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Used Acura cars for sale near New Providence, NJ under $1,000,000

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868 matches 30 miles from 07974
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Est. $400 /mo*
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Net trade-in value
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Months
72
APR
7.0%
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Vehicle information

Ext. color: Apex Blue Pearl
Int. color: Orchid
Transmission: 10 Speed Automatic
Stock #: 37605A
VIN: 5J8TC2H80PL018535

Reviews

Open Road Acura of Wayne review

New car purchase

Humberto Cruz is a good man... made the buying process easy . Never pushed me into a car. Made the buying process easy! Gave me a great service plan and awesome service

2023 Acura RDX review

So far so good!

My review is all positive. Particularly we LOVE the Sound proofing inside the car. Only negative is it is GAS HOG! It is BIG and sometimes I feel bulky. All the features are sometimes difficult to remember how to do what. Navigation system is "goofy" at times claiming it does not have such listing..

Vehicle information

Ext. color: Liquid Carbon Metallic
Int. color: Espresso
Transmission: 10 Speed Automatic
Stock #: 36968A
VIN: 5J8TC2H54PL020620

Reviews

Open Road Acura of Wayne review

I love my shiny new MDX! Thanks DAVE!

We have been with Acura of Wayne for many years. No regrets! Dave Scattereggia is honest and professional and has always given us such fantastic deals that I feel like family! All the staff are warm and courteous and, Iike Dave, are Top Class!

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Red
Transmission: Continuously Variable Transmission
Stock #: IP014148
VIN: 19UDE4H60RA012113

Reviews

Open Road Acura of Wayne review

Hunberto cruz the best seller acura wayne nj Francisco

Hunberto cruz the best seller acura wayne nj Francisco jose baez since acura wayne nj 2017 to 2025 number 1 seller acura route 23 ask for this man good price good quality 👍

2024 Acura Integra review

Handles and drives great.

Handles and drives great. A Spec package is top of the line for any driver. The Turbo gives you great pop if needed in fast moving traffic, Proud Owner

Vehicle information

Ext. color: Liquid Carbon Metallic
Int. color: Ebony
Fuel type: Gasoline
Transmission: 10 Speed Automatic
Stock #: 37585LCB
VIN: 5J8YE1H05TL001633

Reviews

Open Road Acura of Wayne review

I cannot say enough great things about Jose Diaz at Open

I cannot say enough great things about Jose Diaz at Open Road Acura in Wayne, NJ. This is now the second car I’ve purchased from Jose, and both experiences have been nothing short of outstanding. From the moment you step into the showroom, Jose makes you feel like a priority. He’s professional, knowledgeable, and he truly listens to what you’re looking for—he is not just trying to make a sale. He takes the time to walk you through every detail, answers every question with patience and confidence while respecting you time. Needless to say he works tirelessly to make sure you leave with a deal you feel great about. What really sets Jose apart is his consistency. It’s rare to find a salesperson who remembers you years later, treats you like family, and maintains such a high level of integrity and care. That’s why I came back— why I’ll continue to come back. And, this is why I referred my daughter to him and we both walked out with two SUVs. If you’re looking for a smooth, pressure-free, and genuinely enjoyable car-buying experience, ask for Jose Diaz. He’s a true professional and a major asset to the Open Road Acura team. Thank you again, Jose, for making this another amazing experience for myself and my daughter

2026 Acura MDX review

The Aspec Advance MDX punches way above its class.

The Aspec Advance MDX punches way above its class. For the price point, you get all the bells and whistles. Compared to other higher end SUVs, you don’t have to add anything. It has massaging front seats that are heated and ventilated. It has a 19 speaker deluxe sound system. It also has a heated steering wheel and many other features. It drives like a dream smooth and quiet. Great road trip vehicle!

Vehicle information

Ext. color: Performance Red Pearl
Int. color: Parchment
Drivetrain: All-wheel Drive
MPG: 19-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 gasoline direct injection, i-VTEC variable valve contro
Stock #: W7298L
VIN: 5J8YE1H3XPL018007

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Paragon Acura review

Mohammed Farooq excellent customer assistance

I had an excellent experience in leasing my first Acura RDX 2021 with the help and assistance of Mohammed Farooq as our consultant and dealer. I thought i’m not gonna get my car due to some issues of negotiations. However, Mohammed’s expertise, patience and perseverance helps significantly to facilitate the whole process and experience becomes a great one. Thank you so much.

2023 Acura MDX Standard review

Like other reviews I love this car!

Like other reviews I love this car! Comfortable, stylish, it’s inherently a Honda so likely reliable. Gas mileage not great but better than MDX of the past which weren’t nearly as fun to drive! Highly recommend this Acura. Haven’t owned one since I had a 2008 TL but I have the same happy feeling whenever I drive it, now in a very different life stage!

