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Used cars for sale near Central Falls, RI under $7,000

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322 matches 30 miles from 02863
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Gray
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: A/T
Engine: 140.0HP 1.8L 4 Cylinder Engine Gasoline Fuel
VIN: 2HGFB2F90CH511456

Features

Convenience: Heated Seats, Navigation System
Entertainment: Satellite Radio
Exterior: Sunroof/Moonroof
Seating: Leather Seats

Reviews

2012 Honda Civic EX-L review

Bought my 2012 brand new and 12 years later it still runs

Bought my 2012 brand new and 12 years later it still runs great! I have put o er 304,000 miles on it and have had no problems. I have done regular maintenance on the car and it keeps on ticking. The paint is poor condition and weather stripping has deteriorated. The interior has held well! The only thing after 12 years and lots of miles is the CD player is making noises and wearing out. I am going to keep driving until it dies which at this point seems like it might be another 100-200k miles.

Vehicle information

Ext. color: Polished Metal Metallic
Drivetrain: Front-wheel Drive
MPG: 21-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 11190
VIN: 1HGCP26499A091065

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2009 Honda Accord LX-P review

Best car I have ever own

This car met all my needs throughout the time I have owned it, really really reliable car, really good on gas, and just plain out amazing.

Vehicle information

Ext. color: Titanium Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 21-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: BG089763STK
VIN: 5XYKT3A13BG089763

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Stability Control
Seating: Third Row Seating

Reviews

Cumberland Hill Auto Sales & Service review

Great dealership

This a a great buying experience. Karim, Eva, and Bill all were great to work with. Very honest , they did everything they said they would and found us a great car at a great price. I would highly recommend and would another purchase when the time comes.

2011 Kia Sorento LX review

Best car I've ever owned!

I own a 2011 EX V6. I bought it with 61,000 miles on it in March 2021. I have just at 111,000 miles on it now. Best car I've ever owned. Had a mustang and Camaro before this and they were terrible. The worst problem I've had is the driver side door won't open from the outside, but opens from the inside. The battery died about 2 months after I bought, but I bought a new one, and it's been fine since. The driver side headlight went out bout a month ago but replaced it. Driver side fog light is out. Had check engine light come on about a month ago, but it was just the gas cap. Honestly, I've seen a lot of people with bad 2011 sorentos, so I'm grateful mine is good. Older couple in their 80s bought it brand new in 2010, and then I bought it at the dealership as they were finalizing their new Buick purchase. They told me the history of the car and everything. They barely drove the car 6,000 miles a year, so I think I lucked out. Now, the car feels every bump on the road, so not the comfiest SUV I've been in. The leg room isn't terrible in the 2nd row, but good luck with a rear facing car seat lol. You'll have to move the driver or passenger seat forward if you put the car seat behind them.

Vehicle information

Ext. color: Green
Drivetrain: Front-wheel Drive
MPG: 22-32
Fuel type: Gasoline
Transmission: Automatic, 6-Spd w/Overdrive
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 00609
VIN: 4T4BF3EK4BR097798

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2011 Toyota Camry SE review

I bought this car used with under 40,000 miles in 2014.

I bought this car used with under 40,000 miles in 2014. I have been driving it ever since and currently have 272,000 miles on it. After multiple accidents and repairs it has been an extremely reliable and dependable car. Up until 250,000 I would have still driven it across multiple states. My biggest complaint is the quality of paint and the exterior design being so poor. Last year I replaced the timing belt and that was the biggest cost I've had on the car. It is beginning to throw check engine lights randomly and is burning oil - oil needs to be refilled every 1000-1500 miles now. Overall it is still a dependable vehicle around town if you are managing the oil.

Vehicle information

Ext. color: Crystal Black Pearl
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, i-VTEC variable valve control, regular unleaded,
Stock #: NA216293
VIN: 1HGCP2F61CA216293

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2012 Honda Accord SE review

I agree with most of the ratings except I don't know how

I agree with most of the ratings except I don't know how it gets a 4.4 for comfort. The driver's seat is terrible. No matter how I tried to adjust it I end up with a sore back.

Vehicle information

Ext. color: Blue
Int. color: Tan
Drivetrain: All-wheel Drive
MPG: 26-26
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: I6 3.0L Natural Aspiration
Stock #: FFj29273
VIN: WBXPC93419WJ29273

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Frenchtown Auto Sales review

Real Estate Broker

I found this dealer to be extremely fair when I purchased a 2009 Toyota Rav 4, the price i paid was below market value and they threw in 4 brand new tires after I had purchased the vehicle. The sales person Mike said it was a sound vehicle and personally went over the vehicle when I picked it up. Bill at Frenchtown make it an enjoyable experience.

