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Used cars for sale near Germanton, NC under $8,000

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114 matches 30 miles from 27019
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Est. $400 /mo*
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Months
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2014 Nissan Altima 2.5

196,210 mi.
$5,330
Toyota of Greensboro
(1,381 reviews)
Greensboro, NC
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Used

2015 Nissan Rogue SV

161,595 mi.
$7,469
Vann York Toyota
(1,535 reviews)
High Point, NC

Vehicle information

Ext. color: Night Blue
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 20-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: VT0128
VIN: WVGBV7AX0FW600128

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Uniworld Auto Sales review

What a great priced inventory and staff.

What a great priced inventory and staff. Just opened new location on Wendover Ave. Found my perfect car.

2015 Volkswagen Tiguan 4MOTION Auto SE w/Appearance review

Reliable and great MPG

Loved this car for the three years I’ve owned it. Be sure to set aside $1,000 for a maintenance repair around 75,000 miles. Possibly sooner. Carbon build up is extremely common in Tiguans.

Vehicle information

Ext. color: Billet Silver Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 17-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 i-VTEC VCM variable valve control, regular unleaded, en
Stock #: 96163B
VIN: 5FNYF38499B018053

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Tow Hitch
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Third Row Seating

Reviews

Vann York Honda review

Seamless Process

Buying a car during a difficult situation can be stressful but Jose Bustillo was very helpful in finding the right car and getting the best price. I highly recommend Vann York for your auto needs.

2009 Honda Pilot EX review

Always buy Honda.

Great vehicle. Roomy, reliable, functional and smooth. Used my Pilot for work as a contractor while shuttling the family around town. The perfect SUV for anyone!

Vehicle information

Ext. color: Gray
Int. color: Jet Black
Drivetrain: Front-wheel Drive
MPG: 26-38
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.4L I4 16V MPFI DOHC Turbo
Stock #: 4N26672A
VIN: 1G1PC5SB1D7293740

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Rear Cross Traffic Alert, Stability Control

Reviews

Modern Toyota review

Brought my 2019 Toyota back today for a tire rotation.

Brought my 2019 Toyota back today for a tire rotation. I love this place. They are great. So nice and polite. Love the comfortable waiting area. You don’t have to worry about a thing. These people take care of you.

2013 Chevrolet Cruze 1LT review

a good little car

It's been a reliable and dependable car, other than a waterpump replacement early on, under warranty, it has had no mechanical issues. I purchased this car new from the dealership.

Vehicle information

Ext. color: Tideland Pearl
Int. color: Dark Brown/Ivory
Drivetrain: Front-wheel Drive
MPG: 60-51
Fuel type: Gasoline
Transmission: CVT
Engine: 1.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 1TC1567
VIN: JTDKB20U853031567

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist

Reviews

Impex Auto Sales review

Great staff, glad I found this dealership and the buying

Great staff, glad I found this dealership and the buying process didn’t take long.

2005 Toyota Prius Base review

Love this car!

Love my Prius. At first I thought it was ugly, but having owned it for so long, I love it! Get 52 miles to the gallon, but then I don't speed. I drive between 27-29 mph. in town, avoid freeways if I can to keep the mileage high. IU have only replaced the tires and the battery a couple of times. The car starts beautifully, responds well when driven. Is in good shape outside, except for a small "ding"on the bottom of the driver's side where I hit a curb.

Vehicle information

Ext. color: Sterling Gray Metallic
Int. color: Med Light Stone Seats
Drivetrain: Front-wheel Drive
MPG: 42-37
Fuel type: Hybrid
Transmission: CVT
Engine: 2L I-4 DOHC, iVCT variable valve control, regular unleaded, engi
Stock #: 7K8709A
VIN: 1FADP5AU4DL548637

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Parks Chevrolet Kernersville review

My truck was serviced in good and timely manner.

My truck was serviced in good and timely manner. Justin Furr has always been good to deal with as the shop service manager.

2013 Ford C-Max Hybrid SE review

2013" c-max goes the distance

This 2013 c-max hybrid has absolutely stood the test of time , unexpectedly driving excessive miles daily for years without having any mechanical problems, we did replace worn tires and always kept up with the recommended sevice maintenance by Ford. I am really impressed by this lil car. Now being sold to continue driving a hybrid car. I defiantly would recommend the c-max.

Vehicle information

Ext. color: Blue
Int. color: BLUE
Drivetrain: Front-wheel Drive
MPG: 16-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.9L V-8 regular unleaded, engine with 200HP
Stock #: TN4200647
VIN: 1G6CD53B9N4200647

Features

Exterior: Alloy Wheels
Seating: Leather Seats

Reviews

Greensboro Nissan review

Friendly staff , and very knowledgeable, super friendly

Friendly staff , and very knowledgeable, super friendly ESPECIALLY Kristie was the best made me feel welcomed very warm and comforting to be around

1992 Cadillac DeVille Base review

Great car!