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Ebony
Transmission: 10 Speed Automatic
Stock #: 50928A
VIN: 5J8TC2H53PL007471

Reviews

Open Road Acura of East Brunswick review

Highly recommend

Raymond Lee was so helpful when I went to look at a used car in their dealership. He answered any questions and provided me with a great deal for my purchase. I would definitely go back to him for my future car.

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Red
Transmission: 10 Speed Automatic
Stock #: 50553A
VIN: 5J8TC2H67PL002685

Reviews

Open Road Acura of East Brunswick review

Amazing Sales Team

walked in with a particular car in mind and terms that didn’t fit. Raymond Lee was my salesperson and did not discourage me from going with what I wanted and even came up with back up plans just in case. All while keeping my desired features in mind. Even when I grew frustrated he didn’t. He remained patient and friendly. I got what I wanted at terms I agreed with and I LOVE my car! Lonnie Sherry was the fastest, most honest and kindest finance person I ever met! Mike Pascarelli the manager even personally came over to answer my questions. This was the fastest I’ve ever been in and out of a dealership and the best group of people I’ve ever worked with. They listen and do what you ask. No pushy sales no shady business! Thank you!

Vehicle information

Ext. color: Liquid Carbon Metallic
Int. color: Ebony
Drivetrain: All-wheel Drive
MPG: 19-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 gasoline direct injection, i-VTEC variable valve contro
Stock #: U32697
VIN: 5J8YE1H95TL001713

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Paragon Acura review

The satisfying experiences with Paragon Acura

The Salesman named DENIS of Acura is a very proffesional, compassionate and hardworking persons who is a tremendous assets to Paragon Acura. He is very attentive and listens to our bad experienced to the previous sales representatives ( Jaeson) to whom we purchased a Pre-owned Acura MDX 2020 in lieu of our brand new Honda Pilot that we had trade in. So many false rhetorics that makes us so frustrated with the deals. We were able to get rid of our Acura and trade it in with a brand new 2023 Honda Odyssey with the big help of Denis. He is such an excellent guy who help us up all the way together with his Finance Manager and staff Isaiah Guadalupe. I and my wife is so grateful for your exemplary personnel. Who goes out of their way just to makes our purchased came into reality with satisfactions. Thanks Parago Acura for having staffs who goes beyond their calls of duty. Yours truly -Cesar & Glenda OUANO (your loyal customers

Vehicle information

Ext. color: Graphite Luster Metallic
Int. color: Ebony
Drivetrain: All-wheel Drive
MPG: 21-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 gasoline direct injection, i-VTEC VCM variable valve co
Stock #: W7234T
VIN: 19UUB3F52FA006256

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Paragon Acura review

Jose Perez is the Man

Went to Paragon 5 years ago for a recall on my car. We met Jose Perez for the first time. Great Person to have a Salesman. He wants to get to know you. He is not your typical man. He wants to make sure you get the car you want for te Best Deal possible. My Wife and kids have just got our 3rd car from him recently. He's the Man would recommend him to anyone. Thanks Jose & Team Paragon.

2015 Acura TLX V6 Tech review

I bought it new in January 2015.

I bought it new in January 2015. Three month later my wife and I drove it from Orange County, CA to Quebec. Across the lower US states, up the East Coast to Newfoundland, then Quebec. Down the Canadian side to Niagara Falls and on to Ohio (once our home state). Up through MI upper peninsula, the Dakotas into Saskatchewan. Across lower Canada to Vancouver and all the way down the West Coast to home. Averaged 33 mpg over 15,000 miles in 69 days. NEVER a problem! Still own it and now it's at 89,000 miles. New tires, brake pads, oil/filter is all I have done. It's my 8th Acura since 1989! Excellent cars!!

Vehicle information

Ext. color: Urban Gray Pearl
Int. color: Ebony
Transmission: 10 Speed Automatic
Stock #: L50108
VIN: 19UUB6F53SA001952

Reviews

Open Road Acura of East Brunswick review

Wow for Ray and Carlos

What a wonderful experience I had at this location. I highly reccomend everyone to go to this Acura. The patience and professionalism are unmatched. The finance manager Carlos was amazing and helped make the process so much easier! Ray was my salesman and did awesome. Thank you guys. I will definitely be referring.

Vehicle information

Ext. color: Liquid Carbon Metallic
Int. color: Red
Drivetrain: All-wheel Drive
MPG: 19-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 gasoline direct injection, i-VTEC variable valve contro
Stock #: P4608
VIN: 5J8YE1H09PL021812

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Acura of Ramsey review

Superior Service

They went above and beyond for me and my family to get the vehicle we needed. Thanks so much!

