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Used
Kia Optima
for sale
near
Middletown, OH
under $20,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used
2013 Kia Optima EX
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Reviews
Brandy is awesome!
Brandy is awesome! She understood all of my needs and was patient and easy to work with. Ask for Brandy!
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.
Used
2015 Kia Optima EX
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Reviews
We wanted to lease a Tucson.
We wanted to lease a Tucson. We knew which one we wanted and when we arrived we were greeted by Cecil & nic who took amazing care of us through the buying process. Low key, no frustration and he even grabbed a few keys to make sure the vehicle we thought we wanted was in fact the one we wanted…choices are good. Ali & Anthony accommodated our needs in every aspect during the buying process.
Not too bad!
There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.
Used
2018 Kia Optima LX
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Had a great experience when purchasing our car.
Had a great experience when purchasing our car. Bob Johnson was a great salesman to work with. Whitewater is the only car dealer we work with.
I love my optima but sunroof guide is broken little part
I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver
Used
2019 Kia Optima EX
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Reviews
this may be a bit lengthy, but i think it’s important to
this may be a bit lengthy, but i think it’s important to give all of my opinion. i was looking for a 2015 or newer 1/2-ton full size pickup. they had several on their lot. i ended up with a 2019 ram 1500 classic big horn. i went here because they had a large variety of vehicles but specifically because they had the truck i wanted at the price i was looking to pay. i initially made contact with jesus, but finished with myron. they were both friendly, knowledgeable, and professional. a++ to both them and all of the staff i had contact with. i waited a couple weeks to write this review because i wanted time to see if any previously unidentified issues popped up with the vehicle and i can confidently say that it has run very well & i have had NO PROBLEMS with it. the pros: large selection of quality cars very easy to work with accommodating to my needs/requests above & beyond with cooperation and negotiation. no high pressure sales or multitudes of “add-ons” carfax included, plus they had a long history of maintenance records on the vehicle that they attached (prior to signing) the cons: beware of the “55 point inspection”. my mechanic found a few things that should have been caught during the inspection. so either they missed them or they didn’t consider them immediate enough to fix. (totally fair, i have no problem with that.). there was one not-quite-major-but-significant issue identified but we worked that out to my 100% satisfaction. (make sure you get an independent opinion on ANY used car you are looking to buy no matter where you get it. it’s a good practice.) the bottom line, aka tl;dr so would i buy another car from them in the future. yes, i absolutely would buy from them again. if you are looking for a good quality vehicle at a fair price, i recommend you at least go see what they have to offer.
Satisfying decision
Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.
Used
2015 Kia Optima SXL Turbo
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Thank you Daniel of Fairfield !
I had to take a car back due to unforeseen circumstances on my side and it was easy as they helped me to find something more affordable and reliable in my price range. I took the current vehicle to my mechanic and not a issue at all. I have been working with Daniel Ross for months to find something and he is amazing and treats folks as he would wish to be treated. Please go see him you will not regret this choice. Thanks Daniel!
Would recommend for a cheap and reliable commuter
I've had my Optima for nearly a year now and nothing bad has happened so far, in 10 months I've put on 13,000 miles; from 74,000-87,000 miles and I haven't experienced a single issue. It looks good, runs reliably, and is comfortable on long drives. However, I feel that the acceleration is a little slow but hey, I'm 19, every teenager wants fast, but I'm really happy with my Optima and I definitely recommend it!
Used
2020 Kia Optima LX
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Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!
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I bought this car new, and it has, and still is a great
I bought this car new, and it has, and still is a great car. The fuel economy is awesome, getting 35 to 37 MPG on the highway, and the only costs have been normal costs, which include general maintenance items such as oil changes, freon, tires, and batteries. The only minor issue is that the passenger seat sets low, and the height is not adjustable.
Used
2018 Kia Optima EX
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They were very helpful and replied back right away They
They were very helpful and replied back right away They also had other vehicles to look at
Optima is a great car for the money!
Just traded in my 2013 for a 2018 with less than 18,000 miles on it. I loved my Optima and wanted another. This one is nice, but missing the heated steering wheel my other EX had. I like the looks of the cabin on my 2013 better than this one, but it’s not bad. It’s a smooth comfortable ride, good on gas and has some nice safety features. Definitely not disappointed.
Used
2019 Kia Optima LX
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Reviews
Excellent customer service.
Excellent customer service.clean in safe vehicle.great deal on truck.excellent saleman.clean building.
Excellent value for an everyday vehicle
This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.
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I recently purchased a car from DeCarlo at McCluskey
I recently purchased a car from DeCarlo at McCluskey Chevrolet., and I have to say—it was hands down the best and easiest car buying experience I’ve ever had. From start to finish, everything was smooth, professional, and stress-free. The standout was the finance manager, who went above and beyond to make the process extremely comfortable and straightforward. They explained everything clearly, answered all of my questions with patience, and made sure I felt confident in every step. If you're looking for a dealership that truly values customer satisfaction and makes buying a car feel easy, I highly recommend DeCarlo at McCluskey Chevrolet. I’ll definitely be back when it’s time for my next vehicle!
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.
Used
2019 Kia Optima LX
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CPO Purchase
Great buying experience. No games or hassles. Upfront and honest. John Reszke (salesman) was excellent to work with. Would definitely buy from Fairfield VW again!
