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Used cars for sale near Dumont, NJ under $8,447

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2,051 matches 30 miles from 07628
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Est. $400 /mo*
Down Payment
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Net trade-in value
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Months
72
APR
7.0%
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Vehicle information

Ext. color: Blue
Int. color: Medium Light Stone
Drivetrain: Four-wheel Drive
MPG: 22-28
Fuel type: Gasoline
Transmission: Auto, 6-Spd w/SelShft
Engine: EcoBoost 1.5L I-4 gasoline direct injection, DOHC, variable valv
Stock #: JUB01588
VIN: 1FMCU9GD9JUB01588

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Convey Motors review

Great dealership with honest pricing, friendly staff, and

Great dealership with honest pricing, friendly staff, and smooth car buying process. Highly recommend them!

2018 Ford Escape SE review

This is my 2nd Escape in 12 years.

This is my 2nd Escape in 12 years. I drive for a living and I love feeling safe on the road. I've had no problems with this car. I personally have put over 400,000 miles on it in just 4 years. Take care of your car, and your car will take care of you.

Vehicle information

Ext. color: Platinum Graphite
Int. color: Satin Black
Drivetrain: All-wheel Drive
MPG: 21-25
Fuel type: Gasoline
Transmission: Auto, 6-Spd OD Sptmatc
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 250531
VIN: 5XYPGDA37HG250531

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Third Row Seating

Reviews

2017 Kia Sorento LX review

2017 KIA Sorento , I love my SUV!

2017 KIA Sorento , I love my SUV! I’ve had an issues at all until 2024. I had to have an oil pan leak. Also, Rear Bearing sensor. Other than that regular stuff such as tires windshield wiper, ect The vehicle was a year old and a one person owner when I purchased it

Vehicle information

Ext. color: White
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 16-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 DOHC, variable valve control, regular unleaded, engine
Stock #: 6771
VIN: 2FMHK6D82GBA16771

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Cars By AJ review

Came in and they quickly assisted me.

Came in and they quickly assisted me. After my test drive I was quickly approved. Fast and simple highly recommend.

2016 Ford Flex Limited review

2016 - 2022

2022 and running since 2016.SEL, not bad,missing a few things that probably only Limited has. Wish I knew. I would buy it again (until it breaks first time, and then, not).

Vehicle information

Ext. color: White
Drivetrain: All-wheel Drive
MPG: 16-23
Fuel type: Gasoline
Transmission: Auto, 8-Spd & Tiptronic
Engine: 3.6L V-6 gasoline direct injection, DOHC, variable valve control
Stock #: 811
VIN: WVGEF9BP4CD011014

Features

Convenience: Heated Seats, Keyless Entry, Navigation System, Power Liftgate
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2012 Volkswagen Touareg VR6 Lux review

Best car I’ve ever had.

The car was bought four years ago 50 miles later have had minor problems. The beauty of the trip Tronic transmission in this model has gear oil, for life, not ATF. At 125,000 miles it shifts like new. I’ll probably be buried at it when that time arrives !!

Vehicle information

Ext. color: Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 21-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.5L I4 16V GDI DOHC Turbo
Stock #: 190371-71
VIN: 3FA6P0HD8HR190371

Features

Convenience: Keyless Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Auto Spot LLC review

When I told Abdullah what I was looking for and a budget,

When I told Abdullah what I was looking for and a budget, the first car he showed me was my new car! And he knew it. They have a nice lot of cars and worked with me as far as financing. I will refer everyone I know looking for a car to come here. Thanks Auto Spot!

2017 Ford Fusion SE review

The Ford Fusion SE FWD has proved itself to be a solid

The Ford Fusion SE FWD has proved itself to be a solid choice. It is reliable in stop-and-go traffic and is nimble enough to overtake other cars on highways. It is also quite comfortable, although the headrest is quite uncomfortably placed. The suspension absorbs most of the road's vibrations. When turned on at lower speeds, the motor can be louder than expected, but the transition between electric and ICE power is quite smooth. The design is aggressive, and it looks quite good. The car is also reliable, and parts aren't hard to find. The infotainment system, however, is not as sophisticated as expected, but not in a pleasant way. Overall, I would still recommend the car; it's practical, reliable, and nimble.

Vehicle information

Ext. color: Red
Drivetrain: All-wheel Drive
MPG: 16-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.6L V-6 gasoline direct injection, DOHC, variable valve control
Stock #: 125667
VIN: 2GNFLGE30H6125667

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2017 Chevrolet Equinox Premier review

We bought 2017 Chevrolet Equinox 4 cylinder.

