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Used
Ford cars
for sale
near
Paynesville, MN
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2021 Ford F-150 XLT
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Features






Used
2022 Ford F-150 XLT
Vehicle information
Features
Reviews
New accord
Great experience and great followup i dislike car shopping but this was a pleasant experience. Have already recommended the dealership. And scott to someone. Thsnks
2022 F150 PowerBoost 3.
2022 F150 PowerBoost 3.5 twin turbo absolutely hauls xxx with phenomenal gas mileage on a 30 gallon tank. I’ve gotten a true 600 and 700 miles out of a tank of gas when it’s in Eco mode it will run on battery alone if you’re on flat level ground and maintain your speed that’s how they obtain so many miles out of a tank full of gas probably one of the best F1 50s I’ve owned and I’ve had several of them. If you leave it in tow Haul mode it will disengage the auto stop start so the vehicle remains on. It’s been absolutely bullet proof with zero issues. If I’m not driving the Dually Diesel F350 I’m driving this..






Vehicle information
Features
Reviews
Great people
Just bought a used vehicle from Adam at St Cloud Toyota. Very trustworthy and personable. We needed some thing done on the car. He took care of it. We would shop there again when the time comes. He makes your business. Everyone from the lady at the info desk to other people were very friendly.
A little choppy on dirt roads, feel the uneven paved
A little choppy on dirt roads, feel the uneven paved road surfaces. I attribute this to the 4X4 suspension. Excellent payload , 1865 lbs.for the non-turbo 3.3 liter which has been stellar performer in 35K miles. I average 24mpg all weather. Very good drive modes, sport kicks it up to V8 feel, shift on the fly seamless. Handles great with loads 1000 lbs. plus. Hot riding vinyl seats are sport like hugging you, difficult to turn around to look out the back window. I don't rely solely on back up camera because it does hide the corners where pedestrians are. Confining driving position barely allows for my 6 foot frame. Seats belong in a sports car, not a truck! I should have got the cloth seats! The cab lacks much space behind seats for a small cooler of water or duffel bag. The transmission was clunky in the first 4 months. I think it was the computer adjusting for driving habits. The 12" touch screen has many features and can be turned off. Integrated phone is easy set up, Personal music can be played or built in music apps. The maps are great showing satellite view and North South configuration based on direction view. Service often freezes when you get in valleys. The worst feature is vehicle manual on computer, takes 10x longer to find what you are looking for. Ask Ford to order a printed booklet! The instrument panel is well laid out however the steering wheel sometimes obstructs information. The tilt, telescope wheel is perfect for shorter drivers. There are many cluster views to choose from and two trip odometers, a big plus. I choose one layout for all driving. Took a long time to get used to where radio controls are as I was always turning down the blower motor switch. Blower motor has 8 speeds and whisper quiet up to 5. Also has an ac booster for quick cab cooling, heat, nice! The stereo has equalizer, 4 speakers and will blow out your ear drums unless you have deafness. I find the adjustments for instrument brightness, headlights, fog, and bed lights to be very awkward, An afterthought by Ford engineers? Placed at lower left below segregated instrument layout. Needs to be easily visible, not hidden from view and adjustment. The high beams light up the next county and 50 feet up the treeline. Not sure I need to see owls in the trees, but I can. The flash to pass feature needs to be more blinks, changing lanes that fast is dangerous. The windshield is large and raked offering a full road view and pillars don't obstruct the roadway. The rear view camera can be used while driving and shows tailgaters. The rear window has defrost, tint. The tint is great but defrost is imo a dumb idea. Window easily defrosts with heat or defogs with ac. This isn't a car! I chose Ford over competition because my last F150 gave me 400K, never left me stranded, had a great V6, super good tranny and decent fuel mileage. I like the payload, handling, maps and my music from my apps. I like the aluminum clad where my last steel truck started rusting everywhere. The weight is nimble feel while driving, almost sporty on twisty roadways with very good acceleration and quicker stopping. The cost of ownership is less than foreign and many domestic. I have no recalls in 2 years. I drive in snow often, the handling and my confidence level are excellent but I still have weight in the bed for traction since this is 700 lbs. lighter than my 2013. Overall, I like this vehicle very much and look forward to a new one, better designed or upgraded 2028.






Used
2019 Ford F-150 Lariat
Vehicle information
Features
Reviews
great experience
Greatest experience in buying a truck. There was no pressure or upsell. Added a few things to the truck which was done fast. Wish all car buying was this easy. Had financing set up a head of time.
Awesome Truck
This is a great truck. Good acceleration, towing, and four-wheel drive. I am definitely a Ford lover now. Can't go wrong with this truck. Mine is a 5.0L and can't find a fault with it after four years of ownership.






