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Used
Ford cars
for sale
near
Spencer, IN
under $100,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2024 Ford Bronco Sport Outer Banks
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Features
Reviews
Great Dealership/ amazing staff
This dealership is amazing, the sales staff went above and beyond to help us . This was the best car buying experience I have ever had. Our salesmen Ray Miller and Daryl Caldwell were awesome, we joked and laughed through the whole experience! Thank you guys
Great overall small SUV.
Great overall small SUV. Good styling, and a more truck feel than most small SUV's. Nice road feel. And good color selection. Definitely recommend this one.






Used
2021 Ford Explorer XLT
Vehicle information
Features
Reviews
I love my ST all except for seating.
I love my ST all except for seating. I’m just not a fan of European style seating soo we had an upholstery shop up grade them. Sooo much fun to drive! Great gas mileage considering I’m a lead foot. And when needed you can put a full 4x8 sheet of plywood in the back.






Used
2025 Ford Explorer ST-Line
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Reviews
Excellent Experience - New car purchase
We spoke with the dealership’s internet sales representative Ray Miller prior to traveling to the dealership to verify the price and details of the car. When we arrived the car was pulled to the front and ready for the test drive. It isn’t, hard to fall in love with a 2019 Ford Mustang, but we had yet to discuss the final price based on their review of our trade. When Ray presented the deal, it was in very simple terms - asking price, value of your trade, and the difference (no hard sell gimmicks). The asking price was exactly what was represented on the website (with all rebates), the trade value was exactly what we hoped for, and there were no hidden surprises or fees. We were able to take their first offer, something we have never been able to do. This was the best car purchase experience we have ever had. Further, everyone was very friendly - the dealership had a very hometown neighbor feel to it. Ernie Grant, also made the paperwork of the purchase very easy and we were through it in no time. This was our first experience with this dealership, and we will definitely be back. I highly recommend this dealer!
I upgraded from a 2017 Explorer Sport to a 2025 Explorer
I upgraded from a 2017 Explorer Sport to a 2025 Explorer ST. It handles better. It sounds better. It is faster. The interior is way better. The seats hug you. The infotainment system is fast and works really well.






Used
2017 Ford Fusion Hybrid SE
Vehicle information
Features
Reviews
Service dept
Amazing customer service! Kelly was awesome to work with. I will be back for all my service needs. I will tell everyone to ask for Kelly in service
Purchased at 35k , now at 50k miles.
Purchased at 35k , now at 50k miles. No issues so far. Rides like new. Very,very stable on freeway and when making turns. Hybrid model has a heavy battery pinning down the car for extra road grip. My wife loves how stable it is. Our other SUV tilts during turns, but Fusion gives you a peace of mind that it won't overturn. Lumbar support seats are awesome, and pretty well designed. Also enjoying power seat adjust on front seats. Ideal commuter. Impressed to get 38 mpg town/freeway. I love toyota prius too but fusion is a better looking car IMHO. Only con is a small screen especially when backing up , but we have SE trim,so that's why. Loving fuel tank that's capless, 1 less thing to twist. Just insert that hose at a gas station and remove when done! The interior is also very quiet so taking a phone call is a breeze. Really loving intuitive physical button controls. We entertained an idea of getting another car with a big sensor screen and on-screen buttons, but we are not giving up our physical controls on Ford after all! I have read this is a very reliable car among American manufacturers. Piece of advise: but $20 lug nuts and replace stock ones on wheels ,because they get swollen, buldge and impossible to remove in field conditions.