2009 BMW X3 xDrive30i review

Excelling driving experience

This car has good performance and safety to get on the roads. Fun to drive and a more reliable car. I drove this car for 120k miles.

Vehicle information

Ext. color: Satin White Pearl
Int. color: Ivory
Drivetrain: All-wheel Drive
MPG: 24-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 DOHC, variable valve control, regular unleaded, engine
Stock #: D3284907STK
VIN: 4S4BRBCC9D3284907

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, Premium Sound System, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Cumberland Hill Auto Sales & Service review

Car purchase

I bought a van maybe 13 yrs ago from them. I had it for quite some time no issues. After doing a few leases I’ve decided to purchase a used car from here again. I got the 30 warranty with my purchase. And not only did he help me with my odds and ends within the 30 days, but 2 + months later I brought it to him with the problem with the AC returning, well he fixed it right away, without charging me! He’s a great honest hard working man. And cares for his customers

2013 Subaru Outback 2.5i Premium review

Sharon and Jim

This is a great car. Rides good and has all the bells and whistles. Clean interior. I especially love the heated seats and outside temperature along with gas mileage shown. Love this car.

Vehicle information

Ext. color: Midnight Black Mica
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: S25168B
VIN: 5NPEC4AC2DH607085

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Colonial South Chevrolet review

Impeccable service and attitude as always!

Impeccable service and attitude! My car was serviced quickly, at a good price, and everyone was very cordial as always. I have been coming to Colonial South Chevrolet for a few years now, with excellent experiences throughout. Thank you!

2013 Hyundai SONATA Limited review

I purchaes my car new.

I purchaes my car new. And I love my car kept it service and it has been good to me. I have wsy over 100,000 miles and still going.

Vehicle information

Ext. color: Silver Ice Metallic
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 25-35
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecopower 1.8L I-4 DOHC, variable valve control, regular unleaded
Stock #: 1G1JA5SH2C4175874
VIN: 1G1JA5SH2C4175874

Features

Convenience: Keyless Entry
Entertainment: WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Avon Auto Brokers review

best in the business

Bought my 2nd BMW from avon auto brokers, they got me a great finance rate/ and the staff was amazing. they alway have a great inventory of vehicles.

2012 Chevrolet Sonic 2LS review

Great mileage, bought used

Bought used @ 8 yrs old. Very satisfied for retiree use and care. Great mileage. Some paint issues with rust on rear tire wells. It's Michigan winters & no garage.

Vehicle information

Ext. color: SILVER
Int. color: GRAY
Drivetrain: All-wheel Drive
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: 3L V-6 DOHC, variable valve control, engine with 228HP
Stock #: MB062811
VIN: WDDGF81X78F062811

Features

Convenience: Keyless Entry
Entertainment: CD Player, Premium Sound System
Exterior: Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Anderson Automotive review

I had an excellent experience working with Bobby and

I had an excellent experience working with Bobby and Rich, they were upfront and honest and I swear I was only at the dealership for 15 minutes, they have no additional fees and their cars are in the best condition and at the best prices!

2008 Mercedes-Benz C-Class C 300 4MATIC review

Expensive repairs

I am still driving this car after 11 years. I spent about $2200 on average per year to fix or replace this thing. Still drives good, far more expensive that I would like it to be.

Vehicle information

Ext. color: Tungsten Metallic Clearcoat
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 21-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 250262EC
VIN: 1C3CCBAB4DN636059

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Shannon Motors review

Eddie in Johnston was super friendly and helpful!

Eddie in Johnston was super friendly and helpful! So glad I came. Thank you very much!

2013 Chrysler 200 LX review

This is my daily drive.