Used
2020 Ford F-150 XLT
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Reviews
Always helpful and making sure my truck is safe to drive.
Always helpful and making sure my truck is safe to drive. Thank you for keeping my truck in shape.
Great vehicle!!
I was searching for a specific vehicle and I found a few on cars.com. 2020 F-150 Super Cab 2.7L Ecoboost, 10 speed transmission. At first I was concerned since I've never had a truck with a small V6. I was looking for good HP and good MPG. I liked the sporty trim STX look. Great acceleration and great MPG. Much better than my previous 2006 F-150 5.4L, which was a great truck, but it was time for a change. I do recommend this vehicle if you want MPG, power, and great towing capacity.






Used
2013 Ford F-150 XLT
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Reviews
I purchased a '11 DTS from them and they were very great
I purchased a '11 DTS from them and they were very great to work with. Let me take the car for a drive by myself so there was no pressure and I could look it over as much as I wanted. Very easy to negotiate with and I got it at the price I wanted. Even stuck around late to finish the deal even though they had a family function to get to. I would recommend them to anyone who is looking for a vehicle.
Great buy, maintenance package of good quality more of
Great buy, maintenance package of good quality more of why I trust ford. Flex fuel a great idea reliable cooling and heating. Oh and tires nitrogen flourishes ideas other dealerships.






Used
2022 Ford F-150 XLT
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Reviews
Wonderful place to shop for a car- they work SO HARD to
Wonderful place to shop for a car- they work SO HARD to make you happy!
Great ford dealership. Mall of ga ford
My 2022 STX 4x4 is totally awesome. Most importantly it’s 100% American. The 5.0 engine puts out plenty of power and pulls great . I put a 3 inch lift on the front and a 2 1/2 inch lift on the rear . I’m riding on 2022 35” inch tires and 18” raptor wheels . Also have an exhaust system with a large cold air intake system and passenger side oil catch can . All work was done at mall of ga ford . Now I have 15475 miles and just had my fourth oil change and service from mall of ga ford they completely take care of my truck .






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Reviews
Great place to buy a vehicle
I do not like car shopping. My days of driving from lot to lot have been over for quite some time. I found a van online offered by these guys that I liked and was fairly priced. The ad was very specific with numerous pictures and a good description of features. I was able to tell that I was interested in it before I even got to their lot. Eric was very helpful and friendly and was able to shoot me a fair trade value for my van. We were able to make a deal in no time at all. The van is 10 years old with normal wear and tear, but they had it cleaned up so nice it seemed much newer. All the paperwork went smoothly and I was back on the road quickly. Thanks a lot!
I bought this truck used from Long-Lewis in Hoover,
I bought this truck used from Long-Lewis in Hoover, Alabama, in July 2025. I like the performance, gas mileage, and drive modes of the 3.5 Liter Twin Turbo with 10 Speed transmission. Lots of interior space, lots of interior and exterior lighting in the right places.






Used
2015 Ford F-150 Lariat
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Reviews
Friendly ,helpful , honest sales
I would recommend this dealership! they were so helpful, honest and friendly.I sent a message asking about a vehicle however it sold already . So instead of just saying sold sorry Andy emailed me back and told me they had one similar I could look at then proceed to put it on hold for me which I appreciated making the hour and a half drive to have it for sure be there for me to see. Also they had the vehicle right up front and ready for the test drive when we arrived. I have been telling everyone about my great experience and hopefully when we need another vehicle they will have what we need again
This truck is one of the best.
This truck is one of the best. I had a GMC before this and there is no comparison. I love this truck and will keep for long time.






Used
2019 Ford F-150 XLT
Vehicle information
Features
Reviews
Service
Facility is clean and comfortable., people were friendly
2019 F-150 XLT 4X4
I should have gotten a 4 wheel drive to begin with. Traded in a 2018 F-150 STX 2X4 that was a nice truck but this is definitely an upgrade! The 3.5L accelerates quickly (beware leadfoot!) and pulls much easier than the 2.7L I traded away. Little difference in fuel mileage (I'm averaging around 1.4 mpg less with the larger engine) but worth the trade off. The interior is loaded with power, heated seats (both), upgraded navigation system and better quality stereo system. Heated mirrors and sliding rear window are a nice touch. This is my first 4X4 and it was really surprised at the torque output pulling out a couple of small trees and hauling away a 65' pine we had cut down. Much easier and more powerful than the 2.7L offered! Got it with low mileage and a pretty decent trade-in deal too. Think I'll keep it until the wheels fall off!