Used
2019 Ford Transit Connect Titanium w/Rear Liftgate
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Features
Reviews
I had a pleasant experience purchasing a car with this
I had a pleasant experience purchasing a car with this dealership. They were easy to work with.
Purchased to transport Disabled Vet & medical eqt
My biggest peeve is the tailgate isn’t powered. Ordered the top of the line mr Model sight unseen because my dealership didn’t carry them. I wanted all the bells and whistles. Powered lift gate isn’t an option. It is painful to my injured spine to lift it and manually move the rear seats. The grandkids love the 3rd seat and I love the storage space behind it. I have made a Sam’s run for the month and able to pack everything behind the 3rd seat. The inside is great for human comfort but not for shopping or I should say storing packages. To be honest, my front seats are ALL THE WAY back. I have plenty of room and that’s a lot. I don’t like being close to the steering wheel in case of an accident. I wish the slots for charging my devices weren’t so close to the driver’s cup holder. It’s too easy for liquids to Spill in them. The only other item I wish was different is I miss a hard copy manual. There are options I still don’t know how to use. My GPS is not updated because of that. I like the van. My grandkids and dogs like it. Tomorrow I will get up, remove the two blankets I have protecting them floors and spend hours vacuuming the dog hair out the fabric on the back of the seats and floors. I have leather seats but there’s still Too much surface that holds onto my Husky’s and Belgian Shepherd’s ‘Glitter’. I do have to double check my doors are locked when I leave them in the car with the AC running. I have to use the remote because the double tap of the horn alert is deceiving. It doesn’t mean the door is locked. I do appreciate how easy it is to unlock the car without having the remote in my hand. All in all, it served the reasons I purchased it. I do wish I had paid the extra money for the Sprinter. But it would not have fit in my garage nor my budget.






Used
2022 Ford Edge Titanium
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Features
Reviews
2022 Big Bend Bronco
I went to the dealership to inquire about the new Bronco. I wasn't sure if I could get my trade-ins payoff. But the whole team worked together to get me the best value for my trade but they also got me my Brand New Bronco. The finance depth got my interest rate super so that my payments was in my budget. I am still mind blown. Thank you all for making my dream car a reality.
I absolutley love this car.
I absolutley love this car. I am a wildlife photographer so I do a lot of driving.... it is comfortable, the windows are huge and amazing. The comfort is like being at home in my comfy chair. It is quiet too.






Used
2024 Ford F-250 XLT
Vehicle information
Features
Reviews
Great selection!
Great staff that worked with me. Good inventory! Will definitely be back! Purchased a used ford, look forward to bringing my family in for their future purchases.
Awesome F250
2024 F250 Lariat Diesel HO is a luxury truck with all of the amenities and safety features that one could want. It handles great, has a much improved turning radius and a very comfortable ride.






Used
2022 Ford Bronco Sport Big Bend
Vehicle information
Features
Reviews
The service people were very nice and helpful, however
The service people were very nice and helpful, however when I picked the car up I was directed to an area of the parking lot that the vehicle was located. Except the car was not there. I found the car by using the remote key to locate it. I personally think the car should have been brought to us instead of having us wander the parking lot
I have a '22 Base.
I have a '22 Base. My wife and I love it. We needed a 4x4 when we move to a more rural state and although we're generally happy with the vehicle, we can't help roll our eyes of the number of recalls and reliability questions surrounding the model. Had I known about the difference in the 1.5L to 2L engines, I'd have opted for the 2L engines, but that's only available at the top trimmed Badlands. This is almost the perfect vehicle for a two person household who has a dog, likes to take day trips and it pretty good on fuel economy (32mpg over 15k miles). The interior is pretty cheap, however. I would recommend the vehicle, however, but only with the 2L engine and only with a warranty. There are just too many concerns with this vehicle to own it without a warranty






Vehicle information
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Reviews
My Acadia
I really like this dealership. The service is good and friendly people. While my Acadia was getting an oil change I got a call from Bob my service guy. He asked if I would like to change the cabin filters. He said they need changed at 30,000 miles. Shame on me for not knowing how many miles was on my car but he had paperwork in his hand. He told me the cost and I told him yes to change them. I look at my mileage when I got in my car and there is only 23,000 some odd number on it. I had 7,000 more miles to go before they needed changed. That was a waste of good filters and money to me. I went out of town for a few days and never called the dealership. I'm still not happy about this mistake but I'm sure there's nothing that can be done about it.
Nightmare
Purchased the platinum with Fox/BDS 4” coil over front w/ upgraded arms and dual sterling stabilizers on 37’s. Dream truck, tons of power and comfort. Has been in the shop for 4 months with 7 electrical failures. Great truck when it runs.






