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Used Honda Civic for sale near New Palestine, IN under $19,989

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114 matches 30 miles from 46163
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Alabaster Silver Metallic
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 30-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: DHB536749
VIN: 2HGFB2F85EH536749

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

Express Auto Source review

We had a great experience.

We had a great experience getting our Honda CRV. They had exactly what we wanted at a great price. We put money down and then went with financing with our bank. We paid a little more for an extended warranty for piece of mind. John was friendly and easy to work with. The sales staff were friendly, helpful, and not pushy. The lot was packed with inventory. The office area was small and could use some updating. They had snacks and drinks while waiting. It’s not fancy, but friendly.

2014 Honda Civic EX review

Great car, but small.

Civic LX sedan.Small car that is extremely reliable and handles like a sports car. Stereo is average. Seats are a little stiff. Low to the ground makes it a little hard to get in and out. Rides great, handles even better. 118,000 miles without an issue. 36 mpg combined every day. Dont care for CVT transmission, feels slightly sluggish but will get the job done.

Vehicle information

Ext. color: Tango Red Pearl
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: 9E012915STK
VIN: 19XFA16999E012915

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, DVD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Car Planet Inc. review

My name is Elien .

My name is Elien . I bought two cars from there,it's the best place to look for a car. The service is excellent . Straight honest people no xx.I recommande everyone looking to buy a car to go there and ask Shaq.

2009 Honda Civic EX-L review

237,000 miles and counting

This car replaced my 1993 Civic when the corrosion of the midwest did in the suspension, which was not worth repairing on on a car with 279,000 miles. Now my current Civic was approaching this benchmark fast befor Covid. It had some big shows to fill and easily did so. No problems, and it has been beat to crap. This is city driving, so the engine hours are through the roof. Average maybe 20mph thoughtour it’s life. Did need it’s starter replaced once, although this was less expensive than the old timing belt tuneup on the 93. There was an issue with thinning paint on trunk and the car has been hit with enough rocks and when parked that she is far from pristine. I vouch for the safety as this is the insurance replacement of one that got totaled with 60 miles on it back in 09, a roll over. Run off road by semi whose brakes failed. I find the car quite comfortable for commuting purposes and the AC still works. It’s a DX-VP, so she’s awfully spartan by modern standards. Now that I work from home, the miles are coming slower. I assume a better conditioned one with low miles would hold its resale value pretty well. I’d like to justify getting a new car to scoot around town but it’s impossible to justify.

Vehicle information

Ext. color: Modern Steel Metallic
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 31-40
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, variable valve control, regular unleaded, engine wi
Stock #: HE000698STK
VIN: 19XFC2F56HE000698

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, USB Port
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

NonStop Motors review

Honest used car dealer!!

Great deals on cars!!! Charles and John was very up front with everything and no pressure sales! I will be back for my future purchase!! Thanks again for helping us!

2017 Honda Civic LX review

I recently purchased a new Honda Civic, and it has been

I recently purchased a new Honda Civic, and it has been an amazing experience so far. The car drives very smoothly, handles well on both highways and city roads, and gives excellent gas mileage. The interior is comfortable and modern, with plenty of space and great visibility. I especially love the reliability that Honda is known for and the advanced safety features that make me feel confident while driving. It’s the perfect balance of style, comfort, and performance I highly recommend it to anyone looking for a dependable and efficient car.

Vehicle information

Ext. color: Lunar Silver Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-38
Fuel type: Gasoline
Transmission: CVT Transmission
Engine: 2.0L 4 Cylinder Engine
Stock #: Z1031A
VIN: 2HGFC2F69LH516903

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Bluetooth®, USB Port
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

O'Brien Toyota review

Our sales person, Tate, was great!

Our sales person, Tate, was great! From his immediate response from my message to him, to sending me a video of the car, outside in the pouring rain, all the way through signing the documents for purchase, Tate made it a smooth and efficient experience! If you're in the market for a new or used car, stop in and ask for Tate the Great and he will take great care of you!

2020 Honda Civic LX review

Get you one!

Best year civic thus far....gas mpg, handling, features, and comfort. I've had prolly 10 civics in my lifetime and this is the best one yet.

Vehicle information

Ext. color: Taffeta White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-39
Fuel type: Gasoline
Transmission: CVT
Engine: 1.8L I4 SOHC 16V i-VTEC
Stock #: PV5575
VIN: 19XFB2F96FE087781

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Andy Mohr Volkswagen of Avon review

Great experience.

