rear Rear door bins
  • Door handle material Chrome door handles
  • Door locks Power door locks with 2 stage unlocking
  • Door mirror style Chrome door mirrors
  • Door mirror type Manual extendable trailer mirrors
  • Door mirrors Power door mirrors
  • Door panel insert Simulated wood and metal-look door panel insert
  • Drive type Four-wheel drive
  • Driver door bin
  • Driver information center
  • Driver lumbar Driver seat with 2-way power lumbar
  • Driver seat direction Driver seat with 8-way directional controls
  • Driver vanity mirror
  • Dual 730 Amp Maintenance Free Batteries
  • Dual Climate Control
  • Dual front impact airbags
  • Dual front side impact airbags
  • Dual-zone front climate control
  • Easy lower tailgate
  • Electronic Stability Control
  • Electronic stability control Electronic stability control system with anti-r…
  • Electronically Controlled Throttle
  • Emergency SOS Capable SiriusXM Guardian vehicle integrated emergency SOS sys…
  • Emissions ULEV II emissions
  • Engine Cummins 6.7L I-6 diesel direct injection, VVT intercooled turbo, dies…
  • Engine Cylinders Cummins I6
  • Engine Location Front mounted engine
  • Engine Mounting direction Longitudinal mounted engine
  • Engine block material Iron engine block
  • Engine compartment light
  • Engine hour meter
  • Engine retarder Engine retarder system
  • Engine temperature warning
  • Engine/electric motor temperature gauge
  • Exterior 120V AC power outlet 1 exterior 120V AC power outlet
  • Exterior mirror mounted clearance lights
  • External memory Uconnect external memory control
  • Fenders Body-colored fender flares
  • First-row windows Power first-row windows
  • Floor coverage Full floor coverage
  • Floor covering Full carpet floor covering
  • Floor mats Carpet front and rear floor mats
  • Fob engine controls Keyless Enter 'N Go with hands-free access and push butt…
  • Fog lights LED front fog lights
  • Folding door mirrors Power folding door mirrors
  • Folding rear seats 60-40 folding rear seats
  • Four Wheel Drive
  • Front Bumper Sight Shields
  • Front Center Armrest w/Storage
  • Front License Plate Bracket
  • Front Seat Back Map Pockets
  • Front anti-roll Front anti-roll bar
  • Front anti-roll bar
  • Front dual zone A/C
  • Front fog lights
  • Front head restraint control Manual front seat head restraint control
  • Front head restraints Height and tilt adjustable front seat head restraints
  • Front impact airbag driver Driver front impact airbag
  • Front impact airbag passenger Passenger front impact airbag
  • Front passenger lumbar Front passenger seat with 2-way power lumbar
  • Front reading lights
  • Front seat type Split-bench front seat
  • Front seat upholstery Simulated suede and leather front seat upholstery
  • Front seatback upholstery Leatherette front seatback upholstery
  • Front side impact airbag driver Seat mounted side impact driver airbag
  • Front side impact airbag passenger Seat mounted side impact front passenger …
  • Fuel Type Diesel
  • Fully automatic headlights
  • GPS Antenna Input
  • Garage door opener
  • Garage door transmitter
  • Gearshifter material Urethane gear shifter material
  • Glove box Illuminated locking glove box
  • Google Android Auto
  • Grille style Chrome grille
  • Handsfree Uconnect w/Bluetooth handsfree wireless device connectivity
  • Headlight type Reflector headlights
  • Headlights LED low and high beam headlights
  • Headlights on reminder
  • Headliner coverage Full headliner coverage
  • Headliner material Cloth headliner material
  • Heated Front Seats
  • Heated Seats
  • Heated Steering Wheel
  • Heated door mirrors
  • Heated door mirrors Heated driver and passenger side door mirrors
  • Heated front seats Heated driver and front passenger seats
  • Heated steering wheel
  • Heavy Duty Engine Cooling
  • Height adjustable seatbelts Front height adjustable seatbelts
  • High mount stop light High mounted center stop light
  • Hill start assist
  • Ignition Compression ignition system
  • Illuminated entry
  • Illuminated glove box
  • Immobilizer Sentry Key immobilizer
  • Instrumentation display Analog instrumentation display
  • Integrated Center Stack Radio
  • Integrated Voice Command w/Bluetooth