I bought my 1992 Cadillac Sedan DeVille in 1997. I love this car! It's style is actually better than the newer Cadillacs we have bought since. The interior is very roomy and comfortable as well as aesthetically beautiful. This car is now 31 years old and the interior is still perfect. The exterior style is such that makes it easy to drive with it's rectangular shape and hood ornament that stands up to help you judge where you are when driving. This car has a lot of power. It handles very well in the snow. I will not sell this car even though we have bought newer Cadillacs. I love this 1992 Cadillac and wish they would make the new ones more like th 1992.

Vehicle information

Ext. color: Granite Crystal Metallic Clearcoat
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-36
Fuel type: Gasoline
Transmission: 9-Speed 948TE Automatic
Engine: MultiAir 2.4L I-4 variable valve control, regular unleaded, engi
Stock #: 046322A
VIN: 1C3CCCAB1FN655077

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Parks Chevrolet Kernersville review

Staff are always friendly and professional.

Staff are always friendly and professional. They keep me updated on any recommendations that the technician finds while working on my car. They never try to push any products on me

2015 Chrysler 200 Limited review

second gen 200...three years, not long enough!

PhilC: 2015 Chrysler 200 Lmt. (010924: 88657m) I love the car, hands down, a "true legend"...extremely reliable, rides nice and smooth, great wheelbase for NE winter season, have not had to put much expense-wise in to replacement parts since July 2017 purchse @ 48500m. Emissions Recall taken care of no cost at a DCJ dealership...top two fav. features are: the rounded dash near int. windshield and the OEM rims...genuine MOPAR, all the way! i wish for the resons given that they could have extended production by another year or two...three years was not long enough...Thank You so much 'FiatChrysler'...as well, Jeff Hammoud and Christian Farcas...an awesome car if there ever was...again, a "true legend"! Thank you to all involved...many more miles ahead with my 200 Lmt....

Vehicle information

Ext. color: Clear Sky Metallic
Int. color: Bisque
Drivetrain: Front-wheel Drive
MPG: 44-40
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: R311202
VIN: JTDZN3EU7C3149269

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Stability Control
Seating: Leather Seats

Reviews

Vann York High Point Nissan review

Was willing to work with us and was very helpful in the

Was willing to work with us and was very helpful in the buying process was very negotiable on price and met every one of our needs was understanding

2012 Toyota Prius v Five review

I ordered a rave4 prime.Still waiting for it.

I still love my priusv.Bought it new in oct.2012 went to Florida 6 winter with it I change oil every 6 month.very good on gas.In 10 yr. I put a set of wiper at one time. At my last inspection last October 2022 I had to have new brake in the back. That was it new tires of course.I can almost give it a 5 star but l will give it a 4.8 red & beige inside.

Vehicle information

Ext. color: Blue Slate
Int. color: Graphite
Drivetrain: All-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: VQ 3.7L V-6 DOHC, variable valve control, premium unleaded, engi
Stock #: G37X
VIN: JN1CV6AR5BM354545

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2011 INFINITI G37x Base review

Great car! Plenty of power.

Great car overall. Outdated technology. No bluetooth music streaming in the base model. Very under rated. BIG bang for the buck. Could have had better exhaust sound. Gets good combined gas mileage.

Vehicle information

Ext. color: Oxford White
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 43-41
Fuel type: Hybrid
Transmission: eCVT
Engine: 2L I-4 DOHC, Ti-VCT variable valve control, regular unleaded, en
Stock #: S410088
VIN: 3FA6P0LU9HR410088

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2017 Ford Fusion Hybrid SE review

Purchased at 35k , now at 50k miles.

Purchased at 35k , now at 50k miles. No issues so far. Rides like new. Very,very stable on freeway and when making turns. Hybrid model has a heavy battery pinning down the car for extra road grip. My wife loves how stable it is. Our other SUV tilts during turns, but Fusion gives you a peace of mind that it won't overturn. Lumbar support seats are awesome, and pretty well designed. Also enjoying power seat adjust on front seats. Ideal commuter. Impressed to get 38 mpg town/freeway. I love toyota prius too but fusion is a better looking car IMHO. Only con is a small screen especially when backing up , but we have SE trim,so that's why. Loving fuel tank that's capless, 1 less thing to twist. Just insert that hose at a gas station and remove when done! The interior is also very quiet so taking a phone call is a breeze. Really loving intuitive physical button controls. We entertained an idea of getting another car with a big sensor screen and on-screen buttons, but we are not giving up our physical controls on Ford after all! I have read this is a very reliable car among American manufacturers. Piece of advise: but $20 lug nuts and replace stock ones on wheels ,because they get swollen, buldge and impossible to remove in field conditions.

