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Used
BMW cars
for sale
near
Galt, CA
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






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I just wanted to take a few moments to share my
I just wanted to take a few moments to share my experience buying a vehicle from Lending Group Auto for my son, who just turned 16. When shopping for a car, it's hard to find a good car at a reasonable price. It's even harder to find people that demonstrate integrity… after all it’s the car business. Today I hit the jack pot and couldn’t be happier. I found a GREAT car at a GREAT price! And Jesse and Halim were absolutely outstanding to work with. Their professionalism, honesty and dedication to customer service made this a 5-STAR experience for me. No games, no B.S, and the vehicle was beautiful. All of the cars on their lot looked very nice and well-kept. Their show room was immaculate. I have been car shopping for weeks and test drove many cars from other lots. I could not believe how some of these other cars looked. But not at Lending Group Auto. My car was in excellent condition. They have pride in their vehicles and care a lot about their reputation. They also know the market well and price their cars competitively. But it was the professionalism of Jesse and Halim that really stood out for me. They went above and beyond and I am very grateful for their help. I’ve only had the car for a few hours but I’m confident I purchased a great car at a great price. I will absolutely refer everyone I know to Jesse and Kalim and I will return to Lending Group Auto when I’m in the market for another car. Thank you guys!
Great
The car is great You can?t go wrong with a BMW is thing about the car is very very very nice. The body style is on point to






Used
2003 BMW Z4 2.5i Roadster
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Very straightforward and easy process.
Very straightforward and easy process. They were excellent to work with and the vehicle was nicer than described. 1000% recommend these folks and I am almost never happy with car buying experiences.
2003 BMW E85 3.0L 6sp manual M Sport
I've owned my 2003 3.0i 6sp E85 for almost 9 years. Equipped w/ M Sport option, 18" staggered alloys and painted in a beautiful Toledo Blue. Yes the car has need some maintenance, some worn parts replaced, but nothing too surprising or extraordinary expensive aside from tires. I'm in my 60's and still do most of my own work. Love the ride, the style, 6sp manual transmission, the power, the smoothness of the car in general. Would I recommend this car? Only to those that love a car that YOU want to drive. NO AI frills to distract one. Just a pure driving experience.






Used
2020 BMW X3 xDrive30i
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This is my 2nd BMW after keeping my previous 528 for over
This is my 2nd BMW after keeping my previous 528 for over a dozen years ! Still going strong but had to change. After test driving a few, came back to BMW... Its like Apple, once you get an iPhone, it is hard to switch ! Bought a CPO, which gives us more time. Nice car. Good power. Have to constantly check the speedometer to ensure we stay within limits ! So silent and smooth... Love it !






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Nice Place, Nice Cars, Nicer People
What a pleasant Surprise! I looked at several cars on this lot and was pleased to see how well they were set up. Clean and mechanically sound (I didn't see the usual oil leak stains, etc). The salesman took his time and helped me find a vehicle that fit my needs. In the office you can see these people love cars, and want to make the experience easy and straightforward. A nice family runs this lot. I am very happy with the car and the time spent there. Give them a try, you will like it.
Had the car for about 6 years and only had a few minor
Had the car for about 6 years and only had a few minor updates that were very easy to do myself. Have the look and feel of a newer/nicer bmw with fraction price and way easier to work on yourself.






Used
2014 BMW 528 i
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Had an amazing experience at Golden State.
Had an amazing experience at Golden State. Abi was incredibly helpful and made the process smooth and stress-free.r I’m beyond happy with my Tesla model three. It’s an everything I wanted. Highly recommend for the excellent customer service and hassle free experience. Craig R.
Most comfortable and reliable car I’ve owned
Great navigation system, roomy interior, stylish, easy to drive, large trunk space. The memory seat adjustment is a plus. Also has a great sound system.






Used
2022 BMW 430 i xDrive
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I have 2 BMW’s and this is by far the best!
I have 2 BMW’s and this is by far the best!Great to drive,superior handling,the ultimate driving machine.The engineering just keeps getting better.I highly recommend BMW and feel these cars are well built and worth the price.






Used
2023 BMW 530 i
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Niello Service Department
I bought a 2009 750i from Niello in Jun 2015. The sale was as smooth and quick, thanks to expert salesman Paul Chamorro and the Finance officer, Po San. After the sale, some things came up that needed attention -- a vibration, a headlight problems, a couple other things that were on the due bill, and a couple of things I asked them to investigate. Ryan Meeker, my service rep took very good care of me and worked with the service dept. to bring the car into excellent condition, with minimum expense to me. It could have been quite expensive, but Niello took responsibility for insuring I was happy with my "new" used car -- quite a deal for me! I couldn't be happier with the attention I've received from Niello. My thanks to everyone.






