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Used cars for sale near Colfax, IA under $10,000

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531 matches 30 miles from 50054
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Driftwood Metallic
Int. color: Beige
Drivetrain: FWD
MPG: 17-23
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.8L V6 24V MPFI DOHC
Stock #: CN3202B
VIN: KM8NU4CC1AU135145

Features

Convenience: Keyless Entry, Power Liftgate
Entertainment: CD Player, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2010 Hyundai Veracruz Limited review

Never given me a problem in 11 years

Have loved this car! Only negative has been with towing my boat. Amy trailer causes the back to ride too low and thus lifts the front tires up so there's not enough traction to pull boat out at the ramp.

Vehicle information

Ext. color: Gray
Int. color: Gray
Drivetrain: Front-wheel Drive
Fuel type: Hybrid
Transmission: Automatic
Engine: 1.5L Hybrid
Stock #: 1024251
VIN: JTDKDTB33E1068445

Reviews

Performance Auto review

Can't imagine better service!

I've looked at their inventory for years and know the team over at Performance Auto. I recently purchased an Acura MDX from them and the car was spotless, despite over 135k miles! They put unbelievable care into making sure everything on the vehicle was up to standard. They have a great variety of import inventory. If you are looking for a Honda, Acura, Lexus, Toyota, or specialty Subaru, Sean and Brian are your guys. They were super responsive and easy to work with and I got a great deal!

2014 Toyota Prius c Four review

Great car

I have owned mine for 8 years and 73,000 miles and I still love it. I am getting about 56-58 mpg tank average in the summer and 45-50mpg in the winter due to colder temperatures and using the heat often, affecting battery-only usage. Cruises on the highway great, and is perfect around town. Blue Streak Metallic paint has held up great, no clear coat damage and still feels great after a clay bar/ polish. I just have some rock chips on the hood, but they haven't started rusting and have been there for many years. Pretty comfortable considering it's size and wheelbase, it's nice and quiet too. I like that it has an actual gear selector and handbrake unlike the "regular" prius with it's little knob thing and foot brake. Interior has held up great, easy to clean the fabric seats, and all the buttons and tech work perfectly. I was able to unplug the speaker that makes the annoying hybrid sound at low speed, so now it's silent in EV mode which is great. I always recommend them to my friends, and most have never heard of a Prius C. I'd like a 4runner or something cool with more cargo space, but I can't get over their gas mileage under 20 mpgs. Think I'll just keep my Prius C lol.

Vehicle information

Ext. color: Tungsten Metallic
Int. color: Medium Titanium
Drivetrain: Front-wheel Drive
MPG: 26-38
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.4L I4 16V MPFI DOHC Turbo
Stock #: N26246L
VIN: 1G1PE5SB5G7126246

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control

Reviews

2016 Chevrolet Cruze Limited 1LT review

Great starter car!

I bought a 2016 Cruze Limited brand new in December 2015 and just this week parted ways with it at 100k miles. This was a great little car that I wouldn’t hesitate to buy again! The interior is comfortable and roomy and for the price, it has all the tech that you really need. Like most cars, it started needing more than the regular maintenance when it started getting close to 100k miles, but it’s still a reliable car and a great value. If you’re truly looking for a car to get you from A to B with a little extra in the way of amenities and you don’t have a complex about impressing people you don’t know with things you can’t afford, this car is a wonderful option.

Vehicle information

Ext. color: Bright White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: Tigershark MultiAir 2.4L I-4 DOHC, variable valve control, regul
Stock #: J45746P
VIN: ZFBERFAB3J6K45746

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Kars Inc. Pleasant Hill review

Great dealership!

