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Used hatchbacks for sale near Speedway, IN under $650,000

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551 matches 30 miles from 46224
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Moonwalk Grey Metallic
Int. color: Satellite Grey
Drivetrain: Front-wheel Drive
MPG: 23-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: MM13059B
VIN: WMW53DH09P2T60095

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Dreyer & Reinbold Inc review

I stopped in to look at a vehicle not expecting to get

I stopped in to look at a vehicle not expecting to get the numbers to work. I worked with Virginia and she, not only, made the numbers work, but got the numbers to work better than I expected. She wasn't pushy or forced anything that I didn't want and was phenomenal in answering all the questions I had. And the bonus was that the process was quick. Thank you, Virginia for making the process so easy!

Vehicle information

Ext. color: Rallye Red
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: A12084
VIN: SHHFK7H45JU237752

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Omega AutoSports of Fishers review

New car is awesome

I purchased a vehicle from Jerwanne, he was very easy to deal with and got me the best deal I could find. My new car is great, I wasn't easy to get a loan for I had a hard time thanks to the covid lockdown but they got me approved for my car and I am thankful. I really needed a car so I could keep my job.

2018 Honda Civic Sport review

Absolutely love my car.

Absolutely love my car. 2018 SI sedan 6speed manual. A/C was fixed at dealer a while back. No problem since. No other problems of any kind. I never get under 35MPG COMBINED city and freeway. We drove to Phoenix and never got gas on the way. I’m at almost 90k miles, favorite car I have owned. I added a subwoofer to the stock stereo and it’s pretty good with Dolby Neural. I am amazed at the engineering to have over 200hp and just under 40mpg. Seat material is cheap. That’s one complaint. And it rides like a civic SI especially in sport mode. The handling is top notch I’ve scared a few people taking corners. If you like the SI cars over the years, this is one of the best

Vehicle information

Ext. color: Orange
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-30
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC
Stock #: K27601B
VIN: KNDJP3A54K7674741

Features

Convenience: Keyless Entry, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Ray Skillman Southside Kia review

Great Sales Guy!!

Michael Alberty was a great car sales guy. Never felt pressure to buy or any signs that made us feel like we were wasting his time. He talked to us as people and took the time to get to know us other than just his next customer! Highly recommend him for you next car purchase!!

2019 Kia Soul + review

I purchased my 2019 Kia Soul with 52,000 miles on it in

I purchased my 2019 Kia Soul with 52,000 miles on it in April last year. I now have 62,000 on it now. It looks good and drives great. No problems so far. Nice car.

Vehicle information

Ext. color: Finish Line Red
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 32-41
Fuel type: Gasoline
Transmission: CVT
Engine: 2.0L I4
Stock #: B0561
VIN: JTND4MBE2S3235535

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

Andy Mohr Toyota review

Went to Andy Mohr Toyota for a straight forward oil

Went to Andy Mohr Toyota for a straight forward oil change and inspection. Greeted promptly with a smile and checked in. Very organized and customer friendly. Inspection and service work was performed in short order and on my way. Just the way I like it.

2025 Toyota Corolla SE review

It is Corolla 2025 nice and smooth car with a good

It is Corolla 2025 nice and smooth car with a good specifications and up to date model a good shape really it is nice car

Vehicle information

Ext. color: Blue
Int. color: Black
Drivetrain: Front-wheel Drive
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 12focsford3599s
VIN: 1FAHP3M22CL188864

Features

Convenience: Keyless Entry
Entertainment: CD Player, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Z Imports review

I purchased a 2013 Mercedes E350 wagon that is totally

I purchased a 2013 Mercedes E350 wagon that is totally immaculate! It literally looked and runs like it’s brand new. I got a great deal on it several thousand dollars below bluebook and I have put 2500 miles on it now and it runs phenomenal and looks phenomenal! Z mailed me my title right away, and was very helpful with me making the purchase! I would absolutely buy another car here without hesitation. Thank you so much for the amazing car!

2012 Ford Focus SEL review

Bought new in 2012 with 2.