Used
2018 BMW X1 xDrive28i
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Very good, with a couple of caveats
2020 X1 w/sport seats and convenience package, purchased in 2023. Positive notes: It's a true BMW: sure-footed, agile, and no shortage of power when needed. It feels remarkably glued to the road despite its small size. Handles as well as my former 3 series and is just as fun to drive. Storage space is good. Ergonomics are good once you figure out all the technology. Negatives: Ride is a bit bumpy, even for a sporty car, which is apparently caused by the run-flat tires. If I was buying new, I'd get standard tires and a real spare, which fits in the storage space in the back. Sensatec seats are hot. In retrospect, I'd hold out for leather. Overall, I recommend this car if you're looking for something small, practical, full-featured and sporty.






Used
2008 BMW 328 xi
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Great valuable car 328xi
I've bought this 2008 328xi and now has around 200k millage on it and stills driving amazing, good driving feeling, nice stylish and the engine stills showing good power, it has been needing some love, like regular maintenance but not major or really expensive problems or repairs at the end of the day.






Used
2007 BMW 328 328i 4dr Wagon
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It was great working with Jacob.
It was great working with Jacob. We had an extremely unique situation and he made it work for us, effortlessly. Armen was Amazing as well! Highly recommend for any of your auto needs! We love this Chevy Tahoe!
A Timeless Classic with a few jenky quirks inside
Purchased my 07 BMW 328xi (E90) quite used, with 189,000 miles on it, and nearly no issues at all but for a badly-needed head unit upgrade and probably a systems software update (since it has no USB drives built into it, I'm unable to download and install the system software updates myself. Not a huge fan of the clonky iDrive or whatever it's called; seems a bit overkill. The factory DVD drive exclusively for Nav installation updates (that are now so beyond obsolete, they aren't even available,) is one of the more ridiculous decisions BMW made with this car. No full-size spare on extra rim in the trunk, which I thought was a German automotive norm, having owned four Audi A4s prior to this BMW. I was more than a little disappointed to find not only no full-size spare, but not even the space for one if you wanted one, and not even a spare tire of any sort, not even a lousy donut. And I get it, BMW has great faith in their "run-flat" tires. But every Audi I've owned has had not only factory run-flat tires, but ALSO the full-size spare rim and tire in a special compartment under the trunk. I'm stumped as to this continued oversight in BMW's decisions. The trunk location of the battery was a surprise, though now, having located three individual positive charging prods (two on the battery in the trunk, one on the upper left near the washer fluid reservoir,) I am decidedly a fan of having flexibility in car positioning for jumping other cars. I can't be positive, but I assume the floor mats that came with mine are factory, based on what I've seen online and the weird and raggedy shape of these horrendous things. Total fail, if so. I've had better stock floor mats in junky minivans than these frumpy little, not-quite-sized-right and with a weird flap of carpeting that sticks nearly onto the accelerator pedal itself, although it's unable to be tucked at all into the space underneath the pedals. Yuck. I expected better than these. Factory speakers throughout entire car still nearly mint, sound fantastic, and the audio controls allow for some pretty unique audio options (like the option to have the music automatically increase in volume as the car increases in speed lol. That's a funky little quirky. Um, can we real talk, BMW, about this whole outdated 90's-style popout cupholder situation? 🤔 I won't pretend to understand what the heck went on during that embarrassing decision, but man, that's not a good look or functional, you guys. Yeesh. Otherwise, so far so good. Smooth, comfy, classic style, beautiful paint color, impressive little car.






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Friendly customer service
Inquired about a Lexus online. They responded same day. Very polite salesmen made me a appointment to test drive next day. I didnt make it out there but they followed up with me to let me know they would be available when I was ready.
THIS is my sports car!
I wanted a Porsche. So I test drove numerous awesome used 911s. Then I bought the X5M. Granted, I got tired of looking for the exact right 911, prices on that car spiked like 100%, etc... But the TRUTH is that the X5M is faster than any 911 that's less than $150k, the driving & handling are nearly identical... except where they're better, like way more power and superior transmission/paddle shifter performance. And it gets me and my skis up the hill with high levels of luxury, safety, reliability and spaciousness. Kind of like a 911. Only bigger. badder and better!






Used
2013 BMW 328 328i Sedan
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Great experience
True professionals! I have never had a car buying experience as easy and stress free as this. You can tell by their inventory that they only sell incredibly clean and reliable vehicles!
5th 3
Have had 5 3 series`, and I wont drive anything else, starting with a `78 323. Love the whole layout, including the battery...surprising power for a 4 cylinder. My last was an inline 6, and this is far quicker. I`m 6 ft tall, and the back seat is , well, a back seat. You have as much legroom as the front seaters allow, but even with the front seats pulled a few inches forward, there is still ample room in front (and back). Only drawback? The shift into second can be a little abrupt, that`s about it. Thx.






Used
2013 BMW 328 328i Sedan
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Anwar
My experience with AWSI was very pleasant. The owner was more than fair, he did all he could to make me happy. I feel this is a dealership with integrity.
Have owned it for 48 hrs
BMW cars are very impressive. Well built and reliable transport with a high quality flare. This car is solid. Drives and runs like a top. Looks great!