Used
2016 Ford F-150 XLT
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Reviews
2016 is a good yr since there is limited electronic
2016 is a good yr since there is limited electronic safety features. Truck has excellent ride, is quiet and gets great gas mileage with the 2.7 liter V6. My F150 has a 36 gallon tank and I've gotten over 1000 miles per fill up.






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Reviews
Atwater Ford - the friendly place
Atwater Ford has a great selection of new and used cars. Always very helpful and willing to work find what we are looking for in a vehicle. We have purchased both used and new cars from this dealership. They also have a good service department. Very friendly place!
Ford F-150 Lariat
Lariat model. 3.5 ecoboost engine. Great vehicle. Lots of extras. 4wd works well in OBX sand. I converted from chevy silverado. Ford won me over.






Used
2015 Ford Mustang GT Premium
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Reviews
Great experience!
Great experience! Wasn't exactly sure what vehicle I wanted but Matt encouraged me to test drive many different models to be sure I was getting what I wanted and was comfortable driving! Absolutely love my Chevy Blazer RS!! I will definitely be back for any future vehicle purchases!
I have a premium Yellow 2015 GT convertible.
I have a premium Yellow 2015 GT convertible. Black interior (not charcoal gray) with a Black top. This car has the 6-speed automatic and therefore, it does not constantly shift up/down like the newer (lousy) 9-10 speeds. Mine includes the Ford Performance PowerPac 2 with RTR axle backs. With only 19,000 actual miles, this car looks, sounds and performs excellent. Would not sell it for any Corvette (have had 3 of them) nor any other Convertible with a 9-10 speed auto. Nope - This car is too nice to part with…






Ford Certified
2025 Ford Explorer Active
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Reviews
James is a very good on his sales.
James is a very good on his sales. He compared 2023 and 2025 on video for me. They do a great job.
I upgraded from a 2017 Explorer Sport to a 2025 Explorer
I upgraded from a 2017 Explorer Sport to a 2025 Explorer ST. It handles better. It sounds better. It is faster. The interior is way better. The seats hug you. The infotainment system is fast and works really well.






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Reviews
Ordered 2025 Escape Platinum from George at Tenvoorde
Ordered 2025 Escape Platinum from George at Tenvoorde Ford. Car Arrived as ordered!! Service was great with lots of discounts. Nice and clean from the “Worlds Oldest Dealership” in St Cloud MN.
I owned a 2017 Fusion Platinum and did not want to get a
I owned a 2017 Fusion Platinum and did not want to get a SUV. Knowing the Edge was based on the same platform, I gave the 2024 a spin. I was impressed. It drove, handled, braked, and steered very well. I drove many cars, and even though Ford had not redesigned in a while, it was more enjoyable to drive than the Audi Q5 and Lexus RX. I rated the value a 3 because it is expensive. The Titanium Elite price is in the Lexus/Audi ballpark. I really wanted the Audi because I have owned some in the past, but the Edge was more sporty and more comfortable. I drove the ST and I was surprised that it did not feel a lot faster. This wqas the same with the Fusion. You can tell the ST was faster, but it did not jump off the line like I was expecting. I was disappointed the edge lost some equipment from the past as it is being phased out. So I added it. I added the hood insulation, the engine cover, the cargo cover, LED lighted sill plates, and the laminated acoustic glass on the front doors, all purchased from FORD dealers to make sure they were the real deal. I also added the keyless entry keypad (securicode). I was really disappointed they deleted securicode. The interior is not flashy like an Audi, but I like that it is understated. The carmello seat and door inserts make the car very audi-ish and special. It is too bad this is the last year. The Lincoln Nautilus lives on as the next generation in the USA. I can tell it has roots from the Fusion. That is also gone.






Used
2018 Ford Fusion Hybrid S
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Reviews
Purchased a 2022 Tacoma
I just went to look at Tacomas and happened to look at one that interested me. I took it for a drive and it met all my expectations. I’ve been very happy with the 2022 Tacoma.
The Ford Fusion was a modest priced sedan, low
The Ford Fusion was a modest priced sedan, low maintenance, great mileage and the hybrids are so smooth compared to all the other brands. I've own 6 of them since 2010. When Ford stopped making the Fusion after 2020 and decided to give away their sedan line, the copy cat models of Hyundai and Toyota both increased sales in the 20% range. Gas, oil and little electricity for the plug-in and these near maintenance free cars just go and go. I've put as much as 165,000 on them without issue.