Tom was great to work with. All staff was very nice. I would recommend to anyone looking for a great vehicle. I will be a return customer; )

2018 RAM ProMaster City Tradesman review

A lot of flexibility in a compact package

Need the smallest cargo van for travel. The cargo area offers huge space and the acceleration and ride are fine. Lack of road noise (on decent roads) was a pleasant surprise. I wish there was a larger center console with closable storage. Appreciate that the battery is easily accessible and there is a full size spare. Plenty of light in the cargo area. Fun to drive

Vehicle information

Ext. color: Dark Charcoal
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 26-38
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.4L I-4 DOHC, VVT variable valve control, intercooled tu
Stock #: 146575
VIN: 1G1PE5SB3G7146575

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Moss Motors review

Great Guys to work with

We have now purchased two cars from Moss Motors. One for each of my daughters. The one car over 5 years ago and another just last weekend. I have nothing but good things to say about these guys. They are not hard sell and they work with you in anyway that they can. You will NOT be buying a new or certified car. What you will get is a nice newer car probably with a lot of miles on it but still in good shape. I WILL be bringing my business back to them in the future

2016 Chevrolet Cruze Limited 1LT review

Bought used, overall decent car

Bought this used in 2019 w/65k miles. It's a solid A to B car, does what it needs to do, with little no to fuss. The interior isn't flashy, but rattles much less than most other entry level cars I've been in. Ride quality is commendable, a little lound (but I have a feeling that's more the fault of the budget brand tires the dealer threw on the car). But overall way better ride quality than a 2020 Trax I had as a loaner for a day (roughest car I think I've ever driven....and I've owed some really crappy econoboxes in my day). I've had one issue with the car thus far, the water pump went out on me, but hey, it happens. Been almost a year since and haven't had a single other issue with it. For the relatively small engine, this thing has some pep to it, but the transmission doesn't do it any favors and is the one negative about this car. The way it is geared is my one irritation. Its sluggish and downshifts aggressively making it obnoxious to drive in the city as it doesn't coast very well (in particular it downshifts hard from 4th to 3rd at 27mph and begins to engine brake, slowing the car down noticably), I usually just end up using the manual automatic so I can actually coast a city block to the next light. Overall, for the 10k I paid for the car, not too much to complain about. It's a safe, good driving commuter.

Vehicle information

Ext. color: Frozen White
Drivetrain: Front-wheel Drive
MPG: 21-26
Fuel type: Gasoline
Transmission: Automatic
Engine: Duratec 2L I-4 DOHC, regular unleaded, engine with 136HP
Stock #: 14251
VIN: NM0KS9CN0BT056842

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Stability Control

Reviews

Car City Merle Hay LLC review

Great customer service.

After shopping at few dealers, this was our first and last stop. we were approached by Mohammad Ali and transaction was very smooth from beginning to end. It was a great experience shopping at CAR CITY for the service we received. I will recommend this place and Mr. Ali to any one!!

2011 Ford Transit Connect XLT Premium review

Love love my 2011 Transit connect !!

I have a 2011 Transit and have had zero problems (until this month. - tho minor) Sorry they're discontinued ,would've bought another. Am 76 and this is this best car I have own !!! Transported 13 cats in cages easily from Michigan to Florida and back. Camped in it .great headroom ! Two bikes fit easily too

Vehicle information

Ext. color: Summit White
Drivetrain: Rear-wheel Drive
MPG: 11-17
Fuel type: Gasoline
Transmission: Automatic
Engine: Vortec 4.8L V-8 variable valve control, regular unleaded, engine
Stock #: F21103P
VIN: 1GCWGGCF4F1221103

Features

Exterior: Alloy Wheels
Safety: Stability Control

Reviews

Kars Inc. Pleasant Hill review

Great experience and friendly staff

I was looking for an SUV for my daughter and stopped by Kars to test drive a few cars. The first one was a little rough but we found a 2007 Chevy Trailblazer that we really liked. The staff was very friendly and gave us a competitive price. We have only had it a week but so far it is a nice car. I would recommend this dealership if you are looking for an older car for a pretty good price.

