Coronavirus Car Deals: 5 Kia Models With 0% Financing and Why You Should Buy Them

kia-soal-2021-o-percent-financing.jpg illustration by Paul Dolan

Kia, like many other automakers, is taking steps to bolster sales in the face of the ongoing COVID-19 coronavirus pandemic. In addition to offering qualifying customers who finance via Kia Motors Finance up to 120 days’ deferral of their first payment, existing Kia Motors Finance customers who purchased a vehicle prior to March 14 “and who are providing care for themselves or a member of their household resulting from the current global health crisis and are temporarily not able to work” can qualify for up to three separate 30-day payment deferrals. On top of all that, a selection of new Kias are available with 0% percent APR financing.

Related: Should I Buy a Car During the Coronavirus Pandemic?

Shop the 2020 Kia Telluride near you

2020 Kia Telluride S
75,181 mi.
$27,897 $100 price drop
Fair Deal
2020 Kia Telluride S
58,039 mi.
$29,695 $100 price drop
Good Deal | $605 under

Unfortunately, two of Kia’s newest models — the Telluride three-row SUV and Seltos subcompact SUV — are not part of this financing offer, though Kia is offering $199-per-month leases on the Seltos and $309-per-month leases on the Telluride. Of the qualifying models — the 2019 Forte and Niro Plug-In Hybrid and EV, and the 2020 Forte, Optima (all powertrain variants), Sedona, Sorento, Soul, Sportage and Stinger — here are five we recommend:

1. 2019-20 Kia Forte

kia-forte-2020-01-angle--exterior--front--red--textures-and-patterns.jpg 2020 Kia Forte | Manufacturer image

The Forte is a competent compact sedan, and the previous generation nearly unseated the Honda Civic in our segment-wide comparison test. It underwent a redesign for the 2019 model year that updated the styling to a more Stinger-inspired look and added an updated automatic transmission. For 2020, Kia added the GT and GT-Line trims. But if your budget is smaller, or if the current economic situation requires a bit more financial belt-tightening, a 2019 may be your best bet.

Shop the 2019 Kia Forte near you

2019 Kia Forte FE
20,304 mi.
Great Deal | $1,149 under
2019 Kia Forte LXS
15,407 mi.
Great Deal | $432 under

2. 2020 Kia Optima

kia-optima-2020-01-exterior--profile--white.jpg 2020 Kia Optima | Manufacturer image

Like the Forte, the Optima may not be the best overall in its class — mid-size sedans — but it is a solid value proposition. The Optima offers a roomy cabin, a robust list of standard safety features and a very user-friendly infotainment system. It’s also one of two vehicles on this list that has a redesign coming for the 2021 model year, so deals beyond just low financing may be available as dealers look to clear inventory ahead of the next generation’s arrival.

Shop the 2020 Kia Optima near you

2020 Kia Optima EX
47,374 mi.
Great Deal | $812 under
2020 Kia Optima S
39,267 mi.
$19,900 $1,000 price drop
Good Deal

3. 2020 Kia Sorento

kia-sorento-2020-01-angle--exterior--front--grey.jpg 2020 Kia Sorento | Manufacturer image

Here’s another vehicle with a pending redesign, which was announced virtually during what would’ve been the 2020 Geneva International Motor Show. The Sorento shares many similarities with the Hyundai Santa Fe, which won our most recent mid-size SUV comparison test. Like the Optima, the Sorento was already a strong value proposition before its pending redesign. It also comes with the same easy-to-use infotainment system that includes standard Apple CarPlay and Android Auto.

Shop the 2020 Kia Sorento near you

2020 Kia Sorento LX
28,149 mi.
Great Deal | $975 under
2020 Kia Sorento L
34,300 mi.
Good Deal

4. 2020 Kia Stinger

kia-stinger-2020-01-angle--dynamic--exterior--rear--red.jpg 2020 Kia Stinger | Manufacturer image

Stingers, for whatever reason, aren’t selling as well as Kia likely had hoped, and there are already lots of deals to be had for a shopper looking for something a little more fun. With an available (and potent) twin-turbocharged 3.3-liter V-6 producing 365 horsepower, the roomy Stinger is an able and affordable grand tourer. Plus, you can get one with a really cool-looking orange paint color. Take advantage of slow sales and dealers’ desire to move vehicles sitting on the lot for too long, now with the potential for excellent financing.

Shop the 2019 Kia Stinger near you

2019 Kia Stinger GT2
42,414 mi.
$32,000 $1,700 price drop
Good Deal | $684 under
Hot Car
2019 Kia Stinger GT2
60,810 mi.
$30,997 $985 price drop
Good Deal

5. 2020 Kia Soul

kia-soul-x-line-2020-07-angle--exterior--grey--rear.jpg 2020 Kia Soul | photo by Brian Wong

Last on our list — but perhaps first in our hearts — the 2020 Soul was a finalist for our Best of 2020 award. Offering a fun and funky combination of hatchback utility and respectable driving chops, the Soul may be your next vehicular soul mate. You could even get two, like this couple:

Shop the 2020 Kia Soul near you

2020 Kia Soul LX
39,749 mi.
Good Deal | $181 under
2020 Kia Soul S
39,953 mi.
Good Deal’s Editorial department is your source for automotive news and reviews. In line with’s long-standing ethics policy, editors and reviewers don’t accept gifts or free trips from automakers. The Editorial department is independent of’s advertising, sales and sponsored content departments.

Photo of Brian Normile
Road Test Editor Brian Normile joined the automotive industry and in 2013 and became part of the Editorial staff in 2014. Brian spent his childhood devouring every car magazine he got his hands on — not literally, eventually — and now reviews and tests vehicles to help consumers make informed choices. Someday, Brian hopes to learn what to do with his hands when he’s reviewing a car on camera, and to turn his 2021 Hyundai Veloster N into a tribute to the great Renault mid-engine, rear-wheel-drive hatchbacks. He would daily-drive an Alfa Romeo 4C if he could. Email Brian Normile

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