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Used Ford cars for sale near Cedar Lake, IN under $8,298

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208 matches 30 miles from 46303
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Oxford White
Int. color: Gray
Drivetrain: Four-wheel Drive
MPG: 14-19
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 5L V-8 DOHC, variable valve control, regular unleaded, engine wi
Stock #: WBA-F96353
VIN: 1FTFW1EF8EKF96353

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels, Tow Hooks
Safety: Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Wild Bills Auto Sales & Parts review

Everything went perfectly.

Everything went perfectly. The car ran smoothly, and I was very happy with the process. It was quick, easy, and completely hassle-free. Overall, a flawless experience. Highly satisfied..

2014 Ford F-150 XLT review

DROVE THIS CAR FOR A MONTH, LOVED IT!

DROVE THIS CAR FOR A MONTH, LOVED IT! IN THE PAST BOUGHT A CAR FROM THE PRESENT SELLER IN PERFECT CONDITION. BUY THIS CAR FROM HIM.

Vehicle information

Ext. color: STERLING GRAY METALLIC
Int. color: CHARCOAL BLACK CLOTH SEATS
Drivetrain: Front-wheel Drive
MPG: 22-31
Fuel type: Gasoline
Transmission: Automatic
Engine: Duratec 2.5L I-4 DOHC, iVCT variable valve control, regular unle
Stock #: 077268AT
VIN: 1FMCU0F71EUC42670

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Webb Ford review

Great service.

Great service. Quick and helpful. Robert kept me updated every step of the way on my repair. Great to work with. I would recommend everyday.

2014 Ford Escape S review

I bought my car brand new.

I bought my car brand new. I have had no issues with! I have kept up with maintenance! But I am at the age that I don’t like to drive anymore.

Vehicle information

Ext. color: Ruby Red Metallic Tinted Clearcoat
Int. color: TAN
Drivetrain: Front-wheel Drive
MPG: 22-37
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 1.5L I-4 gasoline direct injection, DOHC, iVCT variable
Stock #: 12284
VIN: 3FA6P0HD0GR312865

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2016 Ford Fusion SE review

its such a beautiful and fun car, I love the car for its

its such a beautiful and fun car, I love the car for its personality. in fact I'm getting married to this car on April 8, 2025, which is also my 21st birthday. All of you are invited! it is also better than a megatron civic

Vehicle information

Ext. color: Ingot Silver Metallic
Int. color: Arctic White w/Charcoal Black Surround
Drivetrain: Front-wheel Drive
MPG: 26-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 16510
VIN: 1FADP3F24EL379541

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Cars147.com review

Very good service my ant Eduarda Santana got a very good

Very good service my ant Eduarda Santana got a very good service and very good car

2014 Ford Focus SE review

2014 Ford Focus.

2014 Ford Focus. Best car I have ever driven. Fun to drive and I look sexy driving it. Passed it on to my daughter, 177000 miles and still runs great.

Vehicle information

Ext. color: Silver Clearcoat Metallic
Int. color: GRAY
Drivetrain: Rear-wheel Drive
MPG: 19-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.3L I-4 DOHC, regular unleaded, engine with 143HP
Stock #: 12174
VIN: 1FTYR14D79PA32007

Features

Exterior: Tow Hitch

Reviews

2009 Ford Ranger XL SuperCab review

Owned my first Ranger for 20 years,370,000 miles w

My ranger was purchased used, it replaces my 97 Ranger which I owned for 20 yrs til it was totalled @ 370,000 miles. Only major component failure was rear end dif at approximately 200,000 miles and it still ran strong at time of wreck. Prompting me to set my sights on another Ranger to buy. My 2009 is 2.3l (as was my 97) w/auto trans (97 was manual), owned now for 2.5yrs I have to say I'm VERY surprised at the 09's performance which I expected to be a bit sluggish compared to my 97 as it was a reg cab and the 09 is supercab (which should weigh more?) but happy to report that I'm loving my 09 even more. This truck accelerates very well and seems to be cut from the same cloth as my 97 which was the most reliable ride I've owned and at age 60 I've owned more than a few. Before I reach my limit of 500 words, I'm a big fan of the Ranger: easy to maintain, fun driving, handles much like a sports car, looks great with a little customization, I could go on, but you get the idea!