Ford Certified
2023 Ford Escape Active
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Reviews
Mike does really good job on getting me in all the time
Mike does really good job on getting me in all the time at my convenience
Good on gas and a comfortable ride.
Good on gas and a comfortable ride. Drive it to West Virginia and back home no problem. I like it a lot definitely recommend it for people who travel for work and schoool






Used
2021 Ford Edge Titanium
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Reviews
Five star experience
Very good experience. Smooth transaction with no issues or surprises. Highly recommend traveling from the Twin Cities to make a purchase. Thorough sales and financing staff.
2021 Ford Edge ST Line
I have owned my 2021 Ford Edge ST LINE since September of 2021. It is now April 2024, and I can say without a doubt, that I am very satisfied with the vehicle. I have taken long trips with it, and it was very comfortable. I have nothing negative to say about this vehicle.






Used
2019 Ford Taurus SEL
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Reviews
Excellent customer service.
Excellent customer service. Helpful on walking my son through his first car purchase. Non pressure approach
all around great car have had no problems
Really have enjoyed this car it has been reliable . I would hope they would continue to build a nice dependable sedan like the Taurus.






Used
2022 Ford Expedition XLT
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Reviews
It was really amazing service and good quality thank
It was really amazing service and good quality thank you for your service go forward
About Ford
What is the cheapest Ford vehicle available?
The Ford Focus is the cheapest available vehicle by average Cars.com listing price in Ford's lineup, with an average listing price of $7,987.
Which Ford vehicle has the best MPG?
The Ford Fusion Hybrid can reach up to 43 MPG city and 41 MPG highway for a combined rating of 42 MPG. The Ford Maverick with traditional internal combustion engine offers up to 40 MPG city and 34 MPG highway for a combined rating of 37 MPG.
These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.
Which Ford vehicle has the longest range?
The electric Ford F-150 Lightning can travel up to 320 miles on a single charge depending on electric motor and battery options. The plug-in hybrid Ford Escape PHEV can travel up to 37 electric-only miles before the gas engine kicks on.
EPA-estimated range is the distance, or predicted distance, a new plug-in vehicle will travel on electric power before its battery charge is exhausted. Actual range will vary depending on model year, driving conditions, driving habits, elevation changes, weather, accessory usage (lights, climate control), vehicle condition and other factors.
Which Ford vehicle has the most deals?
The Ford F-150 has the most available deals on Cars.com with 7478 great deals out of 31044 listings starting at $1,000.
Where can I find the most Ford deals?
The most Ford deals can be found near Saint Augusta, MN with 120 great deals out of 441 listings starting at $2,999.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Ford by price
Ford under $40,000 by city
-
Ford under $40,000 in Eden Valley, MN
89 Great Deals out of 354 listings starting at $2,999
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Ford under $40,000 in Richmond, MN
73 Great Deals out of 299 listings starting at $2,999
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Ford under $40,000 in New London, MN
18 Great Deals out of 60 listings starting at $4,798
-
Ford under $40,000 in Belgrade, MN
17 Great Deals out of 59 listings starting at $4,798
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Ford under $40,000 in Spicer, MN
17 Great Deals out of 57 listings starting at $4,798
-
Ford under $40,000 in Cold Spring, MN
81 Great Deals out of 335 listings starting at $2,999
-
Ford under $40,000 in Watkins, MN
117 Great Deals out of 441 listings starting at $2,999
-
Ford under $40,000 in Grove City, MN
26 Great Deals out of 112 listings starting at $4,798
-
Ford under $40,000 in Atwater, MN
22 Great Deals out of 84 listings starting at $4,798
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Ford under $40,000 in Albany, MN
68 Great Deals out of 268 listings starting at $2,999
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Ford under $40,000 in Freeport, MN
68 Great Deals out of 266 listings starting at $2,999
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Ford under $40,000 in Litchfield, MN
27 Great Deals out of 125 listings starting at $3,000
Ford under $40,000 in Paynesville, MN by model
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Ford F-150 under $40,000 in Paynesville, MN
15 Great Deals out of 81 listings starting at $4,500
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Ford Explorer under $40,000 in Paynesville, MN
9 Great Deals out of 44 listings starting at $6,000
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Ford Edge under $40,000 in Paynesville, MN
21 Great Deals out of 30 listings starting at $7,500
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Ford Escape under $40,000 in Paynesville, MN
6 Great Deals out of 27 listings starting at $4,999
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This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.