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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
cars
for sale
near
Callaway, FL
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used
2019 Toyota Tacoma TRD Sport
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Used
2025 Chevrolet Silverado 1500 WT
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Reviews
John Nicholson is AN AWESOME salesperson
We picked our 2023 4-Runner today. He takes pride in finding the right vehicle for your needs! This is one of many we have bought through John T Panama City Toyota. John deserves 10 STARS!! Service is also great at this dealership Roger B & Kate D
Love this car.
Love this car. I wish there was more to the interior though, as it is pretty plain and nothing extraordinary. If they had the bigger infotainment screen for the front bench seat it would have a gotten that one. This car over all is great bang for the buck.
Used
2015 Toyota Camry XSE
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The local touch works at Toyota!
John Nicholson worked his rear off to find the car my son was looking for, let us know it was there and then get us into and address any issues we had. Troy Lassiter got us through the paperwork in a flash, that was unexpected and nice and we were out of there with a new (to him) car for my son!
I've only owned this car since January 31, 2025.
I've only owned this car since January 31, 2025. Bought it used from a small dealer in Tennessee with 136,652 miles on it. I bought it because I moved to Tennessee and will be starting a new job soon, so I needed a reliable car to get to/from work. I've always had Hondas; this is my first Toyota, and has not let me down so far. It's comfortable, fun to drive, starts right up every time and you can shift the transmission manually for more fun. All I've had to do to it so far is oil change and replace tie rod ends. I always look forward to driving it. I love the styling of the SE trim, it has the 4 cylinder engine. Only thing I'm going to need to do to it soon is tires. I gave it 4 stars for performance cause the 6 speed transmission seems to lag a bit unless you use manual shift mode and it seems to want to shift into 6th gear too soon. Other than that, I love this car!
Certified
2020 Mazda CX-5 Touring
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Reviews
Outstanding in all areas.
Outstanding in all areas. Victoria was charming polite and very helpful on answering all of my questions and my concerns. She is the best car salesperson I have ever encountered in my 62 years which lead me to purchasing a new 2025 Maverick. After the sale she called me the next day to ensure we made it home safe and check to see if I had anymore concerns.
I love it!
I love it! Bought it new in 2020. Grand Touring Reserve with the turbo in Soul Crystal red metallic. I'm currently at 56k miles with zero issues. I do oil changes every 5k miles. Originally I test drove a CRV, RAV4, Forrester, and CX5. I picked the Mazda bc it looks, feels, and drives like a luxury SUV. 320 |b/ft of torque for a compact really gives it the edge over anything else in the class. Four years later and it still feels as solid as the day I bought it. The handling's amazing, and the ride is great! Some people have called the ride firm but I would say it's super compliant. It settles very quickly over bumps without feeling upset. The Bose system sounds "good" but only has bass and treble adjustments with no mid which would make it even better. The ventilated seats work better than in other cars I tested as well. It's also one of the quietest too letting in very little wind and tire noise.
Used
2018 Toyota Camry XSE
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Staff was very pleasant and worked hard for a good
Staff was very pleasant and worked hard for a good experience. Follow-up after the purchase has been great. All parts of the process were handled to the highest level of professionalism
Great Car
I have purchased six Camrys. So, when it was time to purchase a new one, I didn't check the features. I was pleasantly surprised by the radar cruise control that maintains your distance from the car in front regardless of the speed setting. It also flashes on your mirrors when a car is in your blind spot. The large screen on the radio is super. There are many other great features you will love!
Used
2021 Ford F-150 King Ranch
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Reviews
The oil change I received was surprisingly fast.
The oil change I received was surprisingly fast. Normally, I have to sit at a dealership for a couple hours to have this done. The short wait time was very impressive.
Great truck, I have no issues with this truck.
Great truck, I have no issues with this truck. Occasionally the Snyc screen freezes up. Acceleration is excellent. Highway MPG is 23 Local is around 12 mpg. Mixed City Highway is 15 mpg
Used
2015 Jeep Wrangler Sport
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Reviews
My first new car
I had a great experience with Panama City Toyota. Every team member I engaged with was friendly and helpful. Mr. Nicholson helped me purchase my very first brand new vehicle, answered all my questions and walked me through the whole process from start to finish. I would definitely do business with again. Thank you!
It’s a Jeep
The most American vehicular on the planet. I love my Jeep. It’s an acquired taste but I do so love my taste. Lift kit, 35’s, black and sexy as xxxx!!
Used
2024 Toyota Tacoma TRD Sport
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Nathan took us patiently through the process of buying
Nathan took us patiently through the process of buying our new Highlander. He is very processional and answered all of our questions. I highly recommend Nathan!
For a non full size pickup it seems pricey, but then
For a non full size pickup it seems pricey, but then again full size truck prices are ridiculous. The interior is really nice, spacious and well built. The truck handles incredibly well, and the 4 cylinder turbo has plenty of power. I was impressed with it's 6,000+ towing power. The exterior is mean looking and looks great heading down the road. I bought a SR model because I need a truck, not something full of options. The only downside is the box is smaller and holds a lot less than a full size and the Toyota sense safety is a bit much. I know it's there for a reason but it can be confusing.