Vehicle information

Ext. color: Blue
Int. color: GRAY
Drivetrain: Front-wheel Drive
MPG: 20-25
Fuel type: Gasoline
Transmission: Automatic
Engine: Duratec 3L V-6 DOHC, regular unleaded, engine with 200HP
Stock #: 11927
VIN: 1FMYU031X5KA28200

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Roof Rack
Safety: Automatic Emergency Braking, Brake Assist

Reviews

2005 Ford Escape XLT review

330,000 miles and going strong

My Dad was the first owner I'm the second , 330,000 miles and still going strong. Keep up the general maintenance and it will keep going.

Vehicle information

Ext. color: Ingot Silver
Int. color: Charcoal Black
Drivetrain: Four-wheel Drive
MPG: 20-27
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 2L I-4 gasoline direct injection, DOHC, variable valve
Stock #: PRS11958A
VIN: 1FMCU9G98HUE06988

Features

Convenience: Heated Seats, Keyless Entry, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Napleton River Oaks Hyundai review

I love Kia in River Oaks.

I love Kia in River Oaks. Everybody is so kind. My service goes fast and great I look forward to them helping me keep my Truck updated and Melanie Forter is an intelligent, kind woman they have snacks and coffee waiting for you. They offered to give you a ride anywhere you wanna go while you wait for your service I love it.

2017 Ford Escape SE review

Great vehicle!!

This vehicle has been awesome from the day I first started driving it. Great on gas, engine is very responsive and reliable. A/C is very cold and the starts so nicely every time. The engine has all the power you would ever need. This one is a 2.0 Turbo. I have kept this car serviced regularly and it has performed flawlessly.

Vehicle information

Ext. color: White Platinum Metallic Tri-Coat
Int. color: Charcoal Black
Drivetrain: Front-wheel Drive
MPG: 18-27
Fuel type: Gasoline
Transmission: Automatic
Engine: Duratec 3.5L V-6 DOHC, variable valve control, regular unleaded,
Stock #: 60074D
VIN: 1FAHP2EW0AG142497

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Silver Auto Sales Inc. review

Great experience

Awesome, Alex W. was great and had us laughing. They had the car ready and waiting for us outside when we got there ...overall a great experience with them.

2010 Ford Taurus SEL review

I've had my 2010 Taurus for the past 7 yrs.

I've had my 2010 Taurus for the past 7 yrs.absolutely love it.other than oil changes I've never had to spend a dime on anything.i can't and won't have nothing but good things to say about my Taurus.best vehicle I've ever owned.

Vehicle information

Ext. color: Ingot Silver Metallic
Int. color: Charcoal Black
Drivetrain: Front-wheel Drive
MPG: 26-36
Fuel type: Gasoline
Transmission: Manual
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 15891
VIN: 1FADP3F23DL263763

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Cars147.com review

I saw a black Nissan armada in car gurus, for sale at

I saw a black Nissan armada in car gurus, for sale at cars 147, i did check the pictures and got contact with this dealer, Amanda was on the phone and provided all info i request as i am in madison wi, well far from cars 147 and with no time to go there and see the car, so i ask for aditional video, which very soon i got, i did check carfax report, and all mi quiestions were anser in a totally transparent way, Amanda and Mia did act in a very proffesional way and very kind and efficient in anything, they ask me to send my mechanic for inspection but for me was not necesarilly, so we entered in a quick negotiations and did find and agreement, cars 147 was to deliver the car to my house, i pay the car in a very convenient way and the car reach me the next day in perfect condition and exaclty as decribed, now very happy and 100 satisficed with the car a bougth from them with not even going and see. a very good experience wit a very profesional team.

