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Used
cars
for sale
near
Callaway, FL
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used
2016 Volvo XC90 T6 Momentum
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Used
2025 Chevrolet Silverado 1500 WT
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Reviews
John Nicholson is AN AWESOME salesperson
We picked our 2023 4-Runner today. He takes pride in finding the right vehicle for your needs! This is one of many we have bought through John T Panama City Toyota. John deserves 10 STARS!! Service is also great at this dealership Roger B & Kate D
Love this car.
Love this car. I wish there was more to the interior though, as it is pretty plain and nothing extraordinary. If they had the bigger infotainment screen for the front bench seat it would have a gotten that one. This car over all is great bang for the buck.
Certified
2023 Honda Civic Sport Touring
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Outstanding in all areas.
Outstanding in all areas. Victoria was charming polite and very helpful on answering all of my questions and my concerns. She is the best car salesperson I have ever encountered in my 62 years which lead me to purchasing a new 2025 Maverick. After the sale she called me the next day to ensure we made it home safe and check to see if I had anymore concerns.
A car that looks good and save gas now in days!
After changing jobs and having to drive 100 miles round trip, I decided to buy the 2023 Honda Civic, I think it was the best decision of my life, not only does it save me a lot of gas but it looks spectacular on the outside and not to mention The interior is simply perfect with a lot of space, like any criticism there are negative points such as the sound system which in my opinion lacks power to be able to listen to your favorite songs at full volume, another point that I would like to highlight is that it lacks entry to the car without having to use your remote control even my 2011 grand cherokee has it, in a general perspective it seems like a good car for price, safety and appearance, it has been my first honda and I think I will continue with the tradition of continuing to buy this model for a long time
Used
2015 Toyota Camry XSE
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The local touch works at Toyota!
John Nicholson worked his rear off to find the car my son was looking for, let us know it was there and then get us into and address any issues we had. Troy Lassiter got us through the paperwork in a flash, that was unexpected and nice and we were out of there with a new (to him) car for my son!
I've only owned this car since January 31, 2025.
I've only owned this car since January 31, 2025. Bought it used from a small dealer in Tennessee with 136,652 miles on it. I bought it because I moved to Tennessee and will be starting a new job soon, so I needed a reliable car to get to/from work. I've always had Hondas; this is my first Toyota, and has not let me down so far. It's comfortable, fun to drive, starts right up every time and you can shift the transmission manually for more fun. All I've had to do to it so far is oil change and replace tie rod ends. I always look forward to driving it. I love the styling of the SE trim, it has the 4 cylinder engine. Only thing I'm going to need to do to it soon is tires. I gave it 4 stars for performance cause the 6 speed transmission seems to lag a bit unless you use manual shift mode and it seems to want to shift into 6th gear too soon. Other than that, I love this car!
Certified
2020 Mazda CX-5 Touring
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Staff was very pleasant and worked hard for a good
Staff was very pleasant and worked hard for a good experience. Follow-up after the purchase has been great. All parts of the process were handled to the highest level of professionalism
I love it!
I love it! Bought it new in 2020. Grand Touring Reserve with the turbo in Soul Crystal red metallic. I'm currently at 56k miles with zero issues. I do oil changes every 5k miles. Originally I test drove a CRV, RAV4, Forrester, and CX5. I picked the Mazda bc it looks, feels, and drives like a luxury SUV. 320 |b/ft of torque for a compact really gives it the edge over anything else in the class. Four years later and it still feels as solid as the day I bought it. The handling's amazing, and the ride is great! Some people have called the ride firm but I would say it's super compliant. It settles very quickly over bumps without feeling upset. The Bose system sounds "good" but only has bass and treble adjustments with no mid which would make it even better. The ventilated seats work better than in other cars I tested as well. It's also one of the quietest too letting in very little wind and tire noise.
Used
2015 Jeep Wrangler Sport
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My first new car
I had a great experience with Panama City Toyota. Every team member I engaged with was friendly and helpful. Mr. Nicholson helped me purchase my very first brand new vehicle, answered all my questions and walked me through the whole process from start to finish. I would definitely do business with again. Thank you!
It’s a Jeep
The most American vehicular on the planet. I love my Jeep. It’s an acquired taste but I do so love my taste. Lift kit, 35’s, black and sexy as xxxx!!
Used
2020 GMC Sierra 1500 SLT
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Reviews
The oil change I received was surprisingly fast.
The oil change I received was surprisingly fast. Normally, I have to sit at a dealership for a couple hours to have this done. The short wait time was very impressive.
Any reviews on this vehicle is not correct.
Any reviews on this vehicle is not correct. We are first owners and it’s been an excellent truck. We hate to see it go !
Certified
2022 Chrysler Pacifica Touring L
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Zach at auto nation was the very professional Zach?
