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Car shopper resources

Basics

Exterior color
Summit Whi
Interior color
Jet Black
Drivetrain
Front-wheel Drive
MPG
25–30

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.

Fuel type
Gasoline
Transmission
9-Speed Shiftable Automatic
Engine
1.5L I-4 gasoline direct injection, DOHC, VVT variable valve con
VIN
3GKALMEV3NL303831
Stock #
NL303831
Mileage
31,764 mi.

Features

Convenience
  • Heated Seats
  • Keyless Entry
  • Keyless Start
  • Navigation System
Entertainment
  • Android Auto®
  • Apple CarPlay®
  • Bluetooth®
  • Satellite Radio
  • USB Port
  • WiFi Hotspot
Exterior
  • Alloy Wheels
Safety
  • Automatic Emergency Braking
  • Backup Camera
  • Brake Assist
  • LED Headlights
  • Lane Departure Warning
  • Stability Control
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • 2
  • 6 Speakers
  • 60-40 Split Bench
  • Adjustable
  • Anti-Lockout Feature
  • Anti-Theft Alarm System
  • Audible Warning
  • Audio
  • Auto Delay Off
  • Auto Off
  • Auto On/Off
  • Auto Stop/Start
  • Auto-Dimming
  • Automatic High Beam Dimmer
  • Battery Saver
  • Black
  • Bluetooth
  • Body-Color
  • Carpet
  • Center Armrest: With Cupholders
  • Chrome
  • Chrome Surround
  • Cruise Controls
  • Disc
  • Door Pockets
  • Drive Mode Selector
  • Dual Illuminating
  • Emergency Locking Retractors: Front
  • Emergency Locking Retractors: Front And Rear
  • Engine Immobilizer
  • Foldable
  • Folds Flat
  • Front
  • Front Arm Type: Lower Control Arms
  • Front Console With Armrest And Storage
  • Front Seat Type: Bucket
  • Front Seatback
  • Front Shock Type: Gas Shock Absorbers
  • Front Spring Type: Coil Springs
  • Front Wipers: Variable Intermittent
  • Heated
  • In Dash
  • Inside Mount Location
  • Keyless Entry With Panic Alarm
  • LATCH System
  • LED
  • Laminated Glass: Acoustic
  • Liftgate Window: Fixed
  • Lockout Button
  • Low Fuel Level
  • Low Oil Level
  • MPG
  • Maintenance Reminder
  • Manual Adjustments: 4
  • Manual Adjustments: Recline
  • Manual Folding
  • Multi-Function Screen Controls
  • MyKey
  • OnStar
  • Phone
  • Power
  • Premium Cloth Upholstery
  • Privacy Glass
  • Proximity Entry System
  • Push-Button Start
  • Range
  • Rear
  • Rear Coil Springs
  • Rear Defogger
  • Rear Door Type: Liftgate
  • Rear Gas Shock Absorbers
  • Rear Heat: Vents
  • Rear Wiper With Washer
  • Rear Wiper: Auto-On In Reverse
  • Rear Wiper: Intermittent
  • Reclining
  • Roofline Spoiler
  • Seatbelt Pretensioners: Front
  • Seatbelt Warning Sensor: Driver And Passenger
  • Second Row 3-Point
  • Solar-Tinted Glass
  • Split Folding
  • Stabilizer Bar(s): Front
  • Stabilizer Bar(s): Rear
  • Steel Rim Type
  • Sunglasses Holder
  • Temporary Size
  • Tilt And Telescopic
  • Trunk Release
  • Ventilated Disc
  • Visual Warning
  • Voice Activated
  • Voice Recognition Controls
  • hidden exhaust
  • hill start assist
  • 1.5L Turbo DOHC 4-Cylinder SIDI VVT Engine
  • 12V power outlets 2 12V power outlets
  • 3-point seatbelt Rear seat center 3-point seatbelt
  • ABS Brakes (4-Wheel)
  • ABS Brakes 4-wheel antilock (ABS) brakes
  • ABS Brakes Four channel ABS brakes
  • Accessory power Retained accessory power
  • Adjustable Rear Headrests
  • Air Conditioning - Air Filtration
  • Air Conditioning - Front - Automatic Climate Control
  • Air Conditioning - Front - Single Zone
  • Air conditioning Yes
  • Airbags - Front - Dual
  • Airbags - Front - Side
  • Airbags - Front - Side Curtain
  • Airbags - Passenger - Occupant Sensing Deactivation
  • Airbags - Rear - Side Curtain
  • All-in-one key All-in-one remote fob and ignition key
