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Used cars for sale near Kenly, NC under $7,000

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228 matches 30 miles from 27542
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Garnet Red Pearl/Steel Gray Metallic
Int. color: Beige
Drivetrain: All-wheel Drive
MPG: 23-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 variable valve control, regular unleaded, engine with c
Stock #: 6H733548STK
VIN: JF1SG67656H733548

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Seating: Leather Seats

Reviews

MRJ Motors review

Difficult to separate the good and bad.

Difficult to separate the good and bad. In the end I bought the car. I think he is a generally honest guy who is trying to be fair. I don't think he'd purposely hide problems or patch up a failed car. That is of highest importance. My problem is there were a lot of issues with the car not disclosed in the listing. Check your car carefully! To his credit he disclosed the failing clear coat by sending me an excellent video before I traveled (a long way) to the dealership. Maybe inadvertently he disclosed problems with the headliner in the video. When I got there the battery was dead so he explained there was a parasitic load (still not resolved) that kills the battery in a couple days and he pointed out it had the wrong battery (which he replaced when we negotiated price). A tire was nearly flat and he noted it had a leak. If he were dishonest surely the tire would have been full and the battery charged when I showed up and he wouldn't have pointed out the wrong size battery (didn't fit tray). What I found includes: Two tires were good and two have almost no tread. The key fob remote doesn't work and when I bought and installed a new battery it still didn't. Since buying it I've gotten two estimates for fob replacement of $700 and $410. Hopefully I'll find one a little lower. I've also found the wiper blades need replaced, interior lights by the rear-view mirror don't work, and a film on the rear window (rear defroster I believe) is all bubbled and also not clear where unbubbled. Other than snow on the car when I test drove, I'm not sure how I missed this last one. Finally, there is an undisclosed admin fee of $500. He said nobody in NC discloses this on web listings. Maybe but it doesn't make it right.

2006 Subaru Forester 2.5 X review

Love my Subaru!

My only Osijek so far is I bought it so I’d have room to put my grandchildren’s car seat in back. Very little leg room for them

Vehicle information

Ext. color: Indigo Lights Mica
Int. color: Dune
Drivetrain: Front-wheel Drive
MPG: 28-40
Fuel type: Gasoline
Transmission: Automatic
Engine: SKYACTIV-G 2L I-4 gasoline direct injection, DOHC, variable valv
Stock #: C1557332STK
VIN: JM1BL1V7XC1557332

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

MRJ Motors review

The dealer was very honest about the vehicle.

The dealer was very honest about the vehicle. So we did brought Audi Q5 without warranty but AS IS. I really hope the vehicle last is a long time.

2012 Mazda Mazda3 i Touring review

I bought this car brand new in 2012.

I bought this car brand new in 2012. Paid 17k. Worth every penny. It has 63k miles onit right now. Have never done anything other than change the oil and filter. It runs like it is expected. Slow and easy. You won't win no races with it. But it gets my wife to work with no issues. { 5 miles} Rain or snow. We have taken it on several road trips. Including a couple 1000 plus mile trips. Running wide open the whole way. It has no problem. I am a big guy. Very un comfy in most cars. But this I fall right into it and am able to climb back out with ease. The interior is cloth. Its starting to fade. But still no tears or wear marks. Theres nothing fancy about this car. But my wife loves it.

Vehicle information

Ext. color: Ebony Black
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 21-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: DG417287STK
VIN: 5XYKT3A12DG417287

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Atlantic Auto Sales review

OUTSTANDING SERVICE!

**IF YOU’RE SHOPPING FOR USED CARS IN THE GARNER/RALEIGH AREA, IM ABOUT TO SAVE YOU A LOT OF TIME! ** Best experience ever! Mike, the owner and his staff, knew every car we asked about inside and out! We didn’t even have to ask about any issues because Mike went out of his way to point out little minor defects we may not have noticed otherwise... talk about honesty! He also offered a solution fo each minor cosmetic flaw. He and his staff graciously pulled out half a dozen cars for us to drive, telling us to take as long as we needed with each one. He bent over backwards to help, giving us his personal cell phone number to use should we have any further follow up questions. Absolutely amazing! I would’ve left this review even if we hadn’t purchased a car from him, but we did! He gave us an incredible deal and I got my dream car! I HIGHLY recommend this dealership if you’re shopping for quality on a budget. So happy!

2013 Kia Sorento LX review

I purchased my 2013 Kia Sorento LX fwd (3.