Zach at auto nation was the very professional Zach?s help made the process so nice while being on vacation buying a car is very stressful and it ended up being so stress free having Zach being the gentleman he is I love the Kia I?ve purchased and have to drive over 1,000 miles home to mass in with my puppy and my daughter ??
I have owned dozens of cars, trucks and minivans.
I have owned dozens of cars, trucks and minivans. This vehicle is the most versatile of them all. The V6 AWD is great on the hwy. And the steering is nimble in street driving. I would recommend to anyone to purchase. Stow and Go seats are best in class.
Used
2021 Toyota Camry SE
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Nathan took us patiently through the process of buying
Nathan took us patiently through the process of buying our new Highlander. He is very processional and answered all of our questions. I highly recommend Nathan!
Almost perfect
I have 34K miles on my '21 Camry and have enjoyed every mile! Traveling from FL to MN and back every year, we get 39+ MPG at 75 MPH (who needs hybrid or electric). The 4 banger engine provides more than adequate power. The transmission is the only weak point - Probably the worst automatic trans I have ever owned. It hunts and shifts to a lower gear needlessly at just about any speed.
Used
2022 BMW X5 sDrive40i
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We drove from Atlanta to Panama City Florida to purchase
We drove from Atlanta to Panama City Florida to purchase a pre-owned vehicle. From start to finish everyone was terrific and accommodating. Avi, our Sales Rep and Kody, the Sales Manager were great. All of our questions were answered to our satisfaction. The Lincoln MKZ that we purchased is beyond expectations Highly recommend PC Toyota for your next vehicle, new or pre-owned.
Mixed bag for us
Our 2022 X5 was a beautiful car to us. Unfortunately it didn't work for us as my wife is handicapped and found it difficult to get in and out of - it's higher than one would expect and came to realize the seats are more inboard than other cars that are direct competitors. The 3 inch door sill was almost like a running board and contributed to her struggles. Even though we had the multi-contour seats, we found the lower cushion seat side bolsters too firm for any drive more than an hour. The seat back was fine. While driving around town and 2 lanes was great, it didn't track as well on the highway as one would expect, even after an alignment (it was off at delivery). Our old Volvos were much better in that regard. The positives include the exterior and interior design/layout, the quality, ride, handling and power. It also still has a few buttons, albeit a bit small when driving. The headlights were awesome and the gas mileage was better than expected, 21 around town and 28+ on the highway. Our situation is unique, and after 7 months we sold the car to a tall, able bodied couple.
Used
2022 Volkswagen Atlas 2.0T SE w/Technology 4MOTION
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Autonation is a great place to get a new ride.
Autonation is a great place to get a new ride. Olivia salesperson was great finance manager was awesome helped us get vehicle we wanted and great deal.If interested in new ride definitely check them out
At Last my ATLAS has come along!
Great car! Overpaid a bit; but, bought top of the line with only 23k miles. Loved it and didn't want to dicker over price. Rudes well. Acceleration is good. Roomy, spacious passenger cabin and cargo bay. Amazing technology. I recommend this vehicle highly. Take a serious look at this one. You wont be disappointed.
Certified
2022 Toyota Tacoma SR5
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Love my Taco!
Love this truck's features and look! Only criticism is leg room in backseat! Other than that, it is a great truck that will hold its value and build equity well! 9.5/10
Used
2025 Hyundai SANTA FE Limited
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I bought this car because of the deal that Hyundai
I bought this car because of the deal that Hyundai provided. I didn't test drive the car till after I purchased it. It is a very pleasant surprise, as it is better than I expected. I like the appearance and the comfort, plus it's great for grandkids with the third row. The gas mileage is very good as well. Highly recommend this vehicle.
Used
2022 Chevrolet Silverado 1500 LTZ
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very good truck it is the best car i jave bought since my
very good truck it is the best car i jave bought since my opd one was broken this help me alot and thanks for seeing this
Certified
2023 Hyundai ELANTRA SEL
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Reviews
After getting 284K from our 2003 Elantra GLS and
After getting 284K from our 2003 Elantra GLS and Currently 108K trouble free miles from our 2019 Elantra SEL so far, I just bought a Certified (Passed 173 Point Inspection) 2023 Elantra Limited (Scarlet Red) with 19K miles. It is the most beautiful and Safety Rich (Accident Avoidance) "High Tech" Computer on Wheels Car I ever bought (I'm 65 Years Young!). The Tesla Phase 2 "Highway Driving Assistance" is "Best in Class". Also, The 46-48 MPG average per TANK full (Non Hybrid) is simply amazing! I like the 8 Speed Manual Performance Mode when I want a more spirited FUN to drive ride! Infotainment system and Bose sound system is also very good. The only nice feature NOT including until 2024 Elantra is 360 degree camera monitoring. I might purchase & install an aftermarket 360 camera setup from a Stereo shop in a couple years if I really need it?