This is my daily drive. Bought new in 2014 and have 93,000 miles. The car itself is gorgeous and looks sporty. For the time, this was luxury. Drives smooth, looks nice, interior has nice features, but in 2024 it is definitely 'dated' to say the least. No back up cameras, no drive assist or passing vehicle warnings, and no touch screen apps like the new vehicles have. But the heated seats work well, the AC is great, and it's fast and smooth. Don't get me wrong. I love my car. I've babied my car. The review of the vehicle is positive and I'd buy it again. But here are my complaints: 1. There is a huge delay between putting your foot down and getting those RPMs up. Response time is slow. This is definitely electronically intended. 2. For some reason, the window wipers fail. Been that way since day 1. Maybe this was a fault model. But it doesn't last long. Likely just a one off. 3. The battery and the serpentine belt are hidden behind the wheel well. It means you either have the tools and time at home, or you bring it into a shop. The design is ridiculous. 4. The spacers between the back windows deteriorate. I am not sure why its made of some different material than the rest of the exterior and window, but it's definitely a design flaw. Sadly, there arent many other vehicles, at least in 2024 that come close to the quality and design of the 2013 Chrysler 200 Limited with the same or similar price tag. Instead you're looking at vehicles 2-4x the price. I've enjoyed it a lot. I've received plenty of compliments over the years. Hopefully it will last me another 10 years. At 93,000 miles and now 12 years old, I've only had to replace the front rotors, the struts, and stabilizer bar.

Vehicle information

Ext. color: WHITE
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 regular unleaded, engine with 115HP
Stock #: JC-5187
VIN: 3VWDB61E5XM811371

Features

Seating: Leather Seats

Reviews

JC Auto Sales review

A great place to buy a car or truck never any pressure

A great place to buy a car or truck never any pressure Tony is awesome

1999 Volkswagen Cabrio NEW GLS review

Super fun to drive

This car is exceptionally fun to drive, especially with the top down. Great economy, good performance and it looks great.

Vehicle information

Ext. color: Shadow Black
Int. color: Dune
Drivetrain: All-wheel Drive
MPG: 22-31
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: M51142B
VIN: 3FA6P0T98GR129247

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Mastria Mazda review

Bringing my 2017 Mazda CX-3 to Mastria Mazda was a

Bringing my 2017 Mazda CX-3 to Mastria Mazda was a wonderful experience as it was my first time having to bring my vehicle in due to a recall on it. The staff there at the desk and the crew in the garage were absolutely wonderful while I hung out at the dealership relaxing watching tv. I absolutely loved the video of the overall health of my vehicle sent to me through the mechanic in the garage servicing my vehicle and for me it was exactly what I was looking for was the status of where I stood of what needs to be replaced for parts in the near future. I’m at peace now knowing the overall health of my vehicle and feel in great hands when I’m at my dealership. Any questions I have they have the answers always. Setting up the appointments online through their website is my favorite too as I can pick the day and time that works for me and my crazy busy schedule. I’m sad my Mazda is 9 years old, but Mastria Mazda has me every step of the way as my car ages. Shout Out To All Of You As Your All Amazing for every role you fill in at this dealership. I won’t take my Mazda anywhere else but Mastria! -Shannon C.

2016 Ford Fusion SE review

its such a beautiful and fun car, I love the car for its

its such a beautiful and fun car, I love the car for its personality. in fact I'm getting married to this car on April 8, 2025, which is also my 21st birthday. All of you are invited! it is also better than a megatron civic

Vehicle information

Ext. color: Brilliant Silver
Int. color: Charcoal
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, variable valve control, regular unleaded, engine wi
Stock #: JC-5050
VIN: 3N1AB6AP3CL704121

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Stability Control

Reviews

JC Auto Sales review

Tony was professional and easy to work with.

Tony was professional and easy to work with. He really went over the car with my wife and me. Listed a good number he would do on the car and then did them all. Including a few things he found as he was working on the car. I plan on buying a second car in January.

2012 Nissan Sentra 2.0 SR review

Winter,Spring,Summer,Fall

I take care of my baby, i totally transformed the car , its pimped out now . Bought this car at 60k Miles in 2017 and now has 215k miles present day. I will say , My oil changes were every 5000miles with full synthetic oil used. I change the cvt fluid every 50000 miles or once a year for me cause i have heavier rims and tires on the car. I must say this is the best car i have owned by far and if you love it , it will love you.

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 19-26
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: 51
VIN: KNDPCCAC9G7835127

Features

Convenience: Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Central Motors review

I recently bought a 2012 Honda Accord from Central

I recently bought a 2012 Honda Accord from Central Motors, and the whole experience was fantastic. The team was friendly, professional, and made the process easy from start to finish. They were upfront about everything, answered all my questions, and made me feel confident in my purchase. The car was in great condition, exactly as described, and you can tell they take pride in offering quality vehicles. I’d definitely recommend Central Motors to anyone looking for a reliable car and great service.

2016 Kia Sportage EX review

LOVE MY NEW RIDE!

This vehicle handles so great; very easy and comfortable! There is plenty of leg room and passenger room. The dash is easy to navigate and a really fun vehicle to drive. I LOVE it! And, so does my co-pilot, 26 year old son with Down Syndrome -- it met his approval too!