Great car
Great car so glad I bought it body style is sleek and very classy looking very nice interior drives very nice and smoothly and has Bluetooth
Used
2019 Kia Optima S
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Couldn't have got a better car for $29000
I've got A 2&3 year old this car has exceeded my expectations. My Kia has so much room for the kids or just riding in traffic to enjoy the sun. I NEVER imagined I'd own a Kia but I'm so glad this is what I decided on. Ive always purchased vehicles solely on looks and mainly performance and the 2019 Kia Optima is on my top 3, It's great in city and on highways while also looking slick and almost like a much more expensive car. Love love the Kia, I gotta hand it to the engineers on this one. Plenty of space great gas mileage and is much more then your everyday original stock filled car options. I still feel like a kid rolling around in it. #STILLGOTIT#
Used
2017 Kia Optima LX
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Really Enjoyed Working With Vince On Buying An 04
Really Enjoyed Working With Vince On Buying An 04 Corvette He Made it Very Easy
Best car I ever had
This car fits perfect for me and my little family I love it so much Brittany helped me find exactly what I need and I got the price range too
Used
2020 Kia Optima LX
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Reviews
We love the car but one major flaw.
We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!
Used
2015 Kia Optima LX
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Very satisfied owner
I don't ever write reviews, but will now. I've had this 2015 optima ex turbo 1.4 yrs and really performs well! Smooth ride and not bad on gas. Have had no engine problems. No issues but little head space in cabin . Anyone over 5 10 is in trouble. It feels solid/safe driving. The turbo really moves when power is needed.
Used
2019 Kia Optima LX
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Excellent Choice for Value
I have a 2006 Kia Sportage LX with 100,700 miles on it. As you can tell, I don't particularly drive much. But my Sportage has been VERY reliable. (I call it "Ole Faithful.") In 15 yrs I haven't had to put much money into it. Other than a set of tires, a battery, and regular oil changes, I've had to put in an AC condenser and a power steering pump totalling about $1200.00 which isn't bad over 15 years of car ownership! When I decided to get another car for long distance road trips I immediately added the Optima to my short list. My priority was a mid-sized car with great safety ratings and features, and comfort. The other vehicles I considered were the 2019 Accord, Camry, and Sonata. After MONTHS of research I decided on the Optima S. I LOVE. LOVE, LOVE this car, and do not regret my choice one bit! It checked ALL my boxes, plenty of interior and trunk space, technology features, and of course safety (blindspot, rear cross traffic, lane keep assist among others). And as far as value for the money, Accord and Camry couldn't touch it. The gas milage is listed as a bit less that the Honda and Toyota, but I have been getting between 37 and 39 mpg highway, and 32 to 34 around town, so I really can't complain at all. I'd highly recommend adding this car to your list, to anyone looking for a mid-sized family car.
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Patrick was great to work with.
Patrick was great to work with. Presented me with details of the vehicle we were interested. Made the buying process easy. I would work with Patrick again.
Sporty, reliable, and worth the money.
Outside of a few repairs it has performed flawlessly. The leather seats cracked well before 60kmi, and we're not covered under warranty. Multiple paint chips at the very edge of the hood, but overall very satisfied. I'm hard on my cars and this one has performed very well.
Used
2016 Kia Optima LX
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Eric was a great help I would recommend the place because
Eric was a great help I would recommend the place because of him. Thank you
Perfect balance of comfort, performance, handling and
Perfect balance of comfort, performance, handling and cargo. Best car I've ever owned. Looks great. I get positive compliments on it's looks all the time.
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Excellent experience.
Excellent experience. Contacted dealer to set up time to test drive car. They were prompt and responsive. Working out details was easiest buying experience I have ever had. They were honest and made me very comfortable with the buying process. Will definitely be recommending them to friends and family.
I love my 2018 Kia optima
I just purchased a 2018 Kia optima from a used dealership at first I was concerned. But it only has 48,000 miles on it. Now 51,000 I always thought Kia was a girl car. But as a man. I love it. It has plenty room in the back. The car runs smoothly and I like the safety alert it gives when another vehicle is to close on you. I didn't want to drive it to work but the gas mileage is much better than my 2004 Ford escape . I've had my Kia almost a month now and I'm still trying to figure out how to work the features. Yes I recommend this car. Even if you get one with 100,000 miles on it. It would still run great
Used
2018 Kia Optima LX
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Awesome service I never have a problem with Jake
Awesome service I never have a problem with Jake Sweeney💪 I highly recommend you buy a vehicle from Zack
2018 Kia Optima Is One Sweet Ride
As a former GM owners we went into buying our next used car with an open mind. I knew Kias were known for their reliability and overall value, but until we took this car for a test drive, we weren't really aware of how good theses cars got. It's quiet rides real well gets great mileage...around 38-40 on the highway, upper 20's around town, it's the FE edition or Fleet Edition, it has a ton of features including, keyless entry, pwr windows, locks and mirrors, carplay, heated mirrors, I could go on and on but this car is great and looks great too. We bought it used a year ago with just under 46000 miles. the bottom line is when looking at used cars check out the Optima. You won't be disappointed.
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Used
2012 Kia Optima EX Turbo
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2020 Kia Optima LX
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2014 Kia Optima EX
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2020 Kia Optima S
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2016 Kia Optima LX
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2020 Kia Optima LX
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2020 Kia Optima LX
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2016 Kia Optima SXL Turbo
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Kia Optima by price
Compare the Kia Optima
Kia Optima under $20,000 by city
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Kia Optima under $20,000 in Middletown, OH
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Kia Optima under $20,000 in Four Bridges, OH
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Kia Optima under $20,000 in Germantown, OH
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Kia Optima under $20,000 in Wetherington, OH
11 Great Deals out of 40 listings starting at $3,500
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11 Great Deals out of 38 listings starting at $5,495
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This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.