  • Interior 120V AC power outlets 2 interior 120V AC power outlets
  • Interior accents Chrome and metal-look interior accents
  • Interior courtesy lights Fade interior courtesy lights
  • Internet radio capability
  • Key in vehicle warning
  • Keyfob keyless entry
  • Keyfob remote start
  • Keyless Entry
  • Keyless Start
  • LED brake lights
  • Laminated window Laminated side window glass
  • Leather Seats
  • Leather Trim 40/20/40 Bench Seat
  • Leather steering wheel
  • License plate front bracket Front license plate bracket
  • Limited Slip Center Differential
  • Limited slip differential Mechanical limited slip differential
  • Lock-up transmission
  • Locking hub control Auto locking hub control
  • Low level warnings Low level warning for fuel, washer fluid, brake fluid and…
  • Low tire pressure warning
  • Low tire pressure warning Tire specific low air pressure warning
  • Manufacturer's Statement of Origin
  • Mobile app access
  • Multiple headlights Multiple enclosed headlights
  • Navigation System
  • Noise cancellation Active noise cancellation
  • Number of airbags 6 airbags
  • Number of beverage holders 7 beverage holders
  • Number of doors 4 doors
  • Number of first-row screens 2 total number of 1st row displays
  • Occupancy sensor Airbag occupancy sensor
  • Occupant sensing airbag
  • Oil pressure gauge
  • Oil temperature gauge
  • One-touch down window Driver and passenger one-touch down windows
  • One-touch up window Driver and passenger one-touch up windows
  • Outside temperature display
  • Overdrive transmission
  • Overhead airbag
  • Overhead airbags Curtain first and second-row overhead airbags
  • Overhead console
  • Overhead console Mini overhead console
  • Overhead console storage
  • Paint Metallic paint
  • Panel insert Simulated wood and metal-look instrument panel insert
  • Panic alarm
  • ParkView Rear Back-Up Camera
  • Parking sensors ParkSense front and rear parking sensors
  • Passenger door bin
  • Passenger doors rear left Conventional left rear passenger door
  • Passenger doors rear right Conventional right rear passenger door
  • Passenger seat direction Front passenger seat with 8-way directional control…
  • Passenger vanity mirror
  • Perimeter approach lighting Remote activated perimeter approach lighting
  • Power 2-Way Driver Lumbar Adjust
  • Power 2-Way Passenger Lumbar Adjust
  • Power Adjust 8-Way Driver Seat
  • Power Adjust 8-Way Front Passenger Seat
  • Power Driver Seat
  • Power door mirrors
  • Power driver seat
  • Power driver seat controls Driver seat power reclining, lumbar support, cush…
  • Power passenger seat
  • Power passenger seat controls Passenger seat power reclining, lumbar support…
  • Power steering
  • Power windows
  • Powertrain type ICE
  • Primary display size 8.4 inch primary display
  • Primary display touchscreen Primary monitor touchscreen
  • Quick Order Package 2GH Laramie
  • Quick Order Package 2HH Laramie
  • RAM Telematics
  • RDS Radio data system (RDS)
  • Radiator
  • Radio AM/FM/SiriusXMsatellite
  • Radio data system
  • Radio: Uconnect 4 w/8.4in Display
  • Rear 60/40 Folding Seat
  • Rear Springs Regular grade rear springs
  • Rear anti-roll Rear anti-roll bar
  • Rear anti-roll bar
  • Rear bumper step
  • Rear camera Surround View rear mounted camera
  • Rear cargo door Tailgate
  • Rear console climate control ducts
  • Rear head restraint control 3 rear seat head restraints
  • Rear head restraint control Manual rear seat head restraint control
  • Rear head restraints Height adjustable rear seat head restraints
  • Rear reading lights
  • Rear seat center armrest
  • Rear seat direction Front facing rear seat
  • Rear seat folding position Fold-up rear seat cushion
  • Rear seat upholstery Simulated suede and leather rear seat upholstery
  • Rear seatback upholstery Carpet rear seatback upholstery
  • Rear seats Split-bench rear seat
  • Rear seats fixed or removable Fixed rear seats
  • Rear step bumper
  • Rear under seat ducts Rear under seat climate control ducts
  • Rear window defroster
  • Rear windshield Power rear windshield
  • Rearview mirror Auto-dimming rear view mirror
  • Remote keyless entry
  • Remote panic alarm