2015 Chevrolet Express 2500 Work Van review

Love the power, hate the bouncy ride with not drin

Love the room and the power. Hate the bouncy, bumpy ride. With no drink holders.seatbelts for the very back seat would tighten scary tight around a small child.

Vehicle information

Ext. color: Light Platinum
Drivetrain: Front-wheel Drive
MPG: 17-24
Fuel type: Gasoline
Transmission: Automatic
Engine: Northstar 4.6L V-8 DOHC, regular unleaded, engine with 291HP
Stock #: 14264
VIN: 1G6KD57976U140789

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Folding Mirrors, Remote Start
Entertainment: CD Player, HomeLink, Premium Sound System, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Car City Merle Hay LLC review

Great Experience car buying

I just bought a car from Car City. It was a great experience. I went in at 5:15 and drove away with my new car less than two hours later. Gregg took me around and I saw all possible options. Tony helped with financing and all the rest was done by Mr. Ali. To sum things up, they took great care of me! I highly recommend anyone looking at purchasing a car to check out Car City. I got a great car for a price I could afford and they were so helpful and nice that I felt like I made some new friends. A special thanks to everyone at Car City.

2006 Cadillac DTS Performance review

Very nice car, excellent condition

I love this car, but due to my disability, I have a hard time getting out of the car. This is a great car for the right person.

Vehicle information

Ext. color: Fresh Powder
Drivetrain: Front-wheel Drive
MPG: 24-26
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC
Stock #: F26157D
VIN: 3N6CM0KN0FK726157

Features

Entertainment: CD Player
Safety: Brake Assist, Stability Control

Reviews

Kars Inc Des Moines review

Dealing with kars inc

Very happy with the deal the did what they said they would do very easy to deal with on my end of the deal Happy

2015 Nissan NV200 S review

Good vehicle so far despite the bad press.

My 2015 NV200 SV is my work van. I added a ladder rack with two ladders and a step ladder which had a big effect of the fuel economy (from about 25 mpg to 20 mpg). The paint and body panels are easily damaged so I strongly recommend adding a bra or 3M transparent film. Inside plastic is easily scratched. The seats are comfortable and the driver sits higher than the average mini van so visibility is better. The tires that Nissan puts on this van will wear out quickly so this van has the unfair reputation of going through tires fast which is not true. I replaced the cheap Goodyear Eagle Cargo Tires with Nokian WGR All Weather tires and the wear is normal after over 24,000 miles (Looks like they're good for at least another 24,000 miles). I noticed much better performance in snow and ice conditions after that. Cab heater is inadequate for cold weather regions and you have to keep it in "recirculation" below -10 to -15 degrees celcius. AC works OK in temperatures over 25 degrees Celsius. Parking is very easy in tight situations. Acceleration and handling are adequate but not fantastic (that's good enough for work). GPS Navigation is adequate but not super accurate. Engine and CV transmission still working well but wheels seem to need realignment at almost every service rotation. Only real problem I've had with this van were the power door lock actuators in weather below -1 degree Celsius. Dealer found that they were not adjusted properly and finally fixed it after three visits.

Vehicle information

Ext. color: Blue Tornado
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 22-30
Fuel type: Gasoline
Transmission: Automatic
Engine: MultiAir 1.4L I-4 variable valve control, intercooled turbo, pre
Stock #: F32686P
VIN: ZFBCFADH8FZ032686

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, Premium Sound System, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2015 FIAT 500L Trekking review

Just traded in my Fiat 500x pop for this little beauty.

Just traded in my Fiat 500x pop for this little beauty. The Pop was my first Fiat and I really enjoyed driving that car. As long as you keep up basic maintenance, you can't go wrong with a Fiat. I've always wanted an L car. Extra room, automatic transmission (I didn't mind the manual stick shift of the Pop), love the side windows for better viewing. Fiat is a fun little car to drive! Maneuvers very well, wonderful turning radius for a "wagon", great gas mileage with an excellent Bluetooth & A/C systems. I am a very happy and satisfied with Fiat cars. You just can't go wrong them.