Vehicle information

Drivetrain: Front-wheel Drive
MPG: 29-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: AE30
VIN: 3N1AB7AP6HY335318

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Furnace Brook Motors review

These guys are fantastic they really help me get a car

These guys are fantastic they really help me get a car when I really needed it it was clean it was affordable and there was no hassle. I didn't feel pressured into anything. They made sure the car ran well and I was happy with the service good job guys!!

2017 Nissan Sentra SV review

NISSAN DEPENDABILITY

I purchased my Sentra SV with 45,000 miles on it. After 5:years, it has been a rock of dependability and gets outstanding gas mileage (43-45 mpg with the ECO mode.) I've only had to replace the battery and front brake pads and it has 76,099 miles. It may not be the sportiest car, but it's comfortable and gets 29-33 mpg around town.

Vehicle information

Ext. color: Shadow Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: Manual
Engine: 1.6L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 25284
VIN: 3FADP4BJ4KM143209

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Absolute Auto Sales review

Very happy. Fair & honorable.

Bought and traded. Great deal and great car. Much appreciated. Sales was an easy and proficient prosess. It was a pleasure doing business with Absolute.

2019 Ford Fiesta SE review

Fun car, great gas mileage

I've been told Ford is not making the Fiesta anymore! So glad I found this one, she's a beauty 😍 I bought mine new (Ingot Silver) I lovingly call her Inga...😂 Sunroof and all..in Florida. My 1st new affordable car since I was active duty USAF back in the 90's. Pathetic,huh?

Vehicle information

Ext. color: Ice Silver Metallic
Int. color: Slate Black
Drivetrain: All-wheel Drive
MPG: 26-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 DOHC, variable valve control, regular unleaded, engine
Stock #: AE29
VIN: 4S3BNAJ66F3061668

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Furnace Brook Motors review

I bought my car from here after other dealerships not

I bought my car from here after other dealerships not helping me with getting a loan. The owner Jake worked with me to get the loan. He is amazing. They are so patient and care about their clients. My car is reliable and so far, no issues!

2015 Subaru Legacy Limited review

Checks all the boxes!

My husband initially gave a lot of pushback when I told him this was "the car for me". His car broke down just before a planned long-distance trip, so he had to take his turn behind the wheel of my Subaru. Every wife loves to hear " You were right"! It handled ice, snow and everything else with ease plus great MPG!

Vehicle information

Ext. color: Stormy Blue Mica
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 15-21
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.7L V6 24V MPFI DOHC
Stock #: 77
VIN: JM3TB3MV2A0209084

Features

Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Central Motors review

Great cars, quality and service.

Great cars, quality and service. Highly recommend anybody looking great car and also smooth process for paperwork.

2010 Mazda CX-9 Grand Touring review

A great buy if you're looking for a used large SUV

Compared to other 3 row SUV's, this girl is handling beautifully. The V6 roars on the highway (it's also used in the Mustang '11), the handling is straight out of a large coupé, and the styling is beautiful. The cruise control is also very smooth in curves and in the up and downs. She always performs well in the snow, the AWD doesn't disappoint, and for towing she's not the best, but can still carry most small campers, if that's your jam. The interior doesn't disappoint either. The seats are so good they haven't changed them in 11 years (so far!). Best part is, all the 7 seats are comfy! The very back row however can get cramped for the legs for the taller individual, but still an overall great place to be. The sound is great, but expect issues with the Bluetooth. You still have a 6 CD reader, so there's that, and an AUX jack. The boot also has decent space with seats up, and great space with all seats down. It's not without problems, however. She is always thirsty. You will spend a lot on gas. Expect about 500km on a city/highway usecase, 400km in the winter. For parking, it can get cramped, especially in some smaller underground spots. Overall, great car, fun to use, but will cost an arm in gas.

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Four-wheel Drive
MPG: 22-28
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.5L I4 16V GDI DOHC Turbo
Stock #: 39
VIN: 1FMCU9GD3HUB72716

Features

Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Central Motors review

Very good people.

Very good people. It was nice to make a deal with Central Motors.Happy with my car purchase

2017 Ford Escape SE review

Great vehicle!!

This vehicle has been awesome from the day I first started driving it. Great on gas, engine is very responsive and reliable. A/C is very cold and the starts so nicely every time. The engine has all the power you would ever need. This one is a 2.0 Turbo. I have kept this car serviced regularly and it has performed flawlessly.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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