  • Alternator Type Alternator
  • Android Auto
  • Antenna Integrated roof audio antenna
  • Apple CarPlay
  • Armrests - Rear Center
  • Armrests front center Front seat center armrest
  • Armrests rear Rear seat center armrest
  • Assist Handle
  • Audio - Antenna: Diversity
  • Audio - Antenna: Mast
  • Audio - Radio Data System
  • Audio - Radio: AM/FM
  • Audio - Radio: Touch Screen Display
  • Audio - SiriusXM Satellite Radio
  • Audio - Speed Sensitive Volume Control
  • Audio Auxiliary Input: IPod/IPhone Integration
  • Audio Auxiliary Input: Jack
  • Audio Auxiliary Input: USB
  • Audio Streaming: Bluetooth
  • Audio System
  • Audio Voice Recognition
  • Audio theft deterrent TheftLock audio system theft deterrent
  • Auto door locks Auto-locking doors
  • Auto headlights Auto on/off headlight control
  • Auto high-beam headlights IntelliBeam auto high-beam headlights
  • Auto-Lock
  • Automatic Emergency Braking
  • Aux input jack Auxiliary input jack
  • Backup Camera
  • Basic warranty 36 month/36,000 miles
  • Battery charge warning
  • Battery run down protection
  • Battery type Lead acid battery
  • Beverage holders Front beverage holders
  • Beverage holders rear Rear beverage holders
  • Body panels Fully galvanized steel body panels with side impact beams
  • Bodyside cladding Black bodyside cladding
  • Brake Assist
  • Brake assist system
  • Brake type 4-wheel disc brakes
  • Braking assist
  • Bumper rub strip front Black front bumper rub strip
  • Bumper rub strip rear Chrome rear bumper rub strip
  • Bumpers front Body-colored front bumper
  • Bumpers rear Body-colored rear bumper
  • Cabin air filter
  • Capless Fuel Filler System
  • Capless fuel filler
  • Cargo Area 12V Power Outlet
  • Cargo Area Light
  • Cargo floor type Carpet cargo area floor
  • Cargo light Cargo area light
  • Cargo tie downs Cargo area tie downs
  • Center Console
  • Child Safety Locks
  • Child Seat Anchors
  • Child door locks Manual rear child safety door locks
  • Climate control Automatic climate control
  • Clock
  • Clock Digital clock
  • Compass
  • Compressor Intercooled turbo
  • Configurable instrumentation gauges
  • Convex spotter Driver and passenger convex spotter mirrors
  • Corrosion perforation warranty 72 month/100,000 miles
  • Cruise Control
  • Cruise control Cruise control with steering wheel mounted controls
  • Cylinder head material Aluminum cylinder head
  • Day/Night rearview mirror
  • Daytime Running Lights
  • Delay off headlights Delay-off headlights
  • Digital Odometer
  • Distance alert Following Distance Indicator
  • Door Courtesy Lights
  • Door ajar warning Rear cargo area ajar warning
  • Door bins front Driver and passenger door bins
  • Door bins rear Rear door bins
  • Door handle material Body-colored door handles
  • Door locks Power door locks with 2 stage unlocking
  • Door mirror style Body-colored door mirrors
  • Door mirror type Standard style side mirrors
  • Door mirrors Power door mirrors
  • Door panel insert Colored door panel insert
  • Doors
  • Drive type Front-wheel drive
  • Driver Seat
  • Driver foot rest
  • Driver information center
  • Driver seat direction Driver seat with 6-way directional controls
  • Drivetrain
  • Electronic Brakeforce Distribution
  • Electronic Messaging Assistance With Read Function
  • Electronic Messaging Assistance With Voice Recognition
  • Electronic Parking Brake
  • Electronic parking brake
  • Electronic stability control Electronic stability control system with anti-r…
  • Emergency SOS Capable Vehicle integrated emergency SOS system
  • Emissions ULEV II emissions
  • Emissions tiers Tier 2 Bin 4 emissions