We bought 2017 Chevrolet Equinox 4 cylinder. Pre owned with about 59k miles. It’s over 110k and we’ve had the oxygen sensor and catalytic converter replaced. Also 1 tire sensor. We’ve put the 2nd set of tires on the car yesterday. Always Michelin as recommended and brake shoes. I just have to say I still love my car. It’s paid for and I’ll drive her as long as I can.

Vehicle information

Ext. color: Gray
Int. color: Beige
Drivetrain: All-wheel Drive
MPG: 16-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 3L I-6 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: 89296N
VIN: WBANV9C52AC391779

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

AW Auto and Truck Wholesalers review

I didn’t buy anything but the people I talked to were

I didn’t buy anything but the people I talked to were great , very friendly and knowledgeable .

2010 BMW 535 xDrive review

Very Comfortable and Fast Car!

This car is a rocket and extremely comfortable to drive. The Only issue I have is the SUPER Expensive to replace windshield. ANyone purchasing this car in E60/61, Should always have an extra valve cover and valve cover bolts on hand. They are torque to yield bolts, meaning that the heat makes them stretch and, therefore un-reuseable.

Vehicle information

Ext. color: Charcoal
Int. color: Anthracite Black
Drivetrain: Front-wheel Drive
MPG: 16-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 91092100STK
VIN: YV1AS982891092100

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Union Auto Sales review

I never saw the vehicle.

I never saw the vehicle...bought it on line..and through conversation. Phil is one great guy ..he checked the vehicle .told me what needed to be done...did all the paperwork...very professional.

2009 Volvo S80 3.2 review

Stylish, reliable, comfortable

This car has been very reliable for me. Low maintanence, very fun to drive and a sleek stylish look. Volvo also has been known for its safety ratings.

Vehicle information

Ext. color: Black
Int. color: Brown
Drivetrain: All-wheel Drive
MPG: 17-25
Fuel type: Gasoline
Transmission: A/T
Engine: 300.0HP 3.0L Straight 6 Cylinder Engine Gasoline Fuel
VIN: WBAWC73509E067759

Features

Convenience: Heated Seats, Heated Steering Wheel, Navigation System, Power Folding Mirrors
Entertainment: CD Player, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Rain Sensing Wipers
Seating: Leather Seats

Reviews

2009 BMW 335 i xDrive review

Most beautiful car I’ve owned!!

This car has been amazing!!! Comfortable driving and beautifully styled . The convertible is so much fun and just having such a great time with this purchase from Mich’s.

Vehicle information

Ext. color: Mineral Gray Metallic Clearcoat
Int. color: Dark Slate Gray
Drivetrain: Four-wheel Drive
MPG: 22-25.5
Fuel type: Gasoline
Transmission: Manual
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 89203N
VIN: 1J4NF1GB6BD278652

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

AW Auto and Truck Wholesalers review

I recently visited A W Auto and was very happy with my

I recently visited A W Auto and was very happy with my experience. The staff was extremely helpful, especially Michael and Jonathan. There were no surprise fees or hoops to jump through during the process. I was able to get a great deal on a car that I ended up purchasing. Would definitely recommend A W Auto to anyone looking for a used vehicle.

2011 Jeep Patriot Sport review

2011 Patriot...my favorite vehicle...discontinued?

I bought mine used..Love it, but sad to hear the model has been discontinued..Mine is pretty basic...not many extras to break...decent gas mileage, running great on E15, too.

Vehicle information

Ext. color: Winter Frost Pearl
Int. color: Blonde
Drivetrain: Front-wheel Drive
MPG: 23-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: SCU76291M
VIN: 1N4AL2EP0AC189221

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

BMW of Bloomfield review

Luis was very kind and helpful.

Luis was very kind and helpful. Although I didn’t purchase a car, but the service was great.

2010 Nissan Altima 2.5 S review

Bought this car in 2017 for $6500.

Bought this car in 2017 for $6500. It had 86k miles. Currently its at 188k miles. Never changed the transmission oil. Other than regular maintenance I've only had to change the radiator, water pump, the struts and the coils twice. I will be changing the axles , front shocks and the valve cover. Car has been good to me. I thought the CVT would have given out by now with all the stories I've heard about them. Car is slow. Back seats are uncomfortable. MPG isn't the best for a 4cyl. Plenty of leg room and trunk space. If you can get one with less than 120k miles for cheap and you have a reliable and affordable mechanic take the risk. Worst case scenario you burn 3-4 thousand dollars. best case scenario you have 5-10 years of a reliable car without a car payment and you save on car insurance.

