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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
cars
for sale
near
Cold Spring, MN
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2013 Subaru Outback 2.5i Premium
Vehicle information
Features






Vehicle information
Features
Reviews
Great people
Just bought a used vehicle from Adam at St Cloud Toyota. Very trustworthy and personable. We needed some thing done on the car. He took care of it. We would shop there again when the time comes. He makes your business. Everyone from the lady at the info desk to other people were very friendly.
So far I have been pleased with the performance of my
So far I have been pleased with the performance of my Rogue. It just turned 20,000 miles. I'm reading some of the negative reviews and wondering if they take proper care of their vehicles. Time will tell if the 3 cylinder turbo is a winner.






Used
2020 RAM 1500 Big Horn
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Reviews
I was there for service on 09/14/24 and the service guys
I was there for service on 09/14/24 and the service guys were great! They explained everything and were very courteous. The only complaint I have was the gentleman that came in with his family. From the minute he walked in, he was rude and condescending to the staff, letting his kid run all over the place. The service manager went back into the shop to talk to his guys and this gentleman made a comment about the service manager that was very off color and that made me very uncomfortable. I did talk to the service manager about this comment after the gentleman left as I felt so bad about it. I have to say that the service manager handled him very professionally even when he was being condescending to him.
No question, RAM has the other brands beat!
I've now had 3 2015 or newer Ram 1500's. I tend to out between 30k to 35k per year on my trucks, and I have had almost no issues with any of my Ram 1500 pickups. The first one and the one I am currently driving both had 5.7 liter Hemis, and the middle one had the 3liter turbo Eco Diesel. The last 2 have been Laramie editions with the first being a Big Horn edition. I have nothing but high marks to give these trucks across the board. Power-great Exterior styling- great Interior (especially the Laramies) - Stellar Reliability - great I think they are easily the best value and best looking trucks on the market.






Used
2021 Jeep Grand Cherokee Limited X
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Reviews
Purchased a 2022 Tacoma
I just went to look at Tacomas and happened to look at one that interested me. I took it for a drive and it met all my expectations. I’ve been very happy with the 2022 Tacoma.
I just love everything about my 2021 80th anniversary
I just love everything about my 2021 80th anniversary edition G/C! I purchased new but now has 81000km. So much enjoy all the style comfort with no issues. So much more reliable and better looking than the new body style that was released later in 2021.






Used
2020 Toyota Tacoma TRD Sport
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Reviews
Five star experience
Very good experience. Smooth transaction with no issues or surprises. Highly recommend traveling from the Twin Cities to make a purchase. Thorough sales and financing staff.
I love my Tacoma.
I love my Tacoma. I've always been a GMC person, but wasn't happy with their smaller pickup options. I made the jump to a Tacoma and I've already driven it across the country. I was very comfortable, extremely happy with performance.






Used
2022 Hyundai SANTA FE SEL 2.4
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Reviews
Excellent customer service.
Excellent customer service. Helpful on walking my son through his first car purchase. Non pressure approach
I've owned about 20 new vehicles and sold cars for 22
I've owned about 20 new vehicles and sold cars for 22 years, did a ton on research and ended up with the Caligraphy, it gives you so many features I wanted for a reasonable price. The engine is great and has plenty of power, great stereo, great highway cruiser as well. I have 32k miles, Hyundai has covered all my maintenance, and no warranty claims so far. Great Value! I have normally owned Toyota and Honda but wanted some features they either didn't have or I would have had to go to Lexus or Acura and pay way more for what I wanted.






Used
2021 Chevrolet Silverado 1500 LT Trail Boss
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Features
Reviews
Excellent experience
CJ was exceptional! He had more knowledgeable than 3 sales employees combined. He went above and beyond helping us and teaching us about a the Honda Accord we bought. I cannot say enough good things about him. He was excellent.
2021 LT Trail Boss has great styling, powerful engines,
2021 LT Trail Boss has great styling, powerful engines, and tons of technology in a great package. A commanding view of the road, a nice comfortable interior, amazing Bose Stereo system, tons of storage and tons of space for adults in the crew cab. But there are issues, side mirrors are too small, harsher ride (which I expected), and DFM, GDI engines, and questions on the 10 speed transmissions. I recommend disabling DFM ASAP or using the L9 trick to overide the system, to help prolong the life of the engines from lifter failure. Mine is under warranty for another 18K miles, if it acts up at all its into the dealership for warranty service.






Used
2022 Subaru Outback Limited
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Reviews
It was really amazing service and good quality thank
It was really amazing service and good quality thank you for your service go forward
Slower than molasses in January if you don't get the
Slower than molasses in January if you don't get the turbo. But a reliable wagon that's absolutely awesome for parents. Plus, you can make up for the lack of speed by just running over stuff thanks to the ground clearance.