Great experience. Fantastic salesman was very helpful on finding a car that works for us

2015 Honda Civic EX-L review

It's a small but not tiny.

It's a small but not tiny. It sort of roomier in the front but tighter in the rear seats. My model is the 2 doors coupe ex, with stick shift, it came well equipped with all the bells and whistles. Is good on gas and fun to drive. It's not incredible peppy but is fast and strong, and there's a lot of ways you can customize it with. Hondas have always been known for reliability, and this car won't disappoint you, it has 140k miles on it and stills runs like it was new. I got a really good deal from the dealer I bought it from, and they're pretty good overall. I would definitely buy from this place again!

Vehicle information

Ext. color: Aegean Blue Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-37
Fuel type: Gasoline
Transmission: Variable
Engine: Regular Unleaded I-4 2.0 L/122
Stock #: 2HR1466A
VIN: 2HGFE2F5XPH523107

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

Ed Martin Honda review

I buy a Honda Pilot and I want to thank Blake Brill,

I buy a Honda Pilot and I want to thank Blake Brill, sales man, for providing excellent service and advice. I’d recommend him to anyone visiting Ed Marin Honda in Indy.

2023 Honda Civic Sport review

A car that looks good and save gas now in days!

After changing jobs and having to drive 100 miles round trip, I decided to buy the 2023 Honda Civic, I think it was the best decision of my life, not only does it save me a lot of gas but it looks spectacular on the outside and not to mention The interior is simply perfect with a lot of space, like any criticism there are negative points such as the sound system which in my opinion lacks power to be able to listen to your favorite songs at full volume, another point that I would like to highlight is that it lacks entry to the car without having to use your remote control even my 2011 grand cherokee has it, in a general perspective it seems like a good car for price, safety and appearance, it has been my first honda and I think I will continue with the tradition of continuing to buy this model for a long time

Vehicle information

Ext. color: Aegean Blue Metallic
Drivetrain: Front-wheel Drive
MPG: 30-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 229366T
VIN: SHHFK7H44JU229366

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Midwest Motors review

Great customer service all cars are clean and well

Great customer service all cars are clean and well maintained definitely will be shopping here again

2018 Honda Civic Sport review

Absolutely love my car.

Absolutely love my car. 2018 SI sedan 6speed manual. A/C was fixed at dealer a while back. No problem since. No other problems of any kind. I never get under 35MPG COMBINED city and freeway. We drove to Phoenix and never got gas on the way. I’m at almost 90k miles, favorite car I have owned. I added a subwoofer to the stock stereo and it’s pretty good with Dolby Neural. I am amazed at the engineering to have over 200hp and just under 40mpg. Seat material is cheap. That’s one complaint. And it rides like a civic SI especially in sport mode. The handling is top notch I’ve scared a few people taking corners. If you like the SI cars over the years, this is one of the best

Vehicle information

Ext. color: Aegean Blue Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-38
Fuel type: Gasoline
Transmission: CVT
Engine: 2.0L I4 DOHC 16V i-VTEC
Stock #: P12554
VIN: 2HGFC4B61KH309826

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Andy Mohr Avon Nissan review

Wonderful experience exceptional service my time at Andy

Wonderful experience exceptional service my time at Andy Mohr Avon Nissan was great I loved it

2019 Honda Civic LX review

Just bought the Honda Civic 2020 Sport Coupe and I’m

Just bought the Honda Civic 2020 Sport Coupe and I’m really happy with it. The car looks sharp, drives smoothly, and has enough power to make daily driving fun without sacrificing fuel economy. Interior is comfortable and modern, with all the tech I need. Overall, a great blend of sporty looks, efficiency, and reliability. I would Highly recommend this car.

Vehicle information

Ext. color: White Orchid Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, variable valve control, regular unleaded, engine wi
Stock #: A61345
VIN: 2HGFC2F86KH561345

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Carmel Auto Gallery review

Just bought my car with Michael’s help, and it was such a

Just bought my car with Michael’s help, and it was such a breeze! Super friendly, patient, and professional. He made sure I understood everything and got a great deal.

2019 Honda Civic Sport review

I HAVE LOVED OWNING AND DRIVING MY HONDA CIVICS!

I have had three Honda Civics, and plan to buy another in the spring. They are the best vehicles I have owned during my 84 years.

