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Used
Kia Optima
for sale
near
Middletown, OH
under $20,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2017 Kia Optima LX
Vehicle information
Features
Reviews
I purchased a 2021 Chevy Blazer from this dealer.
I purchased a 2021 Chevy Blazer from this dealer. I contacted them first via email and received a prompt call and thorough video of the car since I lived an hour away. The mileage was incorrectly listed tho, and it was actually 10k less, so then they increased the price of the car… They were not willing to negotiate price on the phone so I drove there. They offered me a ridiculously low price for my trade in. I said no and they eventually paid what I asked for it. Overall the process was smooth and I am happy with my car.
Best car I ever had
This car fits perfect for me and my little family I love it so much Brittany helped me find exactly what I need and I got the price range too






Used
2015 Kia Optima SXL Turbo
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Features
Reviews
Always Friendly Service.
Always Friendly Service. They were able to get me in and out in about an hour. Even found me a 15% discount!
Not too bad!
There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.






Used
2016 Kia Optima EX
Vehicle information
Features
Reviews
Tim and everyone at Jeff Wyler Acura were extremely
Tim and everyone at Jeff Wyler Acura were extremely pleasant to work with. They made buying a car smooth, easy and enjoyable. I would recommend them to a friend.
We bough this car used in August from a Nissan dealer.
We bough this car used in August from a Nissan dealer. There were some hidden problems that unfortunately the dealer did not disclose right away. Window regulator apparently are a problem with this car as well as engine burning oil prematurely. I performed a two-day cylinder soak and upgraded to a higher quality oil and the oil burning is no longer an issue. Apart from these problems, the car has been great for us. No other issues and the EX version is really loaded (it even has ventilated seats). Multimedia gets slow after being updated, be aware. But updates adds some features like, for example, lowering the fan speed when you get a call or ask to read a message. It is compatible with android auto and apple car play, not wireless but you can get one of those adapters.






Used
2016 Kia Optima LX
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Reviews
Thank you Daniel of Fairfield !
I had to take a car back due to unforeseen circumstances on my side and it was easy as they helped me to find something more affordable and reliable in my price range. I took the current vehicle to my mechanic and not a issue at all. I have been working with Daniel Ross for months to find something and he is amazing and treats folks as he would wish to be treated. Please go see him you will not regret this choice. Thanks Daniel!
Good but not great?
So my car is a 2016 Kia Optima SX 2.0 Turbo GDI. I bought it with just under 60K miles and am just below 85K now. It was burning oil, but once I replaced my pvc or pcv valve ($30 at O'Reilly's), runs like a peach. So uniquely updated and ahead of the game for a 2016. Tough saying if I would recommend it because a quick google search will tell you that the car will probably give out at 150K miles. Transmission is probably the worst I've ever felt but it hasn't given out yet. OEM blow off valve thing is sick.






Used
2020 Kia Optima EX
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Reviews
I found the perfect Porsche Cayenne at this dealership.
I found the perfect Porsche Cayenne at this dealership. Even though I had to fly to Cincinnati to pay for it and drive it back to Arkansas it was worth it. My sales person, Isaiah, was a pleasure to work with and the car is just wonderful!
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!






Used
2014 Kia Optima SX Turbo
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Features
Reviews
Everyone was truly nice and worked hard to make sure I
Everyone was truly nice and worked hard to make sure I got my car thanks GTX
Passenger seat
The passenger seat does not rise and sits too low. When riding as a passenger, I cannot see out over the front. I installed a 1"-1 1/12" riser and this only helped a little. Not a happy passenger!






Used
2020 Kia Optima LX
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Features
Reviews
Great Experience
Very professional and pleasant experience. Really like the 5 day / 30 day warranty periods and the no haggle pricing. We found a great used truck for my son. It was spotless. Another great benefit was holding the vehicle with $100 and the option to get a refund if we changed our mind. Allowed us to sleep on it and not lose the truck.
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.






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Reviews
I was having trouble syncing my iPhone to the Apple car
I was having trouble syncing my iPhone to the Apple car play on my Titan. Went to Nissan service there and Matt and Scott were absolutely outstanding. Although not being too familiar with that system, Matt patiently worked and worked the problem and found the solution. Matt and Scott know how to treat a customer right! They were always patient and respectful. Keep these guys!
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.