Vehicle information

Ext. color: Black Noir Pearl
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Nu 2L I-4 gasoline direct injection, DOHC, D-CVVT variable valve
Stock #: K89190P
VIN: KM8J23A48KU989190

Features

Convenience: Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

2019 Hyundai TUCSON SE review

I bought my 2019 Hyundai Tucson in 2021 from the

I bought my 2019 Hyundai Tucson in 2021 from the Dealership as the second owner. It has not given me any issues. I get it serviced when required. It has never had any issues. I feel the interiors are comfortable. I love the butt warmers. I love the vibrant blue exterior. SUV has so much space. When I put my foot down it it definitely not my old 300CC Hemi Chrysler V6 engine but it eventually goes. It feels sporty and stylish. 26mpg on the freeway.

Vehicle information

Ext. color: Black Granite Metallic
Int. color: Jet Black
Drivetrain: Front-wheel Drive
MPG: 26-38
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.4L I-4 DOHC, VVT variable valve control, intercooled tu
Stock #: 13904
VIN: 1G1PE5SB9G7150212

Features

Convenience: Keyless Entry, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Car City Merle Hay LLC review

Bought a vehicle from car city. Very good place

David was a really good guy, I bought a truck last Friday and so far so good, I will definitely go back when myself or my kids need a vehicle, thank you David so much

2016 Chevrolet Cruze Limited 1LT review

Nice to be driving a newer car

This car is one sweet ride,loaded with amenities,beautiful color,stylish,sporty and decent car payment,thanks to Mark & the whole team! I will be looking forward to continued service

Vehicle information

Ext. color: Aurora Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-37
Fuel type: Gasoline
Transmission: Automatic
Engine: Gamma 1.6L I-4 gasoline direct injection, DOHC, D-CVVT variable
Stock #: 0500540
VIN: 3KPA24AB7JE050540

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, USB Port
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Moss Motors review

ElBuyer comments

Very helpful personnel. Dealership a little difficult to get in to and parking was limited. Good selection of vehicles in the price range I was interested in.

2018 Kia Rio S review

Perfect size for family

Brittany was awesome at selling me my vehicle & the Vehicle is an nice size for me & baby , it’s so comfortable and cozy while driving just don’t like that I have to roll the window down by hand

Vehicle information

Ext. color: Deep Cherry Red Crystal Pearlcoat
Int. color: Light Pebble Beige/Dark Slate Gray
Drivetrain: Four-wheel Drive
MPG: 20-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 13956A
VIN: 1C4NJRCB7ED816160

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, DVD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Car City Merle Hay LLC review

Thank you Scott Hampe

Scott went above and beyond for me! Will definitely visit and recommend Scott for all future needs. I fell while at the dealership and Scott made sure I was okay and provided ice.

2014 Jeep Patriot Limited review

Now have 110,000 miles on vehicle and had to pay out 1800

Now have 110,000 miles on vehicle and had to pay out 1800 on some mechanical parts. For the most part my 2014 Jeep Patriot has been pretty good. Great in snow.

Vehicle information

Ext. color: Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.5L I4 16V GDI DOHC
Stock #: 127234D
VIN: 1G11H5SA6DF127234

Features

Convenience: Keyless Entry, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Kars Inc Des Moines review

More than satisfactory

Very easy to deal with. Shopped for a used truck. Wasnt pressured at all. They were fair on the price aswell. Would buy a truck from here again

2013 Chevrolet Malibu 1LZ review

Good car with a few issues.

I have owned the car for about 15 months. It is a good car. There is an issue with burning a little oil. This is a known issue. I almost traded it in when I realized the oil consumption issue, but I stuck with it. I add almost a quote every two gas fill ups. I purchased it with 62,000 miles. I am a salesman and I put nearly 30,000 miles on it in the past 15 mos. Mostly highway. I had to repack the bearings in the rear wheels. This set me back about $1,200. Not good. Other than that, the car has been fine. I plan on driving it another year.