2013 Ford Focus SE review

Basic Road Car / Commuter is OK

In Aug 2016, purchased the 2013 Fucus Hatch SE used in 2016, with 13,000 miles on it. With 35-37mpg on average with mixed driving. Early on OK without issues. Around 40K miles the transmission electronic control modual, ECM, needed an adjustment. The transmission is a learning transmission. It will learn how you drive and adjust shift points as your driving habits are learned by the transmission. My wife's driving habits are put it in drive and GO! My habits are different. Every now and then I will drive her car and shift the transmission as a manual drive, since the transmission is a manual drive transmission which has been automated. The engine and transmission only makes a subtle gurgle noise when as the car shifts from 2nd to 1st as the car comes to a stop. The car is sporty to drive, sensitive steering, good braking. It reminds be of a less expensive VW Golf. Currently we have 140K miles and the only wear on the car that shows is a failure of the heat shield and since I am a mechanically inclined guy who putters around fixing what is broken, there is wear on the clutches in the transmission, all due by my wife's driving habits of being a speedy driver. Since we already have it and its paid off, I will keep it. I will only purchase a Golf or Jetta when the transmission or electronic control module hiccups. I do realize the ECM has a recall if you're below 1450K miles.

Vehicle information

Ext. color: Liquid Gray Clearcoat Metallic
Int. color: Charcoal Upper/Charcoal Lower
Drivetrain: Front-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Duratec 2L I-4 DOHC, regular unleaded, engine with 136HP
Stock #: 16427
VIN: 1FAFP34N07W121587

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels

Reviews

Cars147.com review

Very good people easy to work with willing to work with

Very good people easy to work with willing to work with you great customer service and fast not in there all day! I’ll be buying from here!!!

2007 Ford Focus ZX4 SE review

Still in love!

Bought new in 2007 and still runs and looks like new. As reliable as they get..only needed routine maintenance for 16 years. It's a simple car without much that can go wrong. Handles great, reasonably peppy and good fuel mileage. Still love it after all these years..not interested in a new car!

Vehicle information

Ext. color: Liquid Gray Clearcoat Metallic
Int. color: Charcoal Upper/Charcoal Lower
Drivetrain: Front-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Duratec 2L I-4 DOHC, regular unleaded, engine with 136HP
Stock #: 16511
VIN: 1FAHP37N17W340305

Features

Convenience: Keyless Entry
Entertainment: CD Player

Reviews

Cars147.com review

I contacted the dealership online on a SUNDAY (when

I contacted the dealership online on a SUNDAY (when they're closed) and Mia emailed me that same day. I went in that Monday, did a test drive with TIM (awesome guy) and left with my purchase. I did a trade-in, but forgot a few personals left in my old car. Contacted them once again, Mia said to come get the things I had left behind, so I went in and MAVERICK (another awesome guy) had took care of me as far as that. Real genuine people and I am very pleased with my Toyota Highlander.

2007 Ford Focus ZX5 review

Moving on up in mileage! Thank you Lord

Bought my 2007 in 2011 and still driving it today (April 2023) with over 265,000 miles. Thought about trading it in in 2022 the Lord said keep driving it and I will take care of your next vehicle just like I have the last two.

Vehicle information

Ext. color: INGOT SILVER METALLIC
Int. color: CHARCOAL BLACK CLOTH SEATS
Drivetrain: Front-wheel Drive
MPG: 22-31
Fuel type: Gasoline
Transmission: Automatic
Engine: Duratec 2.5L I-4 DOHC, iVCT variable valve control, regular unle
Stock #: 2629NE
VIN: 1FMCU0F77EUC30099

Features

Convenience: Keyless Entry
Entertainment: CD Player, WiFi Hotspot
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Ford of Homewood review

I don?

I don?t have a problem with this dealership. I do have a problem with Ford and a known defect in their engines. I asked if I got a new engine if tge same thing would happen and they said yes. I reported this issue to the NHTSA and found many others with the same problem. Ford: you should replace my motor at no cost to me and provide a non defective replacement. I may be buying another brand if this is not resolved.