  • Engine
  • Engine 1.5L I-4 gasoline direct injection, DOHC, VVT variable valve control,…
  • Engine Cylinders I4
  • Engine Location Front mounted engine
  • Engine Mounting direction Transverse mounted engine
  • Engine block material Aluminum engine block
  • Engine temperature warning
  • Engine/electric motor temperature gauge
  • Equalizer Automatic audio equalizer
  • Exhaust
  • Exterior Mirrors
  • External Temperature Display
  • External memory External memory control
  • Fender Lip Moldings
  • First-row windows Power first-row windows
  • Floor Mat Material
  • Floor Material
  • Floor Mats
  • Floor console Full floor console
  • Floor console storage Covered floor console storage
  • Floor coverage Full floor coverage
  • Floor covering Full carpet floor covering
  • Floor mats Carpet front and rear floor mats
  • Fob engine controls Keyless Open/Keyless Start with hands-free access and pu…
  • Fold flat front passenger seat
  • Folding door mirrors Manual folding door mirrors
  • Folding rear seats 60-40 folding rear seats
  • Forward collision warning Forward Collision Alert with Automatic Braking
  • Front 12V Power Outlet(s)
  • Front Brakes
  • Front Headrests
  • Front Seatbelts: 3-Point
  • Front Suspension Classification: Independent
  • Front Suspension Type: Macpherson Struts
  • Front anti-roll Front anti-roll bar
  • Front head restraint control Manual front seat head restraint control
  • Front head restraints Height adjustable front seat head restraints
  • Front impact airbag driver Driver front impact airbag
  • Front impact airbag passenger Passenger front impact airbag
  • Front reading lights
  • Front seat upholstery Premium cloth front seat upholstery
  • Front seatback upholstery Cloth front seatback upholstery
  • Front side impact airbag driver Seat mounted side impact driver airbag
  • Front side impact airbag passenger Seat mounted side impact front passenger …
  • Fuel Economy Display
  • Fuel Type Regular Unleaded
  • Gauge cluster display size (inches) Gauge cluster display size: 4.20
  • Glove box Standard glove box
  • Grille Color
  • Grille style Black grille with chrome surround
  • Handsfree Bluetooth handsfree wireless device connectivity
  • Headlight type Projector beam headlights
  • Headlights
  • Headlights LED low and high beam headlights
  • Headlights on reminder
  • Headliner coverage Full headliner coverage
  • Headliner material Cloth headliner material
  • Heated Seats
  • Heated door mirrors Heated driver and passenger side door mirrors
  • Heated wiper area Heated rear wiper park
  • Height adjustable seatbelts Front height adjustable seatbelts
  • High mount stop light High mounted center stop light
  • Hill Descent Control
  • Hill control Hill Descent Control (HDC)
  • Hill start assist Hill Start Assist (HSA)
  • Ignition Spark ignition system
  • Illuminated entry
  • Immobilizer
  • In Car Entertainment-Infotainment: Gmc Infotainment System
  • Inside Rearview Mirror
  • Instrumentation display Analog instrumentation display
  • Interior accents Chrome and metal-look interior accents
  • Interior courtesy lights Fade interior courtesy lights
  • Internet access Wi-Fi Hotspot capable mobile hotspot internet access
  • Key in vehicle warning
  • Keyfob cargo controls Keyfob trunk control
  • Keyfob keyless entry
  • Keyless Entry
  • Keyless Start
  • LED brake lights
  • Lane Departure Warning
  • Lane Deviation Sensors
  • Lane Keeping Assist
  • Lane departure Lane Keep Assist with Lane Departure Warning
  • Linked Or Integrated Apps - Information And Entertainment: Google POIs
  • Linked Or Integrated Apps - Vehicle Utility: Service And Maintenance