I purchased my 2013 Kia Sorento LX fwd (3.5L V6 engine non GDI) used with 36,000mi. It now has 167,000mi. (mix of city and 1000+mi road trips). It's had very few issues, and it's still running strong. The 3.5 engine seems very durable. I change the oil and use only high quality full synthetic oil and filter. The few minor issues include limited life for front turn signal/head light bulbs, slightly stiff suspension, and easily stained fabric seats. The suspension and steering seem pretty durable as well. I only use Michelin Defender tires, and I've gotten 95,000mi out of them. It's never needed an alignment.

Vehicle information

Ext. color: Blue
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: AH587951STK
VIN: 2HGFA1F56AH587951

Features

Convenience: Keyless Entry
Entertainment: CD Player

Reviews

Atlantic Auto Sales review

Atlantic Auto Sales

Sales people were attentive and polite. Concerned about customer safety during pandemic even inquired about family. Variety of cars but nothing in my price range yet.

2010 Honda Civic LX review

I have owned my 2010 Honda Civic coupe and I have been

I have owned my 2010 Honda Civic coupe and I have been from state to state with no problems and getting ready to upgrade and I'm going hondA again, best car ever and ever. Tp

Vehicle information

Ext. color: Arctic White
Int. color: Cashmere
Drivetrain: All-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 7B182097STK
VIN: WDBUF87X77B182097

Features

Convenience: Keyless Entry, Navigation System
Entertainment: CD Player, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2007 Mercedes-Benz E-Class 4MATIC review

Bought 1 owner 76,000 miles 2007 e350 in 2022.

Bought 1 owner 76,000 miles 2007 e350 in 2022. Love this car zero issues. I did replace valve seals as recommended after 80,000 it’s been a great car so far and still looks and feels new

Vehicle information

Ext. color: Radiant Silver Metallic
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: EH816161
VIN: 5NPEC4AC5EH816161

Features

Convenience: Keyless Start
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Leith Chrysler Jeep review

My buying experience was great!

My buying experience was great! Silvia Bagley went above and beyond in finding me the car I wanted and explaining in detail all the features it had. I would definitely recommend her and Leith to anyone. Mark Bailey

2014 Hyundai SONATA SE review

I’ve premium Auto version of 2014 Hyundai Sonata.

I’ve premium Auto version of 2014 Hyundai Sonata. Purchased in 2024 with very low Kms of about 65k but had an issue with starter motor when it came to 70k, other than that, it now runs lit. Been servicing on every 5-7k, it tops comfort & luxury & can challenge any modern car with similar features.

Vehicle information

Ext. color: Signal Red
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-36
Fuel type: Gasoline
Transmission: Automatic
Engine: Gamma 1.6L I-4 gasoline direct injection, DOHC, variable valve c
Stock #: H6027900STK
VIN: KNADM4A3XH6027900

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Atlantic Auto Sales review

They were very professional and knowledgeable about the

They were very professional and knowledgeable about the vehicle even though we did not make a deal. They were very responsive

2017 Kia Rio LX review

Most reliable car I've owned

I wouldn't drive any other car, have had a KIA for the pass 10 years, reliable, easy to drive and has given me good mileage.

Vehicle information

Ext. color: Beige
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 DOHC, variable valve control, premium unleaded, engine
Stock #: Z66947
VIN: WMWMF3C55ATZ66947

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Raleigh Pre-Owned review

Great Experience

Great dealership with good inventory, the staff was completely honest and professional with my car buying experience. I definitely recommend anyone who is seeking for a used vehicle

2010 MINI Cooper Base review

The only car for me!

I’ve owned my 2010 mini cooper base for 5 years now and let me tell you i am OBSESSED with it. bought the car with a small coolant leak, and fixing that was a little pricey, but other than that i’ve had zero issues with it. super comfortable, no cosmetic issues inside or out, and drives me around! I live in an incredibly small town, so i can go 3 months on one tank of gas.

Vehicle information

Ext. color: Black Obsidian
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 17-23
Fuel type: Gasoline
Transmission: Automatic
Engine: VQ 3.5L V-6 DOHC, variable valve control, premium unleaded, engi
Stock #: 8M269774STK
VIN: JNKBV61F38M269774

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Atlantic Auto Sales review

I had a great experience dealing with the salespeople and

I had a great experience dealing with the salespeople and staff at Atlantic Auto Sales in Garner, NC. I worked specifically with a woman named Mary who was professional and expedient in taking care of all the required paperwork. The other two gentlemen in the office were also very helpful in getting the vehicle ready for my taking delivery of it. I was grateful to see that they wanted to make the sale and there was no dishonesty or disconcern like I saw at other places. I will give them a great recommendation. I bought a truly nice older Toyota Sequoia and I was very satisfied with this team. Thanks, Matthew

2008 INFINITI G35x Base review

Love my G

I love my G35x although I bought a Lexus last year an RX350 I still love my G. It’s sporty fast great acceleration and handles great on the road and in the snow. I keep up with the maintenance and it has been so reliable. I have owned this car for about 7 years and bought with only 64k. It now has 161k and still going strong. If this car starts to fall apart I will definitely buy another if it cost more to fix. I plan to own this car until the wheels fall off. Love my G💯💪🏽. Thinking about putting a wrap on iit spice up the color.