Bought new in 2012 with 2.0L 5 speed manual. This car has been exceptional in every way. Never quits! Never stalled! 272,000 miles, 4 spark plugs, original clutch, just normal Maintenance using FOMOCO recommended oil & filters every 5,000 miles (synthetic-blend). It still gets 35-36 commuting and 38-39 Hwy. Incredible little car! Sad I can’t buy a new one!

Vehicle information

Ext. color: White Gold Metallic
Int. color: Charcoal Black
Drivetrain: Front-wheel Drive
MPG: 26-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: W3932
VIN: 1FADP3M26HL209544

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Picasso Imports-Westfield review

Outstanding service and attention to detail.

Outstanding service and attention to detail. Max was great to deal with and I’m looking forward to working with him again.

2017 Ford Focus SEL review

2017 FORD FOCUS RECALLS.

My vehicle will be paid off soon. It seems problematic situationa are starting. I read about recalls for 2017 ford focus. I've received NO letters from Ford yet. There are several recalls for make. Model and year 2017.

Vehicle information

Ext. color: Black Granite Metallic
Int. color: Jet Black
Drivetrain: Front-wheel Drive
MPG: 25-33
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.4L I-4 DOHC, variable valve control, intercooled turbo,
Stock #: H0210
VIN: 1G1JG6SB5D4205810

Features

Convenience: Heated Seats, Keyless Entry, Remote Start
Entertainment: Bluetooth®, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

A2Z Autos review

Great service great everything so impressed

They did an amazing job communicating with me via email and when I got here they did an excellent job. The SUV was for my daughter she is super stoked. Thank u so much everyone check them out

2013 Chevrolet Sonic RS review

2013 Chevrolet Sonic LT 1.4 eng

We bought a sonic lt with a 1.4 turbo engine, great gas mileage and no major problems. As long as you keep up the maintenance the reliability is great.

Vehicle information

Ext. color: Daytona Gray Pearl Effect
Int. color: Red
Drivetrain: All-wheel Drive
MPG: 20-29
Fuel type: Gasoline
Transmission: 8-Speed Automatic with Tiptronic
Engine: 3L V-6 gasoline direct injection, DOHC, variable valve control,
Stock #: WI3208
VIN: WAUC4CF5XRA073208

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Fishers Imports NW review

All their cars were so clean.

All their cars were so clean. Got a good deal and will definitely be back!

Vehicle information

Ext. color: Super Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 31-40
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: ver01522602H
VIN: 3N1CE2CP5FL372922

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Z Imports review

I bought a car from here the car was perfect no issues

I bought a car from here the car was perfect no issues they have really good prices

2015 Nissan Versa Note SV review

Reliable, economical and comfortable

I bought my 2015 Nissan Versa Note in 2017 Certified Pre Owned with 35,000 miles on it. Now it has 80,000 trouble free miles on it. Aside from routine maintenance all I needed was sway bar links at 70,000 mi. Roomy, economical and comfortable. It may I interest everyone to know the transmission fluid should be changed every 30,000 miles. It's $240 to have it done by the dealer. Small price to pay for reliability.

Vehicle information

Ext. color: Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: 9S053529STK
VIN: JHMGE88429S053529

Features

Convenience: Keyless Entry
Entertainment: CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist

Reviews

NonStop Motors review

great people

I want to take the time to give a big shout-out to Charles , He is amazing Ive already bought my car from him but anything that I need he takes care of . If your looking for a car Charles us very honest and goes above and betond to make sure his customers are satisfied..... Thank you Charles

2009 Honda Fit Sport review

Reliable and gas miser

Bought one with 200k on it..drives smooth solid trNs , suspension and acceleration ..nice 1.5 liter engine no oil leaks ..just needed tune up ..spark plugs and o,e cylinder coil ...glad to have it for my gas buster budget. 40 mpg on highway ..seems like it'll go another 100k. Good in snow fwd helps alot

Vehicle information

Ext. color: White
Int. color: Bisque
Drivetrain: Front-wheel Drive
MPG: 51-48
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: A5186126STK
VIN: JTDKN3DUXA5186126

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Indy Auto Center review

Great service huge selection, Sami was very honest with

Great service huge selection, Sami was very honest with me and got me a good deal

2010 Toyota Prius II review

My 2010 Prius with the solar panel package has been the

My 2010 Prius with the solar panel package has been the best car I’ve ever owned. At 180k miles it drives like a dream and I’ve never had to replace anything besides the brakes. If I drive right I actually get 60-85 mpg. It’s a really wonderful car. I expect another 50 to 100k more miles out of it.