  • Linked or Integrated Apps - Information and Entertainment: Google Search
  • Lock-up transmission
  • Low level warnings Low level warning for oil, coolant, fuel and brake fluid
  • Low tire pressure warning Tire specific low air pressure warning
  • Maintenance warranty 12 month/unlimited
  • Manual driver seat controls Driver seat manual reclining, fore/aft control a…
  • Manual passenger seat controls Passenger seat manual reclining, fore/aft con…
  • Mirror Color
  • Mobile app access
  • Multi-Function Display
  • Multi-function Remote
  • Noise cancellation Active noise cancellation
  • Number Of Front Headrests
  • Number Of Rear Headrests
  • Number of airbags 6 airbags
  • Number of beverage holders 8 beverage holders
  • Number of doors 4 doors
  • Number of first-row screens 1 total number of 1st row displays
  • Occupancy sensor Airbag occupancy sensor
  • Oil pressure warning
  • One-Touch Windows: 4
  • One-touch down window Front and rear one-touch down windows
  • One-touch up window Driver one-touch up window
  • Overdrive transmission
  • Overhead Console
  • Overhead airbags Curtain first and second-row overhead airbags
  • Overhead console Mini overhead console
  • Overhead console storage
  • Panel insert Metal-look instrument panel insert
  • Passenger Seat
  • Passenger doors rear left Conventional left rear passenger door
  • Passenger doors rear right Conventional right rear passenger door
  • Passenger seat direction Front passenger seat with 6-way directional control…
  • Pedestrian detection Front Pedestrian Braking
  • Perimeter approach lighting Remote activated perimeter approach lighting
  • Phone
  • Phone Wireless Data Link
  • Power Brakes
  • Power Door Locks
  • Power Steering
  • Power Windows: With Safety Reverse
  • Powertrain type ICE
  • Powertrain warranty 60 month/60,000 miles
  • Pre-Collision Warning System
  • Premium Cloth Seat Trim
  • Primary display size 7 inch primary display
  • Primary display touchscreen Primary monitor touchscreen
  • Programmable Safety Key
  • RDS Radio data system (RDS)
  • Radiator
  • Radio AM/FM/SiriusXMsatellite
  • Reading Lights
  • Rear Brakes
  • Rear Bumper Color
  • Rear Floor Mats
  • Rear Seats
  • Rear Spoiler
  • Rear Spoiler Color
  • Rear Springs Regular grade rear springs
  • Rear View Camera
  • Rear View Monitor
  • Rear anti-roll Rear anti-roll bar
  • Rear bumper step
  • Rear camera Rear Vision Camera rear mounted camera
  • Rear cargo door Liftgate rear cargo door
  • Rear console climate control ducts
  • Rear head restraint control 2 rear seat head restraints
  • Rear head restraint control Manual rear seat head restraint control
  • Rear head restraints Foldable rear seat head restraints
  • Rear seat check warning
  • Rear seat direction Front facing rear seat
  • Rear seat folding position Fold forward rear seatback
  • Rear seat upholstery Premium cloth rear seat upholstery
  • Rear seatback upholstery Carpet rear seatback upholstery
  • Rear seats Rear bench seat
  • Rear seats fixed or removable Fixed rear seats
  • Rear under seat ducts Rear under seat climate control ducts
  • Rear window defroster
  • Rear windshield Fixed rear windshield
  • Rear windshield wipers
  • Rearview mirror Auto-dimming rear view mirror
  • Reclining rear seats Manual reclining rear seats
  • Remote panic alarm
  • Restricted driving mode/alerts
  • Roadside warranty 60 month/60,000 miles
  • Rocker Panel Color
  • Running lights LED daytime running lights
  • Satellite Communications
  • Satellite trial 3 month satellite trial subscription
  • Seatback storage pockets 1 seatback storage pocket