Used
2022 Ford Escape SEL
Vehicle information
Features
Reviews
We Love Our new vehicle that we have purchased from Ray
We Love Our new vehicle that we have purchased from Ray Skillman Hoosier Ford. We immediately took it on a 3500-mile trip, and it went off without a hitch. This is the second vehicle that my family has purchased from this dealership in the last 3 years, and i would say you couldn't ask for a better place to buy your new or used vehicle from. John our salesman was awesome! He went above and beyond to meet and exceed our expectations and Manny in finance made it even easier to complete this purchase. We will be directing all of my family and friends to Ray Skillman Hoosier Ford for their next purchase to Experience the proper way to buy a vehicle with no hassles or worries.
I purchased used '22 Escape SE AWD two years old, low
I purchased used '22 Escape SE AWD two years old, low mileage and delighted with my dealer purchase. Upon extensive research, I was aware the loss of market value, which is why I purchased used. This vehicle is produced in volume as 'low-end' entry among 22 field competitors. Yes, there are several vehicles out there higher rated, more expensive, but my research validated highest cargo storage - highest mpg, for the reasonable market price. You can benefit from this depreciation by buying used! Some complain of the transmission, or slow pickup, or passenger door side panels. I have had no issues after 20,000 miles 6/2024 and get 31.3 mpg combined which is stellar!! A great value for the used car price-not new price. I would recommend as a reasonable value, HIGH capacity SUV can accommodate 4 airport passengers full size luggage is my first Ford of 21 cars purchased. Styling is very attractive, good assortment of safety features. Rear seats slide for extended passenger or cargo capacity.






Ford Certified
2024 Ford Mustang Mach-E Premium
Vehicle information
Features
Reviews
I bought a 2024 Rally which is the highest trim in a Mach
I bought a 2024 Rally which is the highest trim in a Mach E . It is very fast and fun smooth on the highway and can be driven on a dirt track as well as used as an every day vehicle. My only complaint is the range could be a little better and charging should be faster because the vehicle is already in its 4th year of production other than that as a long time EV owner I love the car after a month of ownership.






Used
2017 Ford Escape Titanium
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Features
Reviews
Great vehicle!!
This vehicle has been awesome from the day I first started driving it. Great on gas, engine is very responsive and reliable. A/C is very cold and the starts so nicely every time. The engine has all the power you would ever need. This one is a 2.0 Turbo. I have kept this car serviced regularly and it has performed flawlessly.






Used
2024 Ford Ranger XLT
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Features
Reviews
Been a fun car to drive.
Been a fun car to drive. Handles well and love the technology in this vehicle. Front, back and overhead camera angles. High end car stereo. Display is like eye candy.






Used
2024 Ford F-250 Lariat
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Features






Used
2021 Ford Explorer XLT
Vehicle information
Features
Reviews
Sales staff was great!
Sales staff was great! John Jones was friendly, professional and not high pressured. All the staff were easy to work with.
Although pricey, this truck is awesome to drive .
Although pricey, this truck is awesome to drive . Very sharp looking and runs fast! I highly recommend ! We went from a Flex to this car and it was a seamless transition.






Used
2024 Ford F-250 Lariat
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Reviews
Brandon and the team were wonderful.
Brandon and the team were wonderful. Very knowledgeable and helpful!! I would highly recommend Andy Mohr for anyone looking to purchase a vehicle!






Used
2020 Ford EcoSport SE
Vehicle information
Features
Reviews
Great Team and Dealership!
This team is very kind, courteous, and will help their customers in every way possible. Tony Martindale is a great Customer Care Representative, he makes it a point to meet all our needs and assures that we are satisfied before leaving the dealership. They also have a great service and body shop. We have and will continue to recommend Bloomington Ford & Lincoln, to everyone. GOD bless you all! And thanks again for everything.
I really love my Ford ECOSPort, easy clean, on inside.
I really love my Ford ECOSPort, easy clean, on inside. Easy to drive, 2020 make. Comfort roomie ,computer at finger tipes or by voice. Performance and, reliability of experiencing of driving my car yes my 2020 ecosport lov it ...