Used
2022 Honda Civic EX
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Reviews
New accord
Great experience and great followup i dislike car shopping but this was a pleasant experience. Have already recommended the dealership. And scott to someone. Thsnks
I absolutely love mine in comfort I think that it could
I absolutely love mine in comfort I think that it could have been a little bit better but that's on long trips. Short trips the comfort is fine. My car was totaled and my airbags blew on my steering wheel and at my legs and I'm so glad that they did because I really would have gotten hurt without those airbags The seat belt also did its job very well and the brakes warning light came on first then the brakes came on the exact same time I was putting the brakes on a guy ran a stop sign and there really wasn't much I could do but hit him which it did total my car and I am now looking for another one of the exact same kind I want my car back I love my Honda Civic sport touring.






Used
2024 Subaru Outback Onyx Edition
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Reviews
Used Car Purchase
The sales guy, Donnie took special interest in making sure we were happy with the car. Mark, the finance guy found us a very good rate that would meet our requirements. The facility is new and very clean. I would recommend this dealership to anyone.
We currently own the Outback 2024 XT, and it’s a great
We currently own the Outback 2024 XT, and it’s a great car to drive. However, its turbo CVT engine does produce a slight lag in acceleration and when slowing down. Just a matter of getting used to. Also had issue with the lift gate button, which broke after only two months in possession. My wife and I are in our 60s, and all our kids have their own families, so thank goodness we don’t have to drive those 8 seater SUVs anymore. This outback has been the best alternative for us.






Used
2022 Kia Telluride SX
Vehicle information
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Reviews
Had a very good experience with Luther Honda of S.
Great people, nice selection of vehicles and it was not a pushy situation. Felt every person wanted to help. I would recommend the company and the staff working here.
We purchased the 2022 Telluride Prestige Nightfall for
We purchased the 2022 Telluride Prestige Nightfall for our family car. We couldn’t be happier and would recommend this vehicle based on looks, practicality, space, and reliability.






Used
2020 Nissan Altima SR Intelligent AWD
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Reviews
I love my low mileage CPO 2020 Altima SV fully loaded
I love my low mileage CPO 2020 Altima SV fully loaded well maintained car with only 23K miles. Car gets excellent gas mileage and nice pick up. Beautiful beige protected seat and stony blue metallic with paint protection. Take care of your vehicle and your vehicle will take care of you. Replace CVT fluid every 30K and regular tire or oil changes you will be fine. I’ve had two other Nissans with CVTS with no issues.






Used
2022 Jeep Grand Cherokee Summit
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Features
Reviews
We had a seamless experience buying a vehicle at Luther
We had a seamless experience buying a vehicle at Luther Honda in St. Cloud MN. Our friendly and knowledgeable salesperson was Ethan. He was eager to help us find the right vehicle and the right color without pressure.
My opinion of 2022 Jeep Grand Cherokee
This is my first Jeep I have ever owned. I always liked the looks of the Grand Cherokee. I’m happy with the vehicle. No complaints except it does like to drink gasoline. My previous 4 vehicles were all 8 cylinder full size pickup trucks. The Jeep being a 6 cylinder eats more gas. The Other than that, I’m very happy with my purchase of my 2022 Jeep Grand Cherokee. Good looks, drives well, comfortable and safe.






Used
2024 Jeep Grand Cherokee Laredo
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Features
Reviews
Had an issue with rattle in front end of truck when going
Had an issue with rattle in front end of truck when going over bumps...dealt with Barry in service re this issue. It was a long involved process of trying to figure out exactly what the issue was, but finally got resolved....Barry, sort of the middle man between mechanics, managers, field reps and myself, did an outstanding job of communicating everything that was going on. He is truly an asset to the dealership !!
Have owned Jeeps for 35 years.
Have owned Jeeps for 35 years. This is the most comfortable ever. Altitude 4x2 L, V6, avg. 19-24 MPG. Tow up to 8,000. 6 passenger with 2 fold downs in back. Paid 34k with 18k miles






Vehicle information
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Reviews
I purchased 2018 White Camry SE with 8-speed
I purchased 2018 White Camry SE with 8-speed transmission, with 36,000 miles on in May 2019. Now has 163,000 miles on it and still runs perfect. Everyone thinks it has turbo in it and that is because I use gear shift of course love the 8- speed transmission. Have no problems passing people. When I use cruise control at 69 mph have got around 41-43 mpg. Only issue had with my car was first year was a vacuum line staying open at times and it caused my car use more gas. Noticed the rpm guage wasn't dropping at times it was staying around 2 rpm instead dropping.. Took it to the dealership and that was the issue. Since then My car hasn't failed me at all!! Had for almost 6 yrs now and still love it!! I have been looking at getting Toyota Rava 4 but I keep going back to the 2021-2023 Toyota Camry SE of course White which to me is the prettiest and sharpest looking one. This is becaue I like to have little suv love have Tacome but I be looking at Camry SE. Lol.. This is a Nice looking , riding and very dependable car!! Thank You For My Toyota!!