Used
2021 Lexus ES 350 F Sport
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The most reliable car I’ve owned, it has style, comfort
The most reliable car I’ve owned, it has style, comfort and to many extras to list. We went from a Volvo S60 to this car and we are not disappointed!
Used
2022 Honda Accord Sport SE
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Reviews
Amazing customer service an overall amazing experience
Amazing customer service an overall amazing experience with excellent attention to detail from beginning to end!
This is a solid comfortable car nearing luxury status.
This is a solid comfortable car nearing luxury status. My only concern is the infotainment system freezing at times and ignition loses connection with the FOB every once in awhile.
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Reviews
We bought a new Sportage at Gilbert Kia.
We bought a new Sportage at Gilbert Kia. The entire process was excellent. We had a great salesman. A great selection of cars to choose from. Knowledgeable staff. Are salesman took the time to listen to what it is we needed and what it is we wanted. He gave us all kinds of options. He asked us about our preferences. He walked us through or was available on the lot and what we could order online. The entire process is relaxing and amazingly efficient. I would strongly recommend this dealership anytime you're interested in a new car.
My 2019 sorento has been a strong performer with no
My 2019 sorento has been a strong performer with no problems at all. Spacious, comfortable and very dependable. Very happy with this SUV Engine is strong, excellent value
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I just wanted to thank Tracy in the service department he
I just wanted to thank Tracy in the service department he went above and beyond to get me back in my car. If you go to the service dept make sure you ask for Tracy!! Great job my friend i can't thank you enough. ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
A great car - again
This is my second CX-5. This first was a 2016 I bought in 2019 and loved tremendously and then it was totaled when I was rear-ended by someone texting and driving during Covid. I drove a sort of hand-me-down Jeep for a while during the weird Covid period when everything was uncertain but knew I wanted another CX-5 as soon as I felt financially comfortable. The car is extremely comfortable, handles well and has a beautiful streamlined and simply classic look. My partner who is a die-hard Mercedes snob even loves it!
Used
2023 Buick Envision Preferred AWD
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Guys are super friendly, fast, professional and helpful.
Guys are super friendly, fast, professional and helpful. I always come back where the knowledge and passion comes together as life philosophy. Definitely: I'll be back.
Purchased pre owned with 56k miles.
Purchased pre owned with 56k miles. Everything seems to be great thus far. The only thing is I’m not sure the AC actually works as I normally keep it set to the “Auto” function. And when the temperature got up a little warmer than normal it didn’t seem to make the adjustment.
Used
2021 Volkswagen Tiguan 2.0T SE
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Tyrone is a real nice salesman.
Tyrone is a real nice salesman. He did not push anything on me, He explained things well, and I bought a great car. I would recommend him to anyone.
Great car and I shopped several
Great car, quiet ride mostly for an SUV, glad I bought it, tested Honda CRV, Mazda CX-5, Hyundai Tucson, Kia Sorrento, Chevrolet Equinox, Terrain, and many others, at that time I could not make a comparison with Toyota since there were none to be tested, the Tiguan stood above the others
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Cars under $40,000 in Callaway, FL by make
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Toyota under $40,000 in Callaway, FL
3 Great Deals out of 49 listings starting at $4,999
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Ford under $40,000 in Callaway, FL
12 Great Deals out of 38 listings starting at $3,999
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Hyundai under $40,000 in Callaway, FL
2 Great Deals out of 24 listings starting at $9,800
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Kia under $40,000 in Callaway, FL
2 Great Deals out of 22 listings starting at $6,995
Find great prices by city
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Cars under $40,000 in Parker, FL
50 Great Deals out of 263 listings starting at $2,500
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Cars under $40,000 in Springfield, FL
50 Great Deals out of 263 listings starting at $2,500
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Cars under $40,000 in Tyndall AFB, FL
50 Great Deals out of 263 listings starting at $2,500
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Cars under $40,000 in Panama City, FL
50 Great Deals out of 263 listings starting at $2,500
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Cars under $40,000 in Cedar Grove, FL
50 Great Deals out of 263 listings starting at $2,500
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Cars under $40,000 in Lynn Haven, FL
50 Great Deals out of 263 listings starting at $2,500
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Cars under $40,000 in Pretty Bayou, FL
50 Great Deals out of 263 listings starting at $2,500
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Cars under $40,000 in Upper Grand Lagoon, FL
50 Great Deals out of 263 listings starting at $2,500
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Cars under $40,000 in Lower Grand Lagoon, FL
50 Great Deals out of 263 listings starting at $2,500
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Cars under $40,000 in Mexico Beach, FL
38 Great Deals out of 227 listings starting at $2,500
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Cars under $40,000 in Panama City Beach, FL
50 Great Deals out of 265 listings starting at $2,500
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Cars under $40,000 in Wewahitchka, FL
38 Great Deals out of 224 listings starting at $2,500
Find great prices on used cars in Callaway, FL
Used cars by body style and price
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This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.