Vehicle information
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Reviews
Shopping for used car
I looked at a car there and loved it! I’m just hoping I can get the paperwork done with my dad when he has a day off! Really wonderful service
2009 Ford Focus
This is the second 2009 Ford focus SE that I’ve owned. The first one had 147,000 miles on it with nothing needed but regular items. Tires, battery, regular oil changes at 5000 mile intervals and never used any oil between changes. If I kept my foot out of it, I got 38 to 41 miles mpg, if I pushed it I still got 35 at 80 mph. This one has 79,000 miles on it and I have not done anything but tires. It’s nearly as clean as off the showroom floor, as I keep my cars clean. I am very happy with this car. Depreciation is so low now, insurance is low, no payments with interest, make this an exceptionally cheap car to own. Reability has been second to none for me. Highly recommended but very hard to find a nice one with a regular maintenance performed and no rust. You can’t go wrong with the value of this car, great commuter car or for a new teenage driver. It’s rated safe. It’s also very comfortable to drive for a whole day.






Vehicle information
Features
Reviews
Consumer
Very nice people to deal with. Even washed my car.
I have a 2011 Ford Fiesta S with a manual transmission.
I have a 2011 Ford Fiesta S with a manual transmission.I bought it with 120,000 miles and took a gamble.At first it had a issue with it revving by itself but then I cleaned the whole throttle body clean up the mass air flow sensor and haven't had a issue since .It now has 245000 miles and still my daily driver. It's interior is cheap but as long as you take care of it I think it's great for something for a to b traveling I take it everywhere across states and change oil and filters regularly along with other mechanical parts (all normal wear and tear)love this car






Used
2020 Ford Escape SE
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Reviews
Great team - great buy
Bought a car fast at a great price. 2019 Lincoln Navigator. Very friendly and knowledgeable. Will be back for sure - thanks for the great work!
I bought a used 2020 Ford escape hybrid titanium with
I bought a used 2020 Ford escape hybrid titanium with 33,000 miles. I came from a 2015 X3 and I am surprised how well this car handles and feels firmly planted. I love the electric driving at slow speeds and you can hear the gas engine come on and it’s louder than my BMW, but I am still pleasantly surprised by the low level of road noise at highway speeds. Mine is Persian green, which is rare, and absolutely beautiful after I waxed it. The exterior is pretty good, considering its price range, and the interior is subpar with the hard plastic on the doors, but overall, the controls are very intuitive, easily reachable, and after I learned how to use all the options, my favorite feature is the adaptive cruise control with stop and go and lane centering. The car basically just drives itself, even in the city at low speeds. I just have to make the turns and stop at red lights and stop signs if there is no car in front of me. I also love the short stopping distances with the brakes, which feel great and confidence-inspiring, and the steering actually feels better than in my BMW, which was too light at highway speeds. Another feature that sold me was how much legroom there is in the backseat, especially the fact that you can recline the backseat a little bit and also push it a few inches back to create more legroom. There is definitely more legroom in the front and back than in my BMW, even though my BMW was a few inches longer than this car. I love the look of the RAV4 hybrid XLE and it has more cargo room, but if you check the user reviews, you’ll see that the Escape hybrid actually beats it in mpg and in my area, I would’ve paid $8k - $9k more for a similar used RAV4 so I felt like the Escape hybrid was a better value overall. I rarely buy extended warranties with cars, but I did with this one since it was such a good deal at only $4000 but it gave me seven years of extended coverage and up to 80,000 more miles, whichever comes first. Considering how tariffs will affect car part pricing and car repair bills, I thought this was a an exceptional value, just like the car itself. I’ve only had it for three weeks, but I am really enjoying driving the car and seeing how little gas it sips.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Ford by price
Ford under $100,000 by city
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Ford under $100,000 in Spencer, IN
38 Great Deals out of 116 listings starting at $4,825
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Ford under $100,000 in Gosport, IN
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26 Great Deals out of 93 listings starting at $4,825
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28 Great Deals out of 80 listings starting at $4,825
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Ford under $100,000 in Cloverdale, IN
110 Great Deals out of 394 listings starting at $4,080
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Ford under $100,000 in Clay City, IN
17 Great Deals out of 50 listings starting at $4,900
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Ford under $100,000 in Bloomfield, IN
17 Great Deals out of 58 listings starting at $4,825
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Ford under $100,000 in Smithville-Sanders, IN
26 Great Deals out of 91 listings starting at $4,825
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180 Great Deals out of 836 listings starting at $1,500
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26 Great Deals out of 91 listings starting at $4,825
Ford under $100,000 in Spencer, IN by model
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Ford F-150 under $100,000 in Spencer, IN
10 Great Deals out of 29 listings starting at $5,900
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