Used
2019 Subaru Forester Premium
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Reviews
I had to make a 5 1/2 hour drive recently and loved how
I had to make a 5 1/2 hour drive recently and loved how smoothly my car drove, especially using cruise control with “eyesight” so it slowed when I was too close to the car in front of me. I couldn’t even feel it; I watched the speedometer. Love the safety features and extras like seat warmers and large sunroof.






Used
2021 Lexus ES 350 Base
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Reviews
The most reliable car I’ve owned, it has style, comfort
The most reliable car I’ve owned, it has style, comfort and to many extras to list. We went from a Volvo S60 to this car and we are not disappointed!






Used
2019 Ford F-150 King Ranch
Vehicle information
Features
Reviews
Awesome Truck
This is a great truck. Good acceleration, towing, and four-wheel drive. I am definitely a Ford lover now. Can't go wrong with this truck. Mine is a 5.0L and can't find a fault with it after four years of ownership.






Used
2018 Chevrolet Silverado 1500 Custom
Vehicle information
Features
Reviews
excellent customer services friendly, professional,
excellent customer services friendly, professional, knowledgeable and at the right price I highly recommend them
I had a base 2018 LT for just over 4 years.
I had a base 2018 LT for just over 4 years. I bought it used off a lease buy back. I loved the truck, and if I didn’t end up needing a bigger back seat, for car seats, I’d probably still have it. I thought the ride was bouncy, almost too bouncy. I had no issues mechanically. The antenna was stuck and I marred it up trying to replace it. And the sunglasses holder started falling. The tpms sensors failed. But no big issues. That’s why I give it 4 of 5.






Used
2024 Buick Enclave Premium AWD
Vehicle information
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Vehicle information
Features
Reviews
Tenvoorde Ford of St.
Tenvoorde Ford of St. Cloud gets a 10 star rating from me, from the minute I pull up to the lot there is someone with a smile to direct me as to my needs. The service writers are so on it, they have an insite to my every needs. The staff is there is most helpful with a nice clean waiting area as well as bathrooms. My service was fast, concise, knowledgeable and friendly. Can’t say enough about Tenvoorde Ford of St. Cloud. What a wonderful experience, Thank you to all at Tenvoorde Ford.
This truck has a jerk when changing gears sometimes.
This truck has a jerk when changing gears sometimes. I enjoy the truck overall easy to handle and comfortable. Drive with ease sight is good when driving.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Cars under $40,000 in Cold Spring, MN by make
-
Ford under $40,000 in Cold Spring, MN
52 Great Deals out of 329 listings starting at $2,500
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Chevrolet under $40,000 in Cold Spring, MN
54 Great Deals out of 295 listings starting at $2,500
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Jeep under $40,000 in Cold Spring, MN
28 Great Deals out of 109 listings starting at $3,490
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Subaru under $40,000 in Cold Spring, MN
5 Great Deals out of 91 listings starting at $4,990
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RAM under $40,000 in Cold Spring, MN
19 Great Deals out of 90 listings starting at $6,000
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GMC under $40,000 in Cold Spring, MN
12 Great Deals out of 77 listings starting at $3,999
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Nissan under $40,000 in Cold Spring, MN
9 Great Deals out of 57 listings starting at $2,500
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Honda under $40,000 in Cold Spring, MN
54 listings starting at $6,980
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Hyundai under $40,000 in Cold Spring, MN
2 Great Deals out of 49 listings starting at $4,750
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Toyota under $40,000 in Cold Spring, MN
7 Great Deals out of 49 listings starting at $3,499
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Dodge under $40,000 in Cold Spring, MN
4 Great Deals out of 48 listings starting at $2,499
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Chrysler under $40,000 in Cold Spring, MN
6 Great Deals out of 35 listings starting at $3,999
Find great prices by city
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Cars under $40,000 in Richmond, MN
205 Great Deals out of 1286 listings starting at $1,999
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Cars under $40,000 in Rockville, MN
262 Great Deals out of 1573 listings starting at $1,999
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Cars under $40,000 in St. Joseph, MN
224 Great Deals out of 1368 listings starting at $1,999
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Cars under $40,000 in Saint Joseph, MN
224 Great Deals out of 1368 listings starting at $1,999
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Cars under $40,000 in Watkins, MN
300 Great Deals out of 1742 listings starting at $1,999
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Cars under $40,000 in Waite Park, MN
260 Great Deals out of 1551 listings starting at $1,999
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Cars under $40,000 in Eden Valley, MN
254 Great Deals out of 1517 listings starting at $1,999
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Cars under $40,000 in Avon, MN
224 Great Deals out of 1333 listings starting at $1,999
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Cars under $40,000 in Saint Augusta, MN
317 Great Deals out of 1815 listings starting at $1,999
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Cars under $40,000 in St. Augusta, MN
317 Great Deals out of 1815 listings starting at $1,999
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Cars under $40,000 in Kimball, MN
300 Great Deals out of 1742 listings starting at $1,999
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Cars under $40,000 in St. Cloud, MN
354 Great Deals out of 1965 listings starting at $1,999
Find great prices on used cars in Cold Spring, MN
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