Vehicle information

Ext. color: Green
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: A/T
Engine: 136.0HP 2.2L 4 Cylinder Engine Gasoline Fuel
VIN: 4T1BG22K01U804285

Reviews

2001 Toyota Camry LE review

Phenomenal car!

Phenomenal car! bought mine used with 213,000 miles on it fresh out of college. Currently at 250,000 and it still runs like a charm. Have only had to do minor repairs and regular maintenance. Highly recommend if you’re looking for a cost efficient, reliable and smooth running vehicle.

Vehicle information

Ext. color: Mineral Silver
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-25
Fuel type: Gasoline
Transmission: Auto, 6-Spd OD Sptmatc
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: 043465
VIN: KNDPMCAC4H7043465

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2017 Kia Sportage LX review

This is a very good car dont listen to all these other

This is a very good car dont listen to all these other comments they just dont know how to drive this is a great car brand i recomend for any age group

Vehicle information

Ext. color: White
Int. color: Stone
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: T26388SPB
VIN: 2HGFB2F59DH554854

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Prestige Toyota of Ramsey review

Just bought my new car from Prestige Tayota and had a

Just bought my new car from Prestige Tayota and had a great experience! The process was easy and the staff were super helpful and friendly. Big thanks to Krystina Gronka for making everything go smoothly. I definitely recommend this place if you’re looking for a good car and great service!

2013 Honda Civic LX review

We purchased this 2013 Honda Civic new , it now has

We purchased this 2013 Honda Civic new , it now has roughly 135,000 miles now in January 2025 and has only received regular service maintenance. It has not needed any repairs , with the exception of tires, two battery replacements , and proactively replaced brake pads and rotors.

Vehicle information

Ext. color: Black
Int. color: Gray
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic 4-Speed
Engine: I4 2.0L Natural Aspiration
Stock #: 5474655
VIN: KMHDC8AE5CU136909

Features

Convenience: Keyless Entry
Entertainment: CD Player, Satellite Radio, USB Port
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Adams Motors Inc. review

Yo quiero tener un carro confiable y en buen estad

Quiero tener un carrro porque lo necesito y me an dicho que los que venden ahí son buenos y recomendable y quiero saber qué se necesita para obtener uno por eso quiero calificar para un carro

2012 Hyundai Elantra Touring GLS review

The only problems I've had with my 2012 Hyundai Elantra

The only problems I've had with my 2012 Hyundai Elantra touring, has been the recalls. It's very comfortable and very economical and I love the way it looks. I get a lot of compliments on my Elantra touring.

Vehicle information

Ext. color: Silver Ice Metallic
Int. color: Jet Black Seats/Dark Accents
Drivetrain: Front-wheel Drive
Fuel type: Electric
Transmission: Single Reduction Gear
Engine: Voltec Electric Drive Unit
Stock #: LT126150
VIN: 1G1RD6E40CU126150

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, DVD Player, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Luxury Motor Cars review

The workers are very nice.

The workers are very nice. I meet Mr. Stewart Simpson and made me feel that I was at the right place to buy a vehicle. He helped me see was i could financially afford and the pros and cons about financing. That I appreciated. He kept it real. Need more people like that.

2012 Chevrolet Volt Base review

I LOVE My 2012 Volt!

My 2012 Volt was purchased brand new on Groundhogs Day, 2012, and is now 14 years old! Knock on wood, I've not had any issues with it except a tire that doesn't hold air as well as the other 3 tires. And once all of the dashboard lights came on to “Check engine”. Turns out that the computer system in the car needed to be updated, and that was that. I mainly run it on electricity around town and to nearby areas, so the mileage is in the mid-50's. However, it has been driven numerous times from Ohio to Raleigh, NC, to the Outer Banks several times, to Maryland many times, and to the Adirondacks, and often to the Cleveland Airport. So it has been driven decent miles using gasoline as well. My mpg on gasoline is typically 42, but that can vary if driving over mountains vs flat land or city driving vs country roads. It has been a very comfortable car for me. The only downside has been that heated steering wheels were not offered back then. That is the only feature that I wish it had. I've put the backseats down and over the years have transported a kayak, a bicycle, and several other large items. So useful! Heated seats make me so warm that I rarely turn on the actual car heater, which of course, helps save the battery in winter. In the winter, my mileage has been 32 miles on complete battery. But this year, it's gone down to 29 as the battery is aging. However, in the Summer, I easily get 45-50 miles. Your mpg also depends on how you drive the car. I'm not heavy-footed and tend to coast toward a red light rather than gun it then slam on my brakes. What a waste of energy! The battery regenerates while coasting, so I often will coast down hills, too. The Volt has plenty of power if in a situation where you really need a quick blast to get out of a dangerous situation — especially if running on battery. It can be up to 60 in no time! BTW, the Volt's body has held up beautifully! It looks like a new car. It has never been garaged and has sat outside in the elements for the past 14 years. My plan is to run it for many more years until issues begin to arise. But at 55,000, she's still a young pup with lots more vim and vinegar. Fingers crossed! I only wish Chevy had not converted the Volt assembly line to trucks. I think they did the general public a disservice by discontinuing them. I would buy another one if they came back.