Used
2012 BMW X5 xDrive35i Premium
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It rides very nice for what we paid for it
Drives and looks good. We have another car and don't drive it that much but it has been reliable so far.The body style is very impressive and interior is reddish leather love it






Used
2025 BMW 330 i xDrive
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Great experience. Family business with integrity.
No pressure sales and very helpful through the whole process. A pleasure to work with each family member on the lot. Very polite and respectful. They specialize in popular high quality used cars in very clean condition at a great price. Will come back here to buy my next used car!
I’ve had this 2009 sport wagon since 2016.
I’ve had this 2009 sport wagon since 2016. Bought it with 68k miles. It’s now at 118k miles. Plan on $1500-$2000/year for maintenance and I think it will easily go 200k miles. Fast enough, good handling, doesn’t attract police. My Best Buy.






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Excellent vehicle
I purchased a new 2009 328I 14 years ago, it had less than one mile on the engine. Today I have 210,000. I have replaced the radiator, starter and a few batteries and brake jobs. I have to say its been a very dependable car, its garage kept. My only complaint is BMW needs to replace the headlights that fog up after time and the melting door handles. This is clearly a manufacture defect. Apart from that the money was well spent. I'm going to drive it till the motor blows up.






Used
2022 BMW X5 xDrive40i
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Thank you Lumin Fisker of Folsom!
Thank you Lumin Fisker of Folsom! I inquired about a vehicle online, the respond by Roxanne was very quick, she was very informative and answered all my questions! I was be able to purchase my new Fisker, which I'm so excited about!!! Thank you Pete for making my financing process easy!
Mixed bag for us
Our 2022 X5 was a beautiful car to us. Unfortunately it didn't work for us as my wife is handicapped and found it difficult to get in and out of - it's higher than one would expect and came to realize the seats are more inboard than other cars that are direct competitors. The 3 inch door sill was almost like a running board and contributed to her struggles. Even though we had the multi-contour seats, we found the lower cushion seat side bolsters too firm for any drive more than an hour. The seat back was fine. While driving around town and 2 lanes was great, it didn't track as well on the highway as one would expect, even after an alignment (it was off at delivery). Our old Volvos were much better in that regard. The positives include the exterior and interior design/layout, the quality, ride, handling and power. It also still has a few buttons, albeit a bit small when driving. The headlights were awesome and the gas mileage was better than expected, 21 around town and 28+ on the highway. Our situation is unique, and after 7 months we sold the car to a tall, able bodied couple.






Used
2016 BMW X3 xDrive28d
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Wonderful vehicle
Our 2016 works flawlessly! We are so pleased we just purchased a very low mileage one with $15,000 in options which should make this one even more pleasurable,






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2014 Lexus is350 f sport
Bought the car I’ve been looking for with red interior and awd couldn’t really find too many of these specific models and also good pricing and good financing. Overall quick and great experience.
Glad I spent the extra dollars!
This vehicle has has taken my wife and me cross-country, as well as several other long distance trips, with a sum total of only one flat tire and no other mechanical, nor electrical issues at all! Any repairs have been moderate and frankly expected given the high number of miles (150,000 so far) on it. I expect to keep it for another year and a half.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
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BMW under $40,000 by city
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BMW under $40,000 in Galt, CA
43 Great Deals out of 207 listings starting at $3,650
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BMW under $40,000 in Herald, CA
34 Great Deals out of 197 listings starting at $3,650
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BMW under $40,000 in Collierville, CA
32 Great Deals out of 180 listings starting at $3,650
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BMW under $40,000 in Woodbridge, CA
21 Great Deals out of 90 listings starting at $6,498
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BMW under $40,000 in Thornton, CA
42 Great Deals out of 191 listings starting at $3,650
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BMW under $40,000 in Clay, CA
34 Great Deals out of 197 listings starting at $3,650
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BMW under $40,000 in Dogtown, CA
25 Great Deals out of 123 listings starting at $5,999
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BMW under $40,000 in Lodi, CA
20 Great Deals out of 87 listings starting at $6,498
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BMW under $40,000 in Wilton, CA
63 Great Deals out of 275 listings starting at $3,650
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BMW under $40,000 in Elk Grove, CA
64 Great Deals out of 277 listings starting at $3,650
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BMW under $40,000 in Lockeford, CA
12 Great Deals out of 66 listings starting at $6,498
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BMW under $40,000 in Walnut Grove, CA
44 Great Deals out of 192 listings starting at $4,999
BMW under $40,000 in Galt, CA by model
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BMW X5 under $40,000 in Galt, CA
2 Great Deals out of 28 listings starting at $6,995
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BMW X3 under $40,000 in Galt, CA
2 Great Deals out of 27 listings starting at $3,650
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This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.