Vehicle information

Ext. color: Classic Silver Metallic
Int. color: Dark Gray
Drivetrain: Front-wheel Drive
MPG: 51-48
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: 11pristoy3599s
VIN: JTDKN3DU6B0263055

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Z Imports review

Great selection.

Great selection. Stuff very helpfull. No pressure. Bought great car at very fair price. Thank you Z.

2011 Toyota Prius III review

Great value, reliability and consistency

I absolutely recommend this car if you need a workhorse to drive you back and forth and not to die on you. A couple things about this car --- 200k miles with multiple total-loss level accidents because my jobs at the time had me on the road most days. Still running strong. I just took it on an interstate road trip and it doesn't miss a beat. This car is hard to kill. I don't know how this thing was built by Toyota but it is seriously impressive value for the money. Worth literally every penny for what I've squeezed out of it so far. Cons: the disrespect you get is insane. I've driven other cars and the hate that this car receives in particular is laughable. Also the performance is ridiculously bad, which everyone knows. One way to sum this up, I had a friend of mine once say, "It's hard to look another man in the eye while getting out of a Prius."

Vehicle information

Ext. color: Super White
Int. color: Bisque
Drivetrain: Front-wheel Drive
MPG: 60-51
Fuel type: Hybrid
Transmission: Automatic CVT
Engine: 1.5L I4 16V MPFI DOHC Hybrid
Stock #: 4402A
VIN: JTDKB20UX77614895

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Brake Assist

Reviews

World Class Motors review

Thank you Sarah At World-class motors Or selling m

Thank you Sarah at World-class motors for selling me my Mustang! You were a pleasure to work with! Best wishes in all your endeavors! I will be sending potential customers your way in the near future.

2007 Toyota Prius Base (CVT-E) review

Great Car for Gas Savers

I really Love my Toyota Prius. It’s Great on Gas and easy on the eyes. They don’t make them like this anymore. I enjoy driving to Las Vegas often and it’s only possible in the Prius.

Vehicle information

Ext. color: Black Mica
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 20-28
Fuel type: Gasoline
Transmission: Manual
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: maz01248602H
VIN: JM1BL1M60C1620348

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Z Imports review

We bought the Subaru, that speaks for it's self.

We bought the Subaru, that speaks for it's self. We really like the all wheel drive.

2012 Mazda Mazda3 s Grand Touring review

I bought this car brand new in 2012.

I bought this car brand new in 2012. Paid 17k. Worth every penny. It has 63k miles onit right now. Have never done anything other than change the oil and filter. It runs like it is expected. Slow and easy. You won't win no races with it. But it gets my wife to work with no issues. { 5 miles} Rain or snow. We have taken it on several road trips. Including a couple 1000 plus mile trips. Running wide open the whole way. It has no problem. I am a big guy. Very un comfy in most cars. But this I fall right into it and am able to climb back out with ease. The interior is cloth. Its starting to fade. But still no tears or wear marks. Theres nothing fancy about this car. But my wife loves it.

Vehicle information

Ext. color: Meteor Gray Mica
Int. color: Sand
Drivetrain: Front-wheel Drive
MPG: 30-40
Fuel type: Gasoline
Transmission: Automatic
Engine: SKYACTIV-G 2L I-4 gasoline direct injection, DOHC, variable valv
Stock #: 14mazd3tur3599s
VIN: JM1BM1L76E1101069

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control

Reviews

Z Imports review

I'm an out of state buyer who is willing to gamble.

I'm an out of state buyer who is willing to gamble. I was looking for the best specimen of a particular older car which I didn't need-but wanted. I went into this with the attitude I was willing to spend a couple of thousand extra to get eveything right. The car was a one owner 2009 Florida car with 74K miles. The body and paint was in incredible condition. I spent an additional $1500 for a new suspension and to replace degraded window rubber seals neither of which was absolutely necessary-but I like to have things right. The car now looks and runs like 2 year old car-people are shocked when I tell them it is 15 years old! This is the second -and probably last car I will purchase online. I got burned on a previous online purchase-but this was an impulse buy which I could afford to risk and only time will tell if I made out Ok. But for now, I'm pleased. All this being said, Emron was true to his word and even came through with the missing owners manual a couple of weeks later. As of now, I consider my experience was good one.