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Reviews
They were very creative and resourceful with Financing.
They were very creative and resourceful with Financing. They made sure that I got the car of my dreams... I'd recommend them to anyone....
Great for commuting
I originally bought my Optima for Ubering. It did it's job well and has great MPG. For being a base model, it's fairly equipped with a touch screen and bluetooth connection. The engine was reliable and and well-equipped for what I needed it for. Nothing besides regular maintenance was ever required.






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Reviews
Pleasant & efficient process
I purchased a vehicle on 2/16/2023. The process was fast and efficient. The staff was extremely helpful and there was zero sales pressure. The CarMax financing offer was as good as I had found independantly.
I love my optima but sunroof guide is broken little part
I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver





Used
2020 Kia Optima LX
Vehicle information
Features
Reviews
I just purchased my first EV, the 2025 Equinox EV and
I just purchased my first EV, the 2025 Equinox EV and received so much support for the dealership. The sales team is perfection from start to finish!
We love the car but one major flaw.
We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!
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Reviews
Great Experience
Buying a car during “stay at home” turned out to be a great experience. Pricing on line is usually competitive the hitch is negotiating your trade. This was exceptional - they offered actual value so I only needed to say yes. When I picked up the car paperwork was ready the car was detailed to perfection - drove off in 5 minutes totally satisfied!
Satisfying decision
Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.






Used
2020 Kia Optima LX
Vehicle information
Features
Reviews
Overall it was a very good experience.
Overall it was a very good experience. Ty, the agent was very helpful getting me into good deal on a car. Only down side, he was handling way more with me and other customers as he seemingly was always short on help. Would buy my next car there
Beautiful Car!
I got the 2020 KIA Optima S trim. The car is great! This is my first car and the safety features helps me out a lot. The backup camera works really well thankfully because I can’t see see anything out the back window lol. I’m in the military so I drive her around a little more often than usual. The car holds up well. The car is very comfortable as well I drive her back home (15hrs) and have no issues at all. The fuel economy is great as well get around 530 miles on a full tank. The car is not a race car so I wouldn’t expect that kind of performance. That being said she is pretty fast and handles great! I got mine in 2021 for about $24k with around 23k miles on it. For the money I’d definitely say it’s worth it.






Used
2015 Kia Optima LX
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Reviews
Would recommend for a cheap and reliable commuter
I've had my Optima for nearly a year now and nothing bad has happened so far, in 10 months I've put on 13,000 miles; from 74,000-87,000 miles and I haven't experienced a single issue. It looks good, runs reliably, and is comfortable on long drives. However, I feel that the acceleration is a little slow but hey, I'm 19, every teenager wants fast, but I'm really happy with my Optima and I definitely recommend it!






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Reviews
Great car! Handles wonderful!
Loved the Optima after upgrading from a Forte due to highway issues with it. Lots of room, dashboard has all the bells & whistles you could want. Quick pickup, gas mileage is great if you aren't using the A/C which burns gas fast. It's a great car and I loved it! Unfortunately turning it in after nearly 3 years due to mechanical issues. Battery went after 1 year of use, starter just went on it 2 days ago, collision warning system keeps shutting down while just driving with error message. Everything was covered under warranty, but I never had these fast problems with my Toyota's. Trading it in tomorrow for something else. Plus they did away with the Optima line.






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Reviews
Worth a look but bring a mechanic
Bought a sedan for the daughter on a cash deal so never dealt with any financing. I knew going in that the car had a salvage title but it was newer and less miles on the odometer than average. The one guy seemed surprised yet confused when I brought it up but he confirmed it later. I knew this by googling the VIN number and discovering it was bought at auction in Columbus and actually seeing the "before" pictures from there. You folks should try that when buying. It was priced accordingly and the mechanic/body guy did a good enough job replacing panels and windshield. Drives and brakes straight, no shimmies and it'll work. Just skipped a few minor things though that are no big deal. Got title mailed in 2 weeks or so and paying cash makes it so easy. I had to replace brakes and one rotor but figured it was cheaper for parts and I do it myself than deal with his 50% co-pay warranty. My big tips are doing research on the VIN history and being heavily mechanically inclined or bring someone who is to "grade" the workmanship. Use the bathroom and take a quick peek into the shop, looked pretty straight up to me. Watch those mileages too and know what things are going to need serviced soon (e.g. timing belt, transmission, tune up, etc). Watch for "stale" cars that been there that seems forever too. I'd buy again if the deal is right. I'm actually writing this as I'm checking his lot online. Originally found him from Car gurus on that Great or Good deal Nissan once I looked past that rebuilt title. I'm usually the last owner of cars and drive them until they totally die so title status means nothing to me anyways. You'll need a bit of time if you try to finance or there are 2-3 customers in front of you. Same car, same mileage but clean title was $3,000 more at a regular branded dealer so my time and understanding that it was wrecked was worth it. Overall, it's OK but keep these points in mind.