Vehicle information

Ext. color: Ingot Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 43-41
Fuel type: Hybrid
Transmission: CVT
Engine: 2L I-4 DOHC, Ti-VCT variable valve control, regular unleaded, en
Stock #: 285778
VIN: 3FA6P0LUXHR285778

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Mira Auto Sales, LLC review

Good deal on great car

I was shopping for a good used car when I stopped by Mira auto sales. I saw a 2013 Ford Edge that I really liked. After an easy talk with them I was able to get the car at really good price. The car is perfect and I’ve Been driving it for 6 months now and no issues at all. The folks over there are easy to deal with and were very helpful in answering all my questions honestly and professionally. I highly recommend checking them out before you buy your next car. I went through a bunch of used car dealerships while looking for a descent car to buy but the quality, the pricing and the courteous staff made my decision much easier.

2017 Ford Fusion Hybrid SE review

Purchased at 35k , now at 50k miles.

Purchased at 35k , now at 50k miles. No issues so far. Rides like new. Very,very stable on freeway and when making turns. Hybrid model has a heavy battery pinning down the car for extra road grip. My wife loves how stable it is. Our other SUV tilts during turns, but Fusion gives you a peace of mind that it won't overturn. Lumbar support seats are awesome, and pretty well designed. Also enjoying power seat adjust on front seats. Ideal commuter. Impressed to get 38 mpg town/freeway. I love toyota prius too but fusion is a better looking car IMHO. Only con is a small screen especially when backing up , but we have SE trim,so that's why. Loving fuel tank that's capless, 1 less thing to twist. Just insert that hose at a gas station and remove when done! The interior is also very quiet so taking a phone call is a breeze. Really loving intuitive physical button controls. We entertained an idea of getting another car with a big sensor screen and on-screen buttons, but we are not giving up our physical controls on Ford after all! I have read this is a very reliable car among American manufacturers. Piece of advise: but $20 lug nuts and replace stock ones on wheels ,because they get swollen, buldge and impossible to remove in field conditions.

Vehicle information

Ext. color: Tan
Int. color: Medium Pebble
Drivetrain: Four-wheel Drive
MPG: 15-18
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: 4L V-6 engine with 210HP
Stock #: 5UB44116STK
VIN: 1FMZU77K35UB44116

Features

Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack

Reviews

Atlantic Auto Sales review

The truck that I came to look at had already been sold.

The truck that I came to look at had already been sold. That’s about it. Too bad. But good news I I found another Chevrolet Avalanche which is nicer and is the color that I prefer.

2005 Ford Explorer Sport Trac XLS review

Best Dealership

We were very happy with our purchase from Bob`s Auto Sales. The Sport Trac has everything plus more. We have been given so many compliments & we are spreading the good deal to others. Couldn`t be happier with the price, friendly staff, Mike was the best salesman & explained every detail. God bless your business.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 17-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 premium unleaded, engine with 275HP
Stock #: 2T115797STK
VIN: WDBLK70GX2T115797

Features

Convenience: Keyless Entry
Entertainment: HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2002 Mercedes-Benz CLK-Class 430 Cabriolet review

The CLK 320 stands out as the most remarkable car I've

The CLK 320 stands out as the most remarkable car I've driven In terms of reliability, appearance and performance it truly excels. I've driven my cabriolet for 260k miles and still going strong. Love it so much that I just bought another for my daughter to start college at 81K miles, I anticipate tis vehicle to last 450K-500k miles on original engine and transmission (all with proper maintenance).

Vehicle information

Ext. color: Blue
Int. color: Titan Black
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: FM029606STK
VIN: 3VW217AUXFM029606

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2015 Volkswagen Golf Auto TSI S w/Sunroof review

2015 VW Golf Turbo diesel injection.

Thoroughly reliable diesel automobile. Steady fwy driving will get you 45 mpg. Nice not to have to change spark plugs. Likely not a great choice in subzero weather.

Vehicle information

Ext. color: Ivory Pearl
Int. color: Graphite
Drivetrain: Front-wheel Drive
MPG: 20-24
Fuel type: Gasoline
Transmission: Automatic
Engine: VQ 3.5L V-6 DOHC, variable valve control, premium unleaded, engi
Stock #: 2T030135STK
VIN: JNKDA31A72T030135

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist
Seating: Leather Seats, Memory Seat

Reviews

2002 INFINITI I35 Luxury review

This car has treated me well!