Vehicle information

Ext. color: Bright White Clearcoat
Int. color: Black/Light Graystone
Drivetrain: Front-wheel Drive
MPG: 17-25
Fuel type: Gasoline
Transmission: Automatic
Engine: Pentastar 3.6L V-6 DOHC, variable valve control, regular unleade
Stock #: I337303
VIN: 2C4RDGBG4GR337303

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Brake Assist, Stability Control
Seating: Third Row Seating

Reviews

I40 Auto review

Wonderful experience at this dealership.

Wonderful experience at this dealership. Great selection of quality vehicles. Everyone we worked with (sales, finance and manager) were professional and kind. Not pushy or aggressive at all. The entire process, from the moment we arrived until we left with our new car, only took a few hours. I would highly recommend visiting this dealership.

2016 Dodge Grand Caravan AVP/SE review

Amazingly reliable

I bought my 2016 Dodge Grand Caravan used in 2017. I’ve got 130,000 miles on it now and I’m still overall very pleased. This is my 4th Dodge/Chrysler minivan in the last 20+ years. I am kind of tired of driving a minivan but don’t know if I could give them up! This van has so many pros and very few cons. First, price is lower than other makes of minivans. Front and middle rows very comfortable on long trips. Good visibility from front and middle rows. I love that it has 2 separate glove boxes. Tons of cup holders! Adequate cargo area behind 3rd row seats. The stow and go feature is awesome. With second and third row seats folded down and hidden underneath the floor, you’ve got a huge open space to haul stuff. Almost like having a pickup truck except no one asks you to borrow it to move! Lol. It’s easy to get in and out of even if you have mobility problems. Drives and handles well. I don’t think we’ve ever had it in the shop. Never broken down on us. I’ve had this van since 2017 and no problems EVER until this summer. The radio quit working. We replaced it, and after a few weeks, the second one quit. Going to have it looked at soon. Also, the wipers have always worked poorly. Even after replacing them a few times with premium wipers, they still seem to “drag”, and are kind of “bumpy” is the only way I can describe it. My husband has to warn me before he turns them on, because they are so loud at first that they startle me very badly. Very irritating. When there’s a heavy rain they work fairly quietly and smoothly.

Vehicle information

Ext. color: Sangria
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, CVVT variable
Stock #: S099073
VIN: 5XXGT4L39GG099073

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2016 Kia Optima LX review

Perfect balance of comfort, performance, handling and

Perfect balance of comfort, performance, handling and cargo. Best car I've ever owned. Looks great. I get positive compliments on it's looks all the time.

Vehicle information

Ext. color: Grey
Int. color: Dark Charcoal
Drivetrain: Front-wheel Drive
MPG: 29-35.0
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: AN-4455
VIN: JTDKT903295232257

Features

Entertainment: CD Player

Reviews

Auto Network of the Triad LLC review

Repeat Buyer! Fantastic Lot!

I have purchased two cars from this dealership with ease and incredible customer service. They each went above and beyond to help me get financing and ensure that my vehicles were ready to hit the road! I enjoyed purchasing a vehicle both times and will return when I am ready to purchase again!

2009 Toyota Yaris S review

I bought a 2009 Yaris Sedan brand new for something like

I bought a 2009 Yaris Sedan brand new for something like $13K and, apart from regular maintenance, breaks and tires, have never had it in the shop. It’s a weekend/vacation car (we live in NYC) and only has 50K miles. I hope to drive it another 15 years. May be the best investment I’ve ever made. My mechanic friend asks to buy it every time I see him.

Vehicle information

Ext. color: Summit White
Int. color: Beige
Drivetrain: Four-wheel Drive
MPG: 13-16
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: Vortec 5.3L V-8 engine with 285HP
Stock #: ct0439
VIN: 1GNFK16Z22J250439

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Roof Rack, Tow Hooks
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2002 Chevrolet Suburban 1500 LT review

I call my baby girl "The Beast" and she's awesome

Bought her used. Reminded me at first look of a Yukon XL I'd test drive years ago. Except she's so much better than that 😁 I am a delivery driver, and even with the cost of a gas guzzling fiend, she is more than worth it. Like driving a pillow with wheels, only better because she's AWD and turns on a dime a lot like a newer Lincoln Town Car does. I love The Beast, so glad I bought her, and so grateful I had help with that Now I know why people choose to deal with the price of a hungry gas eater. Absolutely worth it

Vehicle information

Ext. color: Gold
Int. color: Dark Gray
Drivetrain: Front-wheel Drive
MPG: 51-48
Fuel type: Gasoline
Transmission: CVT
Engine: 1.8L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: S035274
VIN: JTDKN3DU9A0035274

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: CD Player, Premium Sound System
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2010 Toyota Prius One review

No car issues compared to previous cars I’ve had.