Vehicle information

Ext. color: Modern Steel Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 4 Cyl, 1.8L
Stock #: 235021
VIN: 19XFB2F83EE235021

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

G5 Auto Sales review

Great experience!

They immediately when I enquired about a car they had; made arrangements and went to test drive it. Got it! Thanks Geoff and Katie! I recommend this dealership. Check them out!

2014 Honda Civic EX review

Good place to shop for cars

Good place to buy a car they’re nice people and very friendly and helpful. A lot of cars to look for different brands , nice place

Vehicle information

Ext. color: Gray
Drivetrain: Front-wheel Drive
MPG: 30-39
Fuel type: Gasoline
Transmission: Variable
Engine: Regular Unleaded I-4 1.8 L/110
Stock #: 437793C
VIN: 19XFB2F56FE039517

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Ed Martin Chevrolet Cadillac review

Very friendly and helpful salesman was very kind and

Very friendly and helpful salesman was very kind and helpful manager in the office worked with me

2015 Honda Civic LX review

Pretty xxxx good

Great little car. Obviously reliable and easy to fix. Get one with the 5 speed and you will really love it. Mine only has 31k miles.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 32-42
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.5L I4 16V GDI DOHC Turbo
Stock #: 2543
VIN: 19XFC1F38ME201361

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Stanley Chevrolet review

Mr Hayes was very professional and courtesy and very

Mr Hayes was very professional and courtesy and very helpful.Mr Hayes was helpful with the full vehicle buying process and gave me the information needed to purchase my vehicle.

2021 Honda Civic EX review

After buying Toyota vehicles for years, I found out that

After buying Toyota vehicles for years, I found out that they were outsourcing their CVT’s and Honda was making their own CVT’s and after driving a new Toyota Corolla and then a new Honda Civic, I was more impressed with the Honda Civic. My three previous cars were Toyota Corolla’s and I loved them. I am very happy with my 2021 Honda Civic EX and I would not hesitate to recommend Honda.

Vehicle information

Ext. color: Polished Metal Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-38
Fuel type: Gasoline
Transmission: CVT
Engine: 2L I-4 DOHC, variable valve control, regular unleaded, engine wi
Stock #: P1256
VIN: 2HGFC2F6XLH539414

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Bluetooth®, USB Port
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Great Lakes Honda of Fishers review

Janae was extremely helpful and very pleasant to deal

Janae was extremely helpful and very pleasant to deal with. I would highly recommended her to sales customers.

2020 Honda Civic LX review

So far I love it

Read many reviews prior to purchase. I wanted a good RELIABLE used car with great mpg. But, extra features. My driving is 90% around town. Lots of stop lights. I considered a Miata (florida driver) and husband has a Lexus. The Civic EX hands down. I LOVE this car and feel safe, has moon roof, nice stereo, extra features. Leather would have been nice. My one let down: No CD player. Yes, I’m old (63) but have a ton of CD’s. Even the Miata had a CD player…come on Honda! Not everyone is into their IPhones!

Vehicle information

Ext. color: Urban Titanium Metallic
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 30-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: P3208
VIN: 19XFB2F80FE046683

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

Hubler Honda review

Great people to work with, they made everything easy and

Great people to work with, they made everything easy and fast. Highly recommend buying from them

2015 Honda Civic EX review

A real trooper of a 4banger

I bought mine as a pre owned. 32k miles. I've been hard on it too. I've gotten mine to hit 136mph on the interstate WITH the cvt. Most people don't know how to drive even an automatic. Let off and get right back on and get on hard. Car will downshift to a lower "gear" and hold the rpms in the higher range. Car has been amazing to me. I've only replaced tires, and oil/oil filter since I bought it. 0 problems and that's even after I rear ended a mustang! It wasn't even out of alignment after! 16.2k for a pre owned car with a nice HUD and blind spot camera. Definitely buying a Honda next

Vehicle information

Ext. color: Crystal Black Pearl
Int. color: Black / Red
Drivetrain: Front-wheel Drive
MPG: 30-39
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.8L I4 16V MPFI SOHC
Stock #: SR3077
VIN: 2HGFG3B55FH518823

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Indy Auto Man review

Great to deal with!

Great to deal with! They made the car buying process very easy. Would highly recommend them when purchasing a vehicle in the Indy area.

2015 Honda Civic LX review

My car is my second home!

Of all the cars I have owned in my life, My 2015 Honda Civic is most reliable. It is a great ride, comfortable, and good looking! I have no complaints about this vehicle. I hope to drive it for years to come and gift it to one of my grandchildren when my time is up.

Vehicle information

Ext. color: Urban Titanium Metallic
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 30-39
Fuel type: Gasoline
Transmission: CVT
Engine: 1.8L I4 SOHC 16V i-VTEC
Stock #: P12834
VIN: 2HGFB2F56EH549922

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Andy Mohr Avon Nissan review

Recently purchased a 2025 Nissan Frontier at Andy Mohr

Recently purchased a 2025 Nissan Frontier at Andy Mohr Nissan and it was a very pleasant experience. Eric Boaz did an outstanding job.

2014 Honda Civic LX review

Most reliable car that I own

Seven years old. Got it with 26 miles, now I have over 80,000. No issues, no major repairs, just routine maintenance - oil change, filters, tires and battery. Had my breaks checked and I still have 70% life left. The style or horsepower isn’t the greatest, but cheap and not having to spend money is nice! I wouldn’t trade this car in period. I hope to get over 150,000 on my original brakes..

Vehicle information

Ext. color: Ice
Int. color: Black / Red
Drivetrain: Front-wheel Drive
MPG: 30-39
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.8L I4 16V MPFI SOHC
Stock #: V15638A
VIN: 19XFB2F84FE114306

Features

Convenience: Keyless Start
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Moonroof
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Hubler Chevrolet review

Responsive and considerate of the customer concerns.

Responsive and considerate of the customer concerns. Provided a good ride & drive experience. And, finally provided a competitive trade and purchase deal.

2015 Honda Civic EX review

gas saver

I went in to the dealership and spotted this Honda civic it is literally such a reliable car to have. wish I could have got it sooner someone else had beat me to it. eventually I got a different year of a Honda civic but I still recommend any Honda civic it even saves me gas.

Vehicle information

Ext. color: Red
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 32-42
Fuel type: Gasoline
Transmission: CVT
Engine: 1.5L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 26H4362A
VIN: 2HGFC1F74MH704538

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

2021 Honda Civic EX-L review

I have the touring edition with all the bells and

I have the touring edition with all the bells and whistles. This top of the line car really boasts quality, the chrome touches and unique front end really makes it stand out. If you drive it in sport it drives really well along with great gas mileage. The ten speaker 452 watt sounds great, wish the subwoofer was larger but if you tune it well most songs sound good. The touring exterior really looks sharp, it looks different from the lower models.

Vehicle information

Ext. color: Crystal Black Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: 5-Speed Automatic
Engine: 1.8L I4 16V MPFI SOHC
Stock #: H531917
VIN: 2HGFB2F99DH531917

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Moonroof
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Penske Honda review

Staff was very friendly and was very helpful when it came

Staff was very friendly and was very helpful when it came to me making my decision.

2013 Honda Civic EX-L review

We purchased this 2013 Honda Civic new , it now has

We purchased this 2013 Honda Civic new , it now has roughly 135,000 miles now in January 2025 and has only received regular service maintenance. It has not needed any repairs , with the exception of tires, two battery replacements , and proactively replaced brake pads and rotors.

Vehicle information

Ext. color: Modern Steel Metallic
Int. color: Black / Ivory
Drivetrain: Front-wheel Drive
MPG: 29-38
Fuel type: Gasoline
Transmission: 6-Speed Manual
Engine: 1.5L I4 16V GDI DOHC Turbo
Stock #: IHO6003A
VIN: SHHFK7G42JU212552

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Indy Honda review

Leasing a new vehicle was easy and quite pleasant.

Leasing a new vehicle was easy and quite pleasant. Casey was knowledgeable and responsive to what I was looking for. We seemed to be on the same page throughout the entire process.

2018 Honda Civic Sport review

Impressive looking and drive experience!

I got this Civic Touring 2018 from my son as a gift. To my surprise, it’s quite comfortable inside, not tight at all. The ride is comfortable and road noises not pronounced, but wind noise increases when the speed goes beyond 60 mph. I just got this car less than 3 months so I didn’t spend much time in dashboard functions and buttons. Those on the steering wheel need my study too. The GPS is not good compared with Google’s even after new updates from Honda (Garmin). I always use gps on cellphone. Will come back after having enough experiences.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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