  • Roadside warranty 60 month/100,000 miles
  • Running lights LED daytime running lights
  • Satellite trial 6 month satellite trial subscription
  • Seatback storage pockets 2 seatback storage pockets
  • Seatbelt pretensioners Front seatbelt pretensioners
  • Seatbelt pretensioners number 2 seatbelt pre-tensioners
  • Seating capacity 6
  • Second-row windows Power second-row windows
  • Security system
  • Seek scan
  • Selectable mode transmission Tow/Haul Mode selectable mode transmission
  • Selective Catalytic Reduction (urea)
  • Service interval warning Service interval indicator
  • Shock absorbers Heavy-duty gas-pressurized shock absorbers
  • Shutters Active grille shutters
  • SiriusXM Satellite Radio
  • Smart device integration Apple CarPlay/Android Auto smart device mirroring
  • Spare tire Full-size spare tire with steel wheel
  • Spare tire location Crank-down spare tire
  • Speakers Alpine speakers
  • Speakers number 10 speakers
  • Special paint Monotone paint
  • Speed control
  • Speed sensitive volume
  • Speedometer Redundant digital speedometer
  • Split folding rear seat
  • Split front seats 40-20-40 split-bench front seat
  • Springs front Front coil springs
  • Springs rear Rear coil springs
  • Stability Control
  • Steering Hydraulic power-assist steering system
  • Steering cooler
  • Steering mounted audio control Steering wheel mounted audio controls
  • Steering type Re-circulating ball steering
  • Steering wheel material Leather steering wheel
  • Steering wheel mounted audio controls
  • Steering wheel tilt Manual tilting steering wheel
  • Supplemental Heater
  • Supplemental cabin heater
  • Suspension Heavy-duty ride suspension
  • Suspension ride type front Rigid axle front suspension
  • Suspension ride type rear Rigid axle rear suspension
  • Suspension type front Multi-link front suspension
  • Suspension type rear Multi-link rear suspension
  • Tachometer
  • Tailgate control Tailgate/power door lock
  • Tailpipe Stainless steel single exhaust
  • Temperature display Exterior temperature display
  • Tilt steering wheel
  • Tinted windows Deep tinted windows
  • Tip Start
  • Tire pressure Programmable tire pressure fill assist
  • Tires LT275/70SR18 AS BSW front and rear tires
  • Tow Hooks
  • Tow hooks front 2 front tow hooks
  • Towing brake controller Trailer brake controller
  • Towing class Class V tow rating
  • Towing hitch Trailer hitch
  • Towing trailer sway Trailer sway control
  • Towing wiring harness Trailer wiring harness
  • Traction Control
  • Traction control
  • Traction control All-speed ABS and driveline traction control
  • Trailer light test
  • Transfer case Electronic transfer case shift
  • Transmission 6-speed automatic
  • Transmission Type Automatic
  • Transmission electronic control
  • Transmission fluid temperature warning Transmission fluid temp warning
  • Transmission temperature gauge Transmission fluid temperature gauge
  • Trip computer
  • Trip odometer
  • Turbo gauge Turbo/supercharger boost gauge
  • Turbocharged
  • Turn signal in door mirrors Turn signal indicator in door mirrors
  • Turn signal indicator mirrors
  • USB Port
  • USB ports 9 USB ports
  • Under seat tray front Front under seat tray
  • Under seat tray rear Rear under seat tray
  • Valet key
  • Variable intake manifold
  • Variable panel light Variable instrument panel light
  • Variably intermittent wipers
  • Vendor Painted Cargo Box Tracking
  • Ventilated brakes Front and rear ventilated disc brakes
  • Visor driver mirror Driver visor mirror
  • Visor illuminated driver mirror Illuminated driver visor mirror
  • Visor illuminated passenger mirror Illuminated passenger visor mirror
  • Visor passenger mirror Passenger visor mirror
  • Voice activated audio Voice activated audio controls
  • Voice recorder Personal voice memo recorder
  • Voltmeter
  • Wheel covers Chrome hub wheel covers
  • Wheels 20 x 8-inch front and rear black aluminum wheels
  • Wheels 20 x 8-inch front and rear polished aluminum wheels
  • Wheels: 18in x 8.0in Polished Aluminum
  • Window Trim Black side window trim
  • Windshield trim Black windshield trim
  • Wipers Variable intermittent front windshield wipers
  • Wireless streaming Wireless audio streaming