  • Seatbelt pretensioners Front seatbelt pretensioners
  • Seatbelt pretensioners number 2 seatbelt pre-tensioners
  • Seatbelts
  • Seating capacity 5
  • Seats
  • Seats - Driver Seat Manual Adjustments: Height
  • Second-row windows Power second-row windows
  • Security
  • Security system
  • Seek scan
  • Selectable mode transmission
  • Sequential shift control
  • Service interval warning Service interval indicator
  • Shock absorbers Gas-pressurized shock absorbers
  • Smart device integration Apple CarPlay/Android Auto smart device wireless mi…
  • Spare Tire
  • Spare Wheel
  • Spare tire Compact spare tire with steel wheel
  • Spare tire location Spare tire mounted under the cargo floor
  • Speakers Standard grade speakers
  • Speakers number 6 speakers
  • Special paint Monotone paint
  • Speed sensitive steering Speed sensitive power steering
  • Speed sensitive volume
  • Speedometer Redundant digital speedometer
  • Split front seats Bucket front seats
  • Spoiler Rear lip spoiler
  • Springs front Front coil springs
  • Springs rear Rear coil springs
  • Stability Control
  • Start-stop engine Auto stop-start engine
  • Steering Electric power-assist steering system
  • Steering Wheel
  • Steering Wheel Mounted Controls
  • Steering mounted audio control Steering wheel mounted audio controls
  • Steering type Rack-pinion steering
  • Steering wheel material Urethane steering wheel
  • Steering wheel telescopic Manual telescopic steering wheel
  • Steering wheel tilt Manual tilting steering wheel
  • Storage
  • Storage Bin
  • Suspension
  • Suspension Standard ride suspension
  • Suspension ride type front Independent front suspension
  • Suspension ride type rear Independent rear suspension
  • Suspension type front Strut front suspension
  • Suspension type rear Multi-link rear suspension
  • Tachometer
  • Tail And Brake Lights
  • Tailgate control Tailgate/power door lock
  • Tailpipe Stainless steel single exhaust
  • Temperature display Exterior temperature display
  • Third-row windows Fixed third-row windows
  • Tinted windows Deep tinted windows
  • Tire pressure Tire pressure fill assist
  • Tires P225/65TR17 AS BSW front and rear tires
  • Tool Kit
  • Towing trailer sway Trailer sway control
  • Traction Control
  • Traction control All-speed ABS and driveline traction control
  • Transmission 9-speed automatic
  • Transmission Type Automatic
  • Transmission electronic control
  • Transmission fluid temperature warning Transmission fluid temp warning
  • Trip Odometer
  • Trip computer
  • Trip odometer
  • Trunk lid trim Plastic trunk lid trim
  • Turbocharged
  • Turn-by-turn nav OnStar Turn-by-Turn Navigation
  • USB Port
  • USB ports 4 USB ports
  • Vanity Mirrors
  • Variable panel light Variable instrument panel light
  • Vehicle Assistance App - Roadside Assistance
  • Vehicle tracker Vehicle tracker with vehicle slowdown
  • Ventilated brakes Front ventilated disc brakes
  • Visor driver mirror Driver visor mirror
  • Visor illuminated driver mirror Illuminated driver visor mirror
  • Visor illuminated passenger mirror Illuminated passenger visor mirror
  • Visor passenger mirror Passenger visor mirror
  • Voice Guided Directions - Satellite Communications
  • Voice activated audio Voice activated audio controls
  • WIFI Hotspot
  • Warnings And Reminders
  • Wheel well trim Black wheel well trim
  • Wheels 17 x 7-inch front and rear silver aluminum wheels
  • Wifi Capable
  • Window Trim
  • Window Trim Chrome side window trim
  • Windows
  • Wipers Variable intermittent front windshield wipers
  • Wireless streaming Bluetooth wireless audio streaming