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: 6-speed automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, CVVT variable
Stock #: 163346
VIN: 5XXGT4L38HG163346

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

101 Motors LLC review

I had a great experience from start to finish with Justin

I had a great experience from start to finish with Justin and the staff. I did not have a car to get there but seen a 07 Yukon Denali on the website with no pictures yet. I spoke to Justin and he explained they just got it in and they did not take pictures yet. Justin took pictures and videos of the whole truck. He even went under the car for video and pics of the undercarriage. I been looking for a car for a little over a month and the bait and switch the dealers did was not fair. 101 motors not only understood what I was looking for but they did not try and make me feel uncomfortable by showing me cars I could not afford. I dealt with Justin as a salesman and Joshua the manager in finance and I could not be happier with the service I received. If anyone asks me where to look for a car I will tell them to go to 101 motors because they know how to treat their customers. I cannot thank Justin and Joshua enough because the nightmare of not having a car for over a month is finally over.

2017 Kia Optima LX review

Best car I ever had

This car fits perfect for me and my little family I love it so much Brittany helped me find exactly what I need and I got the price range too

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 38-38
Fuel type: Gasoline
Transmission: CVT
Engine: I4 2.5L Natural Aspiration
Stock #: EN229744STK
VIN: 1N4AL3AP6EN229744

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Remote Start
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Metro Auto Exchange Inc. review

Good experience

I bought a WV Rabbit from Metro. Richard was good in getting the deal. Overall had a good experience and , so far happy with the purchase.

2014 Nissan Altima 2.5 SL review

Affordable investment

Car was in person like at the pictures even better car fax was provided so i was comfortable with my purchase beside the decent price i pay for it i got a really good Deal and we are happy with my purchase .

Vehicle information

Ext. color: Tsn
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: 5 Speed Automatic
Engine: 2.0L inline 4 double overhead camshaft 16V
Stock #: 28374
VIN: KNAFE121X75412699

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Lane Departure Warning

Reviews

Brick City Motors review

Provided useful information and Brick City Motors staff

Provided useful information and Brick City Motors staff was not pushy - like most auto sale staff are. I am still deciding on which car I wait to buy and they are showing me what's currently available

2007 Kia Spectra LX review

2007 Kia Spectra hatchback automatic with 270,000 kms ,

2007 Kia Spectra hatchback automatic with 270,000 kms , still running strong, very cheap on insurance and gas, owned since 140,000 kms and besides the normal replacing of parts from wear and tear we haven't had to do major work, still using as a spare vehicle, would buy other spectras 10x over.

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: Four-wheel Drive
MPG: 16-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V6 SOHC 24V
Stock #: 9156T
VIN: 5FNYF4H54BB069156

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Third Row Seating

Reviews

Payless Auto Wholesale review

Definitely worth the trip!

Van was just as described. Les helped out though out the whole process and made it easy to purchase. I came from Massachusetts to look at vans and Payless Auto Wholesale was the the best deal and customer service in town.

2011 Honda Pilot EX-L review

I work at a car dealership in VA.

I work at a car dealership in VA. A customer traded in their 2011 Honda Pilot EX-L with a little over 185k miles on it. I bought it two weeks ago from our wholesale lot and it's been amazing. I can tell the previous owner kept really good care of it but also the comfortability of the vehicle and the reliability really caught my eye. I have another vehicle I drive but this deal I couldn't pass up. Best vehicle I've ever owned even with 186k on it. It has everything I wanted and the space is great for me and my 2 year old black lab. Buy one if you can find a good deal - they are soooo worth it!!!!

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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