2023 Acura MDX A-SPEC review

I have the 23 Acura MDX SH-AWD I love the ride and looks

I have the 23 Acura MDX SH-AWD I love the ride and looks of it. I wished I would have bought one a long time ago . Just wished it got better gas mileage. But for a V6 aspirated engine. I shouldn’t complain. It’s comfortable, handles as good if not better than the Atlas I had.

Vehicle information

Ext. color: Black
Int. color: Ebony
Drivetrain: All-wheel Drive
MPG: 25-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 gasoline direct injection, DOHC, VTEC variable valve co
Stock #: U22709
VIN: 3HDSA2H70SM701350

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Autosport Acura of Denville review

Buy your vehicle from here!!!

Seamless buying experience with no pushy salesman. Meghan is amazing. 5 star rating!

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Ebony
Fuel type: Gasoline
Transmission: 10 Speed Automatic
Stock #: 37335A
VIN: 5J8YE1H07PL012400

Reviews

Open Road Acura of Wayne review

I am writing to express my satisfaction with my recent

I am writing to express my satisfaction with my recent lease of an Acura ZDX from your dealership. The experience was truly enjoyable, and I appreciate the professionalism and patience displayed by the staff. In particular, Jean, the sales manager, and David, my salesman, were exceptional. I was impressed by the dealership’s knowledge and expertise. They provided me with comprehensive information and answered all of my questions thoroughly. I feel a strong sense of trust and loyalty towards your dealership and would highly recommend it to others. Thank you again for making a smooth and easy transaction. But best of all a great deal.

2023 Acura MDX review

Love our 2023 MDX

We love our 2023 Acura MDX -- handling, ride (in all modes), acceleration (definitely enough when you need it to enter the highway, etc.), interior, dependability, technology and size. This car is the perfect size for us with 3 dogs. We make lots of trips to the park and of course, to stores regularly too. We do lots of DIY projects too so we need to haul materials. The MDX offers plenty of space to do it. The gas mileage is great (25 mpg+ in the city for us) -> much better than the under 10 mpg we had been getting with our 2018 truck. Very pleased with the versatility of the MDX.

Vehicle information

Ext. color: Majestic Black Pearl
Int. color: Ebony
Transmission: Continuously Variable Transmission
Stock #: 50970A
VIN: 19UDE4H3XPA020089

Reviews

Open Road Acura of East Brunswick review

EARDBR

Inviting and informed salesperson. Raymond was direct, knowledgeable and accommodating. He made the car buying experience a pleasure. We have now purchased 4 vehicles at Open road Acura and plan on continuing to buy from them.

2023 Acura Integra review

This car is amazing but if you like music you are going

This car is amazing but if you like music you are going to have a lot of problems with its audio system. Who ever Acura let do the audio system needs to never do it again. Audio system doesn’t even last for more than a year

Vehicle information

Ext. color: Majestic Black Pearl
Int. color: Ebony
Drivetrain: All-wheel Drive
MPG: 19-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 gasoline direct injection, i-VTEC variable valve contro
Stock #: FT08353
VIN: 5J8YD4H32KL017866

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Fast Track Motors review

Bought my first car and get approved Thank you fast

Bought my first car and get approved Thank you fast track motors I will come back for my 2nd car

2019 Acura MDX 3.5L review

Love me an MDX.

My current car is a 2019 MDX. I absolutely love it. My previous car was a 2012 MDX. The only reason I don’t have that car is my daughter “totaled it” 2 days after getting her license. BUT my daughter walked away, unhurt, no broken bones, no concussion, not even a bruise. I thought the car would look like a mangled mess, just looked like it went off roading. I had no idea these were TANKS on the road. I will continue to drive these now that I know. The 2019 is very similar to the 2012, but love the apple car play, lane assist, and better gas mileage.

Vehicle information

Ext. color: Apex Blue Pearl
Int. color: Orchid
Transmission: 10 Speed Automatic
Stock #: L49545
VIN: 5J8TC2H80SL002571

Reviews

Open Road Acura of East Brunswick review

Thank you Freddy, Tito and Carlos !!

What a great place to purchase an Acura !! I drove 75 miles from Philadelphia late on a Saturday and was greeted at the door by Freddy, the used car Manager, as he knew I had a long drive, and was on my way. He had the A-spec ready for my test drive, as he appraised my 2011 TL. He handed me over to Tito, who was awesome. Friendly, informative and immediately like a buddy. Freddy gave me exactly the number I had in my mind for my trade, so that made the start of the process easy and honest. Tito worked the deal, we closed, and Carlos in finance worked his magic and the deal was done. After taking delivery there was one small issue that needed attention. They drove all the way to me, dropped off a 2020 loaner, picked up my TLX, repaired it and had a friendly driver take it all the way back to me (Thanks Jerdy !!) Buying a car can sometimes be a headache, but not at Open Road Acura. There was no pressure, no attitudes, and the entire staff I met was friendly and courteous. This is my third Acura in a row, and I know when it's time for the next one, I'll drive the extra miles to deal with this awesome dealership !! Thank you Freddy, Tito and Carlos the superhero !! I love my Open Road Acura A-spec !!