2014 Ford Escape S review

Good reliability 144k

Purchased this car used in 2017 with 42k on it. Currently at 144k has the 2.0l and AWD. I’ve switched immediately to full synthetic, done coolant flushes, and changed all fluids. We have 2 Escapes now 14/16 both with 2.0 and AWD. Love them. We do the preventative maintenance. Hopefully we hit 300k. Most of my previous vehicles have done 266k and 400k.

Vehicle information

Ext. color: Ingot Silver Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 19-25
Fuel type: E85 Flex Fuel
Transmission: Automatic, 6-Spd w/Overdrive
Engine: Duratec 3L V-6 DOHC, variable valve control, engine with 240HP
Stock #: 1273
VIN: 1FMCU0DG3AKC61231

Features

Convenience: Keyless Entry
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Premier Auto Works Worth review

I visited to look at a 2013 Sonata and ultimately decided

I visited to look at a 2013 Sonata and ultimately decided to buy a 2022 Palisade for my whole family. I am impressed by the courtesy and service they offer. It is on another level. I will strongly recommend them to any friends or family members. This is their new location, and the staff, vehicle selection, and prices are excellent.

2010 Ford Escape XLT review

Reviewed in 2025.

Reviewed in 2025. I bought this 2010 in 2013 and mileage is now almost 250k with only a few wear and tear issues AFTER 200k miles! (starter, master cylinder and TPMS sensors, all lasted much longer than they are predicted to last). I read several issues about acceleration, but this is a limited therefor it has a V6 and I never have issues with acceleration (0-60 in a little over 7 seconds). The backup camera is in the mirror which is small but I like that hidden feature... I also like the proximity sensor beeping. This SUV has been great for commuting or long trips, always reliable and fun to drive.

Vehicle information

Ext. color: Ingot Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 22-34
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: Duratec 2.5L I-4 DOHC, iVCT variable valve control, regular unle
Stock #: DR173736STK
VIN: 3FA6P0H78DR173736

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Schererville Auto Sales review

Real curtious and knowledgeable staff I would tell my

Real curtious and knowledgeable staff I would tell my friends and family about this car lot

2013 Ford Fusion SE review

This is a Fine Mid-Size Car

I owned the 2013 Fusion SE with the 2.0 Liter Turbo engine for 10 years, and I loved it. It even had paddle shifters! It got me where I wanted to go, never left me stranded, even started right up in 6-degree weather on a trip last Dec. where it spent the night outside. Everything worked reliably - only replacements have been battery & tires. I kept it well-maintained and garaged when home, so that helps.

Vehicle information

Ext. color: White Platinum Metallic Tri-Coat
Int. color: Charcoal Black
Drivetrain: Front-wheel Drive
MPG: 19-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 DOHC, variable valve control, regular unleaded, engine
Stock #: 16523
VIN: 2FMDK3KC6EBB67520

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Cars147.com review

It was very nice but sadly took a long time to just get

It was very nice but sadly took a long time to just get started and couldn’t really negotiate

2014 Ford Edge Limited review

10 years and going strong!

I purchased a 2014 Ford Edge SE new, and I still have it 8 years later. It has been an incredibly reliable and comfortable vehicle for me and my family. Would highly recommend!

Vehicle information

Ext. color: Ingot Silver Metallic
Int. color: Medium Light Stone
Drivetrain: Front-wheel Drive
MPG: 23-33
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 1.6L I-4 gasoline direct injection, DOHC, variable valv
Stock #: A84888
VIN: 1FMCU0GX8DUA84888

Features

Convenience: Keyless Entry, Navigation System
Entertainment: CD Player, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Carvibe LLC review

It was an absolute pleasure to work with Joe and Carvbe!

It was an absolute pleasure to work with Joe and Carvbe! Bought a 2016 Ford Escape for my teenage brother. I'm in LA so almost everything was organized over the phone, my parents only had to come in and pick it up. The car is in excellent shape and I'm hoping it will serve my little brother well. Thanks Carvibe!