Vehicle history by CARFAX

Accidents or damage
None reported
1-owner vehicle
Yes
Personal use only
Yes
The vehicle history information is supplied by third parties. Cars.com and the Seller are not responsible for the accuracy of such information. Cars.com provides this service and materials without representations or warranties of any kind, either expressed or implied. Please see Cars.com Terms and Conditions for further information.

Seller’s info

T&T Coast GMC

2730 U.S. 130, Cranbury, NJ 08512

Seller’s notes about this car

Lane Keeping Assist, iPod/MP3 Input, Satellite Radio, Back-Up Camera, Turbo Charged, Alloy Wheels, 3 YEARS OF ONSTAR & CONNECTED SERVICE... LIFTGATE, REAR POWER PROGRAMMABLE, GMC PRO SAFETY PLUS, DRIVER CONVENIENCE PACKAGE

KEY FEATURES INCLUDE
Back-Up Camera, Satellite Radio, iPod/MP3 Input, Aluminum Wheels, Lane Keeping Assist. GMC SLE with Summit White exterior and Jet Black interior features a 4 Cylinder Engine with 170 HP at 5600 RPM.

OPTION PACKAGES
3 YEARS OF ONSTAR & CONNECTED SERVICES PLAN see onstar.com for information. Access the entire suite of OnStar Safety & Security Services and Connected Services. For retail customers, this includes the OnStar Guardian app, connectivity for available In-Vehicle Apps, In-Vehicle Wi-Fi Hotspot data and Remote Access through the myGMC mobile app. Fleet customers will receive OnStar Vehicle Insights instead of Remote Access. Eligible vehicles receive 3-years of the OnStar and Connected Services Premium Plan, including the Connected Vehicle Plan and the OnStar Safety & Security Plan. Connected Vehicle Plan includes connectivity for available in-vehicle apps, Remote Access Plan (excluding Fleet vehicles, which will receive OnStar Vehicle Insights) and In-Vehicle Wi-Fi Hotspot data. OnStar Safety &, DRIVER CONVENIENCE PACKAGE includes (BTV) Remote Start, (CJ2) dual-zone automatic climate control, (KA1) driver and front passenger heated seats, (AG1) 8-way power driver seat adjuster, (AL9) driver power lumbar control and (V2P) roof-mounted luggage rack side rails (Vehicles built prior to November 15, 2021 and on or after February 28, 2022 through March 13, 2022 and after May 1, 2022 include driver and front passenger heated seats. Certain vehicles built between November 15, 2021 and February 27, 2022 and after March 13, 2022 through May 1, 2022 will be forced to include (00V) Not Equipped with Driver and Front Passenger Heated Seats, which removes driver and front passenger heated seats. Vehi

Included warranty

Enjoy peace of mind with GMC program benefits. View program details
Maximum age/mileage
5 model years or newer/up to 75,000 miles
Basic warranty terms
12 months/12,000 miles bumper-to-bumper original warranty, then may continue to 6 years/100,000 miles limited (depending on variables)
Powertrain
6 years/100,000 miles
Dealer certification required
172-point inspection
Roadside assistance
Yes

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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Consumer reviews

See what others are saying about the 2022 GMC Terrain.
(14 reviews)
Rating breakdown (out of 5):
  • Comfort 4.4
  • Interior 4.1
  • Performance 3.9
  • Value 3.7
  • Exterior 4.3
  • Reliability 4.0

Most recent consumer reviews

Love my GMC Terrain!

I fell in love with my GMC Terrain when I test drove it and have not lost that loving feeling! I have received tons of compliments on it.

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a Used car
  • Used for Commuting
  • Does recommend this car
4 people out of 5 found this review helpful. Did you?
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My 2022 terrain

25 000 miles on it so far No issues at all Power is fine Bluetooth is terrible Memory seats need work Lumbar is a bad design

Rating breakdown (out of 5):
  • Comfort 3.0
  • Interior 3.0
  • Performance 3.0
  • Value 2.0
  • Exterior 3.0
  • Reliability 4.0
  • Purchased a New car
  • Used for Transporting family
  • Does recommend this car
4 people out of 6 found this review helpful. Did you?
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Hhhhhhhhhhhhhjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjj

Estamos muito felizes com nosso carro muito confortável muita seguro . Dar confiança ao motorista espaço bom para minha família eu minha esposa e dois filhos

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a New car
  • Used for Transporting family
  • Does recommend this car
0 people out of 3 found this review helpful. Did you?
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See all 14 consumer reviews

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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