Vehicle information

Ext. color: Majestic Black Pearl
Int. color: Ebony
Transmission: Continuously Variable Transmission
Stock #: 37163A
VIN: 19UDE4H35SA009770

Reviews

2025 Acura Integra review

Got a '25 Integra TypeS.

Got a '25 Integra TypeS. ~25mpg daily driver with attitude. Love driving this manual 6-speed! Engine and transmission is a perfect pair. Honda quality! Not the fastest car on the road but so much fun to drive and own.

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Espresso
Drivetrain: All-wheel Drive
MPG: 19-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 gasoline direct injection, i-VTEC variable valve contro
Stock #: T4993
VIN: 5J8YE1H47PL026252

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Acura of Ramsey review

Happy Customer

Mike was my salesman. I purchased a 2013 Acura RDX. Very nice and professional. My car purchase was made quick and easy. Very satisfied with the customer service. Will recommend this dealership to anyone.

2023 Acura MDX Technology Package review

Great car!

The car is very well made with a lot of features. Acura did not cheapen up with this car. I’m very happy with it. I highly recommend this car. I have had 2 other Acuras before and they are highly reliable.

Vehicle information

Ext. color: Lunar Silver Metallic
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 20-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 gasoline direct injection, i-VTEC variable valve contro
Stock #: 009858-58
VIN: 19UUB2F38KA009858

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Auto Spot of Mountain Lakes review

Korina helped my son get his odyssey, it was easy, and

Korina helped my son get his odyssey, it was easy, and smooth, will be back in the futuro

2019 Acura TLX FWD review

Beautiful

I have nothing but amazing things to say about my 2021 TLX SH-AWD ASPEC! It is beautiful, sporty, reliable. It drives like a sports car or a luxury sedan while Always looking stylish. Everyone does a double take. The new model looks so much better! This is my 3rd TL/TLX

Vehicle information

Ext. color: Phantom Violet Pearl
Int. color: Ebony
Drivetrain: All-wheel Drive
MPG: 19-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 gasoline direct injection, i-VTEC variable valve contro
Stock #: T4862
VIN: 5J8YE1H43PL013627

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Acura of Ramsey review

It was pure coincidence that while being in NY/CT/NJ for

It was pure coincidence that while being in NY/CT/NJ for a month that I happened across Acura of Ramsey and a car I was interested in. I sent an inquiry on a Saturday and Elbio D’Onofrio replied (called me) shortly thereafter. After exchanging some pleasantries, I then asked to speak with the amiable General Sales Manager Justin Agamie. Justin promptly called me and we set up an appointment to meet the following Monday. A handshake and one hour later…BAM…I bought the car I was interested in. Yes, it’s that easy when dealing with professional, proficient and personable people like this!

2023 Acura MDX Technology Package review

2023 MDX With Tech Package

Just traded my 2017 mdx tech for a 2023. All the improvements across the board are great. I love this car. I’m a huge Acura fan. This is my 5th Acura, 2nd mdx. Every Acura I owned has been purchased new, since 2004. I have yet to have an issue with any vehicle I have owned. I keep up on my maintenace and thats it. I usually get a new one every 5-6 years or once my odometer rolls over 120k, just so I can get a decent trade in allowance. Prior to getting my 2023 MDX, I looked at the BMW X5 for almost 20k more (not worth it) and the Audi Q7. Both are very nice looking cars and drive great. However I also own a 2011 audi a5 coupe as a weekend crusier and at 70k miles the motor blew due to excessive oil consumption. The European imports look and drive great. But the reliabilty is for xxxx. I’ve known other people who have owned them and had similar issues. Over engineered fancy looking junk. Acura is right on par with all the Euro imports as far as fancy options, performance, looks and comfort is concerned. But when it comes to reliabilty Acura blows them all away. If you are reading this and are considering a new MDX, or any Acura product, research how many older Acura’s are still on the road or for sale with a lot miles. Then compare those to older BMW’s Audi’s or Range Rovers. All those brands are at least 20% $ more for an entry level when new. Then a few years later you will see them advertised for at least 20% less then Acura’s. A repair bill for a BMW (Break My Wallet) or Audi can easily de-value the entire car. So unless money is if zero concern. Go with the MDX. It looks and drives great, and you will have long term reliability.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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