Vehicle history by CARFAX

Free CARFAX Report
Accidents or damage
None reported
1-owner vehicle
No
Personal use only
No
Open recall
At least 1 open recall reported
The vehicle history information is supplied by third parties. Cars.com and the Seller are not responsible for the accuracy of such information. Cars.com provides this service and materials without representations or warranties of any kind, either expressed or implied. Please see Cars.com Terms and Conditions for further information.

Seller’s info

Castle Chevrolet of Villa Park

(1,188 reviews)
400 E Roosevelt Rd, Villa Park, IL 60181

Seller’s notes about this car

Recent Arrival! 2021 Ram 2500 Laramie Granite Crystal Metallic Clearcoat Quick Order Package 2HH Laramie.Home of the No-Hassle Deal Every Vehicle is Priced Up Front based on the KBB.com Price Advisor from Kelly Blue Book. Get an Instant Quote for your trade-in Experience The Castle Difference... Free Vehicle Delivery (Up to 50 miles), 72-Hour Love it or Exchange it Policy and much more... Fast, Free Vehicle Appraisals, Written Offer Valid For 3 Days! Prices do not include government fees and taxes, any finance charges, any dealer document processing charge, and any electronic filing charge. All vehicles sold on a first come, first serve basis. By submitting your information you are authorizing us to be able to call, text, email you with additional information on this vehicle. Price includes all applicable rebates: Rebates can not be combined with special APR offers. Options may vary as described due to automated processes. Thank you for visiting our website and considering Castle Chevrolet for your next purchase. As Chevy dealers, our job is to make your time here a hassle free, yet fun car-buying experience! We understand a car purchase is one of the biggest investments one can make, so we work closely with our Addison, Lombard, and Villa Park customers to make sure we have a vehicle that best suits their needs. Start with our convenient online Chevy inventory. Looking for something more specific? Let us help with your search!!! We are proud to be a family-owned business for the past 30 years. For that reason, we have a greater understanding of our customers, who count on our localized Villa Park Chevy knowledge. Being able to watch the market change has led us to incorporate the newest technology and attitude to get to the next level. For that reason, Illinois has voted us the states #1 internet sales team! We know your time is valuable. You are sure to receive a quick response to any questions or concerns you might have. Price does not include tax, title, doc fee of $367.70 or Dealer Added accessories such as LoJack GPS and Security System..Awards: JD Power Initial Quality Study (IQS)
At Castle Chevrolet in Villa Park all prices are based off a thorough market analysis to give you the best value! We offer low rate financing, WORLDWIDE shipping, and a super pleasant buying experience!! Shop. Love. Buy. Do it all online. Drive Happy! Castle Chevrolet in Villa Park will bring the car right to your doorstep. Buy right from your couch. Your perfect car is waiting for you!

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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Consumer reviews

See what others are saying about the 2021 RAM 2500.
(20 reviews)
85% of drivers recommend this car
Rating breakdown (out of 5):
  • Comfort 4.8
  • Interior 4.8
  • Performance 4.8
  • Value 4.4
  • Exterior 4.8
  • Reliability 4.6

Most recent consumer reviews

Keep it Simple

February 3, 2023
By Bucksnort from Bayville,NJ
Owns this car

To many electronics for distraction and failure. Keep it simple!.The placement of 4 wheel drive buttons are to easy to accidentally push when turning the gear knob and NO CD player! Sure you can say Blue tooth or Sirius but who wants another bill or buy a phone and when you don't have reception you screwed.

Rating breakdown (out of 5):
  • Comfort 4.0
  • Interior 1.0
  • Performance 4.0
  • Value 1.0
  • Exterior 4.0
  • Reliability 4.0
  • Purchased a Used car
  • Used for Having fun
  • Does not recommend this car
10 people out of 49 found this review helpful. Did you?
Yes No

Honest review

April 4, 2022
By Ron from Lakeview AL
Owns this car

I purchased a 2021 2500 summer of 2021. It was hard to find any trucks. The truck arrived and was what I expected with the exception of a decent navigation system. I paid full sticker price. There is bad wind noise from the mirrors I believe. USB ports are all down by the accelerator. It has the diesel and some good power. There has been one recall, another on the way and possibly more in the works. These may be little issues but for the price I paid I am not sold on this being the greatest truck. Time will tell.

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 4.0
  • Performance 5.0
  • Value 4.0
  • Exterior 4.0
  • Reliability 3.0
  • Purchased a New car
  • Used for Transporting family
  • Does not recommend this car
14 people out of 21 found this review helpful. Did you?
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My 2020 Ram 2500, Laramie, 6.4l Hemi.

April 3, 2022
By AK Greenwood from Ogden Utah
Owns this car

I bought this truck from Herritage DJC in Brigham City a year ago and it is without a doubt the best truck I have ever owned. It is a beautiful black color and has everything you could ever ask for in a truck. And speaking of that big 6.4 Hemi engine, it’s without a doubt a real neck snapper. It pulls my ‘26 foot toy hauler trailer like it was nothing. I can recommend this truck for anything you might want to pull. See Bret Davis for a deal on your new Ram.

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 4.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a New car
  • Used for Having fun
  • Does recommend this car
15 people out of 16 found this review helpful. Did you?
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See all 20 consumer reviews
Explore the 2021 RAM 2500 Laramie Crew Cab 4x4 6'4' Box

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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