Used
2020 GMC Sierra 1500 SLT
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Zach at auto nation was the very professional Zach?
Zach at auto nation was the very professional Zach?s help made the process so nice while being on vacation buying a car is very stressful and it ended up being so stress free having Zach being the gentleman he is I love the Kia I?ve purchased and have to drive over 1,000 miles home to mass in with my puppy and my daughter ??
Any reviews on this vehicle is not correct.
Any reviews on this vehicle is not correct. We are first owners and it’s been an excellent truck. We hate to see it go !
Certified
2023 Honda Civic Sport Touring
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Reviews
Autonation is a great place to get a new ride.
Autonation is a great place to get a new ride. Olivia salesperson was great finance manager was awesome helped us get vehicle we wanted and great deal.If interested in new ride definitely check them out
A car that looks good and save gas now in days!
After changing jobs and having to drive 100 miles round trip, I decided to buy the 2023 Honda Civic, I think it was the best decision of my life, not only does it save me a lot of gas but it looks spectacular on the outside and not to mention The interior is simply perfect with a lot of space, like any criticism there are negative points such as the sound system which in my opinion lacks power to be able to listen to your favorite songs at full volume, another point that I would like to highlight is that it lacks entry to the car without having to use your remote control even my 2011 grand cherokee has it, in a general perspective it seems like a good car for price, safety and appearance, it has been my first honda and I think I will continue with the tradition of continuing to buy this model for a long time
Certified
2022 Chrysler Pacifica Touring L
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I have owned dozens of cars, trucks and minivans.
I have owned dozens of cars, trucks and minivans. This vehicle is the most versatile of them all. The V6 AWD is great on the hwy. And the steering is nimble in street driving. I would recommend to anyone to purchase. Stow and Go seats are best in class.
Used
2010 Toyota Tacoma Base
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Love my Toyota Tacoma
I love my Tacoma 4x4 , I have over 208,000,000 miles on it. Great performance and pulling power up and down the mountains of Colorado often towing a trailer. Something alot of owners don't think about is the paint job, after all these years it still has a new car shine on it . Some cars with a whole lot less years maybe rusted out or clear coat is peeling. Not mine. Of course we have to mention the reliability of this Truck. Its a Toyota! Never had any major issues ,just basic maintenance, oil changes,brakes, filters. 6-16-23. I am having issues with my (a/c heater) blower knob, it's been hard to turn but still works along with the air conditioner. The interior is OK. It's a truck, the upholstery is still holding up good a little dirty but still very much intact. If Toyota would only realize that we like to drink larger cups then the cup holders the give us ( one of the few things I don't like about it) Lots of foot room for my 6'2" frame. The bed is small for carrying long items so probably not for the full time contractor. But gets the job done if you know how to pack. I'm very satisfied with my purchase made many years ago and how well the resale value has held up compared to other vehicles.
Used
2022 Chevrolet Silverado 1500 LTZ
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very good truck it is the best car i jave bought since my
very good truck it is the best car i jave bought since my opd one was broken this help me alot and thanks for seeing this
Used
2022 BMW X5 sDrive40i
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Reviews
We drove from Atlanta to Panama City Florida to purchase
We drove from Atlanta to Panama City Florida to purchase a pre-owned vehicle. From start to finish everyone was terrific and accommodating. Avi, our Sales Rep and Kody, the Sales Manager were great. All of our questions were answered to our satisfaction. The Lincoln MKZ that we purchased is beyond expectations Highly recommend PC Toyota for your next vehicle, new or pre-owned.
Mixed bag for us
Our 2022 X5 was a beautiful car to us. Unfortunately it didn't work for us as my wife is handicapped and found it difficult to get in and out of - it's higher than one would expect and came to realize the seats are more inboard than other cars that are direct competitors. The 3 inch door sill was almost like a running board and contributed to her struggles. Even though we had the multi-contour seats, we found the lower cushion seat side bolsters too firm for any drive more than an hour. The seat back was fine. While driving around town and 2 lanes was great, it didn't track as well on the highway as one would expect, even after an alignment (it was off at delivery). Our old Volvos were much better in that regard. The positives include the exterior and interior design/layout, the quality, ride, handling and power. It also still has a few buttons, albeit a bit small when driving. The headlights were awesome and the gas mileage was better than expected, 21 around town and 28+ on the highway. Our situation is unique, and after 7 months we sold the car to a tall, able bodied couple.
Used
2022 Volkswagen Atlas 2.0T SE w/Technology 4MOTION
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Reviews
At Last my ATLAS has come along!
Great car! Overpaid a bit; but, bought top of the line with only 23k miles. Loved it and didn't want to dicker over price. Rudes well. Acceleration is good. Roomy, spacious passenger cabin and cargo bay. Amazing technology. I recommend this vehicle highly. Take a serious look at this one. You wont be disappointed.