Vehicle information

Ext. color: Oxford White
Int. color: Medium Light Stone
Drivetrain: Front-wheel Drive
MPG: 23-33
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: D07189D
VIN: 1FMCU0G92DUA07189

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control

Reviews

Kars Inc Des Moines review

Highly satisfied with purchase

Demarcus, I definitely appreciate your help for helping me find what I was looking for! Great customer service and quality cars. Highly recommend their service.

2013 Ford Escape SE review

I have a 2013 ford escape se awd and just eclipse 213,000

I have a 2013 ford escape se awd and just eclipse 213,000 miles !! Escape is still running strong! Had to do normal maintenance and enjoyed owning this car

Vehicle information

Ext. color: Frosted Glass
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: E85 Flex Fuel
Transmission: 6-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V GDI DOHC Flexible Fuel
Stock #: C00562D
VIN: 1FAHP3M28CL100562

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control

Reviews

Kars Inc Des Moines review

Good service

It was a good experience, I worked with Demarcus and Heather. They’re both really great people and are knowledgeable about their stuff. Whatever you need help with they will help you. They are very kind people and willing to go above and beyond for you!!

2012 Ford Focus SEL review

Bought new in 2012 with 2.

Bought new in 2012 with 2.0L 5 speed manual. This car has been exceptional in every way. Never quits! Never stalled! 272,000 miles, 4 spark plugs, original clutch, just normal Maintenance using FOMOCO recommended oil & filters every 5,000 miles (synthetic-blend). It still gets 35-36 commuting and 38-39 Hwy. Incredible little car! Sad I can’t buy a new one!

Vehicle information

Ext. color: Amber Bronze Metallic
Drivetrain: Front-wheel Drive
MPG: 21-31
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: 3.5L V-6 variable valve control, engine with 211HP
Stock #: 688326P
VIN: 2G1WT58K069388326

Features

Convenience: Keyless Entry, Remote Start
Entertainment: CD Player, WiFi Hotspot

Reviews

2006 Chevrolet Impala LT review

Had for seven years very reliable, The only thing I need

Had for seven years very reliable, The only thing I need to recall the agitators cause I cannot afford to get them fixed. They’re causing massive problems problems in my every day living.

Vehicle information

Ext. color: Ebony Black
Int. color: Charcoal Black
Drivetrain: All-wheel Drive
MPG: 26-26
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 3.5L V6 285hp 253ft. lbs.
Stock #: 8439
VIN: 2FMDK4KC8BBA68439

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Efkamp Auto Sales Urbandale review

Great Experience

Great prices. Large selection of high quality cars and trucks. Low sales pressure. Jack was great to work with. They do stand behind their cars.Thanks

2011 Ford Edge Limited review

2nd owner car has 243k mi.

2nd owner car has 243k mi. on it, mostly highway. Change oil every 5k mi. no oil leaks, no major issues. I replace two sensors approx. $250 ea. time. At 100k mi. I did a tune up and transmission flush. Other than that, regular oil changes and new tires, etc. Vehicle passed emmissions and runs great. I would take it on a trip tomorrow without a problem.

Vehicle information

Ext. color: Shimmering White
Int. color: Camel
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 14124
VIN: 5NPEC4AC6DH551751

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Car City Merle Hay LLC review

Best experience while car shopping

Scott Hampe helped me tremendously. He helped me get approved online, pick out my vehicle and get me in the vehicle of my choice within the timeframe I wanted. He provides drinks comfort and a great overall experience for my first time shopping at a car dealership in Desmoines! Not only did he sale me a car but he took care of me! Much appreciated Scott! I recommend to all!

2013 Hyundai SONATA Limited review

I purchaes my car new.

I purchaes my car new. And I love my car kept it service and it has been good to me. I have wsy over 100,000 miles and still going.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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