No car issues compared to previous cars I’ve had. Traveled from NJ to NYC for at least 9 months using this car. Only issue was getting new tires of how much I was traveling. 155k odo running like it’s brand new. $20 a week on gas. Traveling at least 24 miles 5x a week. Reliable, gas saver and comfortable car.

Vehicle information

Ext. color: Molten
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, variable valve control, regular unleaded, engine wi
Stock #: I204950A
VIN: KNDJT2A24B7204950

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2011 Kia Soul + review

I have a 2010, 2011, 2021 Kia Soul.

I have a 2010, 2011, 2021 Kia Soul. I think that says enough. Having a car last with minor repairs and 400,000 miles. Says something for the Kia.

Vehicle information

Ext. color: Barcelona Red Metallic
Int. color: Bisque
Drivetrain: Front-wheel Drive
MPG: 29-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: TY2091E
VIN: JTDBT923881262091

Features

Entertainment: CD Player

Reviews

Uniworld Auto Sales review

It was an outstanding experience, highly recommended.

It was an outstanding experience, highly recommended. I'll be back for sure. I even came back and used the service department to fix my daughter's car. Amazing experience all the way around.

2008 Toyota Yaris Base review

honestly, if this car was a lady, id marry her, she’s not

honestly, if this car was a lady, id marry her, she’s not super hot but she has a real nice personality she rides great and has a real peppy 4cyl, feels like a rocket ship when i stump the gas, i think this could be my FIL’s challenger r/t

Vehicle information

Ext. color: Melbourne Red Metallic
Int. color: Oyster
Drivetrain: All-wheel Drive
MPG: 22-34
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: B31655
VIN: WBA8E3G51GNU01655

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Uniworld Auto Sales review

EXCELLENT service, very personable.

EXCELLENT service, very personable. Variety of inventory for all buyers and prices are well below market value.

2016 BMW 328 xDrive review

nice and easy going

Absolutley one of the best cars I ever owned. BMW is the power Period. Mine is styled to the max with carbon fibers and sport wheels and so on. When I drive it out there every oe looks at it as if t is the m4 running around a real headd turner thanksto BMW. eASY TO CUSTOPISE IT TOO. LOVE MY CAR..WILL BUY EVEN BETTER MODEL NEXT 2 YEARS OR SO...

Vehicle information

Ext. color: Fresh Powder
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 31-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: NV0855
VIN: 3N1CN7AP7JL870855

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Uniworld Auto Sales review

Excellent customer service, large inventory to choose

Excellent customer service, large inventory to choose from, and fair prices. I would definitely buy another car from them, and recommend to friends and family.

2018 Nissan Versa 1.6 SV review

Good economy car

The car has pluses and a few minuses. First the good things. It is by far one of the smoothest vehicles I've ever driven, especially highway driving. You barely feel the road. Breaking is quick and responsive which adds to the smooth driving experience. The car is agile and has a impressive turning radius. Engine performance is adequate but acceleration is a bit weak especially taking it from 0 to 60. so you will not be passing every car on the road with this. Also the car sways a bit in high winds so it feels like you have to fine tune the steering at highway speeds to stay in lane. Exterior stying of car is also a bit unorthodox with it's small 15 inch wheels and oversized headlights. Interior is very comfortable for most people seats are comfortable with good back support. The rear seating is large for a subcompact with excellent legroom . The dash is not terribly impressive though cheap plastic is used and the glove compartment is too small . Also audio system is subpar and basic. What I love about the car is the price, the gas mileage and the comfort and reliability. If your looking for fancy or fast look elsewhere.

Vehicle information

Ext. color: Brilliant Black Crystal Pearlcoat
Int. color: Black/Light Graystone Interior
Drivetrain: Front-wheel Drive
MPG: 17-25
Fuel type: Gasoline
Transmission: Automatic
Engine: Pentastar 3.6L V-6 DOHC, VVT variable valve control, regular unl
Stock #: CP5259A
VIN: 2C4RC1BG7DR621360

Features

Convenience: Keyless Entry, Navigation System, Power Liftgate
Entertainment: Bluetooth®, CD Player, DVD Player, Rear Seat Entertainment
Exterior: Alloy Wheels, Roof Rack
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Third Row Seating

Reviews

Uniworld Auto Sales review

Very good place to come and check out car and good price

Very good place to come and check out car and good price here , very patient and friendly people.

2013 Chrysler Town & Country Touring review

Great vans

I have enjoyed this car very much. It has 105000 miles and hasn't given me any problems. This is my fourth Chrysler van. The first one got 300,00 miles before I junked it. It was still running very good, but it was over 20 years old.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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