Used
2019 Kia Optima S
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Features
Reviews
Excellent value for an everyday vehicle
This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.






Used
2015 Kia Optima SXL Turbo
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Reviews
Scott Landers has been great.
Scott Landers has been great. I found this car online, contacted them through e-mail, we agreed on a price, I signed the paperwork (electronically) and sent the wire. Expecting the car to be shipped this week and looking forward to its arrival next week. Simple and Easy. A+
Very satisfied owner
I don't ever write reviews, but will now. I've had this 2015 optima ex turbo 1.4 yrs and really performs well! Smooth ride and not bad on gas. Have had no engine problems. No issues but little head space in cabin . Anyone over 5 10 is in trouble. It feels solid/safe driving. The turbo really moves when power is needed.






Used
2019 Kia Optima SX Turbo
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Reviews
I am not a fan of buying cars or dealing with
I am not a fan of buying cars or dealing with dealerships, but I recently purchased a 2024 Palisade and I have never had a better car buying experience. Fred Jordan was an excellent Sales Consultant. He was responsive when he needed to be and was respectful while I made the buying decision. Mark Wuebker got me through the paperwork in record time. I would imagine that I will buy another vehicle from them in the future!
Great car
Great car so glad I bought it body style is sleek and very classy looking very nice interior drives very nice and smoothly and has Bluetooth






Used
2020 Kia Optima LX
Vehicle information
Features
Reviews
Great dealership honest as they come
This is one of the best dealerships I've been to for a long time.Bought my last three cars there. Shawn diamond is a excellent sales person gives a 100% to make happy good guy deserves a raise.Great dealership.
About the Kia Optima
How much does the Kia Optima cost?
The Kia Optima price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for the Optima is $11,992, with pricing starting at $1,500.
What is the MPG of the Kia Optima?
The Kia Optima with traditional internal combustion engine offers up to 25 MPG city and 36 MPG highway for a combined rating of 29 MPG.
These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.
What are some similar vehicles and competitors of the Kia Optima?
The Kia Optima compares to and/or competes against the following vehicles:
What trim levels are available for the Kia Optima?
The Kia Optima is available in the following trim levels:
What model years are available for the Kia Optima?
Available model years for Kia Optima inventory range from 2005 to 2020.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Kia Optima by price
Compare the Kia Optima
Kia Optima under $20,000 by city
-
Kia Optima under $20,000 in Monroe, OH
9 Great Deals out of 41 listings starting at $3,900
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Kia Optima under $20,000 in Hunter, OH
9 Great Deals out of 44 listings starting at $6,495
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Kia Optima under $20,000 in Franklin, OH
9 Great Deals out of 41 listings starting at $6,495
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Kia Optima under $20,000 in Trenton, OH
9 Great Deals out of 41 listings starting at $3,900
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Kia Optima under $20,000 in Carlisle, OH
9 Great Deals out of 39 listings starting at $6,495
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Kia Optima under $20,000 in Springboro, OH
9 Great Deals out of 39 listings starting at $6,495
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Kia Optima under $20,000 in Four Bridges, OH
9 Great Deals out of 43 listings starting at $3,900
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Kia Optima under $20,000 in Germantown, OH
8 Great Deals out of 33 listings starting at $6,495
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Kia Optima under $20,000 in Wetherington, OH
8 Great Deals out of 44 listings starting at $3,900
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Kia Optima under $20,000 in Williamsdale, OH
8 Great Deals out of 39 listings starting at $3,900
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Kia Optima under $20,000 in Lebanon, OH
9 Great Deals out of 40 listings starting at $6,495
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Kia Optima under $20,000 in Seven Mile, OH
8 Great Deals out of 36 listings starting at $3,900
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