Used
2025 Hyundai SANTA FE Limited
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I bought this car because of the deal that Hyundai
I bought this car because of the deal that Hyundai provided. I didn't test drive the car till after I purchased it. It is a very pleasant surprise, as it is better than I expected. I like the appearance and the comfort, plus it's great for grandkids with the third row. The gas mileage is very good as well. Highly recommend this vehicle.
Used
2021 Lexus ES 350 F Sport
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The most reliable car I’ve owned, it has style, comfort
The most reliable car I’ve owned, it has style, comfort and to many extras to list. We went from a Volvo S60 to this car and we are not disappointed!
Used
2023 Hyundai ELANTRA SEL
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Reviews
After getting 284K from our 2003 Elantra GLS and
After getting 284K from our 2003 Elantra GLS and Currently 108K trouble free miles from our 2019 Elantra SEL so far, I just bought a Certified (Passed 173 Point Inspection) 2023 Elantra Limited (Scarlet Red) with 19K miles. It is the most beautiful and Safety Rich (Accident Avoidance) "High Tech" Computer on Wheels Car I ever bought (I'm 65 Years Young!). The Tesla Phase 2 "Highway Driving Assistance" is "Best in Class". Also, The 46-48 MPG average per TANK full (Non Hybrid) is simply amazing! I like the 8 Speed Manual Performance Mode when I want a more spirited FUN to drive ride! Infotainment system and Bose sound system is also very good. The only nice feature NOT including until 2024 Elantra is 360 degree camera monitoring. I might purchase & install an aftermarket 360 camera setup from a Stereo shop in a couple years if I really need it?
Used
2022 Honda Accord Sport SE
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Reviews
Amazing customer service an overall amazing experience
Amazing customer service an overall amazing experience with excellent attention to detail from beginning to end!
This is a solid comfortable car nearing luxury status.
This is a solid comfortable car nearing luxury status. My only concern is the infotainment system freezing at times and ignition loses connection with the FOB every once in awhile.
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We bought a new Sportage at Gilbert Kia.
We bought a new Sportage at Gilbert Kia. The entire process was excellent. We had a great salesman. A great selection of cars to choose from. Knowledgeable staff. Are salesman took the time to listen to what it is we needed and what it is we wanted. He gave us all kinds of options. He asked us about our preferences. He walked us through or was available on the lot and what we could order online. The entire process is relaxing and amazingly efficient. I would strongly recommend this dealership anytime you're interested in a new car.
My 2019 sorento has been a strong performer with no
My 2019 sorento has been a strong performer with no problems at all. Spacious, comfortable and very dependable. Very happy with this SUV Engine is strong, excellent value
Used
2023 Chrysler Pacifica Touring L
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Guys are super friendly, fast, professional and helpful.
Guys are super friendly, fast, professional and helpful. I always come back where the knowledge and passion comes together as life philosophy. Definitely: I'll be back.
E n j o y I n g -- T h e -- P a c i f I c a . Done
We owned a 2019 Pacifica and traded it (with only 51,000 miles) for a 2023 Pacifica Pinnacle. We traded early because we didn't want a hybrid, yet. This one is Red and gasoline...beautiful. Having a wonderful time, enjoying all its luxuries.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Cars under $40,000 in Callaway, FL by make
-
Toyota under $40,000 in Callaway, FL
3 Great Deals out of 49 listings starting at $4,999
-
Ford under $40,000 in Callaway, FL
10 Great Deals out of 37 listings starting at $3,999
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Hyundai under $40,000 in Callaway, FL
3 Great Deals out of 24 listings starting at $9,800
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Kia under $40,000 in Callaway, FL
2 Great Deals out of 23 listings starting at $6,995
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Chevrolet under $40,000 in Callaway, FL
2 Great Deals out of 20 listings starting at $11,999
Find great prices by city
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Cars under $40,000 in Parker, FL
43 Great Deals out of 264 listings starting at $2,500
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Cars under $40,000 in Springfield, FL
43 Great Deals out of 264 listings starting at $2,500
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Cars under $40,000 in Tyndall AFB, FL
43 Great Deals out of 264 listings starting at $2,500
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Cars under $40,000 in Panama City, FL
43 Great Deals out of 264 listings starting at $2,500
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Cars under $40,000 in Cedar Grove, FL
43 Great Deals out of 264 listings starting at $2,500
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Cars under $40,000 in Lynn Haven, FL
43 Great Deals out of 264 listings starting at $2,500
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Cars under $40,000 in Pretty Bayou, FL
43 Great Deals out of 264 listings starting at $2,500
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Cars under $40,000 in Upper Grand Lagoon, FL
43 Great Deals out of 264 listings starting at $2,500
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Cars under $40,000 in Lower Grand Lagoon, FL
43 Great Deals out of 264 listings starting at $2,500
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Cars under $40,000 in Mexico Beach, FL
32 Great Deals out of 228 listings starting at $2,500
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Cars under $40,000 in Panama City Beach, FL
43 Great Deals out of 268 listings starting at $2,500
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Cars under $40,000 in Wewahitchka, FL
32 Great Deals out of 225 listings starting at $2,500
Find great prices on used cars in Callaway, FL
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This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.