This car is Mr. Reliable! I have treated it well and you can trust it. Love the Infinity luxury and all the bells and whistles work great, especially the heated steering wheel and seats. I think you will love this car.

Vehicle information

Ext. color: Black Cherry Metallic
Int. color: Gray
Drivetrain: Four-wheel Drive
MPG: 17-21
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.7L V-6 DOHC, regular unleaded, engine with 173HP
Stock #: 87454443STK
VIN: KNDJE723X87454443

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hooks
Safety: Stability Control

Reviews

2008 Kia Sportage EX review

I bought my Kia sportage used for 5000 best car I ever

I bought my Kia sportage used for 5000 best car I ever owned very little problems . Been very reliable. Love driving it would recommend to anybody

Vehicle information

Ext. color: Super Black
Int. color: Gray
Drivetrain: Four-wheel Drive
MPG: 15-20
Fuel type: Gasoline
Transmission: Automatic
Engine: VQ 4L V-6 DOHC, variable valve control, regular unleaded, engine
Stock #: AC523091STK
VIN: 5N1AN0NW3AC523091

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Roof Rack
Safety: Stability Control

Reviews

2010 Nissan Xterra X review

LOVE MY 2010 Xterra

I bought mine back in 2010 brand new an absolutely love it, which they still made them. They need to bring them back but keep the same shape and the simple and easy inside, not make them look like mini vans on wheels or add a 3rd row seat. If they made them like the one I have now I would definital have one. LOVE MINE

Vehicle information

Ext. color: Deep Sea Blue Pearl Effect
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 22-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: BN044989STK
VIN: WAUAFAFL3BN044989

Features

Convenience: Keyless Entry
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2011 Audi A4 2.0T Premium review

Check the engine

Make sure you check which engine you have in this car. There was a lawsuit about the piston rings being bad. To have another engine put in is 7.4k to 8.5k.

Vehicle information

Ext. color: White
Int. color: Titan Black
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: EM420077STK
VIN: 3VWD17AJ7EM420077

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2014 Volkswagen Jetta Auto SE review

Very awesome car

This car is great value for the price smooth ride heated seats it's low mileage very nice car I'm extremely happy with this choice and the extra options

Vehicle information

Ext. color: White
Int. color: Ginger
Drivetrain: All-wheel Drive
MPG: 18-26
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: 3L V-6 DOHC, variable valve control, engine with 240HP
Stock #: 288472
VIN: 3FAHP0CG7CR288472

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Dunn Deal Auto LLC review

The vehicle matched the description exactly.

The vehicle matched the description exactly. They shared a Carfax report right away and even sent extra photos upon request. Everything—from the extended warranty to taxes and fees—was explained clearly and upfront. Since I came with my own financing, I can’t speak to their loan options, but the rest of the process was smooth and pressure-free. We made the trip from Charlotte and it was well worth it. I’d gladly purchase from them again.

2012 Ford Fusion SEL review

I love ford fusion

Hi, 👋 I am currently an owner of a 2012 ford fusion SE & I can assure you that I feels very fortunate to have such an amazing reliable vehicle as I do now ! Recommending this is vehicle as an owner of am Ford Fusion, would be absolutely absurd if I did not! What such an amazing car that the Ford industry has manufactured!! Shout out to you guys "Ford" thank you so much for an outstanding job! Absolutely loves the remote start control, after starting remotely still having too insert the key for switching gears to drive. Very amazing, without the key inserted, once you place your foot on the brakes to try to change gears the engine kills, to me mu opinion am very safe an outstanding security setup for car thefts to be prevented. Especially for the cold winters and needing my vehicle to be warmed and the engine going for when I get in my car the heater wouldn't need time to warm up. I have such relax and ease knowing my car is fine being started while me not being inside of it, that no-one can drive away with my vehicle with having the keys inserted. Yet my car was gifted to me but my grandfather but wow such an amazing gift ever !! I say very sincerely, stating that this the every 1st car reviews I've ever done after having many 🙏💛

Vehicle information

Ext. color: Tan
Int. color: Ash
Drivetrain: Front-wheel Drive
MPG: 22-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 70161406STK
VIN: JTEGD21A370161406

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2007 Toyota Highlander Base review

Unbeatable Quality and Comfort

We have owned our Highlander since about 42K miles, it now has 136k. The car has been wonderfully reliable and the batteries (now 16 years old) seem to still be working quite well. We get about 25mpg, maybe one or two less than when we first got it. While maybe not sexy, the first-gen Highlander Hybrid is a super well-engineered car. Our years in this tight, quiet, comfortable, spacious vehicle have been great. Biggest problem is we can't find a modern car we like enough to replace it!

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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