2013 Ford Escape SE review

I have a 2013 ford escape se awd and just eclipse 213,000

I have a 2013 ford escape se awd and just eclipse 213,000 miles !! Escape is still running strong! Had to do normal maintenance and enjoyed owning this car

Vehicle information

Ext. color: Shadow Black
Int. color: Charcoal Black
Drivetrain: All-wheel Drive
MPG: 17-24
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 DOHC, variable valve control, regular unleaded, engine
Stock #: 61000A
VIN: 1FAHP2H84HG146530

Features

Convenience: Heated Seats, Keyless Entry, Remote Start
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Silver Auto Sales Inc. review

Carly was the best salesperson I have ever had!

Carly was the best salesperson I have ever had! The jeep is amazing, and I would send anyone her way.

2017 Ford Taurus SEL review

I traded in my 2015 Mustang Gt with 127,000 miles on it

I traded in my 2015 Mustang Gt with 127,000 miles on it for a 2017 TAURUS SHO ,,that was the only car I wanted to replace the horsepower I had in the Mustang Gt @435hp I knew that the TAURUS SHO has 365hp ...70 horsepower less than the V8 .THATS all I needed to satisfy my need for power. The 2017 Taurus SHO had 73,000 the ride is great and the car is roomy just enough for me It was bigger than i thought if you look at the stance of the car you see it's aggressive sport appearance with a huge trunk space 20 inch wheels . The accessories ohh wow let's just say it's Little brother's SE,SEL,and LIMITED don't have what the SHO has plus AWD .Ive Had the FORD FIVE HUNDRED LIMITED which was a great car didn't care for the lack of horsepower in such a big car 3.0 with 203 hp. The Taurus SHO is a sleeper sports sedan it has lots of accessories that many European cars have for that year (2017) and it can beat an AUDI A5 The TAURUS SHO was FORD FASTEST SEDAN.

Vehicle information

Ext. color: Arizona Beige Clearcoat Metallic
Int. color: TAN
Drivetrain: Rear-wheel Drive
MPG: 15-20
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.2L V-6 regular unleaded, engine with 202HP
Stock #: 12242
VIN: 1FTRF12276NB25650

Features

Exterior: Tow Hooks

Reviews

2006 Ford F-150 XL review

It rides very smoothlyan has a ac and radio.

It rides very smoothlyan has a ac and radio. With over 200knmiles it rides very good definitely would recommend for a very affordable truck and great for transport

Vehicle information

Ext. color: Oxford White Clearcoat
Int. color: GRAY
Drivetrain: Rear-wheel Drive
MPG: 15-19
Fuel type: Gasoline
Transmission: Automatic
Engine: Triton 5.4L V-8 variable valve control, regular unleaded, engine
Stock #: 11841
VIN: 1FTPX125X5KD23721

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Tow Hooks

Reviews

2005 Ford F-150 XLT SuperCab review

Reliability to the limit

I have had many new vehicles and because of this one I probably won't buy another. This truck (F150 FX4 ) Is the best ever. Drives great, tows perfect and has been very reliable. I bought it as a demo in 2006 and have done a small handful of repairs in that time. 16 years-wow!

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 21-29
Fuel type: E85 Flex Fuel
Transmission: 6-Speed Automatic
Engine: 2.5L I4 16V MPFI DOHC Flexible Fuel
Stock #: 980918
VIN: 1FMCU0F70KUA95687

Features

Entertainment: Bluetooth®, USB Port
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

S&M Auto Sales review

Great place!!

Called and spoke to Frank and he was so pleasant that I had to go. Yourself got me into the Jeep I wanted and worked so hard to get the best rate possible! Don’t sleep on this dealership! You won’t be disappointed!

2019 Ford Escape S review

I Loved my 2019 Ford Escape!

I Loved my 2019 Ford Escape! It was my third Escape, as I previously owned a 2005, and a 2011! Sadly, it was my last as FORD's new version of the Escape is AWFUL! I NEVER had one issue with my 2019, and I drove over 94,000 miles over the 6 1/2 Years that I owned it! However, the resale value SUCKS! I know it's just the game they play at the dealers, but it's an ugly game where the consumer always loses! But - it's only money,,, and you can't take it with you!

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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