2014 Mazda Mazda3 i Touring review

Great car

Have owned 2 Mazda 3 sedans. Purchased my 2014 brand new. It is hands down the best car for the money I have ever owned and I'm 66 years old. Will buy a Mazda anytime!

Vehicle information

Ext. color: Summit White
Int. color: Jet Black/Dark Titanium
Drivetrain: Front-wheel Drive
MPG: 25-35
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 1.8L I-4 DOHC, variable valve control, regular unleaded,
Stock #: BTIS150037
VIN: 1G1JA6SH2F4188988

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, WiFi Hotspot
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Bill Estes Toyota review

Cheaper oil changes!

Took less than an hour. Oil change for synthetic oil was $40 cheaper than some express oil change place. Didnt even make an appointment. Love it. Wifi available to work while i wait.

2015 Chevrolet Sonic LS review

Great car for a tight budget

It's unfortunate the previous owners of the recent reviews had terrible ownership experiences . I have used this car for nearly four years without a single problem. Fun to drive, very spirited, great gas mileage, and outstanding handling at highway speeds. At 95,000 miles, no squeaks, wind noise, or rattles. its still very solid. Would highly recommend if you find a well cared for one. My only complaint is you would be hard pressed to fit four ave. size people at one time. But on the plus side it can fit in small spaces.

Vehicle information

Ext. color: Mythos Black Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 15-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 4L V-8 gasoline direct injection, DOHC, variable valve control,
Stock #: STK903759
VIN: WUAPCBF28MN903759

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Unlimited Motors review

2019 124 Fiat 124 Spider Lusso

I spent my time with Jimmy at the Indianapolis dealership and couldn’t be happier, he worked with me through the entire process, when I called him, he answered every time without hesitation. Jimmy did FaceTime with me to go over every inch of the vehicle at my pace and answered every concern. He was truly remarkable, thank you so very much. Tim & Jill Collins

2021 Audi RS 7 4.0T review

Spectacular car!!

What a ride! Planted, balanced, premium feel and a standout design both inside and out. It’s sedate when you want it to be, yet a beast when you’re ready. I’ve owned BMW’s, Lexus’s, Infiniti’s, Lincolns...this is by far the most amazing car I’ve ever owned and driven. Can’t recommend it enough!

Vehicle information

Ext. color: Charcoal
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: ha2958
VIN: JHMGE88619S020460

Features

Convenience: Keyless Entry, Navigation System
Entertainment: CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Indy Auto Center review

Great service honest good communication excellent car for

Great service honest good communication excellent car for the price, good experience I will recommend Indy auto center.

2009 Honda Fit Sport review

The ultimate in frugal, functional and smart.

The outside dimensions of a perfect city car that is easy to find parking for yet as big inside as a mid-size SUV and unreal headroom.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-32
Fuel type: Gasoline
Transmission: 7-Speed Automatic with Auto-Shift
Engine: 1.6L I4 16V GDI DOHC Turbo
Stock #: CC971
VIN: KNDJ53AF9N7169359

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Ray Skillman Southside Kia review

Excellent customer service

West ,Mike and Ben they are the best.. the customer service they showed was above and beyond and they all make you fill at home. I recommend going to them to get a vehicle .

2022 Kia Soul Turbo review

Great driver.

Great driver. Good gas mileage. Problem free. Second soul I have owned and just as good. My first was a 2013 and I had it for 6 years. I've had this one for over 3 years,

Vehicle information

Ext. color: Mars Orange
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-35
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC
Stock #: CC1001
VIN: KNDJ23AU0P7858278

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Ray Skillman Southside Kia review

Ray peters takes care of me all the time and the service

Ray peters takes care of me all the time and the service department. He’s great.

2023 Kia Soul LX review

The car has been nothing short of amazing for me, great

The car has been nothing short of amazing for me, great mpg, no issues with reliability has been a good city commuter and I'll most likely consider a new one when I'm in need of a new car.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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