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Used Honda Civic for sale near White Plains, NY under $899,990

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567 matches 30 miles from 10602
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Crystal Black Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, i-VTEC variable valve co
Stock #: 509191
VIN: 2HGFE2F53NH509191

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

5 Towns Drive review

Andy Garcia .

Love this dealership and its employees , extremely phenomenal service very happy with my purchase thank you Edi for helping me out on my pre-owned Chevy Tahoe I would recommend this place to everyone.

2022 Honda Civic Sport review

I absolutely love mine in comfort I think that it could

I absolutely love mine in comfort I think that it could have been a little bit better but that's on long trips. Short trips the comfort is fine. My car was totaled and my airbags blew on my steering wheel and at my legs and I'm so glad that they did because I really would have gotten hurt without those airbags The seat belt also did its job very well and the brakes warning light came on first then the brakes came on the exact same time I was putting the brakes on a guy ran a stop sign and there really wasn't much I could do but hit him which it did total my car and I am now looking for another one of the exact same kind I want my car back I love my Honda Civic sport touring.

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-37
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V GDI DOHC
Stock #: B34645L
VIN: 19XFL2H82PE018251

Features

Convenience: Adaptive Cruise Control, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Paragon Honda review

Gavyn Okeefe is very courteous, kind and patient.

Gavyn Okeefe is very courteous, kind and patient. He took the time to understand what we wanted in a car and delivered exactly that. He was very polite during our meeting and efficient, he did not waste any time, which we found refreshing as sometimes the sales process can be tedious.

2023 Honda Civic Sport review

A car that looks good and save gas now in days!

After changing jobs and having to drive 100 miles round trip, I decided to buy the 2023 Honda Civic, I think it was the best decision of my life, not only does it save me a lot of gas but it looks spectacular on the outside and not to mention The interior is simply perfect with a lot of space, like any criticism there are negative points such as the sound system which in my opinion lacks power to be able to listen to your favorite songs at full volume, another point that I would like to highlight is that it lacks entry to the car without having to use your remote control even my 2011 grand cherokee has it, in a general perspective it seems like a good car for price, safety and appearance, it has been my first honda and I think I will continue with the tradition of continuing to buy this model for a long time

Vehicle information

Ext. color: Crystal Black Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-38
Fuel type: Gasoline
Transmission: CVT
Engine: 2L I-4 DOHC, variable valve control, regular unleaded, engine wi
Stock #: 28850
VIN: 2HGFC2F69LH595585

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Bluetooth®, USB Port
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Honda of Mahwah review

Just bought my 4th Honda CRV.

Just bought my 4th Honda CRV. Knew what I wanted and how much I wanted to pay. Yousef / Abdel / Justin walked me through the process and we made a deal. Also bought the extended warranty due to a women in work had something go and it was $4000. I'm a worry wart so piece of mind is worth it to me. THANKS for walking me through all my questions and EARNING my business. Martin

2020 Honda Civic LX review

Get you one!

Best year civic thus far....gas mpg, handling, features, and comfort. I've had prolly 10 civics in my lifetime and this is the best one yet.

Vehicle information

Ext. color: Meteorite Gray Metallic
Int. color: Black
Transmission: Continuously Variable Transmission
Stock #: H534370AA
VIN: 2HGFE2F5XRH534370

Reviews

Garden State Honda review

Garden state Honda 225 River rd

Excellent customer service thanking sales person Rey Burgos for making me feel comfortable and very grateful for the sales manager Lou Auriemma for making the impossible possible blessings to you both and happy holidays! Sincerely Carmen Roldan love my new Honda Accord sport thanks again ‘

2024 Honda Civic review

Heather was an amazing sales woman, I truly appreciate

Heather was an amazing sales woman, I truly appreciate her hard work for making today happen! I purchased my first car by myself. I can’t wait to love my new Honda Civic

Vehicle information

Ext. color: Aegean Blue Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-37
Fuel type: Gasoline
Transmission: CVT
Engine: 2.0L I4 DOHC 16V i-VTEC
Stock #: 51517T
VIN: 2HGFC2F83MH501252

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Curry Honda Yorktown review

My New Accord

Purchased my second Honda Accord from Curry Honda. Always professional and courteous. Customer friendly. Exceeded my expectations! Several family members also are long time happy customers.

2021 Honda Civic Sport review

After buying Toyota vehicles for years, I found out that

After buying Toyota vehicles for years, I found out that they were outsourcing their CVT’s and Honda was making their own CVT’s and after driving a new Toyota Corolla and then a new Honda Civic, I was more impressed with the Honda Civic. My three previous cars were Toyota Corolla’s and I loved them. I am very happy with my 2021 Honda Civic EX and I would not hesitate to recommend Honda.

Vehicle information

Ext. color: Meteorite Gray Metallic
Int. color: Black
Transmission: Continuously Variable Transmission
Stock #: 31558U
VIN: 2HGFE2F54PH536225

Reviews

Honda City review

Daniel Stells awesome

Wow! Thank you Daniel Stella Great experience Thank you for being the best, very knowledgeable and providing excellent service. Highly recommend Daniel Stella the best

2023 Honda Civic review

2023 Honda Civic Sports Model

Wonderful vehicle! I am very pleased with it! Handles well, shifts well. I love the new boost blue color. Would recommend this car to anyone who appreciates good cars.

Vehicle information

Ext. color: Galaxy Gray Metallic
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 30-40
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: 302999
VIN: 2HGFA16517H302999

Features

Convenience: Keyless Entry
Entertainment: CD Player

Reviews

Eldorado Auto Sales review

great place

Purchased a 2004 Toyota Camry very happy with it. staff helped me with insurance, financing and also took care of all dmv work.

2007 Honda Civic LX review

THIS CAR IS A VERY GREAT GAS MILAGE, 30MPG.

THIS CAR IS A VERY GREAT GAS MILAGE, 30MPG. HONDA SHOULD HAVE PUT THE SI MOTOR IN THIS CAR. THEREFORE, YOU WOULD GET MORE PERFORMANCE OUT OF THIS CAR. ALL CARS DEPEND ON 1 THING, GROSS VEHICLE WEIGHT RATIO AND MUCH MORE.

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 33-42
Fuel type: Gasoline
Transmission: CVT
Engine: 1.5L I4 DOHC 16V
Stock #: 51424T
VIN: 2HGFE1F7XRH333046

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

Curry Honda Yorktown review

loved the service!

just signed the lease for my 2015 honda civic SE yesterday, weather permitting i will be picking it up today. The salesman was very friendly and comfortable to work with. This was the third honda dealer we tried, and the best price provided. I will not name the other deals or prices, but I am VERY satisfied with the deal we landed and would most definitely recommend this dealer to anyone looking for a new car!

2024 Honda Civic EX review

I love this car.

I love this car. I love how it’s reliable how how move how drive very great car. I’ll recommend this to everybody 10 out of 10.

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 31-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 gasoline direct injection, DOHC, VTEC variable valve co
Stock #: 19113
VIN: 2HGFE1F96NH325179

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

North Shore Honda review

Odyssey purchase

I bought an Odyssey this month, the process couldn't been better, great dealership to do business with. Corey and Andrew made sure I got the car pre-ordered and all went smoothly, only a couple weeks wait. Steve and Valerie made the paperwork a breeze and finally, Noel helped me on the day I picked up the car. To all a sincere thank you!

2022 Honda Civic Touring review

I absolutely love this car, I am so glad i went with this

I absolutely love this car, I am so glad i went with this car instead of the other option i was looking at. The only things i don’t like, are the limited storage space, and the engine start stop feature. There should be an option to turn it off and keep it off instead of having to turn it off every time i start the car. Other than that, this car is amazing. It has great leg room in the back, which is what i was looking for the most besides the remote start. I upgraded from a 2003 elantra.

Vehicle information

Ext. color: Meteorite Gray Metallic
Int. color: Black
Transmission: Continuously Variable Transmission
Stock #: 38926
VIN: 2HGFE2F52PH546378

Reviews

Honda of Valley Stream review

aen55@hotmail.com

Salesperson Brianna was great. Not pushy, but listened to my needs and my budget and came up with a Ridgeline that exceeded my expectations. I am in love with my new Ridgeline and so is my wife. The entire transaction was smooth and relaxing.

2023 Honda Civic review

Love my car

My civic 4cylinder runs smoothly I love being in it but honestly Honda is my favorite brand of car,very roomy just love the inside and outside design of the car

Vehicle information

Ext. color: Nighthawk Black Pearl
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: 5-Speed Automatic
Engine: 1.8L I4 16V MPFI SOHC
Stock #: B34465P
VIN: 2HGFA16568H310159

Features

Entertainment: CD Player

Reviews

Paragon Honda review

Just picked up my 2026 Honda HR-V from Kevin K at Paragon

Just picked up my 2026 Honda HR-V from Kevin K at Paragon Honda and OMG I’m still buzzing!! 🚀 I walked in kinda nervous (first time buying solo), but Kevin was like “relax, I got you” and turned the whole thing into a total blast. He’s SO real—no upselling junk, just straight talk and killer vibes. Showed me the HR-V, let me test it, and BOOM—best deal I’ve seen anywhere. Drove off in under 2 hours grinning ear to ear. This thing is FUN—peppy, techy, and way roomier than I expected! 🔥 If you’re even thinking about a Honda, RUN to Kevin K. Dude’s a legend and just made my week!! 🎉10/10

2008 Honda Civic LX review

Perfect Dave Ramsey car!!!!

Bought 2008 with 94k miles on it and have owned it for 2 years (115k on it now). Great value car, great Dave Ramsey car(read the Total Money Makeover), great car value to avoid debt(buy one off a “grandma” (=low miles and not driven hard(it only went to church and the grocery store🤣😂)). I will drive it to 200k or more and my investment accounts will keep on growing!

Vehicle information

Ext. color: White Orchid Pearl
Int. color: Black / Ivory
Drivetrain: Front-wheel Drive
MPG: 31-40
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.5L I4 16V GDI DOHC Turbo
Stock #: U43164T
VIN: SHHFK7H26JU432774

Features

Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

White Plains Honda review

purchased a 2019 Honda Odyssey

My husband and I went to White Plains Honda after an unpleasant experience at Yonkers Honda. From the minute we walked in we were greeted by Kathy with a great big smile. She took us outside to look at the car we wanted and even allowed us to test drive. She made our car buying experience very easy and stress free.

2018 Honda Civic LX review

Absolutely love my car.

Absolutely love my car. 2018 SI sedan 6speed manual. A/C was fixed at dealer a while back. No problem since. No other problems of any kind. I never get under 35MPG COMBINED city and freeway. We drove to Phoenix and never got gas on the way. I’m at almost 90k miles, favorite car I have owned. I added a subwoofer to the stock stereo and it’s pretty good with Dolby Neural. I am amazed at the engineering to have over 200hp and just under 40mpg. Seat material is cheap. That’s one complaint. And it rides like a civic SI especially in sport mode. The handling is top notch I’ve scared a few people taking corners. If you like the SI cars over the years, this is one of the best

Vehicle information

Ext. color: Lunar Silver Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, i-VTEC variable valve co
Stock #: UC19763TN
VIN: 2HGFE2F50NH594376

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Honda of New Rochelle review

I am a long time client of Honda New Rochelle and its

I am a long time client of Honda New Rochelle and its service department. I can recommend a service manager there, Bob Hochberg, for his polite, professional and knowledgeable service that have kept my cars over these years in tip top condition.

2022 Honda Civic Sport review

I have enjoyed my 2022 Honda Civic.

I have enjoyed my 2022 Honda Civic. The ride is great, it has enough performance to get around traffic when needed. The only draw back is there have been several recalls for different issues but over all it has been a great call

Vehicle information

Ext. color: Rallye Red
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-37
Fuel type: Gasoline
Transmission: CVT
Engine: 2L I-4 gasoline direct injection, DOHC, i-VTEC variable valve co
Stock #: 30837
VIN: 2HGFE2F52NH524247

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Honda of Mahwah review

What a great experience, Salesman was Anil and he was

What a great experience, Salesman was Anil and he was GREAT ! Whole atmosphere was very relaxing and everyone was nothing but nice

2022 Honda Civic Sport review

Driving experience is very good. I really enjoy.

Priority Honda is the best place to purchase a vehicle in Virginia and Rachel is very nice. Honda Civic is a very good car. Highly recommend!

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-38
Fuel type: Gasoline
Transmission: 6-Speed Manual
Engine: 1.5L I4 16V GDI DOHC Turbo
Stock #: 8286
VIN: 2HGFC3A59HH752320

Features

Convenience: Heated Seats, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

Beverly Hills Auto Group review

Satisfaction

Id like to start by saying that i dont normally write reviews but im home super happy with my BMW. I spoke to Nader on June 30 and made an appointment for the following day. Within 2 hours of me getting there i drove out with my dream car. I can’t say enough about how happy i am. My car is everything and more of what I expected. When it’s time for my trade in i hope Nader is still there. I enjoyed the whole experience. Btw, this is the second car that I’ve bought from Beverly Hills.

2017 Honda Civic Si review

I recently purchased a new Honda Civic, and it has been

I recently purchased a new Honda Civic, and it has been an amazing experience so far. The car drives very smoothly, handles well on both highways and city roads, and gives excellent gas mileage. The interior is comfortable and modern, with plenty of space and great visibility. I especially love the reliability that Honda is known for and the advanced safety features that make me feel confident while driving. It’s the perfect balance of style, comfort, and performance I highly recommend it to anyone looking for a dependable and efficient car.

Vehicle information

Ext. color: Lunar Silver Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-35
Fuel type: Gasoline
Transmission: CVT
Engine: 1.5L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 28783
VIN: SHHFK7H41MU412258

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Honda of Mahwah review

Great service.

Great service...seamless! Salesperson (Linda Pesantez) was very professional, attentive and forthcoming/transparent while tending to our needs. It helped too that my fiancé and I knew exactly what we wanted as far as choice of vehicle. We should note here that there seems to be a "homey" feel to the ambiance. We didn't feel pressured in the least and the entire purchase process lasted approximately 2 hours or a tad over. Based on our experience, we highly recommend Mahwah Honda for your next vehicle purchase. Kudos to the Mahwah Honda for having set the bar for exemplary service and to the staff for their diligence in effecting that end in their dealings with customers.

2021 Honda Civic Sport review

I have the touring edition with all the bells and

I have the touring edition with all the bells and whistles. This top of the line car really boasts quality, the chrome touches and unique front end really makes it stand out. If you drive it in sport it drives really well along with great gas mileage. The ten speaker 452 watt sounds great, wish the subwoofer was larger but if you tune it well most songs sound good. The touring exterior really looks sharp, it looks different from the lower models.

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, i-VTEC variable valve co
Stock #: PH517945TL
VIN: 2HGFE2F59PH517945

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Lia Honda Brewster review

I’ve been a returning customer at Brewster Honda for a

I’ve been a returning customer at Brewster Honda for a while now, and every visit is a breeze. The team is friendly, attentive, and always willing to help — couldn’t ask for a better experience!

2023 Honda Civic Sport review

Sport mode

The new civic rides rough and even rougher in sport mode a lot of road noise but very stylish looking exterior, sound system a little weak. Wish it came with a leather interior, cloth gets dirty quick

Vehicle information

Ext. color: Crystal Black Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-37
Fuel type: Gasoline
Transmission: CVT
Engine: 2L I-4 gasoline direct injection, DOHC, i-VTEC variable valve co
Stock #: 30626
VIN: 19XFL2H80PE007183

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Honda of Mahwah review

I’ve leased vehicles for many years.

I’ve leased vehicles for many years. I have to say my experience with Ali Bayat @ Mahwah Honda was the best experience dealing with any automobile sales person, there was no haggling and back and forth. He said he would get me in my price range & delivered ! and we all know that is a special gift in today’s car leasing business today. That being said the SUV I leased is a quality vehicle. & if you’re in the market for a Honda, & want to have a quality experience with a sales person Ali Bayat @ Mahwah Honda is your person …. Thank you Ali

2023 Honda Civic Sport review

Incredible civic.

i purchased a 2022 Honda civic sport touring hatchback in the beautiful sonic gray pearl. it is everything the professional car experts said it was and more. it rides great with crisp handling and the power from the 1.5 liter turbo is so much fun. i love the styling and the Led lights are very bright and safe. I'm getting 31 mpg in the city and 37 on hwy. I love the Honda brand and i love my civic. great job Honda.

Vehicle information

Ext. color: -Select-
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-37
Fuel type: Gasoline
Transmission: CVT
Engine: 2L I-4 gasoline direct injection, DOHC, i-VTEC variable valve co
Stock #: 251732A
VIN: 2HGFE2F51PH542550

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, i-VTEC variable valve co
Stock #: B9049T
VIN: 2HGFE2F55PH512452

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

BMW of Ramsey review

Good dealership for buying vehicles

Veronica is excellent sales person and she is professional. She has given options to choose but not forced to buy and finally bought